Financial Mail (or the FM, as it is widely known), is a South African business publication focused on reaching the country's top business people. This weekly publication, which was launched in 1959, underwent a major "look and feel" change in 2006, which saw it reclaim its position as the most widely read English business weekly in the country. The FM also publishes a series of popular corporate profiles as well as annual publications such as The Little Black Book, AdFocus and The Property Handbook.
The FINANCIAL has a weekly official circulation of 10,000 printed newspapers. They have a daily page viewing of 100,000.
In addition the company publishes the monthly magazine WEALTH, which is exclusively delivered to all premium hotel rooms of Georgia.
The FINANCIAL together with Global Idea llc is the official organizer of the annual award ceremony Golden Brand.
The FINANCIAL publishes the following annual editions: Best Georgian Banks, Green Business - Oil & Environment, Travel Business, Corporate Social Responsibility, and US Business in Georgia.
The FINANCIAL is the general media partner for all major international business events in Tbilisi. In 2010 and 2011 it was the general media sponsor of international banking conferences in Baku and Batumi.
In 2010 The FINANCIAL was named country media sponsor for the HSBC-sponsored European Business Awards.
Get 50% off your first order of CookUnity meals — go to https://cookunity.com/graham50 and use my code GRAHAM50 at checkout to try them out for yourself! Thanks to CookUnity for sponsoring this video! Let's talk about the Financial Crisis No One Is Fixing - Enjoy! Add me on Instagram: GPStephan
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published: 24 Jan 2024
How To Escape Our Mindless Shopping Culture
Thanks to Betterment for sponsoring this video! Sign up in minutes, get started at https://www.betterment.com/tfd
Welcome to the first episode of our 4-part series, The Totally Chill Guide To Work & Life! In this video, Holly talks all about the double-edged sword that is the abundance mindset, and how to actually start living abundantly by spending less cheaply. Preorder our new book here: https://www.beyondgettingbybook.com/
SOURCE LINKS:
https://www.cnn.com/2023/10/24/health/lonely-adults-gallup-poll-wellness/index.html
https://www.theguardian.com/fashion/2022/apr/10/shein-the-unacceptable-face-of-throwaway-fast-fashion
https://www.businessofapps.com/data/shein-statistics/
https://wgntv.com/news/wgn-news-now/poll-finds-people-have-nearly-300-worth-of-unworn-clothes-in-their-closet/
...
published: 07 Mar 2024
How The Wealthy Gaslight America
In our latest video essay, Chelsea dives into the dark reality of class privilege, and some truths abut class in America that many people don't want to hear. Join the Society at the $4.99 tier and get instant access ad-free, extended director's cut of this episode!
Special thanks to:
Ashley C. Ford http://www.ashleycford.net/
Amanda Holden https://www.amanda-holden.com/
Summer Orban
00:00:00 Intro
00:04:05 The myth of the American dream
00:13:17 Being poor: the ultimate luxury good
00:21:14 The scourge of stealth wealth
00:26:14 The Ivy League, the wealthy's show pony
00:30:53 Rich people, the ultimate welfare queens
00:42:20 How rich people buy their own laws
00:45:26 The Ivanka effect, or when identity politics fail
00:47:52 Poverty and race, a match made in hell
00:52:26 Why money m...
published: 26 Dec 2023
The SEVEN Things You NEED To Learn for Your Financial FREEDOM - Robert Kiyosaki
When Robert Kiyosaki was young, his poor dad always told him the best path to success was to go to school. This was and still is advice spread to young people around the globe.
The problem is, what does school teach you about money? Nothing!
Robert’s rich dad, on the other hand, didn’t have a college degree. He had to drop out of school in order to help run his family business, which started as a local store. Yet he was very rich and successful, eventually building a real estate empire complete with a hotel on the beach.
The idea that school will make you a success is perpetrated everywhere and all the time. What will make you rich is not going to school and learning book smarts but rather gaining financial smarts—learning how money works and how to make it work for you.
You need to...
published: 17 Jul 2020
Most Delusional Woman I've Ever Met | Financial Audit
Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z
▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email [email protected]
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▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
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▶Resources I use/would use (with discounts/sign-up bonuses):
1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adn...
published: 01 Mar 2024
The Financial Report that Killed Tarkov
The title is a reference to: https://www.youtube.com/watch?v=p5LfGcDB7Ek&t=1333s&pp=ygUddGhlIHdpZ2dsZSB0aGF0IGtpbGxlZCB0YXJrb3Y%3D
Thanks for watching. Subscribe for more ❤
Tiktok: https://www.tiktok.com/@riloegaming?lang=en
Twitch: https://www.twitch.tv/riloegaming
Discord: https://discord.gg/riloe
Twitter: https://twitter.com/RiloeGaming
Sources:
Battlestate Games Financial records
https://find-and-update.company-information.service.gov.uk/company/10036119/filing-history
Cost of Exhibiting at a Games Convention
https://www.gamesindustry.biz/the-costs-of-exhibiting-at-a-video-game-convention-1
Tarkov Gamespot Interview 2016
https://www.gamespot.com/articles/how-modding-microtransactions-and-death-will-work-/1100-6436115/
The Trade Group - Battlestate Games Case Study
https://www...
published: 22 Feb 2024
Citigroup and the 'financial supermarket' experiment | FT Film
The 1998 mega-merger between banking giant Citicorp and insurer Travelers Group created the world's biggest financial services company. But Citi's share price plummeted and the group has been hit by a series of scandals. The FT looks at what went wrong and how the bank can turn itself around
#citigroup #citibank #travelersgroup #banks #finance #financialmarkets #markets
00:39 A series of scandals
04:44 The record merger
12:40 The fallen giant
14:33 The revamp
See if you get the FT for free as a student (http://ft.com/schoolsarefree) or start a £1 trial: https://subs.ft.com/spa3_trial?segmentId=3d4ba81b-96bb-cef0-9ece-29efd6ef2132.
