In financial economics, a liquidity crisis refers to an acute shortage (or "drying up") of liquidity. Liquidity is a catch-all term that may refer to several different yet closely related concepts. Among other things, it may refer by market liquidity (the ease with which an asset can be converted into a liquid medium e.g. cash), funding liquidity (the ease with which borrowers can obtain external funding), or accounting liquidity (the health of an institution’s balance sheet measured in terms of its cash-like assets). Additionally, some economists define a market to be liquid if it can absorb "liquidity trades" (sale of securities by investors to meet sudden needs for cash) without large changes in price. This shortage of liquidity could reflect a fall in asset prices below their long run fundamental price, deterioration in external financing conditions, reduction in the number of market participants, or simply difficulty in trading assets.
The above-mentioned forces mutually reinforce each other during a liquidity crisis. Market participants in need of cash find it hard to locate potential trading partners to sell their assets. This may result either due to limited market participation or because of a decrease in cash held by financial market participants. Thus asset holders may be forced to sell their assets at a price below the long term fundamental price. Borrowers typically face higher loan costs and collateral requirements, compared to periods of ample liquidity, and unsecured debt is nearly impossible to obtain. Typically, during a liquidity crisis, the interbank lending market does not function smoothly either.
Major changes to the bank capital requirements
https://www.federalreserve.gov/newsevents/speech/bowman20240117a.htm
https://www.americanbanker.com/news/capital-reform-is-coming-but-not-without-a-fight
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published: 06 Feb 2024
Government Plan For The Liquidity Crisis Of 2024
This could be the plan for dealing with a bond liquidity issue.
https://fred.stlouisfed.org/series/D2WLTGAL
https://www.wsj.com/finance/investing/soft-landing-talk-prompts-1990s-flashbacks-ef10366f
https://www.reuters.com/markets/rates-bonds/planned-debt-buybacks-not-meant-periods-market-stress-us-treasury-official-says-2023-09-21/
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published: 28 Dec 2023
The U.S. Liquidity Crisis
The U.S. Liquidity Crisis
ENROLL in our FREE Value packed homebuyers course: https://real-estate-mindset-homebuying-101.teachable.com/purchase?product_id=5112272
For correspondence please email me at:
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Community Ran Discord LINK: https://discord.gg/EyGdbpaW6k
Helpful Links:
1. How Much Interest Really Cost Calculator
https://www.consumerfinance.gov/owning-a-home/explore-rates/
2. How Much Can You Afford Calculator
https://www.calculator.net/house-affordability-calculator.html
3. Debt to Income Ratio Calculator
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4. Amortization Calculator
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#mortgagerates #realestatenews #housingmarketupdate
DISCLAIMER: This video content is int...
published: 04 Jan 2024
The Planned Liquidity Crisis
The government will take advantage of the economic situation that will be so painful to the people.
https://finance.yahoo.com/news/chinas-economy-discouraging-desperate-young-003349153.html
https://gcaptain.com/west-coast-war-of-words-pma-and-ilwu-trade-blows-in-labor-dispute/
Treasury Flags Bigger Sales as Soon as August, Buybacks in 2024 https://www.bloomberg.com/news/articles/2023-05-03/us-keeps-quarterly-debt-sales-steady-launches-buyback-program
https://www.wsj.com/articles/yuan-under-pressure-as-u-s-china-rates-set-to-diverge-further-aa655bcd
https://dailyhodl.com/2023/06/12/us-treasury-to-borrow-1100000000000-in-six-months-analysts-warn-move-may-trigger-banking-exodus-repor/
https://www.cnbc.com/2023/06/12/ilwu-canada-west-coast-port-workers-support-strike-in-landslide-vote.h...
published: 13 Jun 2023
The Coming Liquidity Crisis In U.S. Treasuries
The government knows that the bad times are ahead andbare preparing accordingly
livestream link
https://www.youtube.com/live/Iwh_ND0Nzlc?si=9fo_128RCxIB9Gig
https://home.treasury.gov/news/press-releases/jy1757
https://fred.stlouisfed.org/series/D2WLTGAL
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published: 12 Jan 2024
What is a Liquidity Crisis
In this episode, Aaron will talk about what a liquidity crisis is and what assets is more or less liquid. He will also discuss solutions in managing liquidity crisis.
Then, Learn how to Avoid it by watching our Leverage video
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published: 22 Jan 2022
The Financial Crisis NO ONE Is Talking About
Get 50% off your first order of CookUnity meals — go to https://cookunity.com/graham50 and use my code GRAHAM50 at checkout to try them out for yourself! Thanks to CookUnity for sponsoring this video! Let's talk about the Financial Crisis No One Is Fixing - Enjoy! Add me on Instagram: GPStephan
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published: 24 Jan 2024
The real truth about the 2008 financial crisis | Brian S. Wesbury | TEDxCountyLineRoad
This talk was given at a local TEDx event, produced independently of the TED Conferences. The Great Economic Myth of 2008, challenging the accounting to accounting principal.
