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As is typically the case after a high-profile murder, people are speculating about suspect Luigi Mangione’s state of mind when he allegedly killed United Healthcare CEO Brian Thompson outside a Hilton hotel in Manhattan.

We have a likely (political) motive in the form of a handwritten statement Pennsylvania police say they found on Mangione when they arrested him. “Frankly, these parasites simply had it coming,” it reads. “A reminder: the US has the #1 most expensive healthcare system in the world, yet we rank roughly #42 in life expectancy. United is the (indecipherable) largest company in the US by market cap, behind only Apple, Google, Walmart. It has grown and grown, but as our life expectancy? No, the reality is, these (indecipherable) have simply gotten too powerful, and they continue to abuse our country for immense profit because the American public has allowed them to get away with it. … It is not an issue of awareness at this point, but clearly power games at play. Evidently I am the first to face it with such brutal honesty.”

Thompson’s death immediately prompted the widespread assumption that his killer had to have been motivated by something personal. The CEO must have been the victim of a vengeful patient, or someone who loved and lost a person to an insurance denial. There are, after all, numerous Americans whom United Healthcare refuses to cover for medical treatment. Some die. But the man they arrested doesn’t fit the bill. Though Mangione’s social media feeds indicate that he had major back surgery following an injury, the operation appears to have been successful. There is no evidence that an insurance company denied his claim. United Healthcare says Mangione has never been their customer.

This looks like a case of self-radicalization.

Mangione was privileged and high functioning. If he can become a one-man terrorist group, anyone can.

The establishment press can’t wrap its collective head around it.

Writing in The New York Times, David Wallace-Wells is among the many journalists who wondered aloud: “We’ve seen the video of him shouting at the press as he’s pulled into the courthouse, which suggests perhaps some disquiet. But we also haven’t heard from anybody who interacted with him at any point in his life who found him anything but levelheaded, cleareyed, calm and even kind.” Why might someone with Mangione’s background (white, well off, Ivy educated), looks (women have been swooning over him online) and social currency (he was friendly and popular) stalk a business executive he’d never met and gun him down?

Perhaps, some reports suggested, back pain from spondylolisthesis drove him insane. Or that pain made it impossible for him to have sex and that made him nuts. Or his turn to violence was inspired by Ted Kaczynski’s Unabomber manifesto. He was 26, the average age when schizophrenia first manifests — maybe a mental time bomb was behind his psychotic break. One of these explanations may prove true. Or none. Mangione may be sane. He may simply be a class traitor.

Wallace-Wells continued: “In many ways, the obvious explanation is that the attack was the result of some kind of breakdown. But aside from the shooting itself, we haven’t seen any real signs of a breakdown.” (Except for shouting at the press. Wallace-Wells thinks that makes you unwell.)

Interesting questions arise from the assumption that mental illness is “the obvious explanation.” We are going to have to radically rethink our society if that’s true.

Are prison employees who administer capital punishment insane? What about combat troops who kill enemy soldiers whom they have nothing against personally, simply because they’re given an order? Are members of the military lunatics? Must one be crazy to serve as president, a job that involves ordering men and women to shoot and bomb other people — sometimes en masse — and signing off on extrajudicial assassinations, as with drones? Harry Truman dropped The Bomb. Was he psycho? What of a police officer who shoots a suspect? If a health insurance company unfairly denies lifesaving medical care to a patient and the patient dies, which one can argue is tantamount to murder, does that make a CEO like Thompson a murderer too — and therefore insane?

If everyone who kills a human being is psychotic, shouldn’t every killer be granted an insanity defense and automatically be sent to a psychiatric facility rather than prison?

What about farmers who kill animals? Vets who euthanize them?

When Marianne Bachmeier entered a West German courtroom in 1981 and shot to death the man who raped and murdered her 7-year-old daughter, there was no confusion. Everyone understood her motivation. It was personal and relatable, and therefore there was no talk that she might be bonkers.

Should it turn out that Mangione’s motive was personal, and that he or someone he cared about suffered pain at the hands of the health insurance industry, the discomfort of the chattering classes would be mitigated. Oh. That makes sense.

It is possible, though — likelier, really — that Mangione engaged with the question of America’s for-profit health care system impersonally and intellectually yet passionately. Like those who marched against the Vietnam and Gaza wars despite having no personal stake in the conflict, it is hard not to feel disgust and outrage when one hears horrific accounts of insurance companies denying and delaying valid claims as they rake in billions. Mangione had to have known, as everyone does, that there is no prospect of health care reform coming out of a Washington in which neither political party wants to fix the system.

People kill other people in service to far more abstract concepts than affordable health care. Political leaders kill over such dubious controversies as arbitrary borders and the domino theory and NATO expansion and the Shia-Sunni schism, yet nobody thinks they’re insane.

Murder, all societies agree, is wrong — unless it’s committed by someone officially authorized to take life. Vigilantism is problematic because, taken to its logical extreme, the rule of law would collapse.

Dismissing a vigilante’s actions as the product of an unsound mind, however, thoughtlessly brushes off the question of why he feels compelled to resort to an act so drastic that it will probably end his own life as well. When one is confronted with massive suffering and heinous injustice, when society doesn’t offer a legal mechanism to stop these horrors, is it inherently insane to say to yourself, “someone should do something”? Or to conclude, “if the answer is yes, why not me?”

Ted Rall (Twitter: @tedrall), the political cartoonist, columnist and graphic novelist, co-hosts the left-vs-right DMZ America podcast with fellow cartoonist Scott Stantis.

•�Category: Ideology •�Tags: Assassinations, Health care

The arrest of a suspect in the assassination of UnitedHealthcare CEO Brian Thompson on a street in midtown Manhattan leaves some questions unanswered. But the gleeful reaction to the executive’s slaying leaves nothing subject to interpretation. Many Americans feel they have been treated so shabbily by the health insurance industry that they despise it and want its leaders to die — and they’ve been willing to say so loudly and publicly.

I’m 61. I can’t recall the demise of any public figure being greeted with as much glee and dark humor, including the killing of Osama bin Laden. Which makes psychological sense. If someone is trying to kill you, you hate them.

Health insurance companies are trying to kill us.

While Americans were shocked and some even traumatized by the 9/11 attacks, most individuals didn’t feel personally threatened, much less harmed, by al-Qaeda. On the other hand, an insurer like United, which is reported to deny a whopping 32% of in-network claims, wields the power to overrule doctor’s orders, harass sick people at their most vulnerable and, given the sky-high health costs in this country, put medical treatment — the ultimate nondiscretionary expense — out of reach. Rare is the health insurance customer who can’t tell a horror story of being unfairly turned down for reimbursement for a doctor’s visit or procedure, usually after being given the runaround over preauthorizations, procedural codes, doctors erroneously listed as in network, and other Soviet-style nonsense.

