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37.476 244.9908 Tm ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 46.8 244.9908 Tm .0004 Tc -.0004 Tw [(F)26.4(inancial ser)-10.6(v)1.4(ic)13.4(es)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 127.2826 244.9908 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 37.476 231.9908 Tm ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 46.8 231.9908 Tm -.0013 Tc (Retail)Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 73.3125 231.9908 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 37.476 218.9908 Tm ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 46.8 218.9908 Tm -.0001 Tc [(Manufactur)16.9(ing)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 114.6721 218.9908 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 37.476 205.9908 Tm ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 46.8 205.9908 Tm .0001 Tc -.0001 Tw [(P)9.1(r)6.1(ofessional ser)-10.9(v)1.1(ic)13.1(es)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 142.1506 205.9908 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 37.476 192.9908 Tm ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 46.8 192.9908 Tm -.0001 Tc (Wholesale)Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 94.7115 192.9908 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 37.476 179.9908 Tm ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 46.8 179.9908 Tm [(C)40(onstr)9(uction)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 104.592 179.9908 Tm ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 37.476 166.9908 Tm ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 46.8 166.9908 Tm [(T)73(e)0(c)12(hnolog)-48(y)]TJ ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 99.2056 166.9908 Tm ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 36 153.9908 Tm ( )Tj ET EMC /P <>BDC /GS1 gs BT /F3 1 Tf 10.5 0 0 10.5 36 140.9908 Tm .876 .32 .12 rg [(E)6(X)26(C)14(L)42(UDE)-16(D INDUS)30(T)8(R)12(IES)]TJ ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 10.5 0 0 10.5 149.904 140.9908 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 36 125.3908 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 43.8827 124.3907 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 46.8 124.3907 Tm .0001 Tc -.0001 Tw (Government entities)Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 140.8906 124.3907 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 36 112.3907 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 43.8827 111.3907 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 46.8 111.3907 Tm .0003 Tc -.0003 Tw [(Sc)10.3(hools, c)16.3(olleg)-9.7(es, universities)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 182.6385 111.3907 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 36 99.3908 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 43.8827 98.3908 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 46.569 98.3908 Tm .0002 Tc -.0002 Tw [(Air)11.2(lines/)50.2(airpor)-18.8(t)-4.8(s and r)23.2(elated indust)-6.8(ries)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 224.6071 98.3908 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 36 86.3908 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 43.8827 85.3907 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 46.8 85.3907 Tm .0005 Tc -.0005 Tw (Social media)Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 106.1565 85.3907 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 36 73.3907 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 43.8827 72.3908 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 46.8 72.3908 Tm .0006 Tc [(C)28.6(r)-28.4(yptoc)10.6(urr)23.6(encies )]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 127.3981 72.3908 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 36 59.3908 Tm ( )Tj ET EMC /P <>BDC /GS1 gs BT /F3 1 Tf 10.5 0 0 10.5 324 382.1908 Tm .876 .32 .12 rg -.0016 Tc [(AD)12.4(V)14.4(A)2.4(N)6.4(T)64.4(A)8.4(GES)]TJ ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 10.5 0 0 10.5 390.1081 382.1908 Tm .151 .147 .15 rg 0 Tc ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 324 366.5907 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 331.8827 365.5908 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 334.8 365.5908 Tm -.0002 Tc .0002 Tw [(F)23.8(l)-.2(e)7.8(xible and cr)22.8(e)6.8(ative