Brian Wesbury is Chief Economist at First Trust Advisors L.P., a financial services firm based in Wheaton, Illinois.
Mr. Wesbury has been a member of the Academic Advisory Council of the Federal Reserve Bank of Chicago since 1999. In 2012, he was named a Fellow of the George W. Bush Presidential Center in Dallas, TX where he works closely with its 4%-Growth Project. His writing appears in various magazines, newspapers and blogs, and he appears regularly on Fox, Bloomberg, CNBCand BNN Canada TV. In 1995 and 1996, he served as Chief Economist for the Joint Economic Committee of the U.S. Congress. The Wall Street Journ...
published: 03 Dec 2014
A Liquidity Crisis of Massive Proportions is Imminent
Brenmiller Energy Ltd. (NASDAQ:BNRG) https://bren-energy.com/
https://finance.yahoo.com/quote/BNRG
Atlas Financial Advisors, Inc. (AFA) is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Sponsorship does not influence AFA to recommend products or services issued by Brenmiller Energy Ltd. (NASDAQ:BNRG) to current or prospective clients.
Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
This ...
published: 17 Jan 2024
The Fed Fears A Liquidity Crisis More Than An Inflationary One | Jim Bianco
Rumors are suddenly flying fast and furious that the Federal Reserve will be soon ending its campaign of Quantitiave Tightening (aka QT). This is on top of the 3 rate cuts it recently guided the market to expect in 2024.
Is the end of QT indeed imminent?
If so what will the implications be?
To discuss that, as well as the other major macro trends expected to impact markets most in 2024, we're fortunate to sit down with analyst Jim Bianco, founder of Bianco Research.
Jim thinks the Fed is now scrambling to cut rates and end QT because of the brewing potential for a liquidity crisis once the Reverse Repo Program is fully drained.
Follow Jim at https://www.biancoresearch.com/
Or on X/Twitter at @BiancoResearch
And check out his new ETF, ticker: WTBN
Major changes to the bank capital requirements
https://www.federalreserve.gov/newsevents/speech/bowman20240117a.htm
https://www.americanbanker.com/news/capi...
Major changes to the bank capital requirements
https://www.federalreserve.gov/newsevents/speech/bowman20240117a.htm
https://www.americanbanker.com/news/capital-reform-is-coming-but-not-without-a-fight
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Major changes to the bank capital requirements
https://www.federalreserve.gov/newsevents/speech/bowman20240117a.htm
https://www.americanbanker.com/news/capital-reform-is-coming-but-not-without-a-fight
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This could be the plan for dealing with a bond liquidity issue.
https://fred.stlouisfed.org/series/D2WLTGAL
https://www.wsj.com/finance/investing/soft-landing...
This could be the plan for dealing with a bond liquidity issue.
https://fred.stlouisfed.org/series/D2WLTGAL
https://www.wsj.com/finance/investing/soft-landing-talk-prompts-1990s-flashbacks-ef10366f
https://www.reuters.com/markets/rates-bonds/planned-debt-buybacks-not-meant-periods-market-stress-us-treasury-official-says-2023-09-21/
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This could be the plan for dealing with a bond liquidity issue.
https://fred.stlouisfed.org/series/D2WLTGAL
https://www.wsj.com/finance/investing/soft-landing-talk-prompts-1990s-flashbacks-ef10366f
https://www.reuters.com/markets/rates-bonds/planned-debt-buybacks-not-meant-periods-market-stress-us-treasury-official-says-2023-09-21/
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The U.S. Liquidity Crisis
ENROLL in our FREE Value packed homebuyers course: https://real-estate-mindset-homebuying-101.teachable.com/purchase?product_id=51122...
The U.S. Liquidity Crisis
ENROLL in our FREE Value packed homebuyers course: https://real-estate-mindset-homebuying-101.teachable.com/purchase?product_id=5112272
For correspondence please email me at:
[email protected]
Community Ran Discord LINK: https://discord.gg/EyGdbpaW6k
Helpful Links:
1. How Much Interest Really Cost Calculator
https://www.consumerfinance.gov/owning-a-home/explore-rates/
2. How Much Can You Afford Calculator
https://www.calculator.net/house-affordability-calculator.html
3. Debt to Income Ratio Calculator
https://www.calculator.net/debt-ratio-calculator.html
4. Amortization Calculator
https://www.calculator.net/amortization-calculator.html
#mortgagerates #realestatenews #housingmarketupdate
DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Neither Real Estate Mindset or Travis Spencer are registered financial advisors. Your use of Real Estate Mindset's YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Real Estate Mindset does not establish a formal business relationship.
