-
Government National Mortgage Association (Ginnie Mae): History and Programs
Ginnie Mae, established in 1968, is a federal government corporation that guarantees the timely payment of principal and interest on mortgage-backed securities issued by approved lenders, promoting affordable homeownership. It is backed by the full faith and credit of the U.S. government and provides low-cost financing for federal housing programs through various agencies. Ginnie Mae differs from Fannie Mae and Freddie Mac in its backing and functions.
0864
published: 01 Feb 2024
-
Government National Mortgage Association
The Government National Mortgage Association, or Ginnie Mae, was established in the United States in 1968 to promote home ownership. As a wholly owned government corporation within the Department of Housing and Urban Development, Ginnie Mae’s mission is to expand affordable housing finance in America by linking domestic and global capital to the nation's housing finance markets, providing liquidity to federally sponsored mortgage lending programs.
The Ginnie Mae guarantee allows mortgage lenders to obtain a better price for their loans in the capital markets. Lenders then can use the proceeds to make new mortgage loans available to consumers. This also helps to lower financing costs and create opportunities for sustainable, affordable housing for families seeking home ownership.
This vid...
published: 25 Oct 2015
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Mortgage Definitions Government National Mortgage Association GNMA or Ginnie Mae
Government National Mortgage Association GNMA or Ginnie Mae
A government organization that participates in the secondary market, securitizing pools of FHA, VA, and RHS loans.
published: 26 Nov 2022
-
What is the Government National Mortgage Association GNMA or Ginnie Mae
The Government National Mortgage Association (GNMA), or Ginnie Mae, was established in the United States in 1968 to promote homeownership. A wholly-owned government association that operates the mortgage-backed securities program designed to facilitate the flow of capital into the housing industry, Ginnie Mae-approved private institutions issue mortgage-backed securities with payments that are guaranteed even if borrowers or issuers default on their obligations. The Ginnie Mae guarantee allows mortgage lenders to obtain a better price for their loans in the capital markets. Lenders can then use the proceeds to make new mortgage loans available to consumers. Ginnie Mae is the most widely known for the tandem plan in which it cooperates with Fannie Mae to guarantee investors the timely payme...
published: 11 Nov 2020
-
What is Ginnie Mae?
Watch the video to find out!
If you have any questions, you can reach us at (909) 920-5260 or email [email protected]
published: 20 Jul 2022
-
What Is Federal National Mortgage Association? - CountyOffice.org
What Is Federal National Mortgage Association? In this enlightening video, we delve into the Federal National Mortgage Association, more commonly known as Fannie Mae. Established in 1938 as part of the New Deal, Fannie Mae plays a pivotal role in expanding the secondary mortgage market. By purchasing mortgages from lenders, Fannie Mae injects capital into the market, facilitating increased lending to homebuyers. Operating under the oversight of the Federal Housing Finance Agency, Fannie Mae is a government-sponsored enterprise crucial for stabilizing the housing market and promoting affordable housing initiatives.
Moreover, Fannie Mae's activities ensure mortgage liquidity, maintaining lending standards across the industry. The organization also issues mortgage-backed securities, contribu...
published: 18 Sep 2024
-
Mortgage 101 = Who are "The Agencies"
Mortgage 101 = Who are "The Agencies"
published: 12 Jan 2024
-
SAFE MLO Exam Prep - Government National Mortgage Association - Ginnie Mae (GNMA)
SAFE MLO Exam Prep - Government National Mortgage Association - Ginnie Mae (GNMA)
EDUCATIONAL CONTENT FOR FUTURE LOAN OFFICERS -
#loanoriginator #loanofficer #mlotest #mlotestprep #nmls
published: 13 Sep 2024
-
Government National Mortgage Association! #shorts #mortgage #voiceover
#short #government #mortgageassistance #national #organization #usda
Learning about Government National Mortgage Association!
Check out our site: https://www.skyloft.group
--------------------
Ready to buy? You have come to the right place.
