Find your funding in minutes.
Apply for business funding through Lendio’s marketplace and receive your money in as little as 24 hours.*
Three steps to funding.
Step 1
Share your vision.
Tell us about your business and your goals. We’ll present your application to our network of 75+ lenders who know small business.
Step 2
Compare your options.
We work to match you with the right financial partner and product for your business needs, and can help you understand every option.
Step 3
Get your money.
Once you feel confident about your choice, your business funding can hit your bank account as soon as the next business day.
$15+ billion
in small business funding facilitated in the last decade.
4.8 stars
21,000 Trustpilot® reviews.
50% repeat customers.
75+ lenders
providing broad coverage for small business lending.
“Oftentimes when you start trying to get a loan from a bank, you think to yourselves, this is going to be months. With Lendio, it happened within days.”
Clark Bell
CEO, Aqua-Yield
Fund whatever’s next.
')
tibOptions.insertAdjacentHTML("beforebegin", tibInvalid)
document.querySelector(".time-in-business-options").addEventListener("click", function() {
document.querySelector("#invalid-message-TIB").remove()
tibOptions.insertAdjacentHTML("beforebegin", tibRevalid)
})
}
if(!activeBusinessType){
const bizOptions = document.querySelector(".business-type-options");
const bizInvalid = ''
const bizRevalid = ''
document.querySelector(".business-type-options").insertAdjacentHTML("afterend",'
`;
offersContainer.insertAdjacentHTML("beforeend", offerMarkup);
document.querySelector(".offer-container").style.height = "310px";
document.querySelector(".plus-icon").style.transform = "rotate(45deg)";
const allFundingDetailsExpanders =
document.querySelectorAll(".expend-details");
allFundingDetailsExpanders.forEach((el, indexOfEl) => {
let isOpen = false;
if (indexOfEl === 0) isOpen = true;
el.addEventListener("click", function (e) {
const offerPanel = e.target.closest(".offer-container");
const plusIcon = el.querySelector(".plus-icon");
if (!isOpen) {
offerPanel.style.height = "310px";
plusIcon.style.transform = `rotate(45deg)`;
}
if (isOpen) {
offerPanel.style.height = "113px";
plusIcon.style.transform = `rotate(0)`;
}
isOpen = !isOpen;
});
});
});
});
const backToCalculator = document.querySelector(".back-to-container");
const resetCalculator = document.querySelector(".calcReset");
backToCalculator.addEventListener("click", () => {
responsePanel.style.display = "none";
calculatorWrapper.style.display = "block";
});
resetCalculator.addEventListener("click", () => {
responsePanel.style.display = "none";
calculatorWrapper.style.display = "block";
});
function getHighestMinAndMax(array) {
console.log(array);
let lowestMinItem = array[0].amount?.min ?? 0;
let highestMaxItem = array[0].amount?.max ?? 0;
array.forEach((item) => {
if(!item.amount || !item.amount.median)return;
if (item.amount?.median < lowestMinItem) {
lowestMinItem = item.amount.min;
}
if (item.amount?.median > highestMaxItem) {
highestMaxItem = item.amount.max;
}
});
return {
lowestMinItem,
highestMaxItem,
};
}
/////////////
function giveBackground(input) {
//styling input
const value = input.value;
const max = input.max;
const min = input.min;
const percentage = (((value - min) * 100)/(max - min));
input.style.background = `linear-gradient(to right, #54BAF4 ${
percentage / 2
}%, #2468C7 ${percentage}%, #F5F1F1 ${percentage}%)`;
};
giveBackground(creditScoreInput);
//giveBackground(yearInBussinessInput);
giveBackground(revenueInput);
});
Please provide an answer
')
bizOptions.insertAdjacentHTML("beforebegin", bizInvalid)
document.querySelector(".business-type-options").addEventListener("click", function() {
document.querySelector("#invalid-message-Biz").remove()
bizOptions.insertAdjacentHTML("beforebegin", bizRevalid)
})
}
if(!selectedIndustryType){
const inputOptions = document.querySelector(".input-select");
document.querySelector(".input-select").insertAdjacentHTML("afterend",' Please provide an answer
')
document.querySelector(".input-select").classList.add("invalid-empty");
document.querySelector(".input-select").addEventListener("click", function() {
document.querySelector("#invalid-message-industry").remove()
document.querySelector(".input-select").classList.remove("invalid-empty");
})
}
function returnDateTIB(tibButton){
