Business Insider logo
Personal Finance
Business Insider logo
Account icon
An icon in the shape of a person's head and shoulders. It often indicates a user profile.
Account icon
An icon in the shape of a person's head and shoulders. It often indicates a user profile.
Get Started
Savings
CDs
Checking Accounts
Student Loans
Credit Scores
Life Insurance
Homeowners Insurance
Pet Insurance
Travel Insurance
Identity Theft Protection
Credit Monitoring
Small Business Banking
Featured Reviews
Cash Back Debit Cards
Raisin Review
SoFi Checking and Saving
CIT Bank Review
Chime Checking Account
UFB Direct Bank
Discover it Cash Back Credit Card
Chase Sapphire Preferred Credit Card
SquareMouth Travel Insurance
Credit Cards
Best Credit Cards
Best Cash Back Credit Cards
Best Rewards Credit Cards
Best Travel Credit Cards
Best 0% APR Credit Cards
Best Balance Transfer Credit Cards
Best First Credit Cards
Best Business Credit Cards
Insurance
Best Car Insurance
Best Homeowners Insurance
Best Life Insurance
Best Pet Insurance
Best Renters Insurance
Best Travel Insurance
Banking
Best Savings Accounts
Best Checking Accounts
Best Money Market Accounts
Best CD Rates
Best Bank Account Bonuses
Best Banks
Loans
Best personal loans
Best debt consolidation loans
Best Loans for Bad Credit
Best Student Loans
Best Student Loan Refinance
Mortgages
Best mortgage lenders
Best mortgage refinance lenders
Best FHA Lenders
Best HELOC Lenders
Investing
Taxes
Retirement
Financial Planning
More
Get Started
Featured Reviews
Credit Cards
Insurance
Banking
Loans
Mortgages
Investing
Taxes
Retirement
Financial Planning
Personal Finance
Get Started
Angle down icon
An icon in the shape of an angle pointing down.
Savings
CDs
Checking Accounts
Student Loans
Credit Scores
Life Insurance
Homeowners Insurance
Pet Insurance
Travel Insurance
Identity Theft Protection
Credit Monitoring
Small Business Banking
Featured Reviews
Angle down icon
An icon in the shape of an angle pointing down.
Cash Back Debit Cards
Raisin Review
SoFi Checking and Saving
CIT Bank Review
Chime Checking Account
UFB Direct Bank
Discover it Cash Back Credit Card
Chase Sapphire Preferred Credit Card
SquareMouth Travel Insurance
Credit Cards
Angle down icon
An icon in the shape of an angle pointing down.
Best Credit Cards
Best Cash Back Credit Cards
Best Rewards Credit Cards
Best Travel Credit Cards
Best 0% APR Credit Cards
Best Balance Transfer Credit Cards
Best First Credit Cards
Best Business Credit Cards
Insurance
Angle down icon
An icon in the shape of an angle pointing down.
Best Car Insurance
Best Homeowners Insurance
Best Life Insurance
Best Pet Insurance
Best Renters Insurance
Best Travel Insurance
Banking
Angle down icon
An icon in the shape of an angle pointing down.
Best Savings Accounts
Best Checking Accounts
Best Money Market Accounts
Best CD Rates
Best Bank Account Bonuses
Best Banks
Loans
Angle down icon
An icon in the shape of an angle pointing down.
Best personal loans
Best debt consolidation loans
Best Loans for Bad Credit
Best Student Loans
Best Student Loan Refinance
Mortgages
Angle down icon
An icon in the shape of an angle pointing down.
Best mortgage lenders
Best mortgage refinance lenders
Best FHA Lenders
Best HELOC Lenders
Investing
Taxes
Retirement
Financial Planning
Log out
Account icon
An icon in the shape of a person's head and shoulders. It often indicates a user profile.
Login
Credit Scores
Learn how to protect and build your credit score.
See Our Top Picks for Credit Monitoring
The best products and services
Our experts did the research so you don’t have to.
Credit Scores
Best Credit Builder Loans
View Guide
Credit Scores
Best Credit Monitoring Services
View Guide
Credit Scores
Best Credit Repair Companies
View Guide
Credit Scores
Best Debt Settlement & Debt Management Companies
View Guide
Credit Scores
Best Identity Theft Protection
View Guide
Credit Scores
Best Rent Reporting Services
View Guide
faq
Get the answers you need.
Does checking your credit score lower it?
Chevron icon
It indicates an expandable section or menu, or sometimes previous / next navigation options.
Does credit repair work?
Chevron icon
It indicates an expandable section or menu, or sometimes previous / next navigation options.
Does rent impact my credit?
Chevron icon
It indicates an expandable section or menu, or sometimes previous / next navigation options.
How do I check my credit score?
Chevron icon
It indicates an expandable section or menu, or sometimes previous / next navigation options.
How is my credit score is calculated?
Chevron icon
It indicates an expandable section or menu, or sometimes previous / next navigation options.