► Check out our Community tab for more stories on the economy.
► Listen to our podcasts: https://www.ft.com/podcasts
► Follow us on Instagram: ht...
published: 27 Nov 2023
Protecting Your Personal Information In The Financial World
#fraudprotection #scamprotection #cybersecurity #financialprotection
In today’s digital landscape, safeguarding your financial assets has never been more important, especially for retirees. Did you know that in 2022 alone, Americans over 60 lost a staggering $3.1 billion due to fraud? In this video, Logan shares some eye-opening stories and statistics about scams and fraud.
From phishing emails to fraudulent phone calls, we'll chat about some of the tactics used by scammers and highlight red flags to watch out for. We’ll also share some essential tips to help keep your finances safe.
Tune in to stay one step ahead!
Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/3GPArKB
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CONNECT ...
published: 28 Mar 2024
7 "Grown-Up" Behaviors That Are Wasting Your Money | The Financial Diet
Chelsea breaks down the habits we think make us mature, but which actually cause us to be bad with money. For a grown-up skill that will help you save money check out TFD's Rules For Mastering the Grocery Store: https://youtu.be/DZ6MqyQwnBg
Learn more about getting great credit no matter where you're starting from here, with Credit Repair! https://www.creditrepair.com/?tid=17191
Millennials and drinking:
https://www.debt.com/2017/millennials-spend-more-on-going-out-than-past-generations/
The cost of big lawns:
https://www.smithsonianmag.com/science-nature/another-downside-to-your-classic-green-lawn-22716743/#IuvcIiFjq65J1R7h.99
Smaller houses make you happier:
http://theweek.com/articles/716105/want-happier-live-small-house
Americans' weekend spending:
https://economix.blogs.nytimes.c...
Get 50% off your first order of CookUnity meals — go to https://cookunity.com/graham50 and use my code GRAHAM50 at checkout to try them out for yourself! Thanks...
Get 50% off your first order of CookUnity meals — go to https://cookunity.com/graham50 and use my code GRAHAM50 at checkout to try them out for yourself! Thanks to CookUnity for sponsoring this video! Let's talk about the Financial Crisis No One Is Fixing - Enjoy! Add me on Instagram: GPStephan
PROMOTIONAL OFFER: Get FREE Fractional Stocks when you sign up and make a deposit using my paid affiliate link for WeBull: https://a.webull.com/i/GrahamStephan
GET MY WEEKLY EMAIL MARKET RECAP NEWSLETTER: http://grahamstephan.com/newsletter
The YouTube Creator Academy:
Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://the-real-estate-agent-academy.teachable.com/p/the-youtube-creator-academy/?product_id=1010756&coupon_code=100OFF - $100 OFF WITH CODE 100OFF
THE FINANCIAL CRISIS NO ONE IS FIXING:
Watch the original video from DW News: https://youtu.be/JGfdo-mlU7k?si=uwZNo1QmeosfEkBL
All of this starts with Retirement.
On the surface, there are 3 major issues that need to be addressed:
1. Poverty.
According to Census Bureau data, it's reported that “43% of 55-to-64-year-olds had no retirement savings at all and 30% of people over 65 are economically insecure, earning less than $27,000 for a single person.” On top of that, “the median retirement account for that age group is only $200,000 — meaning half of 65- to 74-year-olds have even less saved up” - and that’s not nearly enough.
2. A Savings Gap.
It was recently found that HALF of Americans have absolutely NOTHING saved for retirement, whatsoever and, for those between the ages of 50-54, only a THIRD have more than $100,000.
3. The Perfect Storm.
The fact is: People are living longer, health insurance costs are rising, there’s a lack of access to retirement plans, millennials are having fewer children - and, as a result - Retirees are forced to continue working later in life because what they’ve saved is insufficient to live on.
SOCIAL SECURITY RUNNING OUT: The Possible Solutions
One: Social Security Benefits will be reduced by the time all of us retire.
Two: They Increase The Retirement Age So That They Can Pay Out Less Money
Or, Three: The Government Increases Taxes To Pay For Higher Expenses.
The Social Security Board of Trustees says that we’d either need “an immediate reduction in benefits of about 13 percent, or an immediate increase in the combined payroll tax rate to 14.4 percent, or some combination of these changes, to allow full payment of the scheduled benefits for the next 75 years.”
THE BRIGHT SIDE FOR RETIREES:
Some outlets call Baby Boomers “the luckiest and wealthiest generation we have ever seen,” now sitting on roughly $78 TRILLION dollars. Since 1983, stocks have increased almost 8000%…home prices have appreciated 500%, and a 60/40 portfolio of stocks and bonds would have returned more than 14.5% per year.
We’ve also seen a history of incorrect calls for a “retirement crisis” dating all the way back to the 1960s when defined pension plans were cut from large corporations. After that, the 401k was introduced - but, once again - critics said this was an issue because the account lacked a guarantee. Then again, in the early 1990’s, it was published that “retirement as current retirees know it may be impossible for all but the most affluent."
From there, in 2008, ”experts were telling boomers they would have no choice but to delay retirement by five years, at least” - but since then, we’ve seen the strongest bull market - in history, with the Greatest Wealth Transfer - ever - just around the corner. All of THIS suggests that what we’re currently seeing is nothing out of the ordinary, it’s nothing to worry about, and it’s all overblown.
Although they do admit that a portion of the population won't be okay and the Retirement crisis is very real - but, that’s nothing new. Nearly a quarter of every generation has been without the means to retire. So these are my thoughts on how to make sure you don't end up in this category.
My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
For business inquiries, you can reach me at [email protected]
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice.
