Adaptive Cyber Insurance
Cowbell Prime 100 Pro
Prime 100 Pro takes standalone, admitted cyber coverage to the next level. Built for SMEs seeking broader protection from cyber threats, it provides agents more flexibility and choices for their customers.
Product Details:
Admitted offering in 41 U.S. states and growing
AM Best rated A (Excellent) paper, Palomar Specialty Insurance Company
Short and long-term policy options
For Agents
Don’t miss another opportunity! The addition of Prime 100 Pro to our portfolio of insurance products helps agents capture more cyber business using a consultative approach, matching the right coverage to the specific needs of each customer.
For Policyholders
With options like cryptojacking, reverse social engineering, and contingent business interruption – typically only offered as Excess and Surplus – policyholders will be financially protected from today’s biggest emerging cybersecurity threats.
Available in 41 states with more to come
| Alabama | Illinois | Nebraska | South Carolina |
| Alaska | Indiana | Nevada | South Dakota |
| Arizona | Iowa | New Jersey | Tennessee |
| Arkansas | Kansas | New Mexico | Texas |
| Colorado | Kentucky | North Carolina | Utah |
| Connecticut | Louisiana | North Dakota | Virginia |
| Delaware | Maryland | Ohio | Wisconsin |
| Florida | Michigan | Oklahoma | Wyoming |
| Georgia | Mississippi | Oregon | |
| Hawaii* | Missouri | Pennsylvania | |
| Idaho | Montana | Rhode Island |
| Alabama | Mississippi |
| Arizona | Missouri |
| Arkansas | New Jersey |
| Colorado | New Mexico |
| Delaware | North Carolina |
| Florida | Ohio |
| Georgia | Oklahoma |
| Illinois | Oregon |
| Indiana | Pennsylvania |
| Iowa | South Carolina |
| Kansas | South Dakota |
| Kentucky | Tennessee |
| Louisiana | Texas |
| Maryland | Virginia |
| Michigan |
*Prime 100 Pro is the first admitted Cowbell cyber program in Hawaii.
Coverages
First Party Expense
Cowbell Breach Fund
Extortion Threats and Ransom Payments
Replacement or Restoration of Electronic Data
First Party Losses
Business Income and Extra Expense
Cyber Crime Incidents
Third Party Coverages
Cyber Liability
Enhancement Endorsements
System Failure Loss Endorsement
Contingent Business Interruption
Blanket Additional Insured
Primary and Noncontributory
Specified Defense/Breach Counsel
Cryptojacking Loss
Bricking Cost
Waiver of Subrogation
More coverage endorsements are available.
Appetite – Target Classes
Accounting, Contractors, Financial Services, Healthcare, Hospitality, Insurance Agencies, Law Firms, Medical & Dental Offices, Non-profit Organizations, Professional Services, Real Estate, Retailers, Trucking, Wholesale and more.
