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<>BDC BT 10.5 0 0 10.5 264.7931 313.5908 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 46.75 300.5908 Tm -.0098 Tc -.0002 Tw [(prioritiz)12.2(ed action-planning)-59.8(, and v)7.2(aluation tec)10.2(hnolog)-29.8(y)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 285.9742 300.5908 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 36 288.5907 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 43.8827 287.5908 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 46.8 287.5908 Tm [(T)83(a)0(r)23(g)-10(et c)16(ompany siz)12(e: > US$150M r)23(e)5(venue)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 240.9242 287.5908 Tm ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 36 274.5908 Tm ( )Tj ET EMC /P <>BDC /GS1 gs BT /F3 1 Tf 10.5 0 0 10.5 36 261.5908 Tm .876 .32 .12 rg -.0002 Tc .0002 Tw [(T)65.8(A)3.8(RGE)15.8(T)-.2( INDUS)29.8(T)7.8(R)11.8(IES)]TJ ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 10.5 0 0 10.5 136.149 261.5908 Tm .151 .147 .15 rg 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT /F4 1 Tf 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(Wholesale)Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 94.7115 192.9908 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 37.476 179.9908 Tm ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 46.8 179.9908 Tm [(C)40(onstr)9(uction)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 104.592 179.9908 Tm ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 37.476 166.9908 Tm ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 46.8 166.9908 Tm [(T)73(e)0(c)12(hnolog)-48(y)]TJ ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 99.2056 166.9908 Tm ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 36 153.9908 Tm ( )Tj ET EMC /P <>BDC /GS1 gs BT /F3 1 Tf 10.5 0 0 10.5 36 140.9908 Tm .876 .32 .12 rg [(E)6(X)26(C)14(L)42(UDE)-16(D INDUS)30(T)8(R)12(IES)]TJ ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 10.5 0 0 10.5 149.904 140.9908 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 36 125.3908 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 43.8827 124.3907 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 46.8 124.3907 Tm .0001 Tc -.0001 Tw (Government entities)Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 140.8906 124.3907 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 36 112.3907 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 43.8827 111.3907 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 46.8 111.3907 Tm .0003 Tc -.0003 Tw [(Sc)10.3(hools, c)16.3(olleg)-9.7(es, universities)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 182.6385 111.3907 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 36 99.3908 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 43.8827 98.3908 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 46.569 98.3908 Tm .0002 Tc -.0002 Tw [(Air)11.2(lines/)50.2(airpor)-18.8(t)-4.8(s and r)23.2(elated indust)-6.8(ries)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 224.6071 98.3908 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 36 86.3908 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 43.8827 85.3907 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 46.8 85.3907 Tm .0005 Tc -.0005 Tw (Social media)Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 106.1565 85.3907 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 36 73.3907 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 43.8827 72.3908 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 46.8 72.3908 Tm .0006 Tc [(C)28.6(r)-28.4(yptoc)10.6(urr)23.6(encies )]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 127.3981 72.3908 