Contact Us: (951)386-3306
Find Home: https://www.pleasanthill.group/
Instagram: https://www.instagram.com/skyloft.group/
Facebook: https://www.facebook.com/SKYLOFT.GROUP
Twitter: https://twitter.com/SkyloftMortgage
LinkedIn: https://www.linkedin.com/company/skyloft-mortgage-group
-------
#contactus #GinnieMae #organizatiion #guarantees #investors #mortgagebackedsecurities #federalcorporation #FHA #valoans #improve #marketinterest #ensuring #timely #payments #realestateinvesting
published: 15 Nov 2023
-
Fannie Mae | Federal National Mortgage Association | Finance Strategists
Fannie Mae refers to the Federal National Mortgage Association (or FNMA). It is the government-sponsored entity tasked with increasing mortgage lending availability and expanding home ownership in the United States, especially among low- and moderate-income borrowers. Established in 1938 as part of Roosevelt’s “New Deal,” Fannie Mae was commissioned by Congress to purchase or guarantee existing mortgage loans to allow banks and other mortgage issuers freed up capital for issuing additional loans.
_______________________
0:00 Fannie Mae Definition
0:39 Freddie Mac
1:00 How Fannie Mae Works
1:20 Regulations Around Fannie Mae
1:43 Jumbo Loans
2:17 Fannie Mae Summary
2:41 Fannie Mae Question & Application
_______________________
Talk with an advisor by emailing [email protected]
...
published: 20 Jul 2020
3:00
Government National Mortgage Association (Ginnie Mae): History and Programs
Ginnie Mae, established in 1968, is a federal government corporation that guarantees the timely payment of principal and interest on mortgage-backed securities ...
Ginnie Mae, established in 1968, is a federal government corporation that guarantees the timely payment of principal and interest on mortgage-backed securities issued by approved lenders, promoting affordable homeownership. It is backed by the full faith and credit of the U.S. government and provides low-cost financing for federal housing programs through various agencies. Ginnie Mae differs from Fannie Mae and Freddie Mac in its backing and functions.
0864
https://wn.com/Government_National_Mortgage_Association_(Ginnie_Mae)_History_And_Programs
Ginnie Mae, established in 1968, is a federal government corporation that guarantees the timely payment of principal and interest on mortgage-backed securities issued by approved lenders, promoting affordable homeownership. It is backed by the full faith and credit of the U.S. government and provides low-cost financing for federal housing programs through various agencies. Ginnie Mae differs from Fannie Mae and Freddie Mac in its backing and functions.
0864
- published: 01 Feb 2024
- views: 133
6:17
Government National Mortgage Association
The Government National Mortgage Association, or Ginnie Mae, was established in the United States in 1968 to promote home ownership. As a wholly owned governmen...
The Government National Mortgage Association, or Ginnie Mae, was established in the United States in 1968 to promote home ownership. As a wholly owned government corporation within the Department of Housing and Urban Development, Ginnie Mae’s mission is to expand affordable housing finance in America by linking domestic and global capital to the nation's housing finance markets, providing liquidity to federally sponsored mortgage lending programs.
The Ginnie Mae guarantee allows mortgage lenders to obtain a better price for their loans in the capital markets. Lenders then can use the proceeds to make new mortgage loans available to consumers. This also helps to lower financing costs and create opportunities for sustainable, affordable housing for families seeking home ownership.
This video is targeted to blind users.
Attribution:
Article text available under CC-BY-SA
Creative Commons image source in video
https://wn.com/Government_National_Mortgage_Association
The Government National Mortgage Association, or Ginnie Mae, was established in the United States in 1968 to promote home ownership. As a wholly owned government corporation within the Department of Housing and Urban Development, Ginnie Mae’s mission is to expand affordable housing finance in America by linking domestic and global capital to the nation's housing finance markets, providing liquidity to federally sponsored mortgage lending programs.
The Ginnie Mae guarantee allows mortgage lenders to obtain a better price for their loans in the capital markets. Lenders then can use the proceeds to make new mortgage loans available to consumers. This also helps to lower financing costs and create opportunities for sustainable, affordable housing for families seeking home ownership.
This video is targeted to blind users.
Attribution:
Article text available under CC-BY-SA
Creative Commons image source in video
- published: 25 Oct 2015
- views: 3228
0:31
Mortgage Definitions Government National Mortgage Association GNMA or Ginnie Mae
Government National Mortgage Association GNMA or Ginnie Mae
A government organization that participates in the secondary market, securitizing pools of FHA, V...