under)-29.2(writing appr)22.8(oac)9.8(h )]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 540.1906 365.5908 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 324 353.5907 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 331.8827 352.5908 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 334.8 352.5908 Tm .0003 Tc -.0003 Tw [(Dir)23.3(ect ac)16.3(c)16.3(ess to decision-making)-59.7(, e)8.3(x).3(perienc)16.3(ed )]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 334.75 339.5908 Tm -.0002 Tc 0 Tw [(under)-29.2(writers)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 394.705 339.5908 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 324 327.5907 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 331.8827 326.5908 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 334.8 326.5908 Tm .0003 Tc -.0003 Tw [(Experienc)16.3(ed)-10.7(, in-house c)10.3(laims handling )]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 515.1901 326.5908 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 324 314.5907 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 331.8827 313.5908 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 334.8 313.5908 Tm .0003 Tc -.0003 Tw [(L)10.3(l).3(oyd)31.3(s S)16.3(yndic)7.3(ate + syndic)7.3(ated thir)23.3(d-par)-18.7(t)-19.7(y).3( c)7.3(apit)-9.7(al)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 560.8652 313.5908 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 324 301.5908 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 331.8827 300.5908 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 334.8 300.5908 Tm .0002 Tc -.0002 Tw [(Global 24/7 incident r)23.2(esponse)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 473.4001 300.5908 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 324 288.5907 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 331.8827 287.5908 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 334.8 287.5908 Tm -.0001 Tc .0001 Tw [(Global under)-29.1(writing c)6.9(apabilities)]TJ ET EMC /Artifact <>BDC .945 .781 .262 rg /GS1 gs 261.982 57.093 297.294 212.13 re f EMC /P <>BDC BT /F3 1 Tf 12 0 0 12 283.5818 265.9375 Tm .876 .32 .12 rg 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 12 0 0 12 283.5818 248.6375 Tm -.003 Tc [(P)7(R)9(IMAR)24(Y)]TJ ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 12 0 0 12 335.1098 248.6375 Tm .151 .147 .15 rg 0 Tc ( )Tj ET EMC /P <>BDC BT 12 0 0 12 283.5818 231.3374 Tm .0003 Tc -.0003 Tw [(St)-6.7(r)29.3(aig)-8.7(htfor)-28.7(w)7.3(a).3(r)23.3(d).3( and simpli“ed policy languag)-9.7(e )]TJ ET EMC /P <>BDC BT 12 0 0 12 549.9816 231.3374 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 8 0 0 8 283.5818 217.0019 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 12 0 0 12 297.9817 215.6376 Tm .151 .147 .15 rg .0004 Tc -.0004 Tw [(Sec)10.4(urit)-19.6(y and priv)7.4(a).4(cy liabilit)-19.6(y c)16.4(o)-.6(ver)29.4(a).4(g)-9.6(e)]TJ ET EMC /P <>BDC BT 12 0 0 12 495.6337 215.6376 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 8 0 0 8 283.5818 203.3019 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 12 0 0 12 297.9817 201.9376 Tm .151 .147 .15 rg .0007 Tc -.0007 Tw [(R)8.7(e)-1.3(gulator)-28.3(y pr)23.7(oc)16.7(eeding)-5.3(s )]TJ ET EMC /P <>BDC BT 12 0 0 12 425.4579 201.9376 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 8 0 0 8 283.5818 189.6017 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 12 0 0 12 297.9817 188.2376 Tm .151 .147 .15 rg .0001 Tc -.0001 Tw [(Business interr)7.1(uption c)16.1(o)-.9(ver)29.1(a).1(g)-9.9(e)]TJ ET EMC /P <>BDC BT 12 0 0 12 461.3257 188.2376 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 8 0 0 8 283.5818 175.9018 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 12 0 0 12 298.1497 174.5376 Tm .151 .147 .15 rg -.0003 Tc .0003 Tw [(V)19.7(olunt)-10.3(ar)-29.3(y shutdown)]TJ ET EMC /P <>BDC BT 12 0 0 12 405.2018 174.5376 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 8 0 0 8 283.5818 162.2018 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 12 0 0 12 297.9817 160.8376 Tm .151 .147 .15 rg .0003 Tc -.0003 Tw [(Inc)10.3(lusive of betterment & bric)10.3(king c)16.3(o)-.7(ver)29.3(a).3(g)-9.7(e)]TJ ET EMC /P <>BDC BT 12 0 0 12 526.2458 160.8376 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 8 0 0 8 283.5818 148.5019 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 