Brock Purdy

49ers, Brock Purdy Zeroing In On Extension?

There’s been growing optimism that the 49ers would eventually sign Brock Purdy to a new deal. GM John Lynch all but confirmed that sentiment today.

[RELATED: 49ers, Brock Purdy “Actively Negotiating” New Contract]

When asked if Purdy could play the 2025 campaign on his expiring rookie contract, Lynch dismissed the notion and expressed belief that the two sides will “get the deal done” (via ESPN’s Nick Wagoner). In fact, the executive even hinted that a contract could be completed before the offseason program begins in a few weeks.

“I don’t think it’s too optimistic,” Lynch said (via Matt Barrows of The Athletic). “I understand why Brock wants that. We’d like that very much so. We’ve just got to find that right place for both sides. I would love nothing more for that to be the case.”

Since the 2024 campaign ended, both sides have publicly expressed interest in completing a long-term pact, and the organization’s money-cutting efforts have certainly signaled that a massive investment was coming. Lynch acknowledged as much when discussing the negotiations, but he also left the door open to Purdy playing out next season on an expiring contract.

“Brock wants to be with us,” Lynch said. “We want Brock to be with us. When that’s the case, these things typically get done. And does it happen this offseason? I don’t know. Hopefully, it happens real soon this offseason.”

Thanks to being Mr. Irrelevant during the 2022 draft, Purdy is owed only $5MM in 2025. A recent report indicated that the QB should easily surpass the $50MM AAV mark. There were even rumblings that Purdy could take a slight discount to help San Francisco’s front office, and the seemingly speedy negotiations signal that there isn’t a massive divide between the two sides.

49ers, Brock Purdy “Actively Negotiating” New Contract

The 49ers have continually made it clear that they intend to keep Brock Purdy around for the foreseeable future. Well, after extension negotiations reportedly started last month, it sounds like the two sides have made some progress.

[RELATED: 49ers Begin Extension Talks With Brock Purdy]

According to Jordan Schultz of FOX Sports, Purdy and the 49ers are “actively negotiating” a new deal. The hope is to finalize a contract before the start of the 2025 season.

The source did caution that an extension isn’t imminent, although they left the door open to the contract being finalized before next month’s draft. Either way, there’s a clear expectation that the two sides will cross the finish line over the next few months.

By now, we’re all familiar with Purdy’s story. The former Mr. Irrelevant guided his team to the NFC Championship Game as a rookie and the Super Bowl as a sophomore. While the 49ers’ 2024 campaign didn’t go as planned, Purdy has still established himself as a franchise quarterback…while also setting himself up for a lucrative pay day.

By virtue of his No. 262 slot on the draft board, Purdy has provided the 49ers with a massive discount over the past three years, with the QB earning $2.6MM over that span. Thanks to performance escalators, Purdy will see a significant jump to $5.2MM in 2025, although that’s still an obvious discount when compared to the rest of the market.

While it seems inevitable that Purdy will ink an extension with the 49ers, there’s still a question of how much that contract will be worth. Per Schultz, Purdy will have a difficult time matching Dak Prescott‘s $60MM AAV, but several sources believe he’ll still clock in at around $50MM to $55MM. A rival GM also suggested that Purdy could take a slight discount to continue helping his organization, although that same executive still believes he’ll approach the top of the market.

The 49ers front office hasn’t had the easiest time navigating recent extensions to star players. As Schultz notes, extensions for Nick Bosa and Brandon Aiyuk were completed right before the regular season, and deals for Trent Williams and Deebo Samuel also led to “drawn-out” processes. The organization will surely be looking to avoid the drama with their QB, and it sounds like there’s extra motivation to sign Purdy as soon as possible.

49ers Begin Extension Talks With Brock Purdy, George Kittle

49ers general manager John Lynch said that the team has started negotiating a long-term extension with Brock Purdy, per The Athletic’s Matt Barrows.

“We want Brock to be our quarterback as long as we’re here,” said Lynch at the Combine.

Purdy is entering the final year of his contract as one of the best stories in the NFL in recent history. He was the last pick in the 2022 NFL draft and shocked the league by taking over the 49ers’ starting quarterback job in as a rookie.