What are the 3 credit bureaus?
Chevron icon
It indicates an expandable section or menu, or sometimes previous / next navigation options.
What is the average credit score?
Chevron icon
It indicates an expandable section or menu, or sometimes previous / next navigation options.
Expert reviews
Pros, cons, and everything in between.
Accredited Debt Review
American Consumer Credit Counseling Review
Aura Review
Boom Pay Rent reporting review
Chime Credit Builder Review
Credit Associates Review
Credit Glory Review
Credit Karma Credit Builder Review
Credit Saint Review
Credit Sesame Review
Credit Strong Review
CreditRepair.com Review
CreditWise Review
Digital Federal Credit Union Credit Builder Review
Dovly Review
Dun & Bradstreet Review
Experian Boost Review
Extra Debit Card Review
Fizz Credit Building Debit Card Review
FreeKick Review
How to review your credit report
ID Watchdog Review
Identity Guard Review
Identity IQ Review
IdentityForce Review
IdentityWorks Review
IDShield Review
IDX Identity Review
Kikoff Credit Builder Review
Kovo Review
Lexington Law Firm Review
LifeLock ID Theft Review
Money Lion Review
National Debt Relief Review
Nova Credit Review
One Credit Builder Review
PrivacyGuard Identity Protection Review
ReliaShield Review
Rental Kharma Review
RentReporters Review
Self Credit Builder Review
Self Rent Reporting Review
Sky Blue Credit Review
StellarFi Review
Step Review
The Credit Pros Review
Show more
Popular articles
See our readers’ top picks.
Credit card companies that offer free credit scores
Debt consolidation vs bankruptcy: Which is right for you?
Debt consolidation vs debt settlement: Which is right for you?
Does breaking a lease hurt your credit?
Does debt consolidation hurt your credit?
Do medical bills affect your credit score?
FICO vs. VantageScore: Understanding the differences
Good debt vs. bad debt: Understanding the difference
Best credit utilization ratio: How to optimize your credit score
How debt settlement works: A comprehensive guide
How much does it cost to file for bankruptcy?
How much does credit repair cost? A complete breakdown
How often can you file for bankruptcy? 2024 rules and restrictions
How to build your credit
How to build credit for your child: A step-by-step guide
How to change your Social Security number
How to File a Credit Dispute
How to file for bankruptcy: A step-by-step guide
How to fix your credit: A step-by-step guide
Credit freeze: Your guide to protecting your credit
Free Credit Reports: How to Get Yours in 2024
How to get identity theft protection
How to rebuild credit: Steps for financial recovery
How to negotiate your debt settlement
How to pay off debt fast
Credit card fraud is more common than you'd think. Protect yourself with 5 easy steps.
How to rebuild credit after bankruptcy
How to recover from identity theft
How to reduce the risk of identity theft
How to remove collections from your credit report: A step-by-step guide
How to rent an apartment with bad credit
How to change your name: A step-by-step guide
How to set up a fraud alert: A step-by-step guide
Understanding International Credit Reports
What is revolving credit?
States With the Best and Worst Credit Scores
States With the Most and Least Identity Theft
Average American Debt in 2024: Household Debt Statistics
Types of Bankruptcy: 6 Options Explained
What credit score do you need to buy a car?
Mortgage Qualification Requirements: Your Guide to Getting Approved
Credit needed to rent: Understanding requirements for tenants
What Is a Bad Credit Score and What Is Considered Bad Credit?
What is a credit card default? A complete guide
Understanding your credit report: What it is and why it matters
What is a credit score? Understanding how it works and why it matters
Understanding debt charge-offs
Debt Management Plan (DMP): Is It Right for You? [2024 Guide]
What is a delinquent account?
What is a FICO score?
What is a good credit score? Understanding credit score ranges & impact
What is a line of credit?
Understanding the Paydex Score
What is an adverse action letter?
What is the highest credit score?
What is bankruptcy?
Understanding Chapter 11 bankruptcy: A comprehensive guide
What is Chapter 13 bankruptcy?
What is Chapter 7 bankruptcy?
What is character-based lending?
Protecting your child from identity theft: What you need to know
What is credential stuffing?
What is credit counseling?
What is credit discrimination?
What is credit invisibility?
What is Debt Collection?
What is debt relief?
How to write a debt validation letter: A step-by-step guide
What is debt-to-income ratio?
High interest debt: How to manage and pay it off quickly
What Is identity theft?
What is Innovis?
Medical bankruptcy: What it is, what it means, and why it's so common in the United States
Pay for delete letter: What it is and how it works
What is the Chapter 7 means test?
What is the Equal Credit Opportunity Act?
Fair Credit Reporting Act (FCRA): Understanding your consumer rights
What Is the Lowest Credit Score? Everything You Need to Know
What is a VantageScore?
What Is Wire Fraud
What to do if your identity is stolen
Why did my credit score drop? Reasons and how to recover
Latest coverage
We have money on our minds.
View more