Sometimes health insurers decide that people — people like you — shouldn’t receive lifesaving care. Patients die every year due to the health insurance industry’s sinister profit model, which heavily relies upon quotas for automatic — or, in many cases, automated — denials.

Even when health insurance works as advertised, it feels like a scam. You pay a monthly premium, yet even when you have a legitimate claim, you probably won’t be able to collect a reimbursement due to high deductibles that can exceed $10,000 a year. Insurers’ online directories of in-network health providers are years out of date; most of the doctors listed no longer accept the company’s insurance (or never did), have moved their practices or are retired or deceased. “In a 2023 analysis, researchers surveyed nearly 450,000 physicians in the Medicare provider database that appeared in online physician directories for UnitedHealth, Elevance, Cigna, Aetna, and Humana,” Jacobin reported. “They found that only 19 percent had consistent addresses and specialty information across all the directories in which they were found.” (Failing to keep these lists up to date is illegal under the 2022 No Surprises Act, but the federal law is not enforced.)

There ought to be more difference between the experience of being uninsured and paying for insurance.

Health insurance companies create misery that feels intensely personal. The fact that a procedure or medication ordered by your physician, whom you know and has examined you personally, can be overruled by an anonymous individual who has never laid eyes upon you in a completely opaque process can be maddening. Insurers want to make more money and are willing to let you and your loved ones suffer great pain, and perhaps even death, in order to maximize revenues.

“Our role is a critical role, and we make sure that care is safe, appropriate, and it’s delivered when people need it,” UnitedHealth Group CEO Andrew Witty reassured employees in an internal video following Thompson’s killing. “We guard against the pressures that exist for unsafe care or for unnecessary care to be delivered in a way which makes the whole system too complex and ultimately unsustainable.” He hasn’t learned a thing.

This, of course, is bullshit. Companies like UnitedHealthcare are leeches, a net negative to the patient experience. No one believes they are “guarding” us against any danger whatsoever. They aren’t fighting “complexity”; they are the complexity. They add an additional, unnecessary layer of bureaucracy between sick people and health care providers, with only one goal: profits.

The obvious solution is to abolish the medical insurance industry and join the 69% of the world’s population that has some form of universal health care. For the foreseeable future, however, massive donations by the health insurance lobby both to Democrats and Republicans make it highly unlikely that something like Medicare for All, popular among voters of both parties, will be enacted anytime soon.

Still, the staggering hatred by health insurance consumers for the current system creates a political opportunity for the politician or party willing to push through three simple reforms to protect health insurance consumers from the industry’s most predatory practices.

First, if a physician is listed as a member of a health insurance company’s network, an insured patient’s experience should be frictionless. In network, no claim for a visit, test, procedure or medication should ever be denied. Preauthorizations should never be required.

Second, if an insurer believes one of its network member physicians is overprescribing or otherwise abusing the system, the dispute should be resolved between the insurance company and the doctor. An insurer can sue a rogue doctor, kick them out of their network, whatever, but leave sick patients out of it.

Third, failure to update lists of in-network physicians should inconvenience the insurance company that fails to fulfill its responsibilities and comply with federal law, not those of us seeking medical care. We deserve truth in advertising. If an insurer lists a doctor as being in-network on their website or elsewhere, patients should be reimbursed for visiting that doctor under the doctrine.

As President-elect Donald Trump formulates his policies for his second term, I hope his powerful instinct when it comes to gauging public opinion has taken note of our hatred of the for-profit health insurance industry. Pushing through these three reforms would enjoy bipartisan support and begin to fulfill his pledge to fix the badly broken American health care system.

Ted Rall (Twitter: @tedrall), the political cartoonist, columnist and graphic novelist, co-hosts the left-vs-right DMZ America podcast with fellow cartoonist Scott Stantis.

•�Category: Economics, Ideology •�Tags: Health care

As Democrats survey their recent losses in the election, they should avoid drawing conclusions or floating prescriptions for fixing their party’s problems. First, they should absorb the biggest data point that is currently being ignored by both the progressive and the corporatist wings of the party: They haven’t really won a presidential election since 2012. No, 2020 doesn’t count. Not really. Read on.

Democrats don’t yet recognize it, but they have effectively messed up three consecutive elections against Donald Trump. This points less to a divided country wobbling back and forth between two parties than to a systemic realignment in favor of the Republicans. For Democrats, this suggests a serious set of systemic problems unlikely to be fixable by nipping and tucking messaging and candidate presentation.

I am not an election denialist. Trump officially lost in 2020. But Joe Biden, doddering even at the time as he campaigned from his basement, didn’t really win.

COVID-19 shaped that race in two significant ways. Trump committed political suicide in both. Trump’s unforced errors in 2020 were so easily foreseen and so bizarre that it’s hard to imagine another candidate ever committing political malpractice to such an extreme. Of course Democrats were able to beat him then.

It was a weird election.

First, Trump shot himself in both feet with Operation Warp Speed, the public-private partnership launched between March and May 2020, at the start of the lockdown. Epidemiologists and ordinary citizens alike fantasized about developing a vaccine, but experts cautioned that it would take ages. “Officials like Dr. Anthony S. Fauci, the top infectious disease expert on the Trump administration’s coronavirus task force, estimate a vaccine could arrive in at least 12 to 18 months,” The New York Times reported on April 30, 2020. “The grim truth behind this rosy forecast is that a vaccine probably won’t arrive any time soon. Clinical trials almost never succeed. We’ve never released a coronavirus vaccine for humans before. Our record for developing an entirely new vaccine is at least four years — more time than the public or the economy can tolerate social-distancing orders.”

“Never succeed” succeeded. Relying on emergency use authorizations and conditional approvals, the first vaccines became available to the public starting Dec. 11, 2020. By April, anyone who wanted one could get one — a mere year after Warp Speed began.

This was a miracle. A study by the Commonwealth Fund estimated that the vaccines prevented more than 18 million hospitalizations and saved the lives of 3.2 million Americans. They saved the budget $1.15 trillion through November 2022.

Fast action to develop vaccines, something a more conventional politician like his 2016 Democratic rival Hillary Clinton might have been hesitant to approve without additional testing prior to approval, was Trump’s greatest accomplishment during his first term. Best of all from a political standpoint, timing made it the mother of all October surprises — had Trump chosen to run with it. The president could have informed a traumatized electorate a few weeks before Election Day that they would be inoculated against the deadly coronavirus not four or more years in the future but in mere weeks or months.