[RELATED: 49ers To Honor Deebo Samuel Trade Request]

San Francisco won his first seven starts – five in the regular season and two in the playoffs – before losing in the NFC championship game, and Purdy finished third in Offensive Rookie of the Year voting. In 2023, Purdy led the league with a 113.0 passer rating on his way to a Pro Bowl selection and a fourth-place finish in MVP voting. His play took a step back in 2024, though most of his supporting cast dealt with injuries throughout the season.

Purdy has done all of that on one of the cheapest contracts in the NFL, earning just $2.6MM over the last three seasons, per OverTheCap. Player performance escalators will allow him to double that in 2024 with a $5.2MM base salary, which is still far below the market rate for a starting quarterback. He could be looking for upwards of $50MM per year on an extension to join the upper echelon of quarterback contracts.

The 49ers have repeatedly stated their intention to secure Purdy as their long-term signal-caller, though previous reports indicate that they may not be willing to reset the market for the former Mr. Irrelevant.

“He’s played really well. We know that,” continued Lynch (via ESPN’s Nick Wagoner). “We have every intention of making him our guy.”

Lynch also said that the team has discussed an extension with tight end George Kittle, per Wagoner. Kittle is entering the final season of his contract with a $22MM cap hit. The 49ers have plenty of cap space, so extending Kittle to free up money isn’t an immediate priority, but the team would like to keep him past 2025 — his age-32 season.

Kittle is putting together a Hall of Fame resume, becoming one of the best all-around tight ends in modern NFL history. His five-year, $75MM extension set the market in 2020, and the position has not moved far past that by 2025. T.J. Hockenson had the bar only at $16.5MM per year exiting the 2023 season, and the Chiefs’ raise for Travis Kelce (up to $17.13MM AAV) illustrates how little growth the TE market has made — especially when compared to the booming WR landscape. Kittle has stayed mostly healthy over his second contract as well, putting himself in good position to cash in on a big-ticket third contract as well.

Possibilities For A Brock Purdy Extension

FEBRUARY 10: 49ers owner Jed York confirmed (via Josh Dubow of the Associated Press) the team has recently been in contact with Purdy’s agent regarding extension negotiations. He confirmed a deal remains the organization’s goal, so it will be interesting to see if talks progress in the near future or if this situation drags out deep into the offseason.

FEBRUARY 9: In the past, we may have mentioned 49ers quarterback Brock Purdy as an extension “candidate,” but according to Diana Russini of The Athletic, an “extension is inevitable.” While there was initially some intrigue around the situation due to the team’s earlier than expected elimination for the postseason, Russini assures everyone that the team has always planned on extending Purdy, never wavering on him as their franchise quarterback. Here’s how they got here and what an extension may look like.

Purdy has been the best bargain deal of the past three years. As Mr. Irrelevant of the 2022 NFL Draft, Purdy has been letting the Niners off easy with his four-year, $3.74MM rookie contract. Now that Purdy is finally eligible for an extension, he’ll be a bargain no more. There are varying opinions, though, on just what an extension could look like for the 25-year-old.

Since taking over as the team’s starting quarterback in Week 13 of his rookie season, Purdy has secured a 23-13 regular season record and a 4-2 postseason record en route to two berths in the conference championship and a Super Bowl appearance. In the time since his first start, Purdy ranks fourth among all quarterbacks in QBR (70.2), third in passing yards (9,452), first in yards per attempt (8.9), and seventh in touchdown passes (64). He’s also recorded the most games with a 120-plus passer rating (13) and 130-plus passer rating (10) of any quarterback in NFL history through his first three seasons.

The only thing that could limit Purdy’s income potential is a down 2024 season. While still putting forth a strong performance, Purdy, like the rest of his team, took a step back this year. He completed a career-worst 65.9 percent of his passes, failed to reach 4,000 passing yards, and only threw 20 touchdowns with 12 interceptions. Additionally, Purdy understands that the more he makes, the fewer good players can surround him. With offensive stars like tight end George Kittle, left tackle Trent Williams, and wide receivers Deebo Samuel and Brandon Aiyuk, as well as defensive playmakers like linebacker Fred Warner and defensive end Nick Bosa, taking up the top portions of the salary cap, Purdy may need to be mindful of just how much his salary could affect that.

