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This holiday, enjoy free shipping, plus extended free returns and extended price promise through 31 January 2025

Buy now and pay later with PayPal

Pay in 3 offers flexibility to pay over time.

Pay in 3 interest-free payments on qualifying purchases of  £30 - £2000

Pay in 3 is an unregulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. Pay in 3 eligibility is subject to status and approval. 18+ UK residents only. See product terms for more detail. 
Learn more
Paypal Pay in 3 instalments

How it works

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No late fees or sign-up fees

Choose to pay in 3 installments
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A decision in seconds

If approved, complete the purchase with Pay in 3
Pay with the app or online

Pay with the PayPal app or online

Easily manage payments with autopay
Secure transactions with PayPal

Checkout securely

Trust PayPal to help keep your transaction secure

Where to find it at checkout

Step 1: Change your payment method

At checkout, select "Change" to modify your saved Payment method. New customers can skip to Step 3
Step 1: Change your payment method
Step 2: Select "Choose a different way to pay"

Step 2: Select “Choose a different way to pay”

Even if you've saved PayPal in your payment methods, you still need to choose a different way to pay.

Step 3: Choose a way to pay

Select "Flexible payments"
Step 3: Choose a way to pay
Step 4: Select PayPal Pay Later

Step 4: Select PayPal Pay Later

Select "Place Order" to be redirected to PayPal to select Pay in 3 and complete your purchase

Microsoft Surface Devices

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Xbox Consoles

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Frequently asked questions

  • PayPal Pay in 3 is an interest-free loan that lets you split your basket into 3 payments, with the first due at time of purchase and subsequent payments due every month on the same date. Pay in 3 is an unregulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive.

    For more information go to https://www.paypal.com/uk/webapps/mpp/paypal-payin3/faq

  • If your purchase at Microsoft Store is not completed, you will not be charged.

  • PayPal purchases show up in the Payments section under Payment Options.

  • Microsoft Store’s refund policy applies to purchases, including purchases made using PayPal. Learn more about returning items you bought from Microsoft Store for exchange or refund. If you need to return your physical product after your purchase, and are within the 60-day return policy, you will be refunded just as you would with a regular credit card.

  • Yes, if you request the price adjustment within 60 days of your delivery date, and otherwise meet the terms of the Microsoft Store Price Promise, you’re eligible for a price adjustment. You’ll need to contact Microsoft Store Sales and Support with your order number to receive your adjustment.

  • PayPal Pay Later options cannot be used for gift cards, one-time paid or recurring subscriptions at Microsoft Store.

Why shop from Microsoft Store

We offer free shipping, free returns, and cash for eligible used devices, as well as flexible payment options. Plus, if we lower our price on a physical product within 60 days from delivery, we’ll honour a one-time price adjustment. Enjoy extended returns and extended price promise through 31 January 2025.
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Gift with confidence

Enjoy free shipping with no minimum purchase. Plus, we'll accept returns on most physical products through 31 January 2025.
Learn about shipping Learn about returns

Price promise all season long

Buy gifts now, enjoy extended price promise through 31 January 2025. If we drop the price of a physical product, contact us and we'll honour a one-time price adjustment. Exclusions apply.
Learn more

Pay in 3 instalments with PayPal

Microsoft Store and partners are bringing you new ways to pay at checkout. They’re simple, safer options to get what you want when you want.
Learn more

Online trade-in program

Trade in any eligible device—laptop, tablet, phone, or game console—from a variety of brands and get cash back. If your old device isn’t eligible for trade-in, we’ll help you recycle it for free.
Learn more Check your device’s eligibility
  • Discounts: Supplies limited. Actual savings depends on product availability.
  • Gift with confidence: Holiday extended return policy available with eligible physical products purchased between 15 October 2024 - 2 December 2024 from Microsoft Store online and Microsoft Experience Centers in select markets. Purchases can be returned through 31 January 2025. Limit 5 product returns per eligible customer purchase. Excludes Surface Hub, HoloLens, and Windows DevKit. Applicable return policy applies. For purchases made at Microsoft Store, see applicable Microsoft Terms of Sale for more information. For purchases made at a Microsoft Experience Center, see receipt for more information. Microsoft reserves the right to modify or discontinue offers at any time.
  • Price promise all season long: Holiday extended price promise valid on purchases of qualifying physical consumer and commercial products purchased from Microsoft Store online and Microsoft Experience Centres in select markets between 15/10/24- 2/12/24. Price adjustment may be requested until 31 January 2025. Customer is eligible only if the product is in stock for purchase at Microsoft Store or a Microsoft Experience Centre. Customer must contact Microsoft to request the adjustment. For purchases from Microsoft Store, contact Microsoft Store Sales and Support with your Microsoft Account information and any other information requested by a representative. For purchases from a Microsoft Experience Centre, you must return to the location with your receipt. Limit 1 price adjustment total per product. Excludes Surface Hub, HoloLens, and Windows DevKit. 
  • Any offers shown are for a limited time while supplies last. See terms.
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