The U.S. Liquidity Crisis
ENROLL in our FREE Value packed homebuyers course: https://real-estate-mindset-homebuying-101.teachable.com/purchase?product_id=5112272
For correspondence please email me at:
[email protected]
Community Ran Discord LINK: https://discord.gg/EyGdbpaW6k
Helpful Links:
1. How Much Interest Really Cost Calculator
https://www.consumerfinance.gov/owning-a-home/explore-rates/
2. How Much Can You Afford Calculator
https://www.calculator.net/house-affordability-calculator.html
3. Debt to Income Ratio Calculator
https://www.calculator.net/debt-ratio-calculator.html
4. Amortization Calculator
https://www.calculator.net/amortization-calculator.html
#mortgagerates #realestatenews #housingmarketupdate
DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Neither Real Estate Mindset or Travis Spencer are registered financial advisors. Your use of Real Estate Mindset's YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Real Estate Mindset does not establish a formal business relationship.
The government will take advantage of the economic situation that will be so painful to the people.
https://finance.yahoo.com/news/chinas-economy-discouraging-...
The government will take advantage of the economic situation that will be so painful to the people.
https://finance.yahoo.com/news/chinas-economy-discouraging-desperate-young-003349153.html
https://gcaptain.com/west-coast-war-of-words-pma-and-ilwu-trade-blows-in-labor-dispute/
Treasury Flags Bigger Sales as Soon as August, Buybacks in 2024 https://www.bloomberg.com/news/articles/2023-05-03/us-keeps-quarterly-debt-sales-steady-launches-buyback-program
https://www.wsj.com/articles/yuan-under-pressure-as-u-s-china-rates-set-to-diverge-further-aa655bcd
https://dailyhodl.com/2023/06/12/us-treasury-to-borrow-1100000000000-in-six-months-analysts-warn-move-may-trigger-banking-exodus-repor/
https://www.cnbc.com/2023/06/12/ilwu-canada-west-coast-port-workers-support-strike-in-landslide-vote.html
Join this channel to get access to perks:
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The government will take advantage of the economic situation that will be so painful to the people.
https://finance.yahoo.com/news/chinas-economy-discouraging-desperate-young-003349153.html
https://gcaptain.com/west-coast-war-of-words-pma-and-ilwu-trade-blows-in-labor-dispute/
Treasury Flags Bigger Sales as Soon as August, Buybacks in 2024 https://www.bloomberg.com/news/articles/2023-05-03/us-keeps-quarterly-debt-sales-steady-launches-buyback-program
https://www.wsj.com/articles/yuan-under-pressure-as-u-s-china-rates-set-to-diverge-further-aa655bcd
https://dailyhodl.com/2023/06/12/us-treasury-to-borrow-1100000000000-in-six-months-analysts-warn-move-may-trigger-banking-exodus-repor/
https://www.cnbc.com/2023/06/12/ilwu-canada-west-coast-port-workers-support-strike-in-landslide-vote.html
Join this channel to get access to perks:
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The government knows that the bad times are ahead andbare preparing accordingly
livestream link
https://www.youtube.com/live/Iwh_ND0Nzlc?si=9fo_128RCxIB9Gig
...
The government knows that the bad times are ahead andbare preparing accordingly
livestream link
https://www.youtube.com/live/Iwh_ND0Nzlc?si=9fo_128RCxIB9Gig
https://home.treasury.gov/news/press-releases/jy1757
https://fred.stlouisfed.org/series/D2WLTGAL
Join this channel to get access to perks:
https://www.youtube.com/channel/UCkB8eF4ATHl4Jm1BeCZgQ9A/join
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uneducatedeconomist.com
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qr32g7yyw0u4jc2umfrhaj5txzanjgqqusknwxjs9w
ETC
0xb0bc72d92Bef1F7Ed539EB741a058D191daa7b6B
The government knows that the bad times are ahead andbare preparing accordingly
livestream link
https://www.youtube.com/live/Iwh_ND0Nzlc?si=9fo_128RCxIB9Gig
https://home.treasury.gov/news/press-releases/jy1757
https://fred.stlouisfed.org/series/D2WLTGAL
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In this episode, Aaron will talk about what a liquidity crisis is and what assets is more or less liquid. He will also discuss solutions in managing liquidity c...
In this episode, Aaron will talk about what a liquidity crisis is and what assets is more or less liquid. He will also discuss solutions in managing liquidity crisis.
Then, Learn how to Avoid it by watching our Leverage video
Get your Videos edited like this with Piper Creative
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https://www.inhousevideographer.com/
In this episode, Aaron will talk about what a liquidity crisis is and what assets is more or less liquid. He will also discuss solutions in managing liquidity crisis.
Then, Learn how to Avoid it by watching our Leverage video
Get your Videos edited like this with Piper Creative
https://www.pipercreative.co/video-editing
Train your team to edit like this
https://www.inhousevideographer.com/
Get 50% off your first order of CookUnity meals — go to https://cookunity.com/graham50 and use my code GRAHAM50 at checkout to try them out for yourself! Thanks...