According to Dan Graziano of ESPN, some league sources believe that his contract could be built around that of Daniel Jones from two years ago (four years, $160MM). Adjusted for inflation, Graziano predicted a four-year, $196MM deal with $112MM guaranteed at the end of January, which would slot Purdy at 10th in average annual salary for quarterbacks. A week later, Graziano’s sources were making the case that Purdy’s deal should be able to rival the likes of those for players like Jaguars quarterback Trevor Lawrence in salary. While Lawrence doesn’t have the supporting cast Purdy does, Purdy has achieved much more in the regular and postseason. Still, Lawrence signed an extension last year that made him the highest-paid quarterback in the NFL at the time with $275MM over five years with $142MM guaranteed.

Now, are the 49ers going to give Purdy $55MM per year, too, or even match or top Cowboys quarterback Dak Prescott at the top of the pay scale with $60MM per year? Probably not. But these projections give us the basis for where negotiations could start. Both sides have cards they could play during those discussions, as well. Purdy has seen plenty of examples from his teammates on how to holdout for a new contract, something he mentioned may be a possibility, per ESPN’s Nick Wagoner. The 49ers, on the other hand, have the ability to apply the franchise tag to him; they could even threaten to do it twice in a row for cheaper than the possible average salary he could eventually make.

Regardless, the consensus seems to be that, at some point soon, Purdy will be able to secure his future in the Bay Area. We’ll soon see just how well-financed that future will be, but regardless, Purdy won’t likely be the bargain he has been over the past three years for long.

49ers’ John Lynch, Kyle Shanahan Endorse Long-Term Brock Purdy Extension

The 49ers’ coaching staff is the center of the team’s attention right now, but the coming offseason will include a number of major roster-building decisions. The most significant of those, of course, will be a Brock Purdy extension.

San Francisco’s decision-makers are well aware of the fact this offseason represents the former Mr. Irrelevant’s first point at which he could sign a long-term deal. A massive raise will be in store compared to his rookie pact, although it remains to be seen how high the 49ers will be willing to go with respect to average annual value. Purdy himself hopes to get through the negotiating process in short order, and the team made it clear on Wednesday a deal keeping him in the Bay Area for the foreseeable future is a mutual goal.

“What we know about Brock is he’s our guy,” general manager John Lynch said (via ESPN’s Nick Wagoner). Purdy took over starting duties midway through his rookie season, and his level of play helped inform the departures of Jimmy Garoppolo and Trey Lance. The Iowa State product’s success was key in San Francisco’s latest Super Bowl appearance, and going one step further will be the target for Lynch and head coach Kyle Shanahan moving forward. In spite of Purdy’s regression in 2024 – matched by that of the team as a whole – no quarterback competition is on tap with the final year of his rookie contract looming.

“I plan on being with Brock here the whole time I’m here,” Shanahan said (via Wagoner). “He’s a guy I’ve got a lot of confidence in just as a human, but it starts with what he’s done on the field these last two and a half years. We’re capable of winning the Super Bowl with him. He just almost did and I know he’s capable of getting the Niners a Super Bowl in the future.”

Coming off a 6-11 season, the 49ers will look for new faces at a number of positions. That is especially the case considering some of the pending free agents which are on track to depart given the cap commitments a new Purdy deal will require. The top of the quarterback market reached $60MM just before the start of the season, and eight other passers are currently on a deal averaging at least $51MM per year. Even if Purdy’s next pact checks in at a relative discount, the 49ers’ cap structure will undergo major changes moving forward.

Given the mutual interest which exists between team and player to work out an agreement, it will be interesting to see how quickly progress is made at the negotiating table. The 49ers have a history of lengthy contract talks with key players, but such a scenario may be avoided in Purdy’s case.

Brock Purdy Targeting Early-Offseason Extension

The 49ers have taken their time with most of their big-ticket extensions under John Lynch and Kyle Shanahan. Brandon Aiyuk and Nick Bosa signed just before the past two seasons, respectively, while the Deebo Samuel and George Kittle deals occurred during training camp. Brock Purdy is targeting a deal much earlier.

