USI Helps Clients Respond to Catastrophic Events

Resources to Protect Businesses, Families & Property

Hurricanes and tropical storms with strong winds, heavy rain and flooding wreak havoc across the United States, causing distress to local businesses and communities.

USI has compiled a series of critical resources to help individuals and businesses prepare for catastrophic events and their aftermath. Below are a few critical recommendations along with links to additional information and resources.

CLAIMS CONTACT INFO

Client Emergency Claims Kit – Includes important claims reporting phone numbers.

COMMERCIAL PROPERTY & CASUALTY CLIENTS

Hurricanes can cost businesses billions of dollars in property damage and business interruption losses. In 2022, Hurricane Ian caused $67 billion in insured losses, according to Moody’s RMS. The hurricane caused overall estimated losses of $115 billion (insured and uninsured).

To learn about how to minimize the impact of catastrophic claims on your business, refer to USI’s Preparedness Guidebooks.

Click on a Guidebook below for checklists and practical guidance to help your business prepare for and recover from natural disaster events, hurricanes, and flooding:

• Natural Disaster and Emergency Preparedness (severe weather, earthquake, wildfire, flood)
• Hurricane and Disaster Preparedness
• Flood Preparedness Guidelines
• Wildfire Preparedness and Resources

For help and information on how to submit a claim, please consult our Client Emergency Claims Kit.

PERSONAL RISK CLIENTS

To help prepare for a hurricane, and learn what to do (or not do) during and after it strikes, refer to USI’s Hurricane Preparedness Checklist for individuals and their families.

As wildfires are becoming more commonplace, adequate preparation may make the difference for your home and family’s safety. To help prepare for a wildfire and learn what to do (or not do) if disaster strikes, refer to USI’s Wildfire Checklist.

Earthquakes continue to strike around the world. Adequate preparation is key for your home and family. To learn more about earthquake safety, review our Earthquake Preparedness Checklist.

Read Natural Disaster Planning: Expect the Worst, Leave Nothing to Chance and learn more about USI’s best practices and key resources to help clients better manage natural disaster risks.

To expedite claim processing, gather policy information including carrier name and policy number and file a claim directly with the carrier. View list of claims service centers.

EXTERNAL RESOURCES

Useful external resources discussing hurricane hazards, risks, and preparedness activities.

• Ready.Gov: www.ready.gov/business
• OSHA: www.osha.gov/SLTC/etools/evacuation
• Red Cross: www.redcross.org
• NOAA: www.noaa.gov/weather
• FEMA: www.fema.gov
• National Hurricane Center: www.nhc.noaa.gov

For more on disaster preparedness, contact your local USI office or representative.