Government National Mortgage Association GNMA or Ginnie Mae
A government organization that participates in the secondary market, securitizing pools of FHA, VA, and RHS loans.
https://wn.com/Mortgage_Definitions_Government_National_Mortgage_Association_Gnma_Or_Ginnie_Mae
Government National Mortgage Association GNMA or Ginnie Mae
A government organization that participates in the secondary market, securitizing pools of FHA, VA, and RHS loans.
- published: 26 Nov 2022
- views: 56
0:31
What is the Government National Mortgage Association GNMA or Ginnie Mae
The Government National Mortgage Association (GNMA), or Ginnie Mae, was established in the United States in 1968 to promote homeownership. A wholly-owned govern...
The Government National Mortgage Association (GNMA), or Ginnie Mae, was established in the United States in 1968 to promote homeownership. A wholly-owned government association that operates the mortgage-backed securities program designed to facilitate the flow of capital into the housing industry, Ginnie Mae-approved private institutions issue mortgage-backed securities with payments that are guaranteed even if borrowers or issuers default on their obligations. The Ginnie Mae guarantee allows mortgage lenders to obtain a better price for their loans in the capital markets. Lenders can then use the proceeds to make new mortgage loans available to consumers. Ginnie Mae is the most widely known for the tandem plan in which it cooperates with Fannie Mae to guarantee investors the timely payment of principal and interest on securities for low-yield, high-risk loans, thus aiding in stimulating housing sales and production for price ranges that are typically lower. This helps to lower financing costs and create opportunities for sustainable, affordable housing for fam- ilies seeking homeownership. The Ginnie Mae model significantly limits the investors’ exposure to risk associated with secondary market transactions. Its strategy is to guarantee simple pass-through security rather than buy loans and issue its own securities.
https://wn.com/What_Is_The_Government_National_Mortgage_Association_Gnma_Or_Ginnie_Mae
The Government National Mortgage Association (GNMA), or Ginnie Mae, was established in the United States in 1968 to promote homeownership. A wholly-owned government association that operates the mortgage-backed securities program designed to facilitate the flow of capital into the housing industry, Ginnie Mae-approved private institutions issue mortgage-backed securities with payments that are guaranteed even if borrowers or issuers default on their obligations. The Ginnie Mae guarantee allows mortgage lenders to obtain a better price for their loans in the capital markets. Lenders can then use the proceeds to make new mortgage loans available to consumers. Ginnie Mae is the most widely known for the tandem plan in which it cooperates with Fannie Mae to guarantee investors the timely payment of principal and interest on securities for low-yield, high-risk loans, thus aiding in stimulating housing sales and production for price ranges that are typically lower. This helps to lower financing costs and create opportunities for sustainable, affordable housing for fam- ilies seeking homeownership. The Ginnie Mae model significantly limits the investors’ exposure to risk associated with secondary market transactions. Its strategy is to guarantee simple pass-through security rather than buy loans and issue its own securities.
- published: 11 Nov 2020
- views: 198
1:01
What is Ginnie Mae?
Watch the video to find out!
If you have any questions, you can reach us at (909) 920-5260 or email
[email protected]
Watch the video to find out!
If you have any questions, you can reach us at (909) 920-5260 or email
[email protected]
https://wn.com/What_Is_Ginnie_Mae
Watch the video to find out!
If you have any questions, you can reach us at (909) 920-5260 or email
[email protected]
- published: 20 Jul 2022
- views: 453
2:03
What Is Federal National Mortgage Association? - CountyOffice.org
What Is Federal National Mortgage Association? In this enlightening video, we delve into the Federal National Mortgage Association, more commonly known as Fanni...
What Is Federal National Mortgage Association? In this enlightening video, we delve into the Federal National Mortgage Association, more commonly known as Fannie Mae. Established in 1938 as part of the New Deal, Fannie Mae plays a pivotal role in expanding the secondary mortgage market. By purchasing mortgages from lenders, Fannie Mae injects capital into the market, facilitating increased lending to homebuyers. Operating under the oversight of the Federal Housing Finance Agency, Fannie Mae is a government-sponsored enterprise crucial for stabilizing the housing market and promoting affordable housing initiatives.
