Mercer Financial Advice
Improving your financial wellbeing, at every stage and every age of your life.
While financial advice can help you identify, prioritise, and achieve your financial goals, there may be times in your life when significant events cause a change in financial circumstances.
These are the times when you could benefit most from speaking to an adviser, such as (but not limited to):
- Receiving an inheritance
- Experiencing an unexpected redundancy
- Buying your first home
- Paying off your home loan
- Getting married or divorced
- Approaching retirement
- Considering aged care.
Research shows that 95% of Australians enjoy greater peace of mind financially if they consult with a financial adviser1. At heightened times of stress and worry, such financial advisory services can assist you with your financial wellbeing and your mental health. A financial adviser can often recommend solutions you may not have previously considered, ensuring you receive the advice which is tailored to your personal circumstances.
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The real value of financial advice
Receiving advice from experienced financial advisers may help provide a range of benefits, including:
- Helping you to live the life you want – get help to identify and prioritise realistic financial goals that align with your income, lifestyle and risk profile.
- Targeting suitable investments as part of your plan – receive specific guidance that outlines the most appropriate investment vehicles for your financial objectives and time horizon. This broadly includes being able to diversify your portfolio while managing risks.
- Protecting you and your family’s future – personal insurance can help you continue to achieve your financial goals in situations when the worst happens. Making sure you are adequately covered in a time of need is only one part of the personal insurance journey, our experienced financial advisers can also review your insurance cover to make sure that you are not eroding your savings with cover you do not need.
- Modelling financial outcomes – Utilising their technology and forecasting tools your adviser can model various financial scenarios for you.
- Fine-tuning retirement and estate planning – improve the quality of your life in retirement by estimating how much you need to save, identifying the best investment strategies, and creating an estate plan which ensures your assets are distributed according to your wishes and in the most efficient manner after your death.
There is little doubt that proper financial advice can improve decision-making about money-related matters and create a roadmap for achieving your financial goals.
Just as importantly, it can also provide peace of mind and happiness, knowing that you have an experienced professional in your corner who can help you achieve your goals. Don’t procrastinate – seek help today.
For financial peace of mind, contact Mercer Financial Advice.
Mercer Financial Advice can help with all of your financial scenarios
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Superannuation, retirement income and retirement planning
Deciding when to retire is one of life’s biggest decisions, particularly when it comes to determining a desired retirement income stream.
Our financial advisers can help you understand how much superannuation you will need to retire, and the best way to receive an income from your savings in retirement.
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Personal Insurance
When it comes to how much insurance cover you need, there is no ‘one size fits all’ figure. A financial adviser can help you determine the right level of cover for your circumstances to protect you and your family should anything happen.
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Centrelink Entitlements
Your financial adviser can help get you up to speed on any Centrelink entitlements and explain how they work alongside your personal wealth and other retirement income streams.
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Investments and wealth creation
The knowledge and expertise of a qualified financial adviser can go a long way towards helping you to create wealth. Your adviser will work with you to develop a risk profile based on your current financial position and goals for the future. Armed with this information, they can recommend investments appropriate for you.
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Estate and legacy planning
There are many elements to consider if you want to safely leave your estate to your loved ones. With an experienced financial adviser in your corner, you can ensure all your estate planning wishes will be met.
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Financial planning for aged care
Aged care financial planning can often be extremely complex and confusing. Guidance from a financial adviser can be invaluable and make the transition to aged care much smoother.
Engaging with a Mercer Financial Adviser
Deciding to engage with a financial adviser is an important – and sometimes daunting – step towards gaining financial security.
At Mercer Financial Advice, we will be transparent about how we work with you, and how much it will cost.
We know how important it is for you to understand the service levels – and any associated fees – that best suit your needs.
We will always be clear with our service fees – there are no surprises. Your financial adviser will discuss relevant fees and how they can be paid as part of your Letter of Engagement before any advice starts.
What our Financial Planning clients say about us?
High overall client satisfaction
Clients agree that their relationship with their Mercer Financial Advisor helps them make informed financial decisions
Clients agree that Mercer Financial Advice is a trustworthy financial services provider
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Prepared by Mercer Financial Advice (Australia) Pty Ltd (MFA) ABN 76 153 168 293, Australian Financial Services Licence 411766. Mercer Financial Advisers are authorised representatives of MFA. This information is of a general nature and does not take into account your objectives, financial situation or needs. Prior to acting on any of this information, we recommend you obtain financial advice that is relevant to your financial circumstances. MFA’s Financial Services Guide is available at: MFA Financial Services Guide.
The contents of this page are based on information received in good faith from sources we believe to be reliable and accurate. Any reference to legislation or government policy reflects our understanding of it. We recommend you obtain financial, tax or legal advice that is relevant to your circumstances. No warranty as to the accuracy or completeness of this information is given and no responsibility is accepted by Mercer or any of its related entities for any loss or damage arising from reliance on the information.
‘MERCER’ is an Australian registered trademark of Mercer (Australia) Pty Ltd ABN 32 005 315 917.
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