Get 50% off your first order of CookUnity meals — go to https://cookunity.com/graham50 and use my code GRAHAM50 at checkout to try them out for yourself! Thanks to CookUnity for sponsoring this video! Let's talk about the Financial Crisis No One Is Fixing - Enjoy! Add me on Instagram: GPStephan
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THE FINANCIAL CRISIS NO ONE IS FIXING:
Watch the original video from DW News: https://youtu.be/JGfdo-mlU7k?si=uwZNo1QmeosfEkBL
All of this starts with Retirement.
On the surface, there are 3 major issues that need to be addressed:
1. Poverty.
According to Census Bureau data, it's reported that “43% of 55-to-64-year-olds had no retirement savings at all and 30% of people over 65 are economically insecure, earning less than $27,000 for a single person.” On top of that, “the median retirement account for that age group is only $200,000 — meaning half of 65- to 74-year-olds have even less saved up” - and that’s not nearly enough.
2. A Savings Gap.
It was recently found that HALF of Americans have absolutely NOTHING saved for retirement, whatsoever and, for those between the ages of 50-54, only a THIRD have more than $100,000.
3. The Perfect Storm.
The fact is: People are living longer, health insurance costs are rising, there’s a lack of access to retirement plans, millennials are having fewer children - and, as a result - Retirees are forced to continue working later in life because what they’ve saved is insufficient to live on.
SOCIAL SECURITY RUNNING OUT: The Possible Solutions
One: Social Security Benefits will be reduced by the time all of us retire.
Two: They Increase The Retirement Age So That They Can Pay Out Less Money
Or, Three: The Government Increases Taxes To Pay For Higher Expenses.
The Social Security Board of Trustees says that we’d either need “an immediate reduction in benefits of about 13 percent, or an immediate increase in the combined payroll tax rate to 14.4 percent, or some combination of these changes, to allow full payment of the scheduled benefits for the next 75 years.”
THE BRIGHT SIDE FOR RETIREES:
Some outlets call Baby Boomers “the luckiest and wealthiest generation we have ever seen,” now sitting on roughly $78 TRILLION dollars. Since 1983, stocks have increased almost 8000%…home prices have appreciated 500%, and a 60/40 portfolio of stocks and bonds would have returned more than 14.5% per year.
We’ve also seen a history of incorrect calls for a “retirement crisis” dating all the way back to the 1960s when defined pension plans were cut from large corporations. After that, the 401k was introduced - but, once again - critics said this was an issue because the account lacked a guarantee. Then again, in the early 1990’s, it was published that “retirement as current retirees know it may be impossible for all but the most affluent."
From there, in 2008, ”experts were telling boomers they would have no choice but to delay retirement by five years, at least” - but since then, we’ve seen the strongest bull market - in history, with the Greatest Wealth Transfer - ever - just around the corner. All of THIS suggests that what we’re currently seeing is nothing out of the ordinary, it’s nothing to worry about, and it’s all overblown.
Although they do admit that a portion of the population won't be okay and the Retirement crisis is very real - but, that’s nothing new. Nearly a quarter of every generation has been without the means to retire. So these are my thoughts on how to make sure you don't end up in this category.
My ENTIRE Camera and Recording Equipment:
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For business inquiries, you can reach me at [email protected]
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice.
Get 50% off your first order of CookUnity meals — go to https://cookunity.com/graham50 and use my code GRAHAM50 at checkout to try them out for yourself! Thanks to CookUnity for sponsoring this video! Let's talk about the Financial Crisis No One Is Fixing - Enjoy! Add me on Instagram: GPStephan
PROMOTIONAL OFFER: Get FREE Fractional Stocks when you sign up and make a deposit using my paid affiliate link for WeBull: https://a.webull.com/i/GrahamStephan
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THE FINANCIAL CRISIS NO ONE IS FIXING:
Watch the original video from DW News: https://youtu.be/JGfdo-mlU7k?si=uwZNo1QmeosfEkBL
All of this starts with Retirement.
On the surface, there are 3 major issues that need to be addressed:
1. Poverty.
According to Census Bureau data, it's reported that “43% of 55-to-64-year-olds had no retirement savings at all and 30% of people over 65 are economically insecure, earning less than $27,000 for a single person.” On top of that, “the median retirement account for that age group is only $200,000 — meaning half of 65- to 74-year-olds have even less saved up” - and that’s not nearly enough.
2. A Savings Gap.
It was recently found that HALF of Americans have absolutely NOTHING saved for retirement, whatsoever and, for those between the ages of 50-54, only a THIRD have more than $100,000.
3. The Perfect Storm.
The fact is: People are living longer, health insurance costs are rising, there’s a lack of access to retirement plans, millennials are having fewer children - and, as a result - Retirees are forced to continue working later in life because what they’ve saved is insufficient to live on.
SOCIAL SECURITY RUNNING OUT: The Possible Solutions
One: Social Security Benefits will be reduced by the time all of us retire.
Two: They Increase The Retirement Age So That They Can Pay Out Less Money
Or, Three: The Government Increases Taxes To Pay For Higher Expenses.