Get 50% off your first order of CookUnity meals — go to https://cookunity.com/graham50 and use my code GRAHAM50 at checkout to try them out for yourself! Thanks to CookUnity for sponsoring this video! Let's talk about the Financial Crisis No One Is Fixing - Enjoy! Add me on Instagram: GPStephan
PROMOTIONAL OFFER: Get FREE Fractional Stocks when you sign up and make a deposit using my paid affiliate link for WeBull: https://a.webull.com/i/GrahamStephan
GET MY WEEKLY EMAIL MARKET RECAP NEWSLETTER: http://grahamstephan.com/newsletter
The YouTube Creator Academy:
Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://the-real-estate-agent-academy.teachable.com/p/the-youtube-creator-academy/?product_id=1010756&coupon_code=100OFF - $100 OFF WITH CODE 100OFF
THE FINANCIAL CRISIS NO ONE IS FIXING:
Watch the original video from DW News: https://youtu.be/JGfdo-mlU7k?si=uwZNo1QmeosfEkBL
All of this starts with Retirement.
On the surface, there are 3 major issues that need to be addressed:
1. Poverty.
According to Census Bureau data, it's reported that “43% of 55-to-64-year-olds had no retirement savings at all and 30% of people over 65 are economically insecure, earning less than $27,000 for a single person.” On top of that, “the median retirement account for that age group is only $200,000 — meaning half of 65- to 74-year-olds have even less saved up” - and that’s not nearly enough.
2. A Savings Gap.
It was recently found that HALF of Americans have absolutely NOTHING saved for retirement, whatsoever and, for those between the ages of 50-54, only a THIRD have more than $100,000.
3. The Perfect Storm.
The fact is: People are living longer, health insurance costs are rising, there’s a lack of access to retirement plans, millennials are having fewer children - and, as a result - Retirees are forced to continue working later in life because what they’ve saved is insufficient to live on.
SOCIAL SECURITY RUNNING OUT: The Possible Solutions
One: Social Security Benefits will be reduced by the time all of us retire.
Two: They Increase The Retirement Age So That They Can Pay Out Less Money
Or, Three: The Government Increases Taxes To Pay For Higher Expenses.
The Social Security Board of Trustees says that we’d either need “an immediate reduction in benefits of about 13 percent, or an immediate increase in the combined payroll tax rate to 14.4 percent, or some combination of these changes, to allow full payment of the scheduled benefits for the next 75 years.”
THE BRIGHT SIDE FOR RETIREES:
Some outlets call Baby Boomers “the luckiest and wealthiest generation we have ever seen,” now sitting on roughly $78 TRILLION dollars. Since 1983, stocks have increased almost 8000%…home prices have appreciated 500%, and a 60/40 portfolio of stocks and bonds would have returned more than 14.5% per year.
We’ve also seen a history of incorrect calls for a “retirement crisis” dating all the way back to the 1960s when defined pension plans were cut from large corporations. After that, the 401k was introduced - but, once again - critics said this was an issue because the account lacked a guarantee. Then again, in the early 1990’s, it was published that “retirement as current retirees know it may be impossible for all but the most affluent."
From there, in 2008, ”experts were telling boomers they would have no choice but to delay retirement by five years, at least” - but since then, we’ve seen the strongest bull market - in history, with the Greatest Wealth Transfer - ever - just around the corner. All of THIS suggests that what we’re currently seeing is nothing out of the ordinary, it’s nothing to worry about, and it’s all overblown.
Although they do admit that a portion of the population won't be okay and the Retirement crisis is very real - but, that’s nothing new. Nearly a quarter of every generation has been without the means to retire. So these are my thoughts on how to make sure you don't end up in this category.
My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
For business inquiries, you can reach me at [email protected]
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice.
Thanks to Betterment for sponsoring this video! Sign up in minutes, get started at https://www.betterment.com/tfd
Welcome to the first episode of our 4-part se...
Thanks to Betterment for sponsoring this video! Sign up in minutes, get started at https://www.betterment.com/tfd
Welcome to the first episode of our 4-part series, The Totally Chill Guide To Work & Life! In this video, Holly talks all about the double-edged sword that is the abundance mindset, and how to actually start living abundantly by spending less cheaply. Preorder our new book here: https://www.beyondgettingbybook.com/
SOURCE LINKS:
https://www.cnn.com/2023/10/24/health/lonely-adults-gallup-poll-wellness/index.html
https://www.theguardian.com/fashion/2022/apr/10/shein-the-unacceptable-face-of-throwaway-fast-fashion
https://www.businessofapps.com/data/shein-statistics/
https://wgntv.com/news/wgn-news-now/poll-finds-people-have-nearly-300-worth-of-unworn-clothes-in-their-closet/
Join this channel to get access to perks:
https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join
The Financial Diet site:
http://www.thefinancialdiet.com
Facebook: https://www.facebook.com/thefinancialdiet
Twitter: https://twitter.com/TFDiet
Instagram: https://www.instagram.com/thefinancialdiet/?hl=en
Thanks to Betterment for sponsoring this video! Sign up in minutes, get started at https://www.betterment.com/tfd
Welcome to the first episode of our 4-part series, The Totally Chill Guide To Work & Life! In this video, Holly talks all about the double-edged sword that is the abundance mindset, and how to actually start living abundantly by spending less cheaply. Preorder our new book here: https://www.beyondgettingbybook.com/
SOURCE LINKS:
https://www.cnn.com/2023/10/24/health/lonely-adults-gallup-poll-wellness/index.html
https://www.theguardian.com/fashion/2022/apr/10/shein-the-unacceptable-face-of-throwaway-fast-fashion
https://www.businessofapps.com/data/shein-statistics/
https://wgntv.com/news/wgn-news-now/poll-finds-people-have-nearly-300-worth-of-unworn-clothes-in-their-closet/
Join this channel to get access to perks:
https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join
The Financial Diet site:
http://www.thefinancialdiet.com
Facebook: https://www.facebook.com/thefinancialdiet
Twitter: https://twitter.com/TFDiet
Instagram: https://www.instagram.com/thefinancialdiet/?hl=en
In our latest video essay, Chelsea dives into the dark reality of class privilege, and some truths abut class in America that many people don't want to hear. Jo...
