The Best 4-Ingredient Summer Snack Starts With Ritz Crackers

When it comes to the perfect summer snack, there are a few boxes to check. First, it has to be no-bake, because there’s no way we’re warming up the oven in this heat. Second, it needs to be easy to prepare. The less time it takes to assemble, the more time we can spend out of the kitchen and in the pool chair. And, finally, in a perfect world, it’s a finger food. Let’s be real—in the busyness of summer, there’s hardly any time for a plate and a fork.

Well, we’ve found it, folks—the ideal snack for any occasion (or no occasion at all) this summer, and it all starts with Ritz crackers.

Why We Love 4-Ingredient Fluffernutter Ritz ‘Cookies’

Recently, recipe blogger and online creator dangthatssweet shared an inventive summer treat on Instagram that stopped us in our scrolling tracks. The snack was unbelievably simple, but looked so delicious, we haven't been able to stop thinking about it since. 

Basically, it combines the classic nutty-sweet flavor of a fluffernutter with the gooey-rich appeal of a melty s’more. It’s a double whammy of nostalgia packed into one little four-ingredient bite, and it’s ready to become your go-to summer sweet.

This simple, yet genius idea has us thinking back to the exclusive Ritz x Oreo collaboration snack that came and went in a blink back in 2022. We used to think that was the peanut butter-chocolate creation of our dreams—until now.

This comfort food “cookie” is just as easy as it is indulgent. It’s salty, sweet, gooey, crisp, chocolatey, flakey, buttery… must we go on? In summary, it’s about to be the star of your summer snack table. 

Okay, okay—so maybe it’s not a cookie after all. Maybe it’s more like a cracker sandwich, but we’ll devour it just the same. And it sounds like fans in the comment section plan to as well. 

“Oh my goodness - the best combo ever!” said one creator. “Ok but I’d smash like 100 of these,” said another user with a laughing emoji. Even the official Ritz account had to sing its praises, begging: “please please please gimme a million of these.”

Sure, we love a fireside s’more, but this simple trend has us tempted to make our chocolate-marshmallow treats this way from here on out. According to other reviewers, this recipe is a great activity for kids—and is even more fun with sprinkles. “I just made these with my kids!! So yummy and a big hit,” one user raved. 

How To Make Fluffernutter Ritz ‘Cookies’

On a baking tray lined with parchment paper, spread out a sleeve (or two) of Ritz crackers with the bottom side facing up. On half of the crackers, spread a tablespoon of marshmallow fluff. On the rest of the crackers, spread a tablespoon of peanut butter.

Sandwich the two different filling sides together then place them back on the tray. Then, move the baking tray to the freezer to chill for 20 to 30 minutes. 

In a microwave-safe bowl, melt chocolate chips in the microwave, stirring every 30 seconds until melted. Optional: you can add a tablespoon of vegetable oil or coconut oil to the chocolate chips to help the mixture melt more smoothly. 

Once the chocolate is smooth and consistent, dip each cracker sandwich halfway into the melted chocolate, then place them back on the lined baking sheet. Transfer the baking sheet back to the fridge or freezer to let the chocolate harden. Then, they’re ready to enjoy. 

With just four ingredients and minimal prep time, this is the perfect treat for last-minute gatherings, afternoon snacks, or packing in the cooler for a beach day. So, the next time you're at the store, be sure to stock up on those four pantry staples, and your summer snack menu will be set.