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 36 59.3908 Tm ( )Tj ET EMC /P <>BDC /GS1 gs BT /F3 1 Tf 10.5 0 0 10.5 324 382.1908 Tm .876 .32 .12 rg -.0016 Tc [(AD)12.4(V)14.4(A)2.4(N)6.4(T)64.4(A)8.4(GES)]TJ ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 10.5 0 0 10.5 390.1081 382.1908 Tm .151 .147 .15 rg 0 Tc ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 324 366.5907 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 331.8827 365.5908 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 334.8 365.5908 Tm -.0002 Tc .0002 Tw [(F)23.8(l)-.2(e)7.8(xible and cr)22.8(e)6.8(ative under)-29.2(writing appr)22.8(oac)9.8(h )]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 540.1906 365.5908 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 324 353.5907 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 331.8827 352.5908 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 334.8 352.5908 Tm .0003 Tc -.0003 Tw [(Dir)23.3(ect ac)16.3(c)16.3(ess to decision-making)-59.7(, e)8.3(x).3(perienc)16.3(ed )]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 334.75 339.5908 Tm -.0002 Tc 0 Tw [(under)-29.2(writers)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 394.705 339.5908 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 324 327.5907 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 331.8827 326.5908 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 334.8 326.5908 Tm .0003 Tc -.0003 Tw [(Experienc)16.3(ed)-10.7(, in-house c)10.3(laims handling )]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 515.1901 326.5908 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 324 314.5907 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 331.8827 313.5908 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 334.8 313.5908 Tm .0003 Tc -.0003 Tw [(L)10.3(l).3(oyd)31.3(s S)16.3(yndic)7.3(ate + syndic)7.3(ated thir)23.3(d-par)-18.7(t)-19.7(y).3( c)7.3(apit)-9.7(al)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 560.8652 313.5908 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 324 301.5908 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 331.8827 300.5908 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 334.8 300.5908 Tm .0002 Tc -.0002 Tw [(Global 24/7 incident r)23.2(esponse)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 473.4001 300.5908 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 7 0 0 7 324 288.5907 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 331.8827 287.5908 Tm .151 .147 .15 rg ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 10.5 0 0 10.5 334.8 287.5908 Tm -.0001 Tc .0001 Tw [(Global under)-29.1(writing c)6.9(apabilities)]TJ ET EMC /Artifact <>BDC .945 .781 .262 rg /GS1 gs 261.982 57.093 297.294 212.13 re f EMC /P <>BDC BT /F3 1 Tf 12 0 0 12 283.5818 265.9375 Tm .876 .32 .12 rg 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 12 0 0 12 283.5818 248.6375 Tm -.003 Tc [(P)7(R)9(IMAR)24(Y)]TJ ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 12 0 0 12 335.1098 248.6375 Tm .151 .147 .15 rg 0 Tc ( )Tj ET EMC /P <>BDC BT 12 0 0 12 283.5818 231.3374 Tm .0003 Tc -.0003 Tw [(St)-6.7(r)29.3(aig)-8.7(htfor)-28.7(w)7.3(a).3(r)23.3(d).3( and simpli“ed policy languag)-9.7(e )]TJ ET EMC /P <>BDC BT 12 0 0 12 549.9816 231.3374 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 8 0 0 8 283.5818 217.0019 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 12 0 0 12 297.9817 215.6376 Tm .151 .147 .15 rg .0004 Tc -.0004 Tw [(Sec)10.4(urit)-19.6(y and priv)7.4(a).4(cy liabilit)-19.6(y c)16.4(o)-.6(ver)29.4(a).4(g)-9.6(e)]TJ ET EMC /P <>BDC BT 12 0 0 12 495.6337 215.6376 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 8 0 0 8 283.5818 203.3019 