Insanely, Trump ran away from his big win. To be sure, Trump did announce that vaccines were on the way. But he did so in an uncharacteristically muted manner. His highest-profile and highest-volume pandemic messaging, influenced by his wacky supporters and political allies, many of whom subscribed to unorthodox medical views, including being opposed to vaccination or believing that COVID-19 was a hoax, deteriorated into an incoherent morass that understated the impact, including the number of deaths. “That’s all I hear about now. That’s all I hear. Turn on television — ‘COVID, COVID, COVID, COVID, COVID, COVID.’ A plane goes down. Five hundred people dead, they don’t talk about it,” Trump said at a campaign rally in North Carolina on Oct. 24, 2020. “COVID, COVID, COVID, COVID.’ By the way, on Nov. 4, you won’t hear about it anymore.” On Oct. 26, he continued to downplay the scale of the pandemic as a “Fake News Media Conspiracy,” saying the U.S. had the most cases on Earth only because “we TEST, TEST, TEST.”

Thanks in large part to Trump, however, COVID-19 vaccines were the fastest ever created. Due to internal GOP politics, however, Trump felt compelled to run away from Operation Warp Speed and, in doing so, threw away his best issue. An October 2020 Reuters-Ipsos poll found Trump underwater on his handling of the coronavirus crisis, with 37% approving and 59% disapproving. It was as though Franklin Roosevelt had denied having anything to do with the New Deal when he ran for reelection in 1936 and gotten dinged for making the Depression worse.

Similarly inexplicable and tied to the vagaries of paranoid right-of-center internecine discussions, Trump repeatedly advised his supporters not to cast an early vote before Election Day or vote by mail, alternatives that exploded in popularity due to the pandemic lockdown, on the grounds that they were rife with fraud. “MILLIONS OF MAIL-IN BALLOTS WILL BE PRINTED BY FOREIGN COUNTRIES,” Trump tweeted in June 2020. “And, you know, when they talk about Russia, China, and all these others, they will be able to do something here because paper ballots are very simple — whether they counterfeit them, forge them, do whatever you want. It’s a very serious problem,” he said in September 2020.

Forty-six percent of ballots were cast via early or mail-in voting in 2020, double the result for four years earlier. But only 62% of Trump voters voted early or by mail, compared to 82% for Biden.

It was an incredibly stupid mistake. It wasn’t one that the Trump campaign repeated this year.

Democrats convinced themselves that their 2016 loss was a fluke attributable to sexism, Russian interference and the novelty of Trump, celebrity and TV star, as their opponent. They took comfort in the fact that Trump had been defeated in 2020 and therefore possibly would be again.

What they failed to grasp is that the real anomaly here was 2020. Had Trump exploited the triumph of Operation Warp Speed and encouraged his supporters to cast early and mail-in ballots — any vote, any time, is a good vote — he would almost certainly have beaten Biden. They foolishly assumed Trump learned nothing from his previous campaign, that he would not correct his mistakes.

For the first time since 1892, we now have a presidential candidate who ran in three consecutive elections, largely on the same issues, the border and the economy. Trump won twice and lost once, but that once was due to his suicidal moves. Whatever Democrats decide to do to try to become stronger and more viable going forward, they need to understand that they haven’t had a strong enough candidate to beat a real Republican running a normal campaign in a conventional presidential campaign since Barack Obama defeated Mitt Romney.

Ted Rall (Twitter: @tedrall), the political cartoonist, columnist and graphic novelist, co-hosts the left-vs-right DMZ America podcast with fellow cartoonist Scott Stantis.

We face so many challenges that the task of choosing which ones to emphasize and which can be edited out for the sake of brevity is nearly impossible. So many injustices afflict our fellow human beings that, of those that make the shortlist to be attacked and redressed, determining an order of priority is best left unattempted even by — especially by — those with the best intentions. (Yet we must and we shall. This process is called “politics.”)

One matter, however, is so self-evidently far ahead of the rest that calling it an “issue” doesn’t come close to doing it justice: the environment. Without a clean, healthy planet to live on, nothing else matters. Human extinction or, failing that, the collapse of civilization, as has been predicted by 2050, renders all debate on all other issues and policies moot.

Without a planet that sustains life, college affordability is irrelevant. If you are starving and there isn’t enough food, access to free health care cannot save you. A nuclear war would not be as devastating or as final as environmental collapse.

Because it somewhat granularizes the daunting magnitude of ecocide, it feels easier to focus on various aspects of environmental degradation: global warming/climate change, water pollution, smog, drought, species extinctions, food insecurity. There’s nothing wrong with that — we need our best and brightest experts on each facet of the environment. If ever there has been a phenomenon that requires holistic analysis by society as a whole, however, it’s ecocide. You can’t separate drought from rising temperatures. These problems are so intricately and inexorably intertwined and intimately interdependent that it’s nonsensical to discuss them discretely on a political level, lest we get lost in the dying weeds. There is one issue, the biggest issue ever: Humanity is killing its habitat and so is imperiling our survival as a species.

Healthy soil, a basic necessity for life on earth and agriculture, is composed of at least 3% to 6% organic matter. But 40% of the earth’s dirt has so few nutrients that it is completely degraded. By 2050, an additional area the size of South America will be depleted. And that will be with a global population of over 9 billion. Even if we abolish rapacious capitalism on a close to global scale in order to prioritize feeding the hungry over profits — an essential move toward saving ourselves — there won’t be enough decent soil to grow enough food to feed everyone.

Thirty percent of the world’s commercially fished waters are overfished. Not only does this mean less to eat, fish-free waters are under-oxygenated and have become dead zones for other life. Oceans absorb a third of carbon dioxide emissions — or they did, before ocean acidification and seas of plastics destroyed it.

So it goes, on and on and on. Air pollution kills millions of people a year. Ninety percent of humans breathe air containing sky-high levels of toxic particulate. Within five years, the world will be down to 10% of its forests; they’ll all be gone by 2100. Populations of mammals, fish, birds, reptiles and amphibians plunged an average of 68% between 1970 and 2016. Plenty were lost before and since. Oceans are boiling, hurricanes are more powerful than ever, sea levels are rising, hundreds of thousands of species of animals and plants are going extinct. Even among scientists, few are aware of what we’ve lost before industrialization.

“It’s a common misconception that the human impact on climate began with the large-scale burning of coal and oil in the industrial era,” Julia Pongratz of the Carnegie Institution’s Department of Global Ecology says. “Actually, humans started to influence the environment thousands of years ago by changing the vegetation cover of the Earth’s landscapes when we cleared forests for agriculture.” Pongratz was referring to her work on the 13th-century Mongol invasion of Central Asia and Eastern Europe. Genghis Khan’s empire chomped its way east, with a massive impact on what are now grassland steppes. Native Americans subjected North America to mass deforestation. Likewise, ancient Romans cut down so many trees that they contributed to global warming.