12 0 0 12 297.9817 147.1376 Tm .151 .147 .15 rg .0008 Tc -.0008 Tw [(C)40.8(y)-2.2(ber e)8.8(x)3.8(tor)-18.2(tion c)16.8(o)-.2(ver)29.8(a).8(g)-9.2(e)]TJ ET EMC /P <>BDC BT 12 0 0 12 428.9497 147.1376 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 8 0 0 8 283.5818 134.8019 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 12 0 0 12 297.9817 133.4376 Tm .151 .147 .15 rg -.0001 Tc .0001 Tw [(T)75.9(e)-2.1(c)9.9(hnolog)-30.1(y)-.1( E)7.9(r)2.9(r)22.9(o)-.1(rs & Omissions \()-13.1(E&O)-42.1(\))]TJ ET EMC /P <>BDC BT 12 0 0 12 496.7498 135.4375 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 12 0 0 12 283.5818 121.7375 Tm ( )Tj ET EMC /P <>BDC /GS1 gs BT /F3 1 Tf 12 0 0 12 283.5818 108.0375 Tm .876 .32 .12 rg -.008 Tc [(EX)18(C)6(E)-8(SS)]TJ ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 12 0 0 12 325.5218 108.0375 Tm .151 .147 .15 rg 0 Tc ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 8 0 0 8 283.5818 92.1018 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 12 0 0 12 297.9817 90.7375 Tm .151 .147 .15 rg .0006 Tc -.0006 Tw [(F)18.6(ollow-form cyber and tec)10.6(h).6( E&O c)16.6(o)-.4(ver)29.6(a).6(g)-9.4(e)]TJ ET EMC /P <>BDC BT 12 0 0 12 518.4578 90.7375 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 8 0 0 8 283.5818 78.4019 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 12 0 0 12 297.9817 77.0375 Tm .151 .147 .15 rg [(M)-7(inimum att)-10(ac)10(hment)-18(: none)]TJ ET EMC Q endstream endobj 127 0 obj <>/ExtGState<>>> endobj 203 0 obj <> endobj 205 0 obj <> endobj 207 0 obj <> endobj 209 0 obj <> endobj 261 0 obj <>stream /Artifact <>BDC q 1 i 0 841.89 595.276 -841.89 re 297.645 420.96 m W n .015015 841.89 595.29 -841.89 re W n .876 .32 .12 rg /GS1 gs 36 784.29 523.273 21.6 re f EMC /P <>BDC BT /F1 1 Tf 12 0 0 12 37.32 792.0898 Tm 1 g 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 12 0 0 12 48.084 792.0898 Tm .01 Tc [(C)14(LAIMS)]TJ ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 36 756.8148 Tm .151 .147 .15 rg .0004 Tc -.0004 Tw [(P)37.4(r)23.4(oactive c)10.4(laims manag)-9.6(ement by specialists is at the)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 277.2272 756.8148 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 36 743.8148 Tm [(he)7(ar)-19(t of ever)-29(y risk we c)16(o)-1(ver)67(.)0( F)40(air handling of c)10(laims,)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 272.6282 743.8148 Tm ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 36 730.8148 Tm .0001 Tc -.0001 Tw [(and quic)10.1(k payment wher)23.1(e agr)23.1(eed)-10.9(, is our pr)23.1(omise. )]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 36 717.8148 Tm .0005 Tc -.0005 Tw [(Our tec)10.5(hnic)7.5(ally e)8.5(x).5(perienc)16.5(ed in-house e)8.5(x).5(per)-18.5(t)-4.5(s pr)23.5(ovide)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 281.4587 717.8148 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 36 704.8148 Tm .0004 Tc -.0004 Tw [(c)16.4(o)-.6(ver)29.4(a).4(g)-9.6(e).4( analysis, st)-6.6(r)29.4(a).4(tegic over)-28.6(view)83.4(,).4( and legal and)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 271.1581 704.8148 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 315 756.8148 Tm .0004 Tc -.0004 Tw [(dat)-9.6(a-driven insig)-8.6(hts, with c)16.4(ontinual feedbac)10.4(k to our )]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 315 743.8148 Tm .0001 Tc -.0001 Tw [(under)-28.9(writing te)7.1(ams. Mos)-7.9(aic)-19.9()31.1(s).1( appr)23.1(oac)10.1(h is one of )]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 315 730.8148 Tm 0 Tc 0 Tw [(ownership)13(, t)-7(r)29(anspar)23(ency)86(,)0( and eciency; ac)10(hieving )]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 315 717.8148 Tm .0002 Tc -.0002 Tw [(fair outc)16.2(omes for our c)10.2(ustomers is the end g)-9.8(oal.)