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 12 0 0 12 297.9817 201.9376 Tm .151 .147 .15 rg .0007 Tc -.0007 Tw [(R)8.7(e)-1.3(gulator)-28.3(y pr)23.7(oc)16.7(eeding)-5.3(s )]TJ ET EMC /P <>BDC BT 12 0 0 12 425.4579 201.9376 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 8 0 0 8 283.5818 189.6017 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 12 0 0 12 297.9817 188.2376 Tm .151 .147 .15 rg .0001 Tc -.0001 Tw [(Business interr)7.1(uption c)16.1(o)-.9(ver)29.1(a).1(g)-9.9(e)]TJ ET EMC /P <>BDC BT 12 0 0 12 461.3257 188.2376 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 8 0 0 8 283.5818 175.9018 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 12 0 0 12 298.1497 174.5376 Tm .151 .147 .15 rg -.0003 Tc .0003 Tw [(V)19.7(olunt)-10.3(ar)-29.3(y shutdown)]TJ ET EMC /P <>BDC BT 12 0 0 12 405.2018 174.5376 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 8 0 0 8 283.5818 162.2018 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 12 0 0 12 297.9817 160.8376 Tm .151 .147 .15 rg .0003 Tc -.0003 Tw [(Inc)10.3(lusive of betterment & bric)10.3(king c)16.3(o)-.7(ver)29.3(a).3(g)-9.7(e)]TJ ET EMC /P <>BDC BT 12 0 0 12 526.2458 160.8376 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 8 0 0 8 283.5818 148.5019 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 12 0 0 12 297.9817 147.1376 Tm .151 .147 .15 rg .0008 Tc -.0008 Tw [(C)40.8(y)-2.2(ber e)8.8(x)3.8(tor)-18.2(tion c)16.8(o)-.2(ver)29.8(a).8(g)-9.2(e)]TJ ET EMC /P <>BDC BT 12 0 0 12 428.9497 147.1376 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 8 0 0 8 283.5818 134.8019 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 12 0 0 12 297.9817 133.4376 Tm .151 .147 .15 rg -.0001 Tc .0001 Tw [(T)75.9(e)-2.1(c)9.9(hnolog)-30.1(y)-.1( E)7.9(r)2.9(r)22.9(o)-.1(rs & Omissions \()-13.1(E&O)-42.1(\))]TJ ET EMC /P <>BDC BT 12 0 0 12 496.7498 135.4375 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 12 0 0 12 283.5818 121.7375 Tm ( )Tj ET EMC /P <>BDC /GS1 gs BT /F3 1 Tf 12 0 0 12 283.5818 108.0375 Tm .876 .32 .12 rg -.008 Tc [(EX)18(C)6(E)-8(SS)]TJ ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 12 0 0 12 325.5218 108.0375 Tm .151 .147 .15 rg 0 Tc ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 8 0 0 8 283.5818 92.1018 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 12 0 0 12 297.9817 90.7375 Tm .151 .147 .15 rg .0006 Tc -.0006 Tw [(F)18.6(ollow-form cyber and tec)10.6(h).6( E&O c)16.6(o)-.4(ver)29.6(a).6(g)-9.4(e)]TJ ET EMC /P <>BDC BT 12 0 0 12 518.4578 90.7375 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT2 1 Tf 8 0 0 8 283.5818 78.4019 Tm .876 .32 .12 rg (l)Tj ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 12 0 0 12 297.9817 77.0375 Tm .151 .147 .15 rg [(M)-7(inimum att)-10(ac)10(hment)-18(: none)]TJ ET EMC Q endstream endobj 127 0 obj <>/ExtGState<>>> endobj 247 0 obj <> endobj 249 0 obj <> endobj 251 0 obj <> endobj 253 0 obj <> endobj 259 0 obj <>stream /Artifact <>BDC q 1 i 0 841.89 595.276 -841.89 re 297.645 420.96 m W n .015015 841.89 595.29 -841.89 re W n .876 .32 .12 rg /GS1 gs 36 784.29 523.273 21.6 re f EMC /P <>BDC BT /F1 1 Tf 12 0 0 12 37.32 792.0898 Tm 1 g 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 12 0 0 12 48.084 792.0898 Tm .01 Tc [(C)14(LAIMS)]TJ ET EMC /P <>BDC /GS2 gs BT 10.5 0 0 10.5 36 756.8148 Tm .151 .147 .15 rg .0004 Tc -.0004 Tw [(P)37.4(r)23.4(oactive c)10.4(laims manag)-9.6(ement by specialists is at the)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 277.2272 756.8148 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 36 743.8148 Tm [(he)7(ar)-19(t of ever)-29(y risk we c)16(o)-1(ver)67(.)0( F)40(air handling of c)10(laims,)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 272.6282 743.8148 Tm ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 36 730.8148 Tm .0001 Tc -.0001 Tw [(and quic)10.1(k payment wher)23.1(e agr)23.1(eed)-10.9(, is our pr)23.1(omise. )]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 36 717.8148 Tm .0005 Tc -.0005 Tw [(Our tec)10.5(hnic)7.5(ally e)8.5(x).5(perienc)16.5(ed in-house e)8.5(x).5(per)-18.5(t)-4.5(s pr)23.5(ovide)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 281.4587 717.8148 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 36 704.8148 Tm .0004 Tc -.0004 Tw [(c)16.4(o)-.6(ver)29.4(a).4(g)-9.6(e).4( analysis, st)-6.6(r)29.4(a).4(tegic over)-28.6(view)83.4(,).4( and legal and)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 271.1581 704.8148 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 315 756.8148 Tm .0004 Tc -.0004 Tw [(dat)-9.6(a-driven insig)-8.6(hts, with c)16.4(ontinual feedbac)10.4(k to our )]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 315 743.8148 Tm .0001 Tc -.0001 Tw [(under)-28.9(writing te)7.1(ams. Mos)-7.9(aic)-19.9()31.1(s).1( appr)23.1(oac)10.1(h is one of )]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 315 730.8148 Tm 0 Tc 0 Tw [(ownership)13(, t)-7(r)29(anspar)23(ency)86(,)0( and eciency; ac)10(hieving )]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 315 717.8148 Tm .0002 Tc -.0002 Tw [(fair outc)16.2(omes for our c)10.2(ustomers is the end g)-9.8(oal.)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 534.2087 717.8148 Tm 0 Tc 0 Tw ( )Tj ET EMC /Link <>BDC /GS1 gs BT /F3 1 Tf 10.5 0 0 10.5 315 704.8148 Tm .635 .219 .711 rg .0001 Tc -.0001 Tw [(C)11.1(lic)9.1(k her)22.1(e for det)-9.9(ails on our br)22.1(e)7.1(a).1(c)9.1(h).1( r)22.1(esponse.)]TJ ET EMC /Artifact <>BDC 36 424.291 523.276 21.6 re f EMC /P <>BDC BT /F1 1 Tf 12 0 0 12 37.32 432.0907 Tm 1 g 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 12 0 0 12 48.084 432.0907 Tm .0089 Tc -.0039 Tw [(ABOU)14.9(T MO)6.9(SAIC)]TJ ET EMC /P <>BDC BT /F3 1 Tf 20 0 0 20 36 36.4018 Tm .876 .32 .12 rg 0 Tc 0 Tw [(mos)-8(aicinsur)33(anc)15(e.c)15(om)]TJ ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 10.5 0 0 10.5 36 393.9311 Tm .151 .147 .15 rg .0002 Tc -.0002 Tw [(Mos)-7.8(aic is a g)-8.8(lobal specialt)-19.8(y insur)23.2(er with e)8.2(x)12.2(c)16.2(eptional)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 273.6046 393.9311 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 36 380.9311 Tm .0003 Tc -.0003 Tw [(e)8.3(x).3(per)-18.7(tise, a foc)10.3(us on c)16.3(omple)8.3(x pr)23.3(oducts, and an aw)7.3(ar)23.3(d-)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 36 367.9311 Tm .0002 Tc -.0002 Tw [(winning)-59.8(, digitiz)12.2(ed oper)29.2(ating model. )71(W)20.2(e).2( under)-28.8(write for)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 284.6086 367.9311 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 36 354.9311 Tm .0002 Tc -.0002 Tw [(t)-6.8(r)29.2(ade c)10.2(lients along)-5.8(side our own L)10.2(l).2(oyd)31.2(s S)16.2(yndic)7.2(ate)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 261.4352 354.9311 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 36 341.9312 Tm [(1609„oering c)7(apacit)-20(y and c)10(ustom ser)-29(vic)16(e acr)23(oss)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 268.3126 341.9312 Tm ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 36 328.9311 Tm [(seven lines of business in seven c)16(ount)-7(ries.)