A recent survey of successful prognosticators found that the average forecaster believes there is a 6% chance that humanity will go extinct by 2100, and a 10% chance that a catastrophic environmental event or series of events could kill 10% of the global population. (World War II killed under 4%.) Considering that we’ve been around for hundreds of thousands of years, those are high odds.

Many climate experts say the climate crisis poses a relatively low risk of human extinction. Others disagree. Calling the existential threat “dangerously unexplored,” a 2022 statement in the Proceedings of the National Academy of Sciences warned: “Facing a future of accelerating climate change while blind to worst-case scenarios is naive risk management at best and fatally foolish at worst.”

Dr. Luke Kemp at the University of Cambridge’s Centre for the Study of Existential Risk, who led the analysis, explained: “Paths to disaster are not limited to the direct impacts of high temperatures, such as extreme weather events. Knock-on effects such as financial crises, conflict and new disease outbreaks could trigger other calamities.” Cyclones might destroy infrastructure needed to cool them during a heatwave. Crops could fail. Countries might go to war over geoengineering.

A relatively low risk of catastrophe should be weighted more heavily than a higher risk of problems with lower consequences. If there was a 6% probability that an asteroid impact might wipe out the human race, no sane astrophysicist would advise us not to worry about it. Logic suggests that stopping that asteroid would become the world’s top priority, with massive resources directed toward averting the catastrophe as lesser threats were put on hold. Six percent is too high to cross your fingers and hope for the best. It follows logically that we should do the same now when it comes to the environment.

The U.S. and other nations — but we’re Americans, so let’s us do us and hope other countries join us after we set an example — should adopt a prime directive into our constitutions that puts the planet first. It should read something like this:

In any situation where there is a conflict between a policy or law or regulation that would benefit the environment and a competing concern, including but not limited to the economy, the natural environment shall take precedence.

Ted Rall (Twitter: @tedrall), the political cartoonist, columnist and graphic novelist, co-hosts the left-vs-right DMZ America podcast with fellow cartoonist Scott Stantis.

•�Category: Ideology, Science •�Tags: Environment, Global Warming

As we have seen previously when a Republican has won a presidential election, the progressive individual income tax — in which the more you earn, the higher of a percentage of your earnings are subject to taxation — has once again become a target for dilution or elimination. We have long heard about schemes like the “flat tax,” where tax brackets are abolished in favor of a universal percentage rate. During the closing days of his second presidential campaign, Donald Trump went further, calling for eliminating the income tax entirely.

“When we were a smart country, in the 1890s … this is when the country was relatively the richest it ever was. It had all tariffs. It didn’t have an income tax,” Trump said. “Now we have income taxes, and we have people that are dying. They’re paying tax, and they don’t have the money to pay the tax.”

We should probably start by noting that Trump’s proposal is based on historical fiction. The individual income tax brings in half of federal tax revenues, which is a lot of money. “It’s an absurd idea for many reasons, the biggest being that it is mathematically impossible to replace the income tax with tariffs,” Erica York, senior economist at the conservative Tax Foundation, told CNN. “Imports are a much smaller tax base than taxable income, and there’s no way to squeeze enough revenue from taxing imports to fully replace taxing income.” Tariffs currently bring in about 2% of federal income.

The 1890s weren’t too bad … for a few years. They called it the Gilded Age — until the Panic of 1893, which triggered a severe depression, staggeringly high unemployment and massive social unrest. The resulting decline in tax collections forced the imposition of — wait for it — an income tax that was overturned about a year later by the Supreme Court. In fact, income taxes came and went throughout the 19th century. As for the U.S. being “relatively the richest it ever was,” that’s debatable but also a ridiculously low bar. The miserable economy of the first century and a half of American history was punctuated by bank failures, stock market crashes, widespread unemployment and depressions so severe that money stopped circulating at times and people had to make do with barter. Between the Panic of 1819, the Panic of 1837, the Panic of 1873 (which led to the Long Depression) and the Depression of 1882-85, Americans were either losing everything or accumulating wealth that was about to be lost. We were a sh—hole country.

The modern income tax as we know it came to be with the ratification of the 16th Amendment in 1913, which clarified Congressional fiscal prerogatives. It is hard to imagine, without this massive new source of income into the federal treasury, that the United States would have successfully fought in World War I, much less developed into the global superpower that it is today. While the boom-and-bust cycle of American capitalism has devastated countless lives and businesses, in the 20th century the federal government collected sufficient funds to create a rudimentary social safety net, something people of the 19th century could only have dreamed of. That was almost entirely due to the income tax.

Progressive income taxes have the dual advantage of being fair and practical; the richer you are, the higher percentage of your income you can afford to pay. A person who earns $200,000 a year and pays 50% of that in taxes still keeps more money in the end than someone who earns $100,000 a year and pays 40% in taxes. The government taxes rich people because, as the bank robber Willie Sutton was falsely said to have said, that’s where the money is.

If we want to draw lessons from history about the relationship between taxation and economic prosperity, perhaps it would be more relevant to consider the point at which the U.S. tax code achieved peak progressiveness.

In theory, this would be the early 1960s, with a top marginal rate of 91% charged to the highest income individual taxpayers in the top hundredth of 1%. There has been a general downward trend against progressivism since then; currently taxpayers who earn more than $609,000 a year have a 37% marginal rate. But taxes are complicated. As the economists Thomas Piketty and Emmanuel Saez wrote in 2007, “the numerous deductions and exemptions mean that the tax rates listed in the tax tables might be a poor measure of the actual tax burden faced by each income group. In addition, some forms of income, such as capital gains, have traditionally faced lower tax rates; this benefits disproportionately high-income taxpayers.”

The effective tax rate — the actual percentage of your income that you actually end up paying — is what we need to look at when considering whether the current tax system is sufficiently progressive. That data is clear: While the effective tax rate for the average earner has remained at about 14% since World War II, it has fallen from about 50% to about 25% today. Rich people are, more than ever before, where the money is — income disparity is at a record high — but the federal government is taxing them half as much as they used to.

A word about the flat tax, which will likely come up for discussion as even right-wing Republicans in Congress quickly come to realize that Trump’s idea is a nonstarter: The only thing to recommend is its simplicity. No more complicated deductions, no more saving your receipts. It’s simple. It’s also insane: Someone who earns $20,000 a year can’t afford to pay taxes at all.

There’s nothing wrong with trying to simplify a tax code so complicated that Americans pay billions of dollars a year to experts to calculate, prepare and file their taxes. But there’s nothing complicated about slapping the biggest burden on the wealthiest Americans who, after all, enjoy the best of everything that America has to offer. If you get to sit in the box seats in the arena and eat the best food and hobnob with the top players, you should pay the highest price.

Ted Rall (Twitter: @tedrall), the political cartoonist, columnist and graphic novelist, co-hosts the left-vs-right DMZ America podcast with fellow cartoonist Scott Stantis.