Moreover, Fannie Mae's activities ensure mortgage liquidity, maintaining lending standards across the industry. The organization also issues mortgage-backed securities, contributing to a continuous flow of funds into the mortgage market. Join us as we explore the significant impact of Fannie Mae on home financing accessibility and the housing finance system.
📚Helpful Resources:
CountyOffice: https://www.countyoffice.org/property-records/
🔗Subscribe: https://www.youtube.com/@CountyOfficeProperty/?sub_confirmation=1
🔗Visit Site: https://www.countyoffice.org
#️⃣#FannieMae #SecondaryMortgageMarket #HousingFinance #AffordableHousing #MortgageLiquidity #LendingStandards #MortgageBackedSecurities #HomeFinancing #HousingEconomy #GovernmentSponsoredEnterprise #LegalInsights #LawFacts #MortgageMarket #RealEstate #FinancialStability #HousingPolicy #Homebuyers #InvestingInHousing #GovernmentBacked #MortgageGuidelines #HousingMarketStability #FinancialRegulation #PropertyOwnership
👥About Us: CountyOffice.org is an online directory that offers information on popular government services and local offices across the US. Our directory includes contact information, directions, and access to public records including vital records such as birth, death, marriage, and divorce certificates; property records such as deeds, mortgages, and liens; court records such as criminal, civil, and bankruptcy cases; and business records such as licenses, permits, and registrations. Popular office types on our site include county clerks, courts, schools, public libraries, and DMV offices, among others. By providing easy access to these resources, CountyOffice.org aims to help individuals make informed decisions and exercise their rights as citizens.
Disclaimer: County Office does not guarantee the accuracy or timeliness of any information in this video. Information found on CountyOffice.org YouTube Channel and Videos is strictly for informational purposes and does not constitute legal, financial or medical advice. Use at your own risk. For more information: https://www.countyoffice.org/terms-and-conditions/
Advertising and Affiliate Marketing Disclaimer: Some of the links in this video description may be affiliate links. This means if you click on the link and purchase an item, CountyOffice.org may receive an affiliate commission. This is at no extra cost to you, and it helps us to continue providing valuable content. Our content, including the advice provided, is independent and not influenced by any advertiser or commercial initiative.
https://wn.com/What_Is_Federal_National_Mortgage_Association_Countyoffice.Org
What Is Federal National Mortgage Association? In this enlightening video, we delve into the Federal National Mortgage Association, more commonly known as Fannie Mae. Established in 1938 as part of the New Deal, Fannie Mae plays a pivotal role in expanding the secondary mortgage market. By purchasing mortgages from lenders, Fannie Mae injects capital into the market, facilitating increased lending to homebuyers. Operating under the oversight of the Federal Housing Finance Agency, Fannie Mae is a government-sponsored enterprise crucial for stabilizing the housing market and promoting affordable housing initiatives.
Moreover, Fannie Mae's activities ensure mortgage liquidity, maintaining lending standards across the industry. The organization also issues mortgage-backed securities, contributing to a continuous flow of funds into the mortgage market. Join us as we explore the significant impact of Fannie Mae on home financing accessibility and the housing finance system.
📚Helpful Resources:
CountyOffice: https://www.countyoffice.org/property-records/
🔗Subscribe: https://www.youtube.com/@CountyOfficeProperty/?sub_confirmation=1
🔗Visit Site: https://www.countyoffice.org
#️⃣#FannieMae #SecondaryMortgageMarket #HousingFinance #AffordableHousing #MortgageLiquidity #LendingStandards #MortgageBackedSecurities #HomeFinancing #HousingEconomy #GovernmentSponsoredEnterprise #LegalInsights #LawFacts #MortgageMarket #RealEstate #FinancialStability #HousingPolicy #Homebuyers #InvestingInHousing #GovernmentBacked #MortgageGuidelines #HousingMarketStability #FinancialRegulation #PropertyOwnership
👥About Us: CountyOffice.org is an online directory that offers information on popular government services and local offices across the US. Our directory includes contact information, directions, and access to public records including vital records such as birth, death, marriage, and divorce certificates; property records such as deeds, mortgages, and liens; court records such as criminal, civil, and bankruptcy cases; and business records such as licenses, permits, and registrations. Popular office types on our site include county clerks, courts, schools, public libraries, and DMV offices, among others. By providing easy access to these resources, CountyOffice.org aims to help individuals make informed decisions and exercise their rights as citizens.