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 229.7986 328.9311 Tm ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 36 312.3311 Tm ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 38.3415 312.3311 Tm ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 36 295.7311 Tm .0002 Tc -.0002 Tw [(W)20.2(e).2( dier)23.2(entiate ourselves thr)23.2(oug)-8.8(h our e)8.2(x)12.2(c)16.2(ellent)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 257.8441 295.7311 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 36 282.7311 Tm .0003 Tc -.0003 Tw [(people, innov)7.3(ative risk selection)-7.7(, full c)10.3(laims authorit)-19.7(y)86.3(,)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 281.2066 282.7311 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 36 269.7311 Tm .0001 Tc -.0001 Tw [(and r)23.1(obust g)-9.9(o)-.9(vernanc)16.1(e and r)23.1(e).1(por)-18.9(ting)-59.9(, pr)23.1(oviding )]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 36 256.7311 Tm [(mar)11.1(ket ac)16.1(c)16.1(ess c)16.1(oupled with loc)7.1(al insig)-8.9(hts to cr)23.1(e)7.1(a).1(te )]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 36 243.7311 Tm [(balanc)16.1(ed por)-18.9(tfolios for our par)-18.9(t)-6.9(ners.)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 203.2125 243.7311 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 306.639 393.9311 Tm .0001 Tc -.0001 Tw [(r)23.1(oug)-8.9(h our syndic)7.1(ate, we harness the herit)-9.9(ag)-9.9(e of)]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 537.1037 393.9311 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 10.5 0 0 10.5 306.639 380.9311 Tm .0002 Tc -.0002 Tw [(L)10.2(l).2(oyd)31.2(s and bene“t fr)23.2(om its g)-8.8(lobal lic)16.2(enses and )]TJ ET EMC /P <>BDC BT 10.5 0 0 10.5 306.639 367.9311 Tm .0001 Tc -.0001 Tw [(“nancial)-10.9(-)-19.9(s).1(t)-6.9(r)23.1(eng)-9.9(th r)29.1(ating)-5.9(s.)]TJ ET EMC /Artifact <>BDC .635 .219 .711 rg /GS1 gs 307.636 258.279 83.872 91.862 re f EMC /Artifact <>BDC .945 .781 .262 rg 391.508 258.279 83.872 91.862 re f EMC /Artifact <>BDC .876 .32 .12 rg 475.38 258.279 83.873 91.862 re f EMC /P <>BDC BT /F3 1 Tf 30 0 0 30 317.44 315.3358 Tm 1 g 0 Tc 0 Tw (A+)Tj ET EMC /P <>BDC BT /F1 1 Tf 27.045 0 0 27.045 357.97 315.3358 Tm ( )Tj ET EMC /P <>BDC BT 12.779 0 0 12.779 317.4405 298.3556 Tm .0005 Tc (Superior)Tj ET EMC /P <>BDC BT 12.779 0 0 12.779 366.2199 293.3036 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 6.836 0 0 6.836 317.4407 278.2654 Tm (AM Best)Tj ET EMC /P <>BDC BT /F3 1 Tf 30 0 0 30 401.4213 315.3358 Tm .238 .265 .296 rg .008 Tc (AA)Tj ET EMC /P <>BDC BT 30 0 0 30 440.6613 315.3358 Tm 0 Tc (…)Tj ET EMC /P <>BDC BT /F1 1 Tf 27.045 0 0 27.045 457.2813 315.3358 Tm ( )Tj ET EMC /P <>BDC BT 12.779 0 0 12.779 401.4216 298.3561 Tm [(V)20(e)0(r)-29(y)0( st)-7(r)23(ong)]TJ ET EMC /P <>BDC BT 12.779 0 0 12.779 465.1021 285.2797 Tm ( )Tj ET EMC /P <>BDC BT 12.779 0 0 12.779 467.9519 285.2797 Tm ( )Tj ET EMC /P <>BDC BT 6.836 0 0 6.836 401.422 278.2654 Tm .0001 Tc -.0001 Tw [(St)-9.9(andar)23.1(d & P)48.1(o)-3.9(or)-65.9()31.1(s)]TJ ET EMC /P <>BDC BT /F3 1 Tf 30 0 0 30 485.3695 315.3358 Tm 1 g .008 Tc 0 Tw (AA)Tj ET EMC /P <>BDC BT 30 0 0 30 524.6095 315.3358 Tm 0 Tc (…)Tj ET EMC /P <>BDC BT /F1 1 Tf 27.045 0 0 27.045 541.2295 315.3358 Tm ( )Tj ET EMC /P <>BDC BT 12.779 0 0 12.779 485.3695 298.3561 Tm [(V)20(e)0(r)-29(y)0( st)-7(r)23(ong )]TJ ET EMC /P <>BDC BT 12.779 0 0 12.779 551.8997 298.3561 Tm ( )Tj ET EMC /P <>BDC BT 6.836 0 0 6.836 485.3695 278.2654 Tm .0007 Tc -.0007 Tw [(F)31.7(i).7(tc)10.7(h R)16.7(ating)-5.3(s)]TJ ET EMC /Artifact <>BDC .238 .265 .296 rg 307.636 242.975 251.638 20.873 re f EMC /P <>BDC BT 8.7 0 0 8.7 313.7776 251.2364 Tm 1 g .0001 Tc -.0001 Tw [(F)31.1(inancial)-10.9(-)-19.9(s).1(t)-6.9(r)23.1(eng)-9.9(th r)29.1(ating)-5.9(s of our L)10.1(l).1(oyd)31.1(s syndic)7.1(ate Mos)-7.9(aic 1609)]TJ ET EMC /P <>BDC /GS2 gs BT /F4 1 Tf 8 0 0 8 36 202.198 Tm .151 .147 .15 rg -.0002 Tc .0002 Tw [(Mosaic 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