Debtors Anonymous (DA) is a twelve-step program for people who want to stop incurring unsecured debt. Collectively they attend more than 500 weekly meetings in nine countries. Those who compulsively incur unsecured debt are said to be engaged in compulsive debting and are known as compulsive debtors.
DA encourages careful record keeping and monitoring of finances—including purchases, income, and debt payments—to get a clear picture of spending habits. This information is used to develop healthier spending practices, supporting one in keeping a reasonable quality of life while still repaying debt. Similarly, DA recommends developing plans for the future to increase income.
DA's program is intended to facilitate a progressive personality change in its members, ultimately transforming their world views and changing their behaviors.
Development
In 1968 members of Alcoholics Anonymous (AA) who believed that their financial difficulties were caused by an addictive disease not unlike alcoholism founded an organization named Penny Pinchers, which they later renamed Capital Builders. The founding members believed their financial problems stemmed from an inability to save money, and they practiced making daily deposits to their savings accounts. Later they recognized their problems were not caused by an inability to save but rather an inability to stay solvent.
Sharing my experience with the Debtor's Anonymous program.
A little more about my history and what led me into the program, how it changed my life, and the habits, practices, and tools I still use today.
More info on Debtor’s Anonymous:
https://debtorsanonymous.org/
published: 14 Apr 2019
Debtors Anonymous Step 2 from DA 12 steps, traditions, and concepts
The Symptom of Compulsive Debting and the Steps toward Recovery. Credit Card debt and loans can cause a person to feel like they are floundering. Learn how to get free.
published: 09 Sep 2008
Debtors Anonymous Step 3 from DA 12 steps, traditions, and concepts
https://debtorsanonymous.org/
I do not have copyright of this information.
http://socalda.org/podcasts
published: 13 Dec 2018
How to Stop Overspending - 5 Tips for Compulsive Buying Disorder
How to Stop Overspending – 5 Tips for Compulsive Buying Disorder *** Check-out our PSYCHOLOGY OF WEALTH playlist here: https://www.youtube.com/watch?v=arVe04JHzRs&list=PLOcu1l0QXsBliSjde2JwEimC460fP349x
*** VIDEO DESCRIPTION ***
We all have those moments when we are feeling down. Well guess what can make you feel better almost immediately? Spending money. It turns out that for the most part, we all like shopping – even when we are buying things we don’t actually need. When we are feeling depressed going to the mall on a spending spree can give you a feeling of relief. Although just temporary, it feels good – so much better than having to deal with our problems all of the time. However, what can start out as an innocent habit of shopping therapy can lead to obsessing about shopping and a f...
Sharing my experience with the Debtor's Anonymous program.
A little more about my history and what led me into the program, how it changed my life, and the hab...
Sharing my experience with the Debtor's Anonymous program.
A little more about my history and what led me into the program, how it changed my life, and the habits, practices, and tools I still use today.
More info on Debtor’s Anonymous:
https://debtorsanonymous.org/
Sharing my experience with the Debtor's Anonymous program.
A little more about my history and what led me into the program, how it changed my life, and the habits, practices, and tools I still use today.
More info on Debtor’s Anonymous:
https://debtorsanonymous.org/
The Symptom of Compulsive Debting and the Steps toward Recovery. Credit Card debt and loans can cause a person to feel like they are floundering. Learn how to...
The Symptom of Compulsive Debting and the Steps toward Recovery. Credit Card debt and loans can cause a person to feel like they are floundering. Learn how to get free.
The Symptom of Compulsive Debting and the Steps toward Recovery. Credit Card debt and loans can cause a person to feel like they are floundering. Learn how to get free.
How to Stop Overspending – 5 Tips for Compulsive Buying Disorder *** Check-out our PSYCHOLOGY OF WEALTH playlist here: https://www.youtube.com/watch?v=arVe04JHz...
How to Stop Overspending – 5 Tips for Compulsive Buying Disorder *** Check-out our PSYCHOLOGY OF WEALTH playlist here: https://www.youtube.com/watch?v=arVe04JHzRs&list=PLOcu1l0QXsBliSjde2JwEimC460fP349x
*** VIDEO DESCRIPTION ***
We all have those moments when we are feeling down. Well guess what can make you feel better almost immediately? Spending money. It turns out that for the most part, we all like shopping – even when we are buying things we don’t actually need. When we are feeling depressed going to the mall on a spending spree can give you a feeling of relief. Although just temporary, it feels good – so much better than having to deal with our problems all of the time. However, what can start out as an innocent habit of shopping therapy can lead to obsessing about shopping and a full-blown addiction. This addiction can lead to money problems, stealing money from our parents, running up your credit cards, and relationship problems, as many of us try to hide the compulsive buying disorder from others. So how do you handle the urge to go shopping? How do you stop overspending? In this video, I give you 5 tips for how to stop spending so much money.
