Affirm: Buy now, pay over time

4.8
397K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Pay over time with Affirm online, in-store, and in the app. Plus, eligible customers can get the Affirm Cardâ„¢ to use anywhere Visa is accepted in the U.S.

Why you’ll love the Affirm app:
• See your purchasing power front and center
• Shop brands with clear, flexible payment options
• Discover deals, 0% APR options, and plans over 12 months
• Set up AutoPay or easily make early or one-time payments
• Open a high-yield Affirm Money Account with no hidden fees
• Request to pay over time with the Affirm Card online or in-store

Take your Affirm Card with you everywhere:
• Get a physical card and use it anywhere Visa is accepted in the U.S.
• No credit impact to apply, and no card or annual fees
• Discover 0% APR options or flexible plans at top brands, in-store and online
• Request a payment plan in the app before or after checkout. Minimum purchase may be required for payment plans. See footer for details.

Purchasing power is an estimate and may include a down payment at checkout. Approval and terms aren’t guaranteed.

The Affirm Card is a VisaⓇ debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Pay-over-time plans must be applied for each purchase in the mobile app, are subject to eligibility checks and are provided by affirm.com/lenders. Minimum purchases are required for pay over time plans; the amount is located in the Card tab of the app. For purchases that are not approved for and matched to a payment plan, you authorize Affirm to initiate an ACH debit from your linked bank account within 1-3 days of the purchase. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.

Rates from 0 - 36% APR. Loan options vary, are subject to eligibility, and may depend on whether your loan is applied for before or after your card purchase. There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states. The Affirm Money Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not an FDIC-insured bank. FDIC insurance covers accounts held with CRB in the event of a CRB failure.
Updated on
Nov 15, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location and App info and performance
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
384K reviews
Alexander Jamieson
November 17, 2024
Good app, but what does that matter when the service is awful. The worst Pay-In-4 service yet. Oh sure, you don't pay up front, unless you go Monthly. But they're so strict and so picky with how things are done its unusable. Loyalty gets you nowhere with them. No options to reschedule a payment, and if you do miss a payment, good luck ever getting purchase power with them again. Even with a good credit score, they still do you wrong. Don't ever use this, save yourself and use something RELIABLE
10 people found this review helpful
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Affirm, Inc
November 18, 2024
Hi there. We are always looking to improve the experience for our users, and really appreciate the feedback. -JS, Customer Care
Petra B
November 21, 2024
I like the ease of applying for credit for in-store purchases. It is easier to pay with the online credit card, if the vendor can manually enter the card mumber, than it is to use the physical credit card that is offered. Interest is fairly high, but I blame that on my credit. I make weekly payments and pay off the loans ahead of time to avoid paying so much interest. Definitely check the rate before making large purchases.
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Vanessa Sanseverino
November 19, 2024
Makes life a little easier! I've enjoyed using the app. Idk if it's the update, but when I use the option "shop online," all I get is a blank page. I've even tried to refresh the page. I've tried different ways to try to access my account. It's not working. The "shop in store" works fine, but that's not what I want.
3 people found this review helpful
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Affirm, Inc
November 19, 2024
We're sorry to hear this. Please don't hesitate to reach out to us at (855) 423-3729 if you have any questions. We're always happy to help! -JS, Customer Care

What's new

See how much you can spend, discover 0% APR or longer-term plans, and request to pay over time at millions of stores.