Not long after a report surfaced pointing to the 49ers not being keen on paying Purdy a top-market rate, the three-year veteran quarterback is targeting a deal that ends this matter before the team’s offseason program begins in April. Purdy made it clear he will seek a 49ers extension. All signs point to the franchise being ready to explore a deal for the seventh-round steal.

[RELATED: Assessing Purdy’s Extension Candidacy]

I want to obviously get it done,” Purdy said, via ESPN.com’s Nick Wagoner. “If that’s an opportunity to be able to get that done quick, that’d be great. Just so we can get back for phase one.

While that has not been San Francisco’s M.O., they have hammered out a notable QB contract early in an offseason during the Shanahan-Lynch regime. The 49ers gave Jimmy Garoppolo a then-record contract in February 2018. Of course, the primary difference between a Garoppolo payday and a Purdy pact centers around team control. The 49ers paid Garoppolo weeks before he was to hit free agency; Purdy’s rookie deal runs through the 2025 season. That gives the 49ers time, and Purdy’s hopes may not align with the organization’s.

It stands to reason the 49ers will not deviate from their plans to pay Purdy, but they are under no obligation to do it early. This coming offseason, thanks largely to the 2021 and ’22 QB classes not producing many extension candidates, may also not see the market change. Josh Allen could have a say, even though the Bills have him locked down for multiple years, but the 2023 and ’24 offseasons settled a lot of business on the QB market. This would allow the 49ers to wait a bit, and Purdy’s price point will matter significantly as well.

Purdy, 25, has accomplished more than Jordan Love and Trevor Lawrence, who inked $55MM-per-year deals this past summer. It would stand to reason those accords would be the former Mr. Irrelevant’s floor. Even if the 49ers are understandably not comfortable going into the $60MM-AAV (with a player-friendly structure) neighborhood Dak Prescott populates by himself, it will then be on the team to determine whether that Lawrence-Love territory would work. Otherwise, the team would have another year of rookie-deal control and a $40MM-plus franchise tag at its disposal.

49ers Unwilling To Authorize Top-Of-Market Extension For QB Brock Purdy?

49ers quarterback Brock Purdy will be eligible for an extension at season’s end, and a report from last month indicated that San Francisco wants to hammer out a new deal for its starting signal-caller this offseason. Earlier this week, Charles Robinson of Yahoo! Sports reported that the team could wait on a Purdy extension – perhaps with an eye towards franchise-tagging him in 2026 if need be – but Robinson confirms the Niners would prefer to strike a multiyear accord in the coming months.

[RELATED: Purdy’s Elbow Injury Not Long-Term Concern]

After all, the QB market continues to boom, even for players below the top tier of the position. Although Purdy has regressed from his excellent 2023 performance and has been more inconsistent in 2024 – while also turning the ball over 15 times – players like Jordan Love and Trevor Lawrence arguably had not proven as much as Purdy when they entered their own negotiations, which culminated in $55MM/year contracts for the former first-rounders.

It therefore stands to reason that Purdy could command at least that much in his impending talks with the 49ers, and according to Robinson, the success of the contract discussions will depend on how ambitious Purdy’s camp plans to be. If 2022’s Mr. Irrelevant shoots for the top of the market – in other words, if he aims for Dak Prescott’s record-smashing $60MM AAV or Joe Burrow’s $146.51MM in full guarantees – then San Francisco could balk (even though Purdy has had more postseason success than Prescott, the Cowboys’ passer had unique leverage due to his prior contractual dealings with Dallas).

On the other hand, if Purdy is more “reasonable” in his demands and would be willing to accept a deal akin to Love’s (four years, $210MM, with $100MM in fully guaranteed money), the Niners may be willing to play ball. Since Purdy, as a seventh-round pick, has made less than $3MM over his first three years in the league, even a payout on Love’s level would doubtlessly be quite tempting.

That said, the Iowa State product continues to be a QBR darling, as he presently ranks seventh in the metric after leading the league in that regard, along with “traditional” quarterback rating, in 2023. He ranks 13th in quarterback rating among regular starters in 2024 (coincidentally, one spot behind Love). This is despite the fact that invaluable skill-position players Brandon Aiyuk and Christian McCaffrey have played a combined 11 games, with future Hall of Fame left tackle Trent Williams also missing significant time. 