The Social Security Board of Trustees says that we’d either need “an immediate reduction in benefits of about 13 percent, or an immediate increase in the combined payroll tax rate to 14.4 percent, or some combination of these changes, to allow full payment of the scheduled benefits for the next 75 years.”
THE BRIGHT SIDE FOR RETIREES:
Some outlets call Baby Boomers “the luckiest and wealthiest generation we have ever seen,” now sitting on roughly $78 TRILLION dollars. Since 1983, stocks have increased almost 8000%…home prices have appreciated 500%, and a 60/40 portfolio of stocks and bonds would have returned more than 14.5% per year.
We’ve also seen a history of incorrect calls for a “retirement crisis” dating all the way back to the 1960s when defined pension plans were cut from large corporations. After that, the 401k was introduced - but, once again - critics said this was an issue because the account lacked a guarantee. Then again, in the early 1990’s, it was published that “retirement as current retirees know it may be impossible for all but the most affluent."
From there, in 2008, ”experts were telling boomers they would have no choice but to delay retirement by five years, at least” - but since then, we’ve seen the strongest bull market - in history, with the Greatest Wealth Transfer - ever - just around the corner. All of THIS suggests that what we’re currently seeing is nothing out of the ordinary, it’s nothing to worry about, and it’s all overblown.
Although they do admit that a portion of the population won't be okay and the Retirement crisis is very real - but, that’s nothing new. Nearly a quarter of every generation has been without the means to retire. So these are my thoughts on how to make sure you don't end up in this category.
My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
For business inquiries, you can reach me at [email protected]
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice.
This talk was given at a local TEDx event, produced independently of the TED Conferences. The Great Economic Myth of 2008, challenging the accounting to account...
This talk was given at a local TEDx event, produced independently of the TED Conferences. The Great Economic Myth of 2008, challenging the accounting to accounting principal.
Brian Wesbury is Chief Economist at First Trust Advisors L.P., a financial services firm based in Wheaton, Illinois.
Mr. Wesbury has been a member of the Academic Advisory Council of the Federal Reserve Bank of Chicago since 1999. In 2012, he was named a Fellow of the George W. Bush Presidential Center in Dallas, TX where he works closely with its 4%-Growth Project. His writing appears in various magazines, newspapers and blogs, and he appears regularly on Fox, Bloomberg, CNBCand BNN Canada TV. In 1995 and 1996, he served as Chief Economist for the Joint Economic Committee of the U.S. Congress. The Wall Street Journal ranked Mr. Wesbury the nation’s #1 U.S. economic forecaster in 2001, and USA Today ranked him as one of the nation’s top 10
forecasters in 2004. Mr. Wesbury began his career in 1982 at the Harris Bank in Chicago. Former positions include Vice President and Economist for the Chicago Corporation and Senior Vice President and Chief Economist for Griffin, Kubik, Stephens, & Thompson. Mr. Wesbury received an M.B.A. from Northwestern University’s
Kellogg Graduate School of Management, and a B.A. in Economics from the University of Montana. McGraw-Hill published his first book, The New Era of Wealth, in October 1999. His most recent book, It’s Not As Bad As You Think, was published in November 2009 by John Wiley & Sons. In 2011, Mr. Wesbury received the University of Montana’s Distinguished Alumni Award. This award honors outstanding alumni who have “brought honor to the University, the state or the nation.” There have been 267 recipients of this award out of a potential pool of 91,000 graduates.
About TEDx, x = independently organized event In the spirit of ideas worth spreading, TEDx is a program of local, self-organized events that bring people together to share a TED-like experience. At a TEDx event, TEDTalks video and live speakers combine to spark deep discussion and connection in a small group. These local, self-organized events are branded TEDx, where x = independently organized TED event. The TED Conference provides general guidance for the TEDx program, but individual TEDx events are self-organized.* (*Subject to certain rules and regulations)
This talk was given at a local TEDx event, produced independently of the TED Conferences. The Great Economic Myth of 2008, challenging the accounting to accounting principal.
Brian Wesbury is Chief Economist at First Trust Advisors L.P., a financial services firm based in Wheaton, Illinois.
Mr. Wesbury has been a member of the Academic Advisory Council of the Federal Reserve Bank of Chicago since 1999. In 2012, he was named a Fellow of the George W. Bush Presidential Center in Dallas, TX where he works closely with its 4%-Growth Project. His writing appears in various magazines, newspapers and blogs, and he appears regularly on Fox, Bloomberg, CNBCand BNN Canada TV. In 1995 and 1996, he served as Chief Economist for the Joint Economic Committee of the U.S. Congress. The Wall Street Journal ranked Mr. Wesbury the nation’s #1 U.S. economic forecaster in 2001, and USA Today ranked him as one of the nation’s top 10
forecasters in 2004. Mr. Wesbury began his career in 1982 at the Harris Bank in Chicago. Former positions include Vice President and Economist for the Chicago Corporation and Senior Vice President and Chief Economist for Griffin, Kubik, Stephens, & Thompson. Mr. Wesbury received an M.B.A. from Northwestern University’s
Kellogg Graduate School of Management, and a B.A. in Economics from the University of Montana. McGraw-Hill published his first book, The New Era of Wealth, in October 1999. His most recent book, It’s Not As Bad As You Think, was published in November 2009 by John Wiley & Sons. In 2011, Mr. Wesbury received the University of Montana’s Distinguished Alumni Award. This award honors outstanding alumni who have “brought honor to the University, the state or the nation.” There have been 267 recipients of this award out of a potential pool of 91,000 graduates.
