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The National Housing Act was passed by the Parliament of Canada in 1938 and was intended to promote the construction of new houses, the repair and modernization of existing houses, and the improvement of housing and living conditions. It was later amended in 1985, 1999 and 2007 .
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National Housing Act - Canada
PURPOSE
Purpose
3. The purpose of this Act, in relation to financing for housing, is to promote housing affordability and choice, to facilitate access to, and competition and efficiency in the provision of, housing finance, to protect the availability of adequate funding for housing at low cost, and generally to contribute to the well-being of the housing sector in the national economy.
R.S., 1985, c. N-11, s. 3; 1992, c. 32, s. 6; 1999, c. 27, s. 2.
RIGHTS AND OBLIGATIONS OF THE CORPORATION
Her Majesty has rights and obligations of the Corporation
4. Every right or obligation acquired or incurred by the Corporation under this Act, whether in its name or in the name of Her Majesty, is a right or obligation of Her Majesty.
R.S., c. N-10, s. 4.
4.1 [Repealed, 1999, c. 27, s. 3]
APPROVED LENDERS
Designation
5. (1) The Corporation may designate any person as an approved lender for the purposes of this Act.
Term of designation
(2) The designation of an approved lender and any renewal of that designation are in force for any period that the Corporation may specify.
Conditions and restrictions
(3) The Corporation may, at any time, establish conditions and restrictions applicable to an approved lender.
Suspension
(4) The Corporation may, at any time, suspend or cancel the designation of an approved lender.
Fees
(5) The Corporation may establish schedules of fees payable by approved lenders in relation to their designation and supervision.
Regulations
(6) The Governor in Council may, on the recommendation of the Minister of Finance, make regulations respecting the designation of approved lenders, including regulations establishing criteria that a person must meet in order to be so designated.
R.S., 1985, c. N-11, s. 5; R.S., 1985, c. 25 (4th Supp.), s. 2; 1999, c. 27, s. 3; 2011, c. 15, s. 22.
Powers of approved lenders
6. (1) Subject to subsection (2), an approved lender who is subject to the jurisdiction of Parliament may, notwithstanding any restrictions on the power of the lender contained in any other statute or law,
(a) make loans on such terms and conditions as are provided for by or under this
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