Plus, Purdy has compensated for his downturn in passing output with an improvement in his efforts as a runner, as he has carried the ball 66 times for 323 yards (4.9 yards per carry) and five scores. He is not a perfect player, and he may need more talent surrounding him than a truly elite passer might, but when it comes to quarterbacks, clubs are understandably reluctant to pass on a bird in the hand, no matter the cost. The Niners’ competitive window still appears to be wide open, and unlike the Cowboys during their first round of extension talks with Prescott, they may want to lock down their QB1 before the market continues to soar.

Brock Purdy Avoids Structural Damage

JANUARY 3: John Lynch confirmed Friday during a KNBR interview (h/t 49ersWebZone.com) that Purdy avoided any long-term elbow issues. The 49ers are preparing to sit their starter for Week 18, but this issue should not impact him for too long into the offseason.

DECEMBER 31: An MRI revealed that 49ers quarterback Brock Purdy suffered no structural damage after leaving the game on Monday night, but he is not expected to play again this season, per Eric Branch of The San Francisco Chronicle.

Head coach Kyle Shanahan said that Purdy “most likely” will sit out the 49ers’ regular season finale next week, though he is not dealing with any “long-term issues.” Specifically, the ulnar collateral ligament he tore in the NFC Championship Game in January 2023 is not affected.

San Francisco was eliminated from postseason contention in Week 16, so neither Purdy nor Shanahan will want to risk further damage in an essentially meaningless Week 18 game.

Purdy’s current injury is unlikely to impact upcoming extension negotiations with the 49ers. The 2022 seventh-round pick is still under contract for $1.12MM in 2025, but he will be looking to cash in after making less than $1MM per year to start his career.

Purdy will finish the 2024 season with 3,864 passing yards, a 65.9% completion rate, and 20 touchdowns to go along with 12 interceptions, a decrease from his 2023 Pro Bowl production. That downtick isn’t entirely Purdy’s fault, as the 49ers have dealt with significant absences from three of their best offensive players: Christian McCaffrey, Brandon Aiyuk, and Trent Williams.

Shanahan has not decided who will start at quarterback in Purdy’s place next week. Brandon Allen started on November 24 when Purdy was sidelined with a shoulder injury, but Joshua Dobbs was active instead of Allen on Monday. Dobbs’ mobility could give him a leg up behind the 49ers’ banged-up offensive line, though Allen won the backup quarterback job during the preseason and is still listed as such on the team’s depth chart. 

49ers Not Changing Aim Of Signing Brock Purdy To Long-Term Deal

Evidenced further by the events of this offseason, quarterbacks possess unrivaled leverage. Trevor Lawrence and Jordan Love rose to the top of the NFL’s salary hierarchy for a period, joining Joe Burrow on that perch without similar accolades. Dak Prescott then smashed through that ceiling to a watershed contract, using unique leverage against the Cowboys to secure the league’s current highwater deal.

As we discussed at a few points this year, teams are not taking a chance of passing on paying a second-tier (or lower) quarterback a top-market rate. The 49ers have seen Brock Purdy become a revelation since being the last pick in the 2022 draft, with Kyle Shanahan‘s pieces operating at their best with the former Iowa State prospect at the controls. While Purdy has not been confused with a top-tier talent, he has been effective since Jimmy Garoppolo‘s December 2022 foot injury gave him the keys to a high-powered offense.

[RELATED: Assessing Purdy’s Extension Candidacy]

The 49ers are not planning to be the team that passes on a QB payment to seek a lower-cost alternative, with NFL.com’s Ian Rapoport indicating they are indeed eyeing a long-term Purdy extension. The sides cannot begin true negotiations until January, but it appears another 49ers offseason contract saga — this one perhaps the most complicated — is on tap.

49ers CEO Jed York said early this offseason that the team was preparing for a future with Purdy on a high-end contract. In the months since, the NFL has seen five more QBs surpass $50MM AAV. Prescott soared to $60MM per year, inking that deal hours before the Cowboys’ season opener. Purdy, 24, does not carry the leverage Prescott did — a bargaining position secured due to Dallas’ previous contractual dealings with its QB — but he does play by far the sport’s most important position. That proved a sufficient weapon for Lawrence, Love and Tua Tagovailoa this offseason. Still, some rumblings around the league pointed to forthcoming hesitancy on the 49ers’ part. Thus far, no such trepidation exists.