Disclaimer: County Office does not guarantee the accuracy or timeliness of any information in this video. Information found on CountyOffice.org YouTube Channel and Videos is strictly for informational purposes and does not constitute legal, financial or medical advice. Use at your own risk. For more information: https://www.countyoffice.org/terms-and-conditions/
Advertising and Affiliate Marketing Disclaimer: Some of the links in this video description may be affiliate links. This means if you click on the link and purchase an item, CountyOffice.org may receive an affiliate commission. This is at no extra cost to you, and it helps us to continue providing valuable content. Our content, including the advice provided, is independent and not influenced by any advertiser or commercial initiative.
- published: 18 Sep 2024
- views: 27
0:59
SAFE MLO Exam Prep - Government National Mortgage Association - Ginnie Mae (GNMA)
SAFE MLO Exam Prep - Government National Mortgage Association - Ginnie Mae (GNMA)
EDUCATIONAL CONTENT FOR FUTURE LOAN OFFICERS -
#loanoriginator #loanofficer #m...
SAFE MLO Exam Prep - Government National Mortgage Association - Ginnie Mae (GNMA)
EDUCATIONAL CONTENT FOR FUTURE LOAN OFFICERS -
#loanoriginator #loanofficer #mlotest #mlotestprep #nmls
https://wn.com/Safe_Mlo_Exam_Prep_Government_National_Mortgage_Association_Ginnie_Mae_(Gnma)
SAFE MLO Exam Prep - Government National Mortgage Association - Ginnie Mae (GNMA)
EDUCATIONAL CONTENT FOR FUTURE LOAN OFFICERS -
#loanoriginator #loanofficer #mlotest #mlotestprep #nmls
- published: 13 Sep 2024
- views: 7
0:40
Government National Mortgage Association! #shorts #mortgage #voiceover
#short #government #mortgageassistance #national #organization #usda
Learning about Government National Mortgage Association!
Check out our site: https://www.s...
#short #government #mortgageassistance #national #organization #usda
Learning about Government National Mortgage Association!
Check out our site: https://www.skyloft.group
--------------------
Ready to buy? You have come to the right place.
Contact Us: (951)386-3306
Find Home: https://www.pleasanthill.group/
Instagram: https://www.instagram.com/skyloft.group/
Facebook: https://www.facebook.com/SKYLOFT.GROUP
Twitter: https://twitter.com/SkyloftMortgage
LinkedIn: https://www.linkedin.com/company/skyloft-mortgage-group
-------
#contactus #GinnieMae #organizatiion #guarantees #investors #mortgagebackedsecurities #federalcorporation #FHA #valoans #improve #marketinterest #ensuring #timely #payments #realestateinvesting
https://wn.com/Government_National_Mortgage_Association_Shorts_Mortgage_Voiceover
#short #government #mortgageassistance #national #organization #usda
Learning about Government National Mortgage Association!
Check out our site: https://www.skyloft.group
--------------------
Ready to buy? You have come to the right place.
Contact Us: (951)386-3306
Find Home: https://www.pleasanthill.group/
Instagram: https://www.instagram.com/skyloft.group/
Facebook: https://www.facebook.com/SKYLOFT.GROUP
Twitter: https://twitter.com/SkyloftMortgage
LinkedIn: https://www.linkedin.com/company/skyloft-mortgage-group
-------
#contactus #GinnieMae #organizatiion #guarantees #investors #mortgagebackedsecurities #federalcorporation #FHA #valoans #improve #marketinterest #ensuring #timely #payments #realestateinvesting
- published: 15 Nov 2023
- views: 27
3:16
Fannie Mae | Federal National Mortgage Association | Finance Strategists
Fannie Mae refers to the Federal National Mortgage Association (or FNMA). It is the government-sponsored entity tasked with increasing mortgage lending availabi...