After an election, we make nice. The loser congratulates the victor; everybody shakes hands and promises a smooth transition of power. Spicy campaign rhetoric notwithstanding, such courtesies in service to the God of Stability are made possible by the underlying assumption that, while competing candidates and parties offer different ideas of how to achieve a better America, that’s the goal we all want because we all supposedly have similar values.

Conveying a sense of continuity was no doubt paramount on President Joe Biden’s mind when he delivered his postelection invitation to President-elect Donald Trump to visit the White House. There, the two men exchanged an easy repartee before an Oval Office fire — a tradition Trump did not deign to offer the victorious Biden before slinking off to Mar-a-Lago in mid-January of 2021. Restoring normalcy, with the corollary that Jan. 6 was anomalous, is also why Biden as well as Vice President Kamala Harris will attend Trump’s inaugural ceremony.

Understandable, laudable desires by establishmentarians. Following this particular election, in which Democrats amped up the existential-threat-to-democracy histrionics to volume 11, however, Trump’s erstwhile opponents look like the boy who cried biggest, bitey-est rabid wolf ever.

What a lupine! Biden and then Harris, her surrogates and the liberal press called Trump a fascist, a wannabe dictator and an authoritarian. They warned that, if he won, there might never again be another election. They said he’d send his enemies to camps. The choice on the ballot, they said, came down to Harris or democracy. Even if he lost, liberals worried, Trump might launch a violent coup.

Now Hitler Junior has won. Yet Democrats are playing it like they never said any of that, as though The Donald would never harm a fly.

If Little Adolf is planning to kill Anne Frank all over again, if he’s going to tear down Old Glory and run the swastika flag up the pole and force us all to salute, why are you Vichy Democrats inviting him over for tea? Now that the ravening wolf is chomping at the door, why is the president who called Trump’s supporters “garbage” and accused Trump of speaking “Hitler’s language” pledging to do “everything we can to make sure you’re accommodated”?

When it’s 1933 all over again, does it not follow that morality and historical precedent require you to launch a fierce proto-antifa resistance, to stop the son-of-a-bitch by any means necessary — even by use of force?

If Trump is a fascist — like you said over and over — why are you attending his swearing-in? If you believe he’s plotting to suspend the Constitution and jail his enemies, of which you are now one, why are you exchanging transition team liaisons rather than flooring it up I-87 to Canada?

The uncomfortable logical conclusion is that Democrats are liars.

What kind of liar exactly, we don’t know.

When Harris called Trump a fascist, she didn’t believe it. Not really. That, or she did believe it and she doesn’t mind enabling and validating a fascist regime or living under one. One of these things has to be true.

Bluster is a normal part of campaigning. As long as a politician’s slings and arrows against a rival don’t exceed exaggeration into rank hysteria, voters can move on after the election. Republicans who voted for now-Sen. Mitt Romney were disappointed that he lost, but his concession went down easily because he never told his supporters that former President Barack Obama was dangerous. Democrats didn’t much care for former President George W. Bush, but they weren’t afraid of him. As Trump said at the White House this week: “Politics is tough, and it’s, in many cases, not a very nice world, but it is a nice world today.” Implication: Nothing personal, it’s just business. As on the WWE, no actual humans were harmed in this partisan cage match.

This year, however, the fight was personal. Leaders of both parties convinced their partisans that the other party was evil, depressed Democrats are running to their psychiatrists in droves, and LGBTQ+ crisis hotlines are jammed. There were even (false) reports of post-Trump-victory suicides.

Pumping up the political drama this far has consequences. One underappreciated side effect of 2024 is that voters of the future will be less likely to listen the next time they’re warned that a candidate represents a grave threat to their freedoms. That’s a problem. Because someday — that day may be today, Trump may be that menace, we don’t know yet — there will be such a dangerous figure. But there will be no way to sound the alarm loudly enough to prompt and organize a defense.

And Democrats have been caught in their own Big Lie. After years of misleading us about Biden’s mental fitness and telling us Trump would be a dictator, they turn around and normalize him. How can they just toss him the keys to the White House on their way out the door? Were they full of crap about the Great Orange Threat? Or are they stupid?

Give it to Trump: Reprehensible as it was, his behavior and messaging after losing to Biden in 2020 were consistent with what he conveyed before the election. If Biden won, Trump said throughout the campaign, it would mean Democrats had cheated. After Biden won, Trump refused to concede or cooperate with a transition effort and provoked the Jan. 6 riot to try to overturn the result. It was gross and destabilizing and antidemocratic — but he remained on message.

Trump has a strong immoral center.

Stability and continuity are important. But Democrats don’t seem to have considered that a political system is like Jenga. Move to shore up one piece and you risk dislodging another upon which everything else rests, causing the whole thing to collapse. By choosing calm and continuity, Democrats have sacrificed credibility.

“Trump Is a Dictator” is the new WMDs. Just as Bush never recovered from failing to find proscribed weapons in Iraq, this year’s Democrats will never be forgiven for crying “Nazi wolf!” unless one actually materializes. You can’t lay on the doomsday rhetoric as thickly as Democrats have done over the past year without it being followed either by one of two things: an actual shift to authoritarianism, or a decision by many people that your party ought no longer to be taken seriously.

Ted Rall (Twitter: @tedrall), the political cartoonist, columnist and graphic novelist, co-hosts the left-vs-right DMZ America podcast with fellow cartoonist Scott Stantis.

The world of politics, as well as the globe writ large, was shaken to its neoliberal foundations this week by the surprise victory of Green Party candidate Jill Stein, who did not qualify for debates and was accorded little media coverage, in the campaign for American president. Stein, a 74-year-old physician, will mark a trifecta of history as the nation’s first woman, Jew and third-party victor since 1860 to become commander in chief.

Going into Election Day, polls as well as Las Vegas oddsmakers had shown the major-party candidates, Democrat Kamala Harris and Republican Donald Trump, locked neck-and-neck in a virtual dead heat, with seven key battleground states considered a tossup. The polls, it turns out, were dead wrong.

A majority of American voters, it’s now clear, collectively decided that the two-party system, derided by critics as a “duopoly,” was no longer serving the country or their needs and needed to be sent a message: Be responsive to our wants or needs, or we’ll kick you out.

Pundits, editors and opinion researchers are reeling at this unprecedented and radical turn of events. “Odds that are more likely than not do not preclude an unlikely outcome,” polling expert Nate Silver of The New York Times said. “But this is different. Tens of millions of voters changed their minds, not about which candidate party to support but about the system itself.” Moreover, voters deliberately misled researchers about their decision to cast ballots outside the two major parties.

“It is really so shocking?” asked Ted Rall, a gadfly cartoonist and columnist. “Third-party voters have been vote-shamed for so long, it may have been easier to express themselves in the privacy of the voting booth than to fend off vote-shaming critics who told them that, say, ‘a vote for Stein is a vote for Trump.'”