Even as Purdy is not being mentioned as a Josh Allen or Patrick Mahomes peer in terms of abilities, he has done quite well to keep the 49ers’ machine humming. Last year’s QBR leader ranks sixth in that metric this season, doing so despite Brandon Aiyuk going down before midseason and Christian McCaffrey barely factoring into the year. Trent Williams has also missed recent games. While Purdy will check in with worse numbers than his strong 2023 season, he has proven more on the field than Lawrence or Love to enter high-stakes negotiations. Purdy has also been a better run-game threat compared to 2023, totaling 282 rushing yards thus far this year after accumulating 144 in 16 games last season.

The 49ers, however, also could use Shanahan’s QB-friendly system against their current starter once negotiations commence. The prospect of jettisoning Purdy — or even delaying a payment — due to the impact Shanahan and the talent around him have made on the QB’s career could be part of the talks, but it does not sound like the 49ers are seriously considering a pivot from Purdy once he commands a lucrative extension.

The team that entered long-running talks with Deebo Samuel, Nick Bosa and Aiyuk over the past three years will now be tasked with hammering out a megadeal for a player it chose with the final pick in the draft. San Francisco’s upcoming negotiation promises to be the most interesting of the bunch.

Extension Candidate: Brock Purdy

Barely a month remains before the 49ers can begin extension talks with Brock Purdy, the Mr. Irrelevant find that helped bail the franchise out of the predicament the Trey Lance miss created. Purdy has lost two of his top four weapons, and he has picked up a shoulder injury. Though, San Francisco’s third-year starter has still accounted himself fairly well in this de facto platform year.

Purdy’s seventh-round contract runs through 2025, and the 49ers have the leverage of a potential 2026 franchise tag at their disposal. But the expectation has been for Purdy extension talks to begin soon. Where those go will be one of the 2025 offseason’s central storylines, as the 49ers — after Deebo Samuel‘s 2022 trade request, Nick Bosa‘s 2023 holdout and Brandon Aiyuk‘s rumor-flooded hold-in — are set to have another offseason dominated by a big-ticket contract.

The question that will define the 49ers’ offseason, as well as the organization’s longer-term outlook, centers around where these negotiations will end up. Dak Prescott used extraordinary leverage to drive the quarterback market to $60MM per year, representing a staggering increase based on where the NFL was just five years prior. It took 25 years for the QB market to balloon from $5MM AAV to $25MM AAV; it has since taken just six for it to climb from $30-$60MM per year. At some point, a team will pass on a monster QB payment. The 2024 offseason did not feature any such actions.

Despite neither Trevor Lawrence nor Jordan Love having established themselves as top-tier quarterbacks, each matched Joe Burrow‘s then-record $55MM AAV. Tua Tagovailoa‘s injury history and inconsistent first two seasons made him a curious extension candidate. Despite rumblings of the Dolphins being leery of paying the going rate, they ultimately did, authorizing a $53.1MM-per-year payday for their southpaw starter. It no longer requires sufficient credentials to earn a top-market QB contract. The leverage the position’s importance creates — amid the fear of starting over — drives these negotiations, putting Purdy in strong position.

Purdy, 25 this month, needed to beat out Nate Sudfeld for the 49ers’ third-string job during his first training camp. Lance’s subsequent ankle injury bumped him to the QB2 role, and San Francisco’s offense — to the surprise of most — did not slow down after Jimmy Garoppolo‘s foot fracture. Purdy proved competent and piloted the team to the 2022 NFC championship game. He then made it back by Week 1 after UCL rehab, during an offseason that ended with the 49ers admitting defeat on Lance, whom they traded to the Cowboys for a fourth-round pick.

Purdy took significant steps last season, throwing 31 touchdown passes in 16 games and becoming the first passer to start a full season and average 9.6 yards per attempt since the 1950s. He led the NFL in QBR and passer rating. The 49ers’ four-All-Pro skill-position cadre provided a considerable boost for the formerly unappealing prospect, but Purdy finished last season by going toe-to-toe with Patrick Mahomes in Super Bowl LVIII. He has been at the wheel longer than Love and has offered more stability than Lawrence. That $55MM-per-year price, then, makes sense as a clear floor.