About TEDx, x = independently organized event In the spirit of ideas worth spreading, TEDx is a program of local, self-organized events that bring people together to share a TED-like experience. At a TEDx event, TEDTalks video and live speakers combine to spark deep discussion and connection in a small group. These local, self-organized events are branded TEDx, where x = independently organized TED event. The TED Conference provides general guidance for the TEDx program, but individual TEDx events are self-organized.* (*Subject to certain rules and regulations)
Brenmiller Energy Ltd. (NASDAQ:BNRG) https://bren-energy.com/
https://finance.yahoo.com/quote/BNRG
Atlas Financial Advisors, Inc. (AFA) is a registered invest...
Brenmiller Energy Ltd. (NASDAQ:BNRG) https://bren-energy.com/
https://finance.yahoo.com/quote/BNRG
Atlas Financial Advisors, Inc. (AFA) is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Sponsorship does not influence AFA to recommend products or services issued by Brenmiller Energy Ltd. (NASDAQ:BNRG) to current or prospective clients.
Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
This endorsement was provided for compensation, this included a formal agreement between Steven Van Metre and Outside The Box Capital Inc. for a one-time fee of $6,500 for one placement to provide coverage on 1/17/2024 for Brenmiller Energy Ltd. (NASDAQ:BNRG). AFA is independent of, unaffiliated with, and holds no endorsements for Brenmiller Energy Ltd. (NASDAQ:BNRG).
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Portfolio Shield™, Momentum Timer Pro™, and Markets Insider Pro™ are unregistered trademarks of Steven Van Metre Financial.
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Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
Public comments posted on this site are not selected, amended, deleted, or sorted in any way. If applicable, certain editing of personal identifiable information and mis information may be deleted.
Brenmiller Energy Ltd. (NASDAQ:BNRG) https://bren-energy.com/
https://finance.yahoo.com/quote/BNRG
Atlas Financial Advisors, Inc. (AFA) is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Sponsorship does not influence AFA to recommend products or services issued by Brenmiller Energy Ltd. (NASDAQ:BNRG) to current or prospective clients.
Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
This endorsement was provided for compensation, this included a formal agreement between Steven Van Metre and Outside The Box Capital Inc. for a one-time fee of $6,500 for one placement to provide coverage on 1/17/2024 for Brenmiller Energy Ltd. (NASDAQ:BNRG). AFA is independent of, unaffiliated with, and holds no endorsements for Brenmiller Energy Ltd. (NASDAQ:BNRG).
CTA-Timer Pro (Trade with the Machines) $30/mo -- Only $1 a day with the first month free using the coupon code "FREEMONTH" at checkout or the link below.
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Momentum Timer Pro™ (Momentum Trading Report) - $20/mo with the first month free using the coupon code "FREEMONTH" at checkout or the link below.
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Portfolio Shield™ (Steve's Momentum-Based Investment Strategy)
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Portfolio Shield™, Momentum Timer Pro™, and Markets Insider Pro™ are unregistered trademarks of Steven Van Metre Financial.
Atlas Financial Advisors, Inc. (AFA) is a registered investment adviser and the opinions expressed by (AFA) on this show are their own and do not reflect the opinions of YouTube. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
Public comments posted on this site are not selected, amended, deleted, or sorted in any way. If applicable, certain editing of personal identifiable information and mis information may be deleted.
Rumors are suddenly flying fast and furious that the Federal Reserve will be soon ending its campaign of Quantitiave Tightening (aka QT). This is on top of the ...
Rumors are suddenly flying fast and furious that the Federal Reserve will be soon ending its campaign of Quantitiave Tightening (aka QT). This is on top of the 3 rate cuts it recently guided the market to expect in 2024.
Is the end of QT indeed imminent?
If so what will the implications be?
To discuss that, as well as the other major macro trends expected to impact markets most in 2024, we're fortunate to sit down with analyst Jim Bianco, founder of Bianco Research.
Jim thinks the Fed is now scrambling to cut rates and end QT because of the brewing potential for a liquidity crisis once the Reverse Repo Program is fully drained.
Follow Jim at https://www.biancoresearch.com/
Or on X/Twitter at @BiancoResearch
And check out his new ETF, ticker: WTBN
Rumors are suddenly flying fast and furious that the Federal Reserve will be soon ending its campaign of Quantitiave Tightening (aka QT). This is on top of the 3 rate cuts it recently guided the market to expect in 2024.