Shelly Jackson, a 37-year-old dental hygienist who has voted for both Democrats and Republicans, said she decided to vote for Stein after determining that she was unhappy with both Harris and Trump. “Neither of them had much to say, or at least not much to say that was credible or intelligent, about the biggest issues we face as a nation: climate change, stagnant wages, poverty, unaffordability of health care. After I did some research, I found third-party and independent candidates like Chase Oliver and Cornel West who were intelligent and thoughtful. Trump was obsessing over a murdered squirrel and Harris — even she didn’t know what she was saying. In the end, I went with Stein.”

Until late on election night, Stein voters believed they were lone voices in the dark, casting protest votes that, as usual, wouldn’t affect the outcome. Typical was JoAnn LeCroix of Baton Rouge: “I told my male friends I was voting for Trump and my female friends I was voting for Kamala. That night, when I saw the results and Jill got to 270 electoral votes and CNN called it for her, I couldn’t believe it.”

Acting on fears of increased government regulations and the belief that a Stein administration might reduce America’s military projects around the world and make it easier for workers to organize, join unions and negotiate for improved wages and benefits, the Dow Jones Industrial Average tumbled 38% on the news, recovering later during the day after the election as civil engineering-related and green-energy sector stocks surged in expectation of increased government inspection.

Traditional U.S. adversaries, including China, Iran and Cuba, expressed joy at Stein’s win, promising friendlier ties with a Stein administration if it seeks them. Ukrainian President Volodymyr Zelenskyy said his country would be ready for U.S.-brokered peace talks with Russia. Israeli Prime Minister Benjamin Netanyahu announced his intention to launch a nuclear strike in the occupied Gaza Strip in anticipation of a shift of U.S. policy away from military and financial support for Israel.

One of many signs that something dramatic had occurred took the form of an unprecedented joint press conference between Harris and Trump. “Jill Stein is a hater, a bad woman who totally cheated like a dog. No one has ever seen anything like it,” Trump said as Harris nodded by his side, calling on Democrats and Republicans to unify against a common threat. “Looking at this holistically,” Harris said, “it’s holistically impossible not to arrive at a holistic conclusion that something has happened that should not have happened. There’s no way that tens of millions of Americans suddenly started thinking for themselves. Stop the steal!” Democrats and Republicans promised to file lawsuits to challenge the results, pressure Stein electors to defect and, if need be, use military force to prevent what they called “a coup from within.”

Stein’s Green Party, with no members in either the House or Senate, will face challenges in pushing legislation through Congress, longtime Beltway observers predict. One person given anonymity to speak freely said: “This is an epic disaster for the rules-based order and the stability upon which it relies. Citizens will expect changes to improve their lives — and now we may be forced to give in. This is what happens when you foolishly entrust democratic institutions to protect democracy.”

Ted Rall (Twitter: @tedrall), the political cartoonist, columnist and graphic novelist, co-hosts the left-vs-right DMZ America podcast with fellow cartoonist Scott Stantis.

One of the most persistent challenges faced by Kamala Harris’ abbreviated presidential campaign is a vexingly wide gender gap. Men just aren’t that into her.

Democrats have deployed several approaches to convince male voters to feel the joy.

Divide and conquer: Harris’ policies divvy up guys by race. Her “Opportunity Agenda for Black Men” would offer special loans and internships to Black entrepreneurs (no word on whether that’s been lawyered for constitutionality), fund federal studies on sickle cell anemia and other diseases that disproportionately affect Black men, and give them priority to profit from the emerging legal marijuana business. (Note to Democrats: Cannabis equity failed in New York.) Harris’ “Opportunity Agenda for Latino Men” (see a trend?) would offer Latino guys more small business loans. A Google search for “opportunity agenda for white men” comes up empty, but hey, there are still a couple hours left in the race.

Kamala is also playing the class card. A spot for the Pittsburgh TV market features a Steelers fan and maintenance worker who calls himself a “yinzer” (Pittsburgh native). “Donald Trump does not care about the working man whatsoever,” he says. “He’s a little rich kid too; he ain’t me. Little silver spoon boy Donald Trump. How is he relatable to me whatsoever? The guy literally lives in a country club. Do I look like a country club kind of guy?” Don’t tell the yinzers that Harris, worth $8 million and a member of an exclusive country club with a $300,000 initiation fee, is more at home with the Trumps than with them.

Humor: A Harris super PAC made news with “Man Enough,” an ad that showcases six hypermacho dudes — evoking more than a smidge of homoeroticism (“my full-throated endorsement”) — who say they’re so butch that they eat “carburetors for breakfast” and aren’t “afraid of bears” but also like chicks and plan to vote for Harris and support abortion rights. An official Harris ad depicts a burly Black finance bro who ditches his plan to refrain from voting after being confronted by a passel of disapproving ladies. Ladies are doters for early voters!

Shame and guilt: Barack Obama called out sexist men who, he finger-wagged, “just aren’t feeling the idea of having a woman as president.” His wife, Michelle, helpfully reminded the XY set that “your wife and mother could be the ones at higher risk of dying from undiagnosed cervical cancer because they have no access to regular gynecological care.” As if men didn’t care about their wives, sisters, mothers and female friends.

This is a portrait of a campaign that wants men’s votes enough to embarrass itself but isn’t willing to do much, if anything, to earn them. Democrats suffer from a prepositional disconnect: Harris and her surrogates talk at men, not to or, better still, with them.

If she loses to Trump, a major contributing factor will be the perception that Harris and the Democrats don’t like men.

This is puzzling. Harris knows men. She’s married to one. Most of her Senate colleagues are men. Her running mate is a guy, albeit a goofy beta. Why can’t Kamala speak fluent dude?

A more talented politician would recognize male voters — especially white male voters — less as an obstacle to fool, bully or circumnavigate than as what they really are: virgin electoral territory.

American men are suffering from a set of very real, very serious problems with which neither political party has begun to identify, much less engage.

One of Trump’s superpowers in 2016 was his recognition of the pain, frustration and anger of Rust Belt voters (including men) left behind by deindustrialization to wallow in poverty, addiction and dysfunction. Trump, and now his running mate, JD Vance, described the shuttered factories and blighted neighborhoods in places like Dayton, Ohio, where I grew up. They argued that American citizens deserved better and promised to fix it. Trump didn’t fix it as president. Maybe he couldn’t.

But he did see the people of flyover country. That was enough to take over the GOP, defeat Hillary Clinton and build the MAGA movement.

Today, boys and men represent an even bigger untapped reservoir of political support for the politician and party with enough vision to recognize it. Males are in crisis. They are angry and confused.

Men are in crisis.