*** RESOURCES TO HELP YOU STOP OVERSPENDING ***
Debtors Anonymous: https://debtorsanonymous.org
Financial Therapy Association: https://financialtherapyassociation.org/find-a-ft
Mind Over Money: https://amzn.to/2qSsPCs
*** CONNECT WITH ME ON SOCIAL MEDIA ***
Twitter: https://twitter.com/DrBradKlontz
Facebook: https://www.facebook.com/DrBradKlontz
LinkedIn: https://www.linkedin.com/in/drbradklontz
Instagram: https://www.instagram.com/drbradklontz/
*** WANT TO LEARN MORE ABOUT FINANCIAL PSYCHOLOGY? ***
You can check out Dr. Brad’s books here:
Mind Over Money: https://amzn.to/2qSsPCs
Wired For Wealth: https://amzn.to/2RWt7Ug
The Financial Wisdom of Ebenezer Scrooge: https://amzn.to/2Ka7oFG
Facilitating Financial Health: https://amzn.to/2PZIyhj
Financial Therapy: https://amzn.to/2RZ7UJg
*** DO YOU HAVE A MONEY DISORDER? ***
You can take the Klontz Money Behavior Inventory (KMBI) at no cost here: https://www.yourmentalwealth.com. After you complete the test, a report will be emailed to you, along with tips and suggestions.
*** LOOKING FOR EDUCATION IN FINANCIAL PSYCHOLOGY AND BEHAVIORAL FINANCE (Graduate Certificate or MBA)? ***
If you are interested in formal education in Financial Psychology and Behavioral Finance provided by both Dr. Brad Klontz and Dr. Ted Klontz, check out our 5-course curriculum offered through Creighton University Heider College of Business: https://business.creighton.edu/financialpsychology
NOTE: The views and opinions expressed in these videos are those of Dr. Klontz only and do not necessarily reflect the views, policy, or position of Occidental Asset Management, its principals or employees, Creighton University, or any other company, agency, organization, or employer. All information is provided on an as-is basis. No representations are made as to accuracy, completeness, correctness, suitability, or validity of any information presented.
USE OF HYPERLINKS: Links may be provided for your convenience. We are not responsible for errors or omissions on those web sites and do not approve or endorse the information provided. Users who gain access to those materials are subject to the copyright and other restrictions on use imposed by those providers.
#bradklontz #shoppingaddiction #psychologyofwealth #shoppingaddict #moneypsychology #shoppingobsession #financialpsychology #compulsivebuying #compulsivebuyingdisorder #behavioralfinance #psychologyofmoney
How to Stop Overspending – 5 Tips for Compulsive Buying Disorder *** Check-out our PSYCHOLOGY OF WEALTH playlist here: https://www.youtube.com/watch?v=arVe04JHzRs&list=PLOcu1l0QXsBliSjde2JwEimC460fP349x
*** VIDEO DESCRIPTION ***
We all have those moments when we are feeling down. Well guess what can make you feel better almost immediately? Spending money. It turns out that for the most part, we all like shopping – even when we are buying things we don’t actually need. When we are feeling depressed going to the mall on a spending spree can give you a feeling of relief. Although just temporary, it feels good – so much better than having to deal with our problems all of the time. However, what can start out as an innocent habit of shopping therapy can lead to obsessing about shopping and a full-blown addiction. This addiction can lead to money problems, stealing money from our parents, running up your credit cards, and relationship problems, as many of us try to hide the compulsive buying disorder from others. So how do you handle the urge to go shopping? How do you stop overspending? In this video, I give you 5 tips for how to stop spending so much money.
*** RESOURCES TO HELP YOU STOP OVERSPENDING ***
Debtors Anonymous: https://debtorsanonymous.org
Financial Therapy Association: https://financialtherapyassociation.org/find-a-ft
Mind Over Money: https://amzn.to/2qSsPCs
*** CONNECT WITH ME ON SOCIAL MEDIA ***
Twitter: https://twitter.com/DrBradKlontz
Facebook: https://www.facebook.com/DrBradKlontz
LinkedIn: https://www.linkedin.com/in/drbradklontz
Instagram: https://www.instagram.com/drbradklontz/
*** WANT TO LEARN MORE ABOUT FINANCIAL PSYCHOLOGY? ***
You can check out Dr. Brad’s books here:
Mind Over Money: https://amzn.to/2qSsPCs
Wired For Wealth: https://amzn.to/2RWt7Ug
The Financial Wisdom of Ebenezer Scrooge: https://amzn.to/2Ka7oFG
Facilitating Financial Health: https://amzn.to/2PZIyhj
Financial Therapy: https://amzn.to/2RZ7UJg
*** DO YOU HAVE A MONEY DISORDER? ***
You can take the Klontz Money Behavior Inventory (KMBI) at no cost here: https://www.yourmentalwealth.com. After you complete the test, a report will be emailed to you, along with tips and suggestions.