In our latest video essay, Chelsea dives into the dark reality of class privilege, and some truths abut class in America that many people don't want to hear. Join the Society at the $4.99 tier and get instant access ad-free, extended director's cut of this episode!
Special thanks to:
Ashley C. Ford http://www.ashleycford.net/
Amanda Holden https://www.amanda-holden.com/
Summer Orban
00:00:00 Intro
00:04:05 The myth of the American dream
00:13:17 Being poor: the ultimate luxury good
00:21:14 The scourge of stealth wealth
00:26:14 The Ivy League, the wealthy's show pony
00:30:53 Rich people, the ultimate welfare queens
00:42:20 How rich people buy their own laws
00:45:26 The Ivanka effect, or when identity politics fail
00:47:52 Poverty and race, a match made in hell
00:52:26 Why money makes people more conservative
Source links:
https://www.weforum.org/agenda/2020/09/social-mobility-upwards-decline-usa-us-america-economics/
https://www.fool.com/the-ascent/personal-finance/articles/study-shows-only-27-of-wealthy-americans-are-self-made/
https://www.theatlantic.com/business/archive/2017/04/economic-inequality/524610/
https://www.theguardian.com/fashion/2023/apr/30/eva-wiseman-why-do-we-buy-into-stealth-wealth-and-the-class-who-wear-it
https://www.cnbc.com/2017/08/03/richer-parents-are-the-problem-with-admissions-not-affirmative-action.html
https://www.npr.org/sections/money/2023/07/24/1189443223/affirmative-action-for-rich-kids-its-more-than-just-legacy-admissions
https://www.history.com/news/voting-rights-timeline
https://theintercept.com/2018/02/05/mass-incarceration-class-predictor-race/
https://time.com/5388596/billionaires-welfare-bernie-sanders/
https://www.nerdwallet.com/article/taxes/capital-gains-tax-rates
https://genderpolicyreport.umn.edu/working-class-diversity-in-congress/
https://www.pewresearch.org/short-reads/2023/02/07/the-changing-face-of-congress/
https://www.vox.com/policy-and-politics/2018/10/24/18009856/working-class-income-inequality-randy-bryce-alexandria-ocasio-cortez
https://www.opensecrets.org/news/2020/04/majority-of-lawmakers-millionaires/
https://www.bustle.com/p/ivanka-trump-didnt-celebrate-equal-pay-day-thats-a-far-cry-from-her-campaign-promises-8749150
https://democracyforward.org/work/uncovering-ivanka-trumps-hypocrisy-on-equal-pay/
https://www.theatlantic.com/politics/archive/2023/03/working-class-white-voters-gop-house-agenda/673500/
https://inequality.org/research/military-recruiters-high-school/
https://www.washingtonpost.com/news/wonk/wp/2014/02/20/heres-proof-that-making-money-makes-you-more-right-wing-and-less-egalitarian/
https://www.theguardian.com/commentisfree/2022/sep/21/us-un-living-standards-sustainable-development-goals
https://www.ft.com/content/c361e372-769e-45cd-a063-f5c0a7767cf4
Join this channel to get access to perks:
https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join
The Financial Diet site:
http://www.thefinancialdiet.com
Facebook: https://www.facebook.com/thefinancialdiet
Twitter: https://twitter.com/TFDiet
Instagram: https://www.instagram.com/thefinancialdiet/?hl=en
In our latest video essay, Chelsea dives into the dark reality of class privilege, and some truths abut class in America that many people don't want to hear. Join the Society at the $4.99 tier and get instant access ad-free, extended director's cut of this episode!
Special thanks to:
Ashley C. Ford http://www.ashleycford.net/
Amanda Holden https://www.amanda-holden.com/
Summer Orban
00:00:00 Intro
00:04:05 The myth of the American dream
00:13:17 Being poor: the ultimate luxury good
00:21:14 The scourge of stealth wealth
00:26:14 The Ivy League, the wealthy's show pony
00:30:53 Rich people, the ultimate welfare queens
00:42:20 How rich people buy their own laws
00:45:26 The Ivanka effect, or when identity politics fail
00:47:52 Poverty and race, a match made in hell
00:52:26 Why money makes people more conservative
Source links:
https://www.weforum.org/agenda/2020/09/social-mobility-upwards-decline-usa-us-america-economics/
https://www.fool.com/the-ascent/personal-finance/articles/study-shows-only-27-of-wealthy-americans-are-self-made/
https://www.theatlantic.com/business/archive/2017/04/economic-inequality/524610/
https://www.theguardian.com/fashion/2023/apr/30/eva-wiseman-why-do-we-buy-into-stealth-wealth-and-the-class-who-wear-it
https://www.cnbc.com/2017/08/03/richer-parents-are-the-problem-with-admissions-not-affirmative-action.html
https://www.npr.org/sections/money/2023/07/24/1189443223/affirmative-action-for-rich-kids-its-more-than-just-legacy-admissions
https://www.history.com/news/voting-rights-timeline
https://theintercept.com/2018/02/05/mass-incarceration-class-predictor-race/
https://time.com/5388596/billionaires-welfare-bernie-sanders/
https://www.nerdwallet.com/article/taxes/capital-gains-tax-rates
https://genderpolicyreport.umn.edu/working-class-diversity-in-congress/
https://www.pewresearch.org/short-reads/2023/02/07/the-changing-face-of-congress/
https://www.vox.com/policy-and-politics/2018/10/24/18009856/working-class-income-inequality-randy-bryce-alexandria-ocasio-cortez
https://www.opensecrets.org/news/2020/04/majority-of-lawmakers-millionaires/
https://www.bustle.com/p/ivanka-trump-didnt-celebrate-equal-pay-day-thats-a-far-cry-from-her-campaign-promises-8749150
https://democracyforward.org/work/uncovering-ivanka-trumps-hypocrisy-on-equal-pay/
https://www.theatlantic.com/politics/archive/2023/03/working-class-white-voters-gop-house-agenda/673500/
https://inequality.org/research/military-recruiters-high-school/
https://www.washingtonpost.com/news/wonk/wp/2014/02/20/heres-proof-that-making-money-makes-you-more-right-wing-and-less-egalitarian/
https://www.theguardian.com/commentisfree/2022/sep/21/us-un-living-standards-sustainable-development-goals
https://www.ft.com/content/c361e372-769e-45cd-a063-f5c0a7767cf4
Join this channel to get access to perks:
https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join
The Financial Diet site:
http://www.thefinancialdiet.com
Facebook: https://www.facebook.com/thefinancialdiet
Twitter: https://twitter.com/TFDiet
Instagram: https://www.instagram.com/thefinancialdiet/?hl=en
When Robert Kiyosaki was young, his poor dad always told him the best path to success was to go to school. This was and still is advice spread to young people a...