Is the end of QT indeed imminent?
If so what will the implications be?
To discuss that, as well as the other major macro trends expected to impact markets most in 2024, we're fortunate to sit down with analyst Jim Bianco, founder of Bianco Research.
Jim thinks the Fed is now scrambling to cut rates and end QT because of the brewing potential for a liquidity crisis once the Reverse Repo Program is fully drained.
Follow Jim at https://www.biancoresearch.com/
Or on X/Twitter at @BiancoResearch
And check out his new ETF, ticker: WTBN
Major changes to the bank capital requirements
https://www.federalreserve.gov/newsevents/speech/bowman20240117a.htm
https://www.americanbanker.com/news/capital-reform-is-coming-but-not-without-a-fight
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This could be the plan for dealing with a bond liquidity issue.
https://fred.stlouisfed.org/series/D2WLTGAL
https://www.wsj.com/finance/investing/soft-landing-talk-prompts-1990s-flashbacks-ef10366f
https://www.reuters.com/markets/rates-bonds/planned-debt-buybacks-not-meant-periods-market-stress-us-treasury-official-says-2023-09-21/
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The U.S. Liquidity Crisis
ENROLL in our FREE Value packed homebuyers course: https://real-estate-mindset-homebuying-101.teachable.com/purchase?product_id=5112272
For correspondence please email me at:
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Helpful Links:
1. How Much Interest Really Cost Calculator
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2. How Much Can You Afford Calculator
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DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Neither Real Estate Mindset or Travis Spencer are registered financial advisors. Your use of Real Estate Mindset's YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Real Estate Mindset does not establish a formal business relationship.
The government will take advantage of the economic situation that will be so painful to the people.
https://finance.yahoo.com/news/chinas-economy-discouraging-desperate-young-003349153.html
https://gcaptain.com/west-coast-war-of-words-pma-and-ilwu-trade-blows-in-labor-dispute/
Treasury Flags Bigger Sales as Soon as August, Buybacks in 2024 https://www.bloomberg.com/news/articles/2023-05-03/us-keeps-quarterly-debt-sales-steady-launches-buyback-program
https://www.wsj.com/articles/yuan-under-pressure-as-u-s-china-rates-set-to-diverge-further-aa655bcd
https://dailyhodl.com/2023/06/12/us-treasury-to-borrow-1100000000000-in-six-months-analysts-warn-move-may-trigger-banking-exodus-repor/
https://www.cnbc.com/2023/06/12/ilwu-canada-west-coast-port-workers-support-strike-in-landslide-vote.html
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In this episode, Aaron will talk about what a liquidity crisis is and what assets is more or less liquid. He will also discuss solutions in managing liquidity crisis.
Then, Learn how to Avoid it by watching our Leverage video
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THE FINANCIAL CRISIS NO ONE IS FIXING:
Watch the original video from DW News: https://youtu.be/JGfdo-mlU7k?si=uwZNo1QmeosfEkBL
All of this starts with Retirement.
On the surface, there are 3 major issues that need to be addressed:
1. Poverty.
According to Census Bureau data, it's reported that “43% of 55-to-64-year-olds had no retirement savings at all and 30% of people over 65 are economically insecure, earning less than $27,000 for a single person.” On top of that, “the median retirement account for that age group is only $200,000 — meaning half of 65- to 74-year-olds have even less saved up” - and that’s not nearly enough.
2. A Savings Gap.
It was recently found that HALF of Americans have absolutely NOTHING saved for retirement, whatsoever and, for those between the ages of 50-54, only a THIRD have more than $100,000.
3. The Perfect Storm.
The fact is: People are living longer, health insurance costs are rising, there’s a lack of access to retirement plans, millennials are having fewer children - and, as a result - Retirees are forced to continue working later in life because what they’ve saved is insufficient to live on.
SOCIAL SECURITY RUNNING OUT: The Possible Solutions
One: Social Security Benefits will be reduced by the time all of us retire.
Two: They Increase The Retirement Age So That They Can Pay Out Less Money
Or, Three: The Government Increases Taxes To Pay For Higher Expenses.
The Social Security Board of Trustees says that we’d either need “an immediate reduction in benefits of about 13 percent, or an immediate increase in the combined payroll tax rate to 14.4 percent, or some combination of these changes, to allow full payment of the scheduled benefits for the next 75 years.”
THE BRIGHT SIDE FOR RETIREES:
Some outlets call Baby Boomers “the luckiest and wealthiest generation we have ever seen,” now sitting on roughly $78 TRILLION dollars. Since 1983, stocks have increased almost 8000%…home prices have appreciated 500%, and a 60/40 portfolio of stocks and bonds would have returned more than 14.5% per year.