*** LOOKING FOR EDUCATION IN FINANCIAL PSYCHOLOGY AND BEHAVIORAL FINANCE (Graduate Certificate or MBA)? ***
If you are interested in formal education in Financial Psychology and Behavioral Finance provided by both Dr. Brad Klontz and Dr. Ted Klontz, check out our 5-course curriculum offered through Creighton University Heider College of Business: https://business.creighton.edu/financialpsychology
NOTE: The views and opinions expressed in these videos are those of Dr. Klontz only and do not necessarily reflect the views, policy, or position of Occidental Asset Management, its principals or employees, Creighton University, or any other company, agency, organization, or employer. All information is provided on an as-is basis. No representations are made as to accuracy, completeness, correctness, suitability, or validity of any information presented.
USE OF HYPERLINKS: Links may be provided for your convenience. We are not responsible for errors or omissions on those web sites and do not approve or endorse the information provided. Users who gain access to those materials are subject to the copyright and other restrictions on use imposed by those providers.
#bradklontz #shoppingaddiction #psychologyofwealth #shoppingaddict #moneypsychology #shoppingobsession #financialpsychology #compulsivebuying #compulsivebuyingdisorder #behavioralfinance #psychologyofmoney
Sharing my experience with the Debtor's Anonymous program.
A little more about my history and what led me into the program, how it changed my life, and the habits, practices, and tools I still use today.
More info on Debtor’s Anonymous:
https://debtorsanonymous.org/
The Symptom of Compulsive Debting and the Steps toward Recovery. Credit Card debt and loans can cause a person to feel like they are floundering. Learn how to get free.
How to Stop Overspending – 5 Tips for Compulsive Buying Disorder *** Check-out our PSYCHOLOGY OF WEALTH playlist here: https://www.youtube.com/watch?v=arVe04JHzRs&list=PLOcu1l0QXsBliSjde2JwEimC460fP349x
*** VIDEO DESCRIPTION ***
We all have those moments when we are feeling down. Well guess what can make you feel better almost immediately? Spending money. It turns out that for the most part, we all like shopping – even when we are buying things we don’t actually need. When we are feeling depressed going to the mall on a spending spree can give you a feeling of relief. Although just temporary, it feels good – so much better than having to deal with our problems all of the time. However, what can start out as an innocent habit of shopping therapy can lead to obsessing about shopping and a full-blown addiction. This addiction can lead to money problems, stealing money from our parents, running up your credit cards, and relationship problems, as many of us try to hide the compulsive buying disorder from others. So how do you handle the urge to go shopping? How do you stop overspending? In this video, I give you 5 tips for how to stop spending so much money.
*** RESOURCES TO HELP YOU STOP OVERSPENDING ***
Debtors Anonymous: https://debtorsanonymous.org
Financial Therapy Association: https://financialtherapyassociation.org/find-a-ft
Mind Over Money: https://amzn.to/2qSsPCs
*** CONNECT WITH ME ON SOCIAL MEDIA ***
Twitter: https://twitter.com/DrBradKlontz
Facebook: https://www.facebook.com/DrBradKlontz
LinkedIn: https://www.linkedin.com/in/drbradklontz
Instagram: https://www.instagram.com/drbradklontz/
*** WANT TO LEARN MORE ABOUT FINANCIAL PSYCHOLOGY? ***
You can check out Dr. Brad’s books here:
Mind Over Money: https://amzn.to/2qSsPCs
Wired For Wealth: https://amzn.to/2RWt7Ug
The Financial Wisdom of Ebenezer Scrooge: https://amzn.to/2Ka7oFG
Facilitating Financial Health: https://amzn.to/2PZIyhj
Financial Therapy: https://amzn.to/2RZ7UJg
*** DO YOU HAVE A MONEY DISORDER? ***
You can take the Klontz Money Behavior Inventory (KMBI) at no cost here: https://www.yourmentalwealth.com. After you complete the test, a report will be emailed to you, along with tips and suggestions.