When Robert Kiyosaki was young, his poor dad always told him the best path to success was to go to school. This was and still is advice spread to young people around the globe.
The problem is, what does school teach you about money? Nothing!
Robert’s rich dad, on the other hand, didn’t have a college degree. He had to drop out of school in order to help run his family business, which started as a local store. Yet he was very rich and successful, eventually building a real estate empire complete with a hotel on the beach.
The idea that school will make you a success is perpetrated everywhere and all the time. What will make you rich is not going to school and learning book smarts but rather gaining financial smarts—learning how money works and how to make it work for you.
You need to learn to speak the language of money to be successful. That takes financial education, which opens up a whole new world, a world where you can succeed on your own terms. Unfortunately, our schools don’t teach that language. They teach you the basics, and then they either teach you a specific trade or skill, or they simply train you to be an employee.
Watch and find out the seven things they don’t teach you in school, but that are imperative to financial freedom.
#robertkiyosaki #financialeducation #richdadpoordad
https://www.richdad.com/
Facebook: @RobertKiyosaki
https://www.facebook.com/RobertKiyosaki/
Twitter: @TheRealKiyosaki
https://twitter.com/theRealKiyosaki
Instagram: @TheRealKiyosaki
https://www.instagram.com/therealkiyosaki/
When Robert Kiyosaki was young, his poor dad always told him the best path to success was to go to school. This was and still is advice spread to young people around the globe.
The problem is, what does school teach you about money? Nothing!
Robert’s rich dad, on the other hand, didn’t have a college degree. He had to drop out of school in order to help run his family business, which started as a local store. Yet he was very rich and successful, eventually building a real estate empire complete with a hotel on the beach.
The idea that school will make you a success is perpetrated everywhere and all the time. What will make you rich is not going to school and learning book smarts but rather gaining financial smarts—learning how money works and how to make it work for you.
You need to learn to speak the language of money to be successful. That takes financial education, which opens up a whole new world, a world where you can succeed on your own terms. Unfortunately, our schools don’t teach that language. They teach you the basics, and then they either teach you a specific trade or skill, or they simply train you to be an employee.
Watch and find out the seven things they don’t teach you in school, but that are imperative to financial freedom.
#robertkiyosaki #financialeducation #richdadpoordad
https://www.richdad.com/
Facebook: @RobertKiyosaki
https://www.facebook.com/RobertKiyosaki/
Twitter: @TheRealKiyosaki
https://twitter.com/theRealKiyosaki
Instagram: @TheRealKiyosaki
https://www.instagram.com/therealkiyosaki/
Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z
▶The best ...
Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z
▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email [email protected]
▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty
▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________
▶Resources I use/would use (with discounts/sign-up bonuses):
1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link
2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z
3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer
4) Helium Mobile: Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________
▶Our other channels:
1) Vlogs: https://www.youtube.com/@calebhammervlogs/videos
2) Weekend Workplace Podcast: https://www.youtube.com/@WeekendWorkplace/videos
3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos
_______________________
▶Fun things:
1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer
2) Get your own Hammer Financial Score: https://www.calebhammer.com
3) Merch: The most fun website: https://shop.calebhammer.com
_______________________
▶My socials: https://linktr.ee/calebhammer
▶️Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
_______________________
Chapters:
00:00 Job & income
03:20 How are you homeless?
04:13 Moomoo
09:30 She’s all over the place
13:55 She hates working… shocker
19:07 You’re delusional…
24:38 How did you just buy this car!?
30:30 Her entire diet is fast food
32:40 She wants to r/FIRE
39:55 Her spending makes me weak
47:00 This budget is insane!
51:12 SOFI
55:28 What are we doing?!
1:02:05 Hammer Financial Score
_______________________
▶Sponsorship and business inquiries: [email protected]
_______________________
These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
_______________________
▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.
▶Sponsorship and business inquiries: [email protected]
Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z
▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email [email protected]
▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty
▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________
▶Resources I use/would use (with discounts/sign-up bonuses):
1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link
2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z
3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer
4) Helium Mobile: Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________
▶Our other channels:
1) Vlogs: https://www.youtube.com/@calebhammervlogs/videos
2) Weekend Workplace Podcast: https://www.youtube.com/@WeekendWorkplace/videos
3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos
_______________________
▶Fun things:
1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer
2) Get your own Hammer Financial Score: https://www.calebhammer.com
3) Merch: The most fun website: https://shop.calebhammer.com
_______________________
▶My socials: https://linktr.ee/calebhammer
▶️Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
_______________________
Chapters:
00:00 Job & income
03:20 How are you homeless?