Of course, persistent Purdy skepticism has come from his place in Kyle Shanahan‘s scheme and whether he would be worth such a contract. After all, the team did find Purdy in Round 7. Wouldn’t it be within the realm of possibility for the franchise to consider cashing out via trade (at some point) and believing it could maximize another passer lacking elite skills? Then again, that is a dangerous game to play.

The 49ers being the team to strongly consider passing on authorizing such a contract should not be ruled out, seeing as Shanahan reached a Super Bowl with Garoppolo at the helm. The 49ers would also see their roster blueprint change wildly if/once they pay Purdy. How the team proceeds with its host of contract-year starters in 2025 — a group including Charvarius Ward, Dre Greenlaw, Talanoa Hufanga and Aaron Banks — may be an early tell on how it will proceed with Purdy, as paying the QB — even in the expected event of a backloaded structure that kept cap hits low early — would naturally lead to cost-cutting moves elsewhere on the roster.

Purdy sits seventh in QBR despite Aiyuk and Christian McCaffrey missing most of the season. The Iowa State alum still ranks fourth in Y/A (8.4) and has delivered 275 rushing yards — far more than he offered in 16 games last year. He is on the cusp of receiving the biggest raise in NFL history, as the seventh-round deal averages $934K per annum. 49ers CEO Jed York pointed to the team already planning for a Purdy payday, and while rumblings about a Kirk Cousins trade serving as a potential fallback option (thus reuniting he and Shanahan, Washington’s OC at the time the veteran was drafted) have surfaced, nothing serious has come out regarding any real considerations of separating from Purdy.

With the exception of Prescott, Cousins and Lamar Jackson, high-end QB paydays in the fifth-year option era commence before or during the player’s contract year. QB tags are rare. The 49ers could keep Purdy at a $1.1MM base salary next season and prepare for a 2026 tag at roughly $45MM, but they then run the risk of the market rising down the road. It can also be argued the market might not change much in 2025, as the 2021 and ’22 draft classes have not brought extension candidates. Lawrence has already been paid, with the other four first-round QBs from 2021 not being in line for monster pacts. The 2022 early-round crop has been even worse, with Purdy the only extension candidate to come from that disappointing QB draft.

The NFL’s $50MM-per-year club expanded to nine this offseason, and Josh Allen will be a candidate to eclipse Prescott’s contract perhaps as early as 2025. The MVP frontrunner does not carry the contractual leverage Prescott did, in being tied to his $43MM-per-year accord through 2027, but the Bills will need to address this team-friendly deal at some point. Allen’s six-year deal is as close as any QB has come to accepting team-friendly terms in line with Mahomes’. The three-time Super Bowl MVP is still signed through 2031 at $45MM per, giving the Chiefs tremendous flexibility. But his peers have, as expected, still opted for shorter-term deals that would allow for more prime-years paydays.

Barring Purdy accepting Mahomes- or Allen-level terms, the 49ers will need to pay up and make sacrifices elsewhere. That would stand to impact their loaded (when healthy) roster. That will mark a significant change for the franchise, though the team already had Garoppolo on top-market (at the time) terms and still churned out winning squads. San Francisco’s Shanahan-era blueprints have come with and without a veteran-QB deal on the payroll.

Starting over at quarterback would represents a massive risk, and for a team that missed badly when trying to do so (Lance) earlier this decade, it might not be one to take. Purdy has proven effective in Shanahan’s offense, putting him on the cusp of the NFL’s latest quarterback megadeal. How it comes together will shape the market for future passers.

Given how disappointing most of the other arms from the 2021 and ’22 drafts have been, Purdy suddenly resides as the QB market’s centerpiece player for the 2025 offseason. While the 49ers are no strangers to contract drama, it currently appears more likely than not they will stay the course and not become the team that refuses to pay a passer the going rate. Purdy’s asking price topping Prescott’s may change that, but a deal between the Lawrence-Love level and where the Cowboys’ leverage-fueled QB raised the market is probably something the 49ers will need to stomach.