const date = new Date();
const curYear = date.getFullYear();
const curMonth = (date.getMonth()) + 1;
const curDay = 15;
var newYear;
var newMonth;
if(tibButton >= curMonth){
newYear = curYear - 1;
newMonth = (curMonth + 12) - tibButton;
tibButton = tibButton - 12;
if(tibButton >= newMonth){
newYear = newYear - 1;
newMonth = (curMonth + 12) - tibButton;
tibButton -= 12;
if(tibButton >= newMonth){
newYear = newYear - 1;
newMonth = (curMonth + 12) - tibButton;
tibButton -= 12;
}
}
}
else{
newYear = curYear
newMonth = (curMonth - tibButton);
}
if (newMonth < 10 ){
newMonth = `0${newMonth}`;
}
return (`${newYear}-${newMonth}-${curDay}`)
}
if(!creditScore && !monthlyRevenue){
creditScore = 500;
monthlyRevenue = 35000;
}
if (
!creditScore ||
!monthlyRevenue ||
!selectedIndustryType ||
!activeBusinessType ||
!activeTimeInBusiness
)
return;
calculatorWrapper.style.display = "none";
spinner.style.display = "block";
bizStartDate = returnDateTIB(Number(activeTimeInBusiness));
const res = await fetch("https://api.lendio.com/predictions/iq", {
method: "POST",
headers: { "Content-Type": "application/json" },
body: JSON.stringify({
credit_score: +creditScore,
business_start_date: bizStartDate,
average_monthly_sales: +monthlyRevenue,
entity_type: activeBusinessType,
industry: selectedIndustryType,
industry_type: "lendio",
}),
});
const response = await res.json();
console.log(response);
spinner.style.display = "none";
calculatorWrapper.style.display = "none";
responsePanel.style.display = "block";
if (response.data.is_borrower_qualified === false) {
document.querySelector(".positive-response-portion").style.display = "none";
return (document.querySelector(
".response-heading"
).innerHTML = `It looks like you don't qualify—yet.`);
}
document.querySelector(".positive-response-portion").style.display = "block";
document.querySelector(
".response-heading"
).innerHTML = `Congrats—it looks like you qualify.*`;
const { lowestMinItem, highestMaxItem } = getHighestMinAndMax(
response.data.qualified_products
);
document
.querySelectorAll(".max-peak")
.forEach((e) => (e.innerText = highestMaxItem.toLocaleString("en-US")));
document.querySelector(".min-peak").innerText =
lowestMinItem.toLocaleString("en-US");
offersContainer.innerHTML = "";
response.data.qualified_products.forEach((product) => {
sbaAPR = 'Prime+';
variableAPR = 'varies';
//if (!product.apr && !product.factor) return;
if (!product.apr && !product.factor){
if (product.product_category == 'SBA 7a'){
product.apr = sbaAPR;
product.factor = sbaAPR;
//console.log('runs 1', product.apr, product.factor)
}
else if(product.product_category == 'Business Term Loan') {
product.apr = variableAPR;
product.factor = variableAPR;
}
else {
product.apr = variableAPR;
product.factor = variableAPR;
}
}
else if(product.product_category == "SBA 7a"){
product.apr = sbaAPR;
product.factor = sbaAPR;
}
else if(product.product_category == 'Business Term Loan' && !product.factor) {
product.apr = variableAPR;
product.factor = variableAPR;
}
let isApr = false;
if (aprCategories.includes(product.product_category)) isApr = true;
if (isApr && !product.apr) { product.apr = variableAPR; }
if (!isApr && !product.factor) { product.factor = variableAPR; }
const offerMarkup = `
${product.product_category}*
$${product.amount.max.toLocaleString( "en-US" )}
Funding details
Term
${product.term.median.toLocaleString(
"en-US"
)} months
${
isApr && product.apr ? "APR" : "Factor"
} rate
${
(isApr && product.apr)
? (product.apr === "Prime+" || product.apr === 'varies'
? product?.apr?.toLocaleString("en-US")
: product?.apr?.median?.toLocaleString("en-US"))
: (product.factor === "Prime+" || product.apr === 'varies'
? product?.factor?.toLocaleString("en-US")
: product?.factor?.median?.toLocaleString("en-US"))
}
Apply now
*Qualification criteria, rates, and other funding terms will vary depending on the type and location of your business, and upon other factors. This is not a guarantee of funding, and it should not be relied upon as an accurate assessment of the availability or terms of the represented funding products.
How much can I qualify for?
Not sure what you need or what funding options are best for you? Use our simple calculator to get a rough idea of your options with no commitment, and apply when you’re ready.
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