04:13 Moomoo
09:30 She’s all over the place
13:55 She hates working… shocker
19:07 You’re delusional…
24:38 How did you just buy this car!?
30:30 Her entire diet is fast food
32:40 She wants to r/FIRE
39:55 Her spending makes me weak
47:00 This budget is insane!
51:12 SOFI
55:28 What are we doing?!
1:02:05 Hammer Financial Score
_______________________
▶Sponsorship and business inquiries: [email protected]
_______________________
These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
_______________________
▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.
▶Sponsorship and business inquiries: [email protected]
The title is a reference to: https://www.youtube.com/watch?v=p5LfGcDB7Ek&t=1333s&pp=ygUddGhlIHdpZ2dsZSB0aGF0IGtpbGxlZCB0YXJrb3Y%3D
Thanks for watching. Subscri...
The title is a reference to: https://www.youtube.com/watch?v=p5LfGcDB7Ek&t=1333s&pp=ygUddGhlIHdpZ2dsZSB0aGF0IGtpbGxlZCB0YXJrb3Y%3D
Thanks for watching. Subscribe for more ❤
Tiktok: https://www.tiktok.com/@riloegaming?lang=en
Twitch: https://www.twitch.tv/riloegaming
Discord: https://discord.gg/riloe
Twitter: https://twitter.com/RiloeGaming
Sources:
Battlestate Games Financial records
https://find-and-update.company-information.service.gov.uk/company/10036119/filing-history
Cost of Exhibiting at a Games Convention
https://www.gamesindustry.biz/the-costs-of-exhibiting-at-a-video-game-convention-1
Tarkov Gamespot Interview 2016
https://www.gamespot.com/articles/how-modding-microtransactions-and-death-will-work-/1100-6436115/
The Trade Group - Battlestate Games Case Study
https://www.tradegroup.com/case-studies/battlestate-twitchcon-2023/
The Trade Group - Trade Show Budgets
chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://www.tradegroup.com/wp-content/uploads/2021/06/Trade-Show-Budgets-3.pdf
Gamescom Pitchdeck
chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://media.koelnmesse.io/gamescom/redaktionell/gamescom/downloads/pdf/exhibitor/pitch-deck/gamescom_pitchdeck_2022_en.pdf
Gamescom Booth Cost info
https://mobilegamer.biz/which-mobile-game-companies-spent-big-on-gamescom-booths/
TGS Booth Pricing Info
https://events.nikkeibp.co.jp/tgs/2023/en/exhibitor/exhibit/
BSG Unity Development
https://unity.com/madewith/escape-from-tarkov#:~:text=For%20the%2080%2Dperson%20development,now%2Dretired%20Unity%20Web%20Player.
DreamHack Hannover Tarkov Arena Tournament
https://escharts.com/news/tarkov-arena-dreamhack-hannover-2023
The title is a reference to: https://www.youtube.com/watch?v=p5LfGcDB7Ek&t=1333s&pp=ygUddGhlIHdpZ2dsZSB0aGF0IGtpbGxlZCB0YXJrb3Y%3D
Thanks for watching. Subscribe for more ❤
Tiktok: https://www.tiktok.com/@riloegaming?lang=en
Twitch: https://www.twitch.tv/riloegaming
Discord: https://discord.gg/riloe
Twitter: https://twitter.com/RiloeGaming
Sources:
Battlestate Games Financial records
https://find-and-update.company-information.service.gov.uk/company/10036119/filing-history
Cost of Exhibiting at a Games Convention
https://www.gamesindustry.biz/the-costs-of-exhibiting-at-a-video-game-convention-1
Tarkov Gamespot Interview 2016
https://www.gamespot.com/articles/how-modding-microtransactions-and-death-will-work-/1100-6436115/
The Trade Group - Battlestate Games Case Study
https://www.tradegroup.com/case-studies/battlestate-twitchcon-2023/
The Trade Group - Trade Show Budgets
chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://www.tradegroup.com/wp-content/uploads/2021/06/Trade-Show-Budgets-3.pdf
Gamescom Pitchdeck
chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://media.koelnmesse.io/gamescom/redaktionell/gamescom/downloads/pdf/exhibitor/pitch-deck/gamescom_pitchdeck_2022_en.pdf
Gamescom Booth Cost info
https://mobilegamer.biz/which-mobile-game-companies-spent-big-on-gamescom-booths/
TGS Booth Pricing Info
https://events.nikkeibp.co.jp/tgs/2023/en/exhibitor/exhibit/
BSG Unity Development
https://unity.com/madewith/escape-from-tarkov#:~:text=For%20the%2080%2Dperson%20development,now%2Dretired%20Unity%20Web%20Player.
DreamHack Hannover Tarkov Arena Tournament
https://escharts.com/news/tarkov-arena-dreamhack-hannover-2023
The 1998 mega-merger between banking giant Citicorp and insurer Travelers Group created the world's biggest financial services company. But Citi's share price p...
The 1998 mega-merger between banking giant Citicorp and insurer Travelers Group created the world's biggest financial services company. But Citi's share price plummeted and the group has been hit by a series of scandals. The FT looks at what went wrong and how the bank can turn itself around
#citigroup #citibank #travelersgroup #banks #finance #financialmarkets #markets
00:39 A series of scandals
04:44 The record merger
12:40 The fallen giant
14:33 The revamp
See if you get the FT for free as a student (http://ft.com/schoolsarefree) or start a £1 trial: https://subs.ft.com/spa3_trial?segmentId=3d4ba81b-96bb-cef0-9ece-29efd6ef2132.