We’ve also seen a history of incorrect calls for a “retirement crisis” dating all the way back to the 1960s when defined pension plans were cut from large corporations. After that, the 401k was introduced - but, once again - critics said this was an issue because the account lacked a guarantee. Then again, in the early 1990’s, it was published that “retirement as current retirees know it may be impossible for all but the most affluent."
From there, in 2008, ”experts were telling boomers they would have no choice but to delay retirement by five years, at least” - but since then, we’ve seen the strongest bull market - in history, with the Greatest Wealth Transfer - ever - just around the corner. All of THIS suggests that what we’re currently seeing is nothing out of the ordinary, it’s nothing to worry about, and it’s all overblown.
Although they do admit that a portion of the population won't be okay and the Retirement crisis is very real - but, that’s nothing new. Nearly a quarter of every generation has been without the means to retire. So these are my thoughts on how to make sure you don't end up in this category.
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This talk was given at a local TEDx event, produced independently of the TED Conferences. The Great Economic Myth of 2008, challenging the accounting to accounting principal.
Brian Wesbury is Chief Economist at First Trust Advisors L.P., a financial services firm based in Wheaton, Illinois.
Mr. Wesbury has been a member of the Academic Advisory Council of the Federal Reserve Bank of Chicago since 1999. In 2012, he was named a Fellow of the George W. Bush Presidential Center in Dallas, TX where he works closely with its 4%-Growth Project. His writing appears in various magazines, newspapers and blogs, and he appears regularly on Fox, Bloomberg, CNBCand BNN Canada TV. In 1995 and 1996, he served as Chief Economist for the Joint Economic Committee of the U.S. Congress. The Wall Street Journal ranked Mr. Wesbury the nation’s #1 U.S. economic forecaster in 2001, and USA Today ranked him as one of the nation’s top 10
forecasters in 2004. Mr. Wesbury began his career in 1982 at the Harris Bank in Chicago. Former positions include Vice President and Economist for the Chicago Corporation and Senior Vice President and Chief Economist for Griffin, Kubik, Stephens, & Thompson. Mr. Wesbury received an M.B.A. from Northwestern University’s
Kellogg Graduate School of Management, and a B.A. in Economics from the University of Montana. McGraw-Hill published his first book, The New Era of Wealth, in October 1999. His most recent book, It’s Not As Bad As You Think, was published in November 2009 by John Wiley & Sons. In 2011, Mr. Wesbury received the University of Montana’s Distinguished Alumni Award. This award honors outstanding alumni who have “brought honor to the University, the state or the nation.” There have been 267 recipients of this award out of a potential pool of 91,000 graduates.
About TEDx, x = independently organized event In the spirit of ideas worth spreading, TEDx is a program of local, self-organized events that bring people together to share a TED-like experience. At a TEDx event, TEDTalks video and live speakers combine to spark deep discussion and connection in a small group. These local, self-organized events are branded TEDx, where x = independently organized TED event. The TED Conference provides general guidance for the TEDx program, but individual TEDx events are self-organized.* (*Subject to certain rules and regulations)
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Rumors are suddenly flying fast and furious that the Federal Reserve will be soon ending its campaign of Quantitiave Tightening (aka QT). This is on top of the 3 rate cuts it recently guided the market to expect in 2024.
Is the end of QT indeed imminent?
If so what will the implications be?
To discuss that, as well as the other major macro trends expected to impact markets most in 2024, we're fortunate to sit down with analyst Jim Bianco, founder of Bianco Research.
Jim thinks the Fed is now scrambling to cut rates and end QT because of the brewing potential for a liquidity crisis once the Reverse Repo Program is fully drained.
Follow Jim at https://www.biancoresearch.com/
Or on X/Twitter at @BiancoResearch
And check out his new ETF, ticker: WTBN
In financial economics, a liquidity crisis refers to an acute shortage (or "drying up") of liquidity. Liquidity is a catch-all term that may refer to several different yet closely related concepts. Among other things, it may refer by market liquidity (the ease with which an asset can be converted into a liquid medium e.g. cash), funding liquidity (the ease with which borrowers can obtain external funding), or accounting liquidity (the health of an institution’s balance sheet measured in terms of its cash-like assets). Additionally, some economists define a market to be liquid if it can absorb "liquidity trades" (sale of securities by investors to meet sudden needs for cash) without large changes in price. This shortage of liquidity could reflect a fall in asset prices below their long run fundamental price, deterioration in external financing conditions, reduction in the number of market participants, or simply difficulty in trading assets.
The above-mentioned forces mutually reinforce each other during a liquidity crisis. Market participants in need of cash find it hard to locate potential trading partners to sell their assets. This may result either due to limited market participation or because of a decrease in cash held by financial market participants. Thus asset holders may be forced to sell their assets at a price below the long term fundamental price. Borrowers typically face higher loan costs and collateral requirements, compared to periods of ample liquidity, and unsecured debt is nearly impossible to obtain. Typically, during a liquidity crisis, the interbank lending market does not function smoothly either.