Perpay - Shop and Build Credit

Name: Perpay - Shop and Build Credit
Availability: InStock
Rating: 3.8089053630828857 (5393 reviews)
Author: Perpay Inc.

Perpay Inc.

3.8

5.39K reviews

1M+

Downloads

Everyone

About this app

Get up to $1,000 to spend now. Build credit by paying it back automatically each time you get paid. No crazy fees or predatory interest.

SHOP THE PERPAY MARKETPLACE

Unlock $1,000 to shop top brands in electronics, home goods, apparel and more on the Perpay Marketplace. Pay over time with no interest or fees.

BUILD CREDIT WITH PERPAY+

Choose to have your Perpay Marketplace payment history reported to all 3 credit bureaus to build credit while you shop.

APPLY FOR THE PERPAY CREDIT CARD

Access up to a $1,000 credit line and 2% rewardsÂ² with no hard credit check, no security deposit and no annual feeÂ¹.

The Perpay Credit Card is issued by Celtic Bank.

Â¹Annual fee: None. Monthly card servicing fee of $9. APR: the APR for the Perpay Credit Card can be found in the Cardholder Agreement: https://perpay.com/legal/credit-card-agreement

Â²See our Rewards Agreement for more details on the Perpay Credit Card rewards program: https://perpay.com/legal/credit-card-rewards-program

Perpay, Inc. 2400 Market Street Suite 300, Philadelphia, PA 19103

Updated on

Oct 24, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.

This app may share these data types with third parties

Personal info, Financial info and 3 others

This app may collect these data types

Personal info, Financial info and 4 others

Data is encrypted in transit

You can request that data be deleted

Ratings and reviews

3.8

5.28K reviews

Jenn Dios

October 8, 2024

I really like the app. It's definitely helping my credit score. That said. If you purchase something and it doesn't fit, such as shoes I purchased, it's a very long process to return. It was very frustrating. I won't buy clothes or shoes from here again. The other thing is if you look up the exact same items on Amazon the price on PerPay is A LOT HIGHER! Everything is way overpriced. Other than that I have enjoyed using PerPay for the purpose of improving my credit score.

5 people found this review helpful

Jonâ€™ Shay Jackson

August 28, 2024

Love this app, brought my credit score up about 75 points just from using my account for about 6 months. Only giving it 4 stars because if there was a "pay now" button that you could press so that if you've already received your check but the payment hasn't come out of your account, you have the option to initiate it. I've had a problem for a few months where, the money is taken out of my account 3 days after I get paid, which isn't bad, I'm just used to the immediate withdrawal which I prefer.

6 people found this review helpful

Bryan Wilson

October 1, 2024

I recommend this app 100% easy weekly payments. Great credit limits. Shipping within a week. Yes the can be up there on price. But if you need a new coach for say. And you paying 32$ a week for a couch the is 2000$ and there asking idk maybe 2400$. You half to understand that's almost a years to pay it off. So they made 400$ but had to wait for ever how long for the money. But the smaller items tv,s game consoles. So on and so on. It really helps out. Unless you want to pay 700$ it pans out

28 people found this review helpful

Perpay Inc.

October 29, 2024

Thanks for your feedback! We're running a fall referral promotion through Nov. 14th - if you re-post your review on socials with your referral link and #PerpayGiveaway, you could win up to $5,000 cash (in addition to our "Give $100, Get $200" referral program). Details here: https://app.perpay.com/referrals/