► Check out our Community tab for more stories on the economy.
► Listen to our podcasts: https://www.ft.com/podcasts
► Follow us on Instagram: https://www.instagram.com/financialtimes'
The 1998 mega-merger between banking giant Citicorp and insurer Travelers Group created the world's biggest financial services company. But Citi's share price plummeted and the group has been hit by a series of scandals. The FT looks at what went wrong and how the bank can turn itself around
#citigroup #citibank #travelersgroup #banks #finance #financialmarkets #markets
00:39 A series of scandals
04:44 The record merger
12:40 The fallen giant
14:33 The revamp
See if you get the FT for free as a student (http://ft.com/schoolsarefree) or start a £1 trial: https://subs.ft.com/spa3_trial?segmentId=3d4ba81b-96bb-cef0-9ece-29efd6ef2132.
► Check out our Community tab for more stories on the economy.
► Listen to our podcasts: https://www.ft.com/podcasts
► Follow us on Instagram: https://www.instagram.com/financialtimes'
#fraudprotection #scamprotection #cybersecurity #financialprotection
In today’s digital landscape, safeguarding your financial assets has never been more impo...
#fraudprotection #scamprotection #cybersecurity #financialprotection
In today’s digital landscape, safeguarding your financial assets has never been more important, especially for retirees. Did you know that in 2022 alone, Americans over 60 lost a staggering $3.1 billion due to fraud? In this video, Logan shares some eye-opening stories and statistics about scams and fraud.
From phishing emails to fraudulent phone calls, we'll chat about some of the tactics used by scammers and highlight red flags to watch out for. We’ll also share some essential tips to help keep your finances safe.
Tune in to stay one step ahead!
Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/3GPArKB
_______________________________
CONNECT 🤝
Facebook: https://www.facebook.com/RuggieriFinancialandInsuranceServices
Twitter: https://twitter.com/Ruggieri_Fin
LinkedIn: https://www.linkedin.com/in/logan-sadler-094750214/
_______________________________
CONTACT ☎
Website: https://www.ruggierifinancial.com/
Phone: (951) 652-1544
Email: [email protected]
Appointment: http://www.ruggierifinancial.com/schedule-an-appointment
#fraudprotection #scamprotection #cybersecurity #financialprotection
In today’s digital landscape, safeguarding your financial assets has never been more important, especially for retirees. Did you know that in 2022 alone, Americans over 60 lost a staggering $3.1 billion due to fraud? In this video, Logan shares some eye-opening stories and statistics about scams and fraud.
From phishing emails to fraudulent phone calls, we'll chat about some of the tactics used by scammers and highlight red flags to watch out for. We’ll also share some essential tips to help keep your finances safe.
Tune in to stay one step ahead!
Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/3GPArKB
_______________________________
CONNECT 🤝
Facebook: https://www.facebook.com/RuggieriFinancialandInsuranceServices
Twitter: https://twitter.com/Ruggieri_Fin
LinkedIn: https://www.linkedin.com/in/logan-sadler-094750214/
_______________________________
CONTACT ☎
Website: https://www.ruggierifinancial.com/
Phone: (951) 652-1544
Email: [email protected]
Appointment: http://www.ruggierifinancial.com/schedule-an-appointment
Chelsea breaks down the habits we think make us mature, but which actually cause us to be bad with money. For a grown-up skill that will help you save money che...
Chelsea breaks down the habits we think make us mature, but which actually cause us to be bad with money. For a grown-up skill that will help you save money check out TFD's Rules For Mastering the Grocery Store: https://youtu.be/DZ6MqyQwnBg
Learn more about getting great credit no matter where you're starting from here, with Credit Repair! https://www.creditrepair.com/?tid=17191
Millennials and drinking:
https://www.debt.com/2017/millennials-spend-more-on-going-out-than-past-generations/
The cost of big lawns:
https://www.smithsonianmag.com/science-nature/another-downside-to-your-classic-green-lawn-22716743/#IuvcIiFjq65J1R7h.99
Smaller houses make you happier:
http://theweek.com/articles/716105/want-happier-live-small-house
Americans' weekend spending:
https://economix.blogs.nytimes.com/2009/10/30/americans-spend-the-most-on-saturdays/
How much we spend on clothes:
https://www.huffingtonpost.com/jessica-pearce-rotondi/office-wardrobe-worth-its_b_1085054.html
Wedding costs:
https://xogroupinc.com/press-releases/theknot2016realweddings_costofweddingsus/
How we overspend on vacations:
http://www.bbc.com/capital/story/20170919-why-so-many-people-overspend-on-their-holidays
The Financial Diet site:
http://www.thefinancialdiet.com
Facebook: https://www.facebook.com/thefinancialdiet
Twitter: https://twitter.com/TFDiet
Tumblr: http://thefinancialdiet.tumblr.com/
Chelsea breaks down the habits we think make us mature, but which actually cause us to be bad with money. For a grown-up skill that will help you save money check out TFD's Rules For Mastering the Grocery Store: https://youtu.be/DZ6MqyQwnBg
Learn more about getting great credit no matter where you're starting from here, with Credit Repair! https://www.creditrepair.com/?tid=17191
Millennials and drinking:
https://www.debt.com/2017/millennials-spend-more-on-going-out-than-past-generations/
The cost of big lawns:
https://www.smithsonianmag.com/science-nature/another-downside-to-your-classic-green-lawn-22716743/#IuvcIiFjq65J1R7h.99
Smaller houses make you happier:
http://theweek.com/articles/716105/want-happier-live-small-house
Americans' weekend spending:
https://economix.blogs.nytimes.com/2009/10/30/americans-spend-the-most-on-saturdays/
How much we spend on clothes:
https://www.huffingtonpost.com/jessica-pearce-rotondi/office-wardrobe-worth-its_b_1085054.html
Wedding costs:
https://xogroupinc.com/press-releases/theknot2016realweddings_costofweddingsus/
How we overspend on vacations:
http://www.bbc.com/capital/story/20170919-why-so-many-people-overspend-on-their-holidays
The Financial Diet site:
http://www.thefinancialdiet.com
Facebook: https://www.facebook.com/thefinancialdiet
Twitter: https://twitter.com/TFDiet
Tumblr: http://thefinancialdiet.tumblr.com/
Get 50% off your first order of CookUnity meals — go to https://cookunity.com/graham50 and use my code GRAHAM50 at checkout to try them out for yourself! Thanks to CookUnity for sponsoring this video! Let's talk about the Financial Crisis No One Is Fixing - Enjoy! Add me on Instagram: GPStephan
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The YouTube Creator Academy:
Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://the-real-estate-agent-academy.teachable.com/p/the-youtube-creator-academy/?product_id=1010756&coupon_code=100OFF - $100 OFF WITH CODE 100OFF
THE FINANCIAL CRISIS NO ONE IS FIXING:
Watch the original video from DW News: https://youtu.be/JGfdo-mlU7k?si=uwZNo1QmeosfEkBL
All of this starts with Retirement.
