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shoptalk

Money Dysmorphia

A nagging insecurity about one’s finances — even when one is on solid footing — that is most prevalent among Gen Z and millennials.

ImageAn illustration showing the back of a person in a green shirt looking at three big panels with a fancy watch, handbag and a palm tree against a red wall.
Credit...Melanie Lambrick

This article is part of Shop Talk, a regular feature that explores the idioms of the business world: the insider jargon, the newly coined terms, the unfortunate or overused phrases.

Flashy cars. Five-figure handbags. Island vacations.

With the steady stream of conspicuous consumption on social media, it may be easier than ever to feel that you’re always on a beer budget, even if you can afford a bit of champagne.

And there’s a name for that: “money dysmorphia.”

This term, while not entirely new, has been ricocheting around the internet as a way to describe people’s often complicated relationship with money. It borrows from the term “body dysmorphic disorder,” a mental health condition that causes a person to obsess about a perceived physical flaw.

Money dysmorphia (not an actual diagnosis) refers to someone who is irrationally insecure about finances. That mind-set, financial planning experts say, can lead to money missteps including overspending or risky investments.


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