A plugin to automatically generate in-kind transfers between two beancount accounts, while preserving the cost basis and acquistion date.

2021-09-10 custom "transfer" 100 APPL Assets:Schwab Assets:Fidelity

When transferring assets in-kind (for example between two brokerages) you want to preserve the cost basis and acquisition date of each lot. You can do this manually in beancount like so:

2021-09-10 * "Transfer APPL from Schwab to Fidelity"
    Assets:Schwab -100 AAPL {10.00 USD, 2018-05-18}
    Assets:Fidelity 100 APPL {10.00 USD, 2018-05-18}

But this quickly becomes tedious when you have dozens of lots or are transferring assets in-kind frequently.

This plugin will do all the tedious work for you.

It is easiest to just run this from a git repository directly in your beancount folder.

git clone https://github.com/hoostus/beancount-asset-transfer-plugin asset_transfer

Then you need to add two lines to your beancount file:

option "insert_pythonpath" "TRUE"

This adds the current directory to your python path, which allows you to run beancount plugins that are in the current directory instead of requiring them to be installed in some global directory.

plugin "asset_transfer.transfer"

This activates the plugin. Note: the first part of the plugin name here asset_transfer has to be same as the name of the directory you git cloned into in the first step.

Lots from the source account are iterated in LIFO order -- your most recent lots will the first ones transferred.

A single Transaction will be generated for the entire transfer.

The Transaction will have a pair of Postings for each lot being transferred. One debiting the lot from the source account and the other crediting it to the target account.

The Transaction has

• the flag 'T' (for transfer)
• the payee is empty
• the narration "Automatically generated by asset transfer plugin"
• the tag "in-kind-transfer"

All that happens behind the scenes. If you want to check the generated Transactions to ensure the right thing is happening you have a couple of options.

One is to just fire up fava or bean-report or bean-query and inspect the two accounts to make sure they have the lots they are supposed to.

Another way is to use bean-doctor:

bean-doctor context my.beanfile 72

where 72 is the line number with custom transfer directive.

python test_transfer.py