They are desperate for compassion and looking for leadership.

Males are far more likely to abuse and become addicted to illegal drugs than females. Boys drop out of high school more than girls. Males are 50% of the population yet account for most fatal cancer and nearly 80% of suicides. Trapped in an increasingly feminized system of primary, secondary and higher education with rules designed for “calmer” females, boys and men are now being taught that they are historically responsible for rape, colonialism, imperialism and every other conceivable form of oppression. They are ordered to sit silently by as they are passed over for jobs, awards and other opportunities in order to make up for the historic sins of systemic sexism and misogyny. Men cannot and should not be proud of masculinity or maleness.

They ought to be ashamed. As a liberal pundit put it in 2019, “Old White Men Like Me Need to Shut Up and Step Aside.”

The Male Problem blows up during adulthood. Fifty-eight percent of college students are women; forty-two percent are men. Moreover, women graduate in higher numbers — 68% compared to 61% for guys — so the proportion of women with college degrees in the workforce is even higher. This is not a new problem; colleges began admitting more girls than boys in 1979. Nor is it a correction. Flipping a historical injustice, sexual discrimination, on its head does not redress it; it merely reverses the role of victim and oppressor.

Cultural progressives posit an identitarian version of trickle-down economics in which equity erases the old gender pay gap that favored men, lifting up women without hurting men. But wages are a zero-sum game that men are losing. “In 1979, the median hourly wage for women was 62.7 percent of the median hourly wage for men; by 2012, it was 82.8 percent,” according to the left-leaning Economic Policy Institute. “However, a big chunk of that improvement — more than a quarter of it — happened because of men’s wage losses , rather than women’s wage gains.”

Gender inequality increasingly looks like a two-way street, with males bearing the brunt not only economically but socially because high-earning women are not willing to marry, support or subsidize lower-achieving men. Trophy husbands, cultural shifts notwithstanding, are not a thing.

It’s hardly surprising that the unabashedly macho swagger of Trumpism finds a receptive audience among America’s lost boys. As conservative activist Charlie Kirk told Vanity Fair, guys “want to be part of a political movement that doesn’t hate them.”

That’s not the Democrats.

Ted Rall (Twitter: @tedrall), the political cartoonist, columnist and graphic novelist, co-hosts the left-vs-right DMZ America podcast with fellow cartoonist Scott Stantis.

Democrats centered Vice President Kamala Harris’ election campaign around the threat to American democracy posed by former President Donald Trump’s possible return to office. The issue may not weigh on voters’ minds as heavily as the economy, but it does resonate; polls show that Americans trust Harris more to counter political extremism and preserve democracy.

When it comes to democracy, is there much difference between the two candidates? Not as far as I can see.

Yeah, Trump spews authoritarian rhetoric. “CBS should lose its license,” Trump recently wrote on Truth Social. “60 Minutes should be immediately taken off the air.”

“We have some sick people, radical-left lunatics,” Trump said in a recent interview. “And it should be very easily handled by, if necessary, by (the) National Guard or, if really necessary, by the military, because they can’t let that happen.” Democratic vice presidential candidate Tim Walz called Trump’s comments “dangerous” and “un-American,” and of course he’s right.

But the Biden-Harris administration is just as bad. In fact, they have already engaged in the kind of vicious censorship and suppression typically deployed by the world’s most repressive and dictatorial regimes — actions that go beyond anything Trump did or threatens to do.

President Joe Biden is fascist. I know, because I’m a victim of one of his fascist actions.

On Oct. 15, Sputnik News, where I cohosted a radio talk show and for whom I had drawn political cartoons, was shut down. This media closure had nothing to do with market forces or funding problems. With the stroke of his pen, Herr Biden issued a set of legal and financial sanctions crafted to force the network off the air. Several dozen American journalists, consummate professionals at least as talented as many of their peers at “mainstream” outlets, are out of work. As leftists, we had been grateful to land jobs with a Russian-based company.

No American newspaper, magazine or broadcast network will consider hiring anyone among the 40% of Americans who fall to the left of the Democratic Party.

The First Amendment is supposed to protect everyone, including foreign media organizations like Sputnik, the BBC and CBC, from direct government censorship. Because the White House has frozen its bank accounts, however, Sputnik can’t hire a lawyer to fight in court.

The administration and its media mouthpieces said Sputnik spread propaganda. But U.S. law does not ban propaganda. Which is good, because who could define it? For my part, I have never been less censored or edited as a cartoonist or radio talker than when I was at Sputnik. And I’ve worked for scores of mainstream liberal and centrist publications and broadcast outlets.

No one, including the U.S. government, accused Sputnik of breaking American law or failing to comply with regulations. The brief against Sputnik boiled down to: Sputnik is Russian, Russia is at war with Ukraine, the U.S. supports Ukraine, Sputnik must die.

Government censorship of the news media is typically carried out by proxy. The Los Angeles Police Department pension fund bought controlling interest in The Los Angeles Times and ordered them to fire me as their cartoonist. Al Jazeera America, the Qatar-based news channel, was shuttered in 2016 in part because former President George W. Bush had pressured major cable distributors not to carry it. Because the entities involved were private, the First Amendment didn’t apply. Trump and Biden’s persecution of Julian Assange relied on the fiction that WikiLeaks was not a news media publisher.

The Democrats’ attack on Sputnik is radical and terrifying. Acting alone, the president — neither a regulatory agency like the Federal Communications Commission nor Congress acting as elected representatives of the voters — has shut down a news network.

Sputnik was Russian. You might not like anything it broadcast or published. (Though the few people who found it were pleasantly surprised at how little discussion there was about Russia and Ukraine, how it aired intelligent voices censored by corporate media and that it covered a lot of international news you couldn’t find elsewhere. It was by far the most prominent outlet for the real, actual, non-Democrat, U.S. Left. You can still listen to some of my old shows.)

If Biden can close Sputnik, he can shut down CNN and The New York Times.

Censors’ first targets are always the softest targets: small, unpopular, demonized, fringe. Uptight prigs in Reagan-era America went after pornographers and edgy musicians. Politically correct college students shout down right-wing speakers. Pro-Palestinian protesters are smeared as anti-Semites.

As Thomas Jefferson wrote in 1789, democracy cannot function without a well-informed electorate. For nearly a quarter of a millennium, Americans have preferred to have access to a wide spectrum of opinions. Whenever politicians, clerics or academics have suggested that unpopular and “extreme” ideas should be censored and that popular discourse would improve by being curated, censorship has ultimately been rejected in favor of free speech. In 2022, for example, a proposal by Biden’s Department of Homeland Security to create a Disinformation Governance Board to combat misinformation and disinformation, headed by a woman who had previously claimed Hunter Biden’s laptop was “a Trump campaign product” faked by Russia, was shot down in a rare moment of Congressional bipartisanship.

