Nav Prime
Build a business with staying power
Join over 250,000 small business owners who have built business credit history and managed credit with Nav Prime.
Meet Nav Prime
Building a less rocky road to financial health
No more guessing or going at it alone. Build business credit, manage cash, and get the support only Nav Prime can provide along the way.
Why our customers love Nav Prime
“When Nav started Nav Prime, I was sold. I get two tradelines for building business credit! I’m never leaving Nav.”
Brynn K.
Kings Mobile Detail
“Nav has taken that zero-to-two year mark and said, ‘We want to build a relationship with you and see that business credit grow through Prime.’”
Ryan L.
BCK Ranch
“Here’s the advice I give to any new business owners — get your LLC setup, and get Nav. I started building business credit with Nav before I even started accepting clients, which made getting started working with vendors a whole lot easier.”
Dasia G.
Holu Cleaners
Nav Prime
Big tools for small business
Custom-made for small business owners who want to build business credit and manage their money without second guessing.
Credit Health
Deeply understand your credit
Skip the credit bureau jargon and learn what actually matters for building business credit. Unlock up to 6 business and personal scores to track your total progress in one place.
Credit Building
Credit Building
Get up to 2 tradelines submitted monthly to the major business credit bureaus. No hard credit checks.
Cash flow health
Manage dollars with sense
Nav Business Checking is your starter bank account. Plus, keep your books and transactions tidy while you build business credit.
Guidance
Level up your business
Set yourself up for success with a dedicated Nav business credit coach. Plus, get cash flow trends and credit insights to guide your journey.
Everything you need
The business growth starter pack
Swap reactivity for proactivity. Get the tools you need to build your financial foundation and take control of your business decisions.
Nav Prime membership tradeline
Get tradeline reporting automatically with your monthly payments.
Nav Prime Card¹
Build business credit with a second tradeline.
Detailed credit reports
Dig into your full credit details to see what lenders see.
Bookkeeping
Use simplified tools that don’t require an accounting degree.
Nav Business Checking
Bank where you build business credit.
Business credit coaching
Connect with one of Nav’s dedicated credit coaches.
Nav Technologies, Inc. is a financial technology company and not a bank. Banking services provided by Thread Bank, Member FDIC. The Nav Prime Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.
Your membership
Invest in your success
Credit reports alone would cost you up to $300 per month to get elsewhere. Find the support you need to grow wherever you are in your business journey.²
Pay monthly
Pay quarterly
save 20%
Monitor scores
$39.99
/ mo
Track business and personal credit scores in one place
Monitor scores with Prime- check
5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
- check
5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
- check
2 tradelines to build business credit (membership and Nav Prime Card)⁴
- check
Bookkeeping tools to manage cash flow and simplify taxes
Get credit coaching
$74.99
/ mo
Get expert coaching to improve trade credit and financing options
Get credit coaching with Prime- check
5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
- check
2 tradelines to build business credit (membership and Nav Prime Card)⁴
- check
Bookkeeping tools to manage cash flow and simplify taxes
- check
Dedicated business credit coach
- check
FICO SBSS score to track eligibility with 7,500+ lenders — and the SBA
FAQs
Get your business roadmap
Nav Prime is the only membership that helps you build, manage, and leverage your business’s credit in one place.