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Financial services

At IKEA, we think everyone deserves a well-designed, functional home – and that paying for it shouldn’t be difficult.

That's why we offer flexible payment options that allow you to realize your dream home today.

Pay in 4 interest-free* payments with AfterpayPayPlan by RBC™ | FAQ

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Explore our financial service options

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Four interest-free* payments with Afterpay

Afterpay allows you to split your purchase into four interest-free* payments.

The first payment is taken when the order is placed and the remaining three are automatically processed every two weeks.

Available for purchases between $50 and $1,000 including services and taxes. 

Currently available for online purchases only.

Learn more about Afterpay

Afterpay benefits

Flexible payments

Split your purchase into four installments with Afterpay, giving you the freedom to manage your budget without interest or fees.

Instant Approval

Sign up quickly and easily with Afterpay, to start using today.

Interest-free* shopping

Enjoy interest-free* payments with Afterpay.

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PayPlan by RBC™

You can spread the cost of larger purchases over time with a PayPlan by RBC installment loan. Shop with confidence and manage your budget. 

  • Quick and easy application process 
  • No hidden fees or early repayment penalty 
  • When shopping in-store, simply look for the PayPlan by RBC QR code and scan it to get started
  • When shopping online, choose PayPlan by RBC financing as your payment option at checkout

 

PayPlan by RBC installment loans are provided by RBC Ampli Inc., a wholly-owned subsidiary of Royal Bank of Canada.

Learn more about PayPlan by RBC™

PayPlan by RBC™ benefits

Quick and easy

Go from browsing to buying using a simple application process - applying will not impact your credit score⁰.

Pay over time

Break down larger costs and select the repayment term that's best for you.

Transparent lending

No hidden fees or prepayment penalties.


Frequently asked questions

Terms & conditions

® / ™ Trademark(s) of Royal Bank of Canada. Used under license.

PayPlan by RBC financing is provided by RBC Ampli Inc. , a wholly owned subsidiary of Royal Bank of Canada.

* You must be of the age of majority in your province or territory, a resident of Canada, and meet additional eligibility criteria to qualify. Click here for complete terms.