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 534.2087 717.8148 Tm 0 Tc 0 Tw ( )Tj ET EMC /Link <>BDC /GS1 gs BT /F3 1 Tf 10.5 0 0 10.5 315 704.8148 Tm .635 .219 .711 rg .0001 Tc -.0001 Tw [(C)11.1(lic)9.1(k her)22.1(e for det)-9.9(ails on our br)22.1(e)7.1(a).1(c)9.1(h).1( r)22.1(esponse.)]TJ ET EMC /Artifact <>BDC .238 .265 .296 rg 36 474.69 523.273 185.4 re f EMC /P <>BDC BT 10.5 0 0 10.5 54.032 633.8148 Tm 1 g 0 Tc 0 Tw [(UNDE)-16(RWR)12(I)8(T)8(ING)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 132.5194 633.8148 Tm ( )Tj ET EMC /P <>BDC BT 11.5 0 0 11.5 104.4004 617.2148 Tm .945 .781 .262 rg -.0003 Tc .0003 Tw [(Y)24.7(O)7.7(SHA DE)-16.3(L)33.7(ONG)]TJ ET EMC /P <>BDC BT 11.5 0 0 11.5 188.7988 617.2148 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 104.4004 600.5648 Tm 1 g .0002 Tc -.0002 Tw [(Global He)7.2(ad of C)44.2(y)5.2(ber)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 203.3733 600.5648 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 104.4004 584.3648 Tm (+1 312 952 4191)Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 184.0428 584.3648 Tm ( )Tj ET EMC /P <>BDC BT 10 0 0 10 104.4004 572.1399 Tm [(yosha)-8(.delong@mos)-8(aicinsur)29(anc)16(e.c)16(om)]TJ ET EMC /P <>BDC BT 10 0 0 10 266.6003 572.1399 Tm ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 54.032 559.7649 Tm ( )Tj ET EMC /P <>BDC BT /F3 1 Tf 11.5 0 0 11.5 104.4004 546.7649 Tm .945 .781 .262 rg -.0006 Tc .0006 Tw [(J)10.4(A)3.4(MES TUP)9.4(L)21.4(IN)]TJ ET EMC /P <>BDC BT 11.5 0 0 11.5 181.3469 546.7649 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 104.4004 530.1149 Tm 1 g .0002 Tc -.0002 Tw [(He)7.2(ad of International, C)44.2(y)5.2(ber)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 237.3514 530.1149 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 104.4004 513.915 Tm (+44 \(0\)7766 170 484)Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 202.5858 513.915 Tm ( )Tj ET EMC /Link <>BDC BT 10 0 0 10 104.4004 501.69 Tm [(james.tuplin@mos)-8(aicinsur)29(anc)16(e.c)16(om)]TJ ET EMC /P <>BDC BT 10 0 0 10 262.6703 501.69 Tm ( )Tj ET EMC /P <>BDC BT 10 0 0 10 54.032 489.69 Tm ( )Tj ET EMC /P <>BDC BT /F3 1 Tf 11.5 0 0 11.5 366.4003 633.0648 Tm .945 .781 .262 rg -.0008 Tc .0008 Tw [(DE)-16.8(NNIS BE)-16.8(R)19.2(T)7.2(RAM)]TJ ET EMC /P <>BDC BT 11.5 0 0 11.5 462.9429 633.0648 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 366.4003 616.4148 Tm 1 g .0004 Tc -.0004 Tw [(He)7.4(ad of E)18.4(u).4(r)22.4(o).4(pe, C)44.4(y)5.4(ber)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 470.8123 616.4148 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 366.4003 600.2148 Tm (+49 \(0\)171 551 1495)Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 464.5858 600.2148 Tm ( )Tj ET EMC /P <>BDC BT 10 0 0 10 366.4003 587.9899 Tm .0001 Tc [(dennis.ber)-18.9(t)-6.9(r)29.1(am@mos)-7.9(aicinsur)29.1(anc)16.1(e.c)16.1(om)]TJ ET EMC /P <>BDC BT 10 0 0 10 537.8904 587.9899 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT /F3 1 Tf 10.5 0 0 10.5 315.9839 574.9899 Tm ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 315.9839 562.3902 Tm -.001 Tc [(C)13(L)-1(AIMS)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 353.1329 558.3899 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 11.5 0 0 11.5 366.4003 545.79 Tm .945 .781 .262 rg -.0024 Tc .0024 Tw [(NA)62.6(T)63.6(A)1.6(L)19.6(IE GRAHAM)]TJ ET EMC /P <>BDC BT 11.5 0 0 11.5 461.6894 545.79 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 366.4003 529.1402 Tm 1 g [(Global He)7(ad of C)11(laims)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 470.2139 529.1402 Tm ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 366.4003 512.9402 Tm (+44 \(0\)7894 107 646)Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 464.5858 512.9402 Tm ( )Tj ET EMC /P <>BDC BT 10 0 0 10 366.4003 500.7152 Tm [(nat)-10(alie.gr)29(aham@mos)-8(aicinsur)29(anc)16(e.c)16(om)]TJ ET EMC /Artifact <>BDC .635 .219 .711 rg 36 424.291 523.276 21.6 re f EMC /P <>BDC BT 12 0 0 12 37.32 432.0907 Tm 1 g ( )Tj ET EMC /P <>BDC BT 12 0 0 12 48.084 432.0907 Tm .0089 Tc -.0039 Tw [(ABOU)14.9(T MO)6.9(SAIC)]TJ ET EMC /Artifact <>BDC 54 572.09 44.4 53.2 re f EMC /Figure <>BDC Q q 1 i 54 625.29 44.4 -53.2 re W* n 0 841.89 595.276 -841.89 re 297.645 420.96 m W n .015015 841.89 595.29 -841.89 re W n /GS1 gs q 45.127 0 0 53.574 53.801 571.894 cm /Im1 Do Q EMC /Artifact <>BDC Q q 1 i 0 841.89 595.276 -841.89 re 297.645 420.96 m W n .015015 841.89 595.29 -841.89 re W n 1 g /GS1 gs 54 501.09 44.4 53.2 re f EMC /Figure <>BDC Q q 1 i 54 554.29 44.4 -53.2 re W* n 0 841.89 595.276 -841.89 re 297.645 420.96 m W n .015015 841.89 595.29 -841.89 re W n /GS1 gs q 45.116 0 0 53.611 53.817 500.885 cm /Im2 Do Q EMC /Artifact <>BDC Q q 1 i 0 841.89 595.276 -841.89 re 297.645 420.96 m W n .015015 841.89 595.29 -841.89 re W n 1 g 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