*** LOOKING FOR EDUCATION IN FINANCIAL PSYCHOLOGY AND BEHAVIORAL FINANCE (Graduate Certificate or MBA)? ***
If you are interested in formal education in Financial Psychology and Behavioral Finance provided by both Dr. Brad Klontz and Dr. Ted Klontz, check out our 5-course curriculum offered through Creighton University Heider College of Business: https://business.creighton.edu/financialpsychology
NOTE: The views and opinions expressed in these videos are those of Dr. Klontz only and do not necessarily reflect the views, policy, or position of Occidental Asset Management, its principals or employees, Creighton University, or any other company, agency, organization, or employer. All information is provided on an as-is basis. No representations are made as to accuracy, completeness, correctness, suitability, or validity of any information presented.
USE OF HYPERLINKS: Links may be provided for your convenience. We are not responsible for errors or omissions on those web sites and do not approve or endorse the information provided. Users who gain access to those materials are subject to the copyright and other restrictions on use imposed by those providers.
#bradklontz #shoppingaddiction #psychologyofwealth #shoppingaddict #moneypsychology #shoppingobsession #financialpsychology #compulsivebuying #compulsivebuyingdisorder #behavioralfinance #psychologyofmoney
Debtors Anonymous (DA) is a twelve-step program for people who want to stop incurring unsecured debt. Collectively they attend more than 500 weekly meetings in nine countries. Those who compulsively incur unsecured debt are said to be engaged in compulsive debting and are known as compulsive debtors.
DA encourages careful record keeping and monitoring of finances—including purchases, income, and debt payments—to get a clear picture of spending habits. This information is used to develop healthier spending practices, supporting one in keeping a reasonable quality of life while still repaying debt. Similarly, DA recommends developing plans for the future to increase income.
DA's program is intended to facilitate a progressive personality change in its members, ultimately transforming their world views and changing their behaviors.
Development
In 1968 members of Alcoholics Anonymous (AA) who believed that their financial difficulties were caused by an addictive disease not unlike alcoholism founded an organization named Penny Pinchers, which they later renamed Capital Builders. The founding members believed their financial problems stemmed from an inability to save money, and they practiced making daily deposits to their savings accounts. Later they recognized their problems were not caused by an inability to save but rather an inability to stay solvent.
Count X in that category ... “The final tour means we’ll play until we can’t play anymore,” she said ... If you’re in a program for alcohol, drugs, Debtor’s Anonymous or whatever—you have to go to those meetings and you have to work that program ... .
DearHeavy Pour, ... And, harder still to do this alone ... Dear Jane... As with the above letter, I strongly suggest you find a self-help group, or investigate a 12-step program like Debtors Anonymous or Spenders Anonymous to help get the support you need ... .
Sharing her forever fight to find a place to belong, a stand-up comedian, with sincerity and transparency, recounts every anonymous fellowship she’s joined, including Debtors Anonymous and Sex and ...
“As a Minnesotan, I am ashamed to admit that I love money ...Bamford writes of her belief in the Debtors Anonymous principle of open-book accounting, the practice of sharing business information with any interested party ... People are also reading….
“There is the danger of being Dan Browned,” said the comedian and author of “Sure, I’ll Join Your Cult.” Debtors Anonymous, coffee-shop chitchat and a well-timed pool gag help her stay afloat ... .
“Sure, I’ll Join Your Cult” is comedian Maria Bamford’s unnervingly direct cataloging of her mental illness — and treatments, from Debtors Anonymous to hospitalizations — that she describes as “a ...
DearQuentin, ...There are12-step support groups, including Debtors Anonymous, offering a safe space to talk about your background and hear other people’s stories ... By emailing your questions, you agree to have them published anonymously on MarketWatch ... .
DearQuentin, ...There are12-step support groups, including Debtors Anonymous, offering a safe space to talk about your background and hear other people’s stories ... By emailing your questions, you agree to have them published anonymously on MarketWatch ... .
... her about her late parents and how she views religion — in addition to detailing experiences with groups from her childhood Suzuki violin lessons to Debtors Anonymous to eating-disorder clinics.
This article is reprinted by permission from NextAvenue.org ... What else was there? ... (Does anybody really need five pairs of sandals?) ... Dr ... Group therapy can help, as can Debtors Anonymous, a free, 12-step problem for spenders with a spending addiction ... .
... her about her late parents and how she views religion — in addition to detailing experiences with groups from her childhood Suzuki violin lessons to Debtors Anonymous to eating-disorder clinics.