Yesterday’s conspiracy theories — Hunter’s laptop, the Wuhan lab theory, negative side effects of COVID-19 vaccines — become today’s truths. So our cultural consensus remains: Don’t censor bad/false/disagreeable/offensive speech. Respond to it. Truth will usually win out.

After the European Union banned and blocked Sputnik in response to the 2022 Russian invasion of Ukraine, European Federation of Journalists General Secretary Ricardo Gutierrez remarked: “This act of censorship can have a totally counterproductive effect on the citizens who follow the banned media.”

I’ve been thinking about Gutierrez’s statement. Who wins and who loses as the result of Biden’s dictatorial move?

The main victims are the American citizens who followed Sputnik. They will not thank the government. They will think that all that government rhetoric about democracy and free speech is empty talk — propaganda. They’ll trust the government and corporate media less than ever.

Ex-Sputnik employees, a brave and talented group, are likely to survive and even thrive — and be even less willing to believe the government when it claims to have Americans’ best interests in mind.

As my show went off the air for the last time at noon, I waited to hear the music signaling the beginning of the next program, “Political Misfits,” with Michelle Witte and John Kiriakou. Instead, there was dead air.

The irony was rich. Kiriakou, a CIA whistleblower, spent nearly two years in federal prison for the “crime” of exposing the agency’s torture program. Once again, the government was trying to shut him up.

Biden and his fellow fascists — including Harris, whose silence here speaks as loudly as her tacit support for Israel’s wars against Gaza and Lebanon — are the big winners. Shutting down Sputnik sends a chilling message to any reporter or commentator who dares to oppose official narratives. We can and will keep you quiet, First Amendment be damned.

Ted Rall (Twitter: @tedrall), the political cartoonist, columnist and graphic novelist, co-hosts the left-vs-right DMZ America podcast with fellow cartoonist Scott Stantis.

Corporations enjoy many of the same rights and protections as individual citizens, the Supreme Court ruled in 2010. Not only may a corporation claim the right of freedom of religion to, for example, refuse to cover birth control under employee insurance, Citizens United v. Federal Election Commission found that the First Amendment grants it the right of free speech.

As every child knows and Spider-Man preaches, privileges come with responsibilities. The corporation, on the other hand, is antisocial nearly to the point of being psychotic. It exists primarily to protect its hidden puppet masters (its CEO, board of directors and other decision-makers) from being held legally or criminally responsible if something it does or makes causes harm. If and when victims succeed at securing a substantial verdict or judgment, often after overcoming daunting hurdles, the corporation can and often does declare bankruptcy, leaving its principals free to slither off to their next endeavor without ever being held accountable.

After a Left-led revolution, there would likely not be any place for the corporate structure, at least not one designed specifically for the purpose of avoiding responsibility. Until then, however, we are left with the problem of the corporation and how it should be modified in order to make it, if it must be considered a citizen under American law, a corporate “person” that (who?) doesn’t murder, poison and steal with impunity.

The Left should begin with the reasonable demand that if corporations enjoy personhood under the law, they ought to face analogous consequences when they do something wrong. When a corporation commits a serious crime, what for you and me would be a felony, it should face the corporate equivalent of what we would get slapped with: prison time, high fines, maybe even life imprisonment or capital punishment. The pain a criminal corporation faces, in other words, ought to be commensurate with what a convicted American individual would have to deal with if they were convicted of a legal offense.

Beginning in 2012 and for the next 10 years, Bank of America created fake credit card accounts under their customers’ names without asking or obtaining their consent, charging them millions of dollars in fraudulent fees and hurting their credit ratings. They charged customers double bounce fees — one for insufficient balance and another for returning the check — which is also illegal. This, by the way, was their second offense; federal regulators caught them doing the same thing in 2014 and fined them $727 million.

Clearly, those fines were like a cheap speeding ticket — not enough to disincentivize them from returning to their corrupt lifestyle. So what did the Consumer Financial Protection Bureau, the Bernie Sanders-Elizabeth Warren brainchild that was supposed to protect us from the worst excesses of scumbag capitalism, do this time? They fined them a third as much as the first time: $250 million.

To put that penalty into context, B of A’s market capitalization is more than $325 billion, and it has $3.2 trillion in assets. For acting like total degenerate maniacs year after year, leaving a trail of hundreds of thousands of mugging victims in their wake, they were dinged less than one one-thousandth of their net worth.

Let’s say your net worth, including your savings, 401(k) and house equity, is the national average: $1 million. A thousandth of $1 million is $1,000. A $1,000 fine sucks, to be sure. But you can afford it and quickly put it behind you. Basically, it’s an unexpected car repair.

What would you get from even the softest, most liberal, kindest judge around, if you stole tens of millions of dollars from tens of thousands of people? Whether you held them up at gunpoint or hacked it out of their bank accounts like B of A, you’d be lucky to get out of prison before 20 years. You’d be ordered to make your victims whole and pay some hefty, life-altering fines. And you’d come out with a prison record that would guarantee you would never find a good job — certainly not a finance job — again.

To punish B of A as a “corporate person,” then, you’d need to impose sanctions that looked something like this:

— Not allowed to do any business for at least 20 years.

— Fines amounting to at least half of market capitalization, in this case about $162 billion.

— Stripped of its banking license.

Effectively, B of A would be put out of business.

But, I hear you saying, under this system of ours, as those of us who lived through the 2008-09 subprime mortgage meltdown recall, giant banks like B of A are “too big to fail.” They are essential to the economy. If one goes under, it takes many of us with them.

Fair enough. If that’s true, there’s a solution that does not allow rogue institutions to escape responsibility for their crimes: nationalization. The corporation lives. But it becomes government property.

The government owns it, runs it, appoints its CEO and board of directors, and sets its policies. The bank officials who broke the law are kicked out. And the government collects the profits.

Nationalization is economic blasphemy in the United States. But governments can and do run banks elsewhere. The three biggest banks in Norway, the entire Mexican banking system, four Israeli banks, every Icelandic bank and a bunch of British banks are among those nationalized by their governments. Even in the U.S., there are de facto nationalizations, as when the Federal Deposit Insurance Corporation took over the flailing insurance company American International Group, three-quarters of General Motors Acceptance Corporation (now Ally) and a third of Citigroup. Nothing says that the FDIC cannot or should not seize an institution like Bank of America — or any other corporation — if it abuses its corporate personhood to commit crimes.

Ted Rall (Twitter: @tedrall), the political cartoonist, columnist and graphic novelist, co-hosts the left-vs-right DMZ America podcast with fellow cartoonist Scott Stantis.

•�Category: Economics •�Tags: Corporatism
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Analyzing the History of a Controversial Movement
The evidence is clear — but often ignored