Fannie Mae refers to the Federal National Mortgage Association (or FNMA). It is the government-sponsored entity tasked with increasing mortgage lending availability and expanding home ownership in the United States, especially among low- and moderate-income borrowers. Established in 1938 as part of Roosevelt’s “New Deal,” Fannie Mae was commissioned by Congress to purchase or guarantee existing mortgage loans to allow banks and other mortgage issuers freed up capital for issuing additional loans.
_______________________
0:00 Fannie Mae Definition
0:39 Freddie Mac
1:00 How Fannie Mae Works
1:20 Regulations Around Fannie Mae
1:43 Jumbo Loans
2:17 Fannie Mae Summary
2:41 Fannie Mae Question & Application
_______________________
Talk with an advisor by emailing
[email protected]
Learn more by visiting the page:
https://www.financestrategists.com/terms/fannie-mae/
Check out the main Finance Strategists YouTube Page here:
https://www.youtube.com/channel/UCqScqlMRSeoHXRigrf0WxLg
_______________________
Message from the founder:
Here at Finance Strategists, we believe one of the best ways you can help someone is with their finances. We create helpful informational videos and content to help people take control of their finances.
Finance Strategists plans to launch "Finance Strategists for Kids" where we teach fundamental financial concepts to kids in a clear manner allowing them to generate margin in their lives to bless other people. We believe raising up a generation of leaders with financial freedom can change individual lives, neighborhoods, countries, and the world.
_________________________
🔔 Hit the bell next to Subscribe so you don't miss a video!
📧 Fill out this form to receive the "Finance Word of the Day" in your inbox!
👨🏻💻 Watch our newest vids! - https://bit.ly/FS-Recently-Added
💃 To book Ranie for voiceover or spokeswoman, email
[email protected]
_________________________
Follow us on Socials:
Website: FinanceStrategists.com
Instagram: @financetrategists
Twitter: @FinStrategists
LinkedIn: https://bit.ly/FS-linkedin
Facebook: https://bit.ly/Facebook-FS
https://wn.com/Fannie_Mae_|_Federal_National_Mortgage_Association_|_Finance_Strategists
Fannie Mae refers to the Federal National Mortgage Association (or FNMA). It is the government-sponsored entity tasked with increasing mortgage lending availability and expanding home ownership in the United States, especially among low- and moderate-income borrowers. Established in 1938 as part of Roosevelt’s “New Deal,” Fannie Mae was commissioned by Congress to purchase or guarantee existing mortgage loans to allow banks and other mortgage issuers freed up capital for issuing additional loans.
_______________________
0:00 Fannie Mae Definition
0:39 Freddie Mac
1:00 How Fannie Mae Works
1:20 Regulations Around Fannie Mae
1:43 Jumbo Loans
2:17 Fannie Mae Summary
2:41 Fannie Mae Question & Application
_______________________
Talk with an advisor by emailing
[email protected]
Learn more by visiting the page:
https://www.financestrategists.com/terms/fannie-mae/
Check out the main Finance Strategists YouTube Page here:
https://www.youtube.com/channel/UCqScqlMRSeoHXRigrf0WxLg
_______________________
Message from the founder:
Here at Finance Strategists, we believe one of the best ways you can help someone is with their finances. We create helpful informational videos and content to help people take control of their finances.
Finance Strategists plans to launch "Finance Strategists for Kids" where we teach fundamental financial concepts to kids in a clear manner allowing them to generate margin in their lives to bless other people. We believe raising up a generation of leaders with financial freedom can change individual lives, neighborhoods, countries, and the world.
_________________________
🔔 Hit the bell next to Subscribe so you don't miss a video!
📧 Fill out this form to receive the "Finance Word of the Day" in your inbox!
👨🏻💻 Watch our newest vids! - https://bit.ly/FS-Recently-Added
💃 To book Ranie for voiceover or spokeswoman, email
[email protected]
_________________________
Follow us on Socials:
Website: FinanceStrategists.com
Instagram: @financetrategists
Twitter: @FinStrategists
LinkedIn: https://bit.ly/FS-linkedin
Facebook: https://bit.ly/Facebook-FS
- published: 20 Jul 2020
- views: 7662