On the surface, there are 3 major issues that need to be addressed:
1. Poverty.
According to Census Bureau data, it's reported that “43% of 55-to-64-year-olds had no retirement savings at all and 30% of people over 65 are economically insecure, earning less than $27,000 for a single person.” On top of that, “the median retirement account for that age group is only $200,000 — meaning half of 65- to 74-year-olds have even less saved up” - and that’s not nearly enough.
2. A Savings Gap.
It was recently found that HALF of Americans have absolutely NOTHING saved for retirement, whatsoever and, for those between the ages of 50-54, only a THIRD have more than $100,000.
3. The Perfect Storm.
The fact is: People are living longer, health insurance costs are rising, there’s a lack of access to retirement plans, millennials are having fewer children - and, as a result - Retirees are forced to continue working later in life because what they’ve saved is insufficient to live on.
SOCIAL SECURITY RUNNING OUT: The Possible Solutions
One: Social Security Benefits will be reduced by the time all of us retire.
Two: They Increase The Retirement Age So That They Can Pay Out Less Money
Or, Three: The Government Increases Taxes To Pay For Higher Expenses.
The Social Security Board of Trustees says that we’d either need “an immediate reduction in benefits of about 13 percent, or an immediate increase in the combined payroll tax rate to 14.4 percent, or some combination of these changes, to allow full payment of the scheduled benefits for the next 75 years.”
THE BRIGHT SIDE FOR RETIREES:
Some outlets call Baby Boomers “the luckiest and wealthiest generation we have ever seen,” now sitting on roughly $78 TRILLION dollars. Since 1983, stocks have increased almost 8000%…home prices have appreciated 500%, and a 60/40 portfolio of stocks and bonds would have returned more than 14.5% per year.
We’ve also seen a history of incorrect calls for a “retirement crisis” dating all the way back to the 1960s when defined pension plans were cut from large corporations. After that, the 401k was introduced - but, once again - critics said this was an issue because the account lacked a guarantee. Then again, in the early 1990’s, it was published that “retirement as current retirees know it may be impossible for all but the most affluent."
From there, in 2008, ”experts were telling boomers they would have no choice but to delay retirement by five years, at least” - but since then, we’ve seen the strongest bull market - in history, with the Greatest Wealth Transfer - ever - just around the corner. All of THIS suggests that what we’re currently seeing is nothing out of the ordinary, it’s nothing to worry about, and it’s all overblown.
Although they do admit that a portion of the population won't be okay and the Retirement crisis is very real - but, that’s nothing new. Nearly a quarter of every generation has been without the means to retire. So these are my thoughts on how to make sure you don't end up in this category.
My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
For business inquiries, you can reach me at [email protected]
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice.
Thanks to Betterment for sponsoring this video! Sign up in minutes, get started at https://www.betterment.com/tfd
Welcome to the first episode of our 4-part series, The Totally Chill Guide To Work & Life! In this video, Holly talks all about the double-edged sword that is the abundance mindset, and how to actually start living abundantly by spending less cheaply. Preorder our new book here: https://www.beyondgettingbybook.com/
SOURCE LINKS:
https://www.cnn.com/2023/10/24/health/lonely-adults-gallup-poll-wellness/index.html
https://www.theguardian.com/fashion/2022/apr/10/shein-the-unacceptable-face-of-throwaway-fast-fashion
https://www.businessofapps.com/data/shein-statistics/
https://wgntv.com/news/wgn-news-now/poll-finds-people-have-nearly-300-worth-of-unworn-clothes-in-their-closet/
Join this channel to get access to perks:
https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw/join
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In our latest video essay, Chelsea dives into the dark reality of class privilege, and some truths abut class in America that many people don't want to hear. Join the Society at the $4.99 tier and get instant access ad-free, extended director's cut of this episode!
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Ashley C. Ford http://www.ashleycford.net/
Amanda Holden https://www.amanda-holden.com/
Summer Orban
00:00:00 Intro
00:04:05 The myth of the American dream
00:13:17 Being poor: the ultimate luxury good
00:21:14 The scourge of stealth wealth
00:26:14 The Ivy League, the wealthy's show pony
00:30:53 Rich people, the ultimate welfare queens
00:42:20 How rich people buy their own laws
00:45:26 The Ivanka effect, or when identity politics fail
00:47:52 Poverty and race, a match made in hell
00:52:26 Why money makes people more conservative
Source links:
https://www.weforum.org/agenda/2020/09/social-mobility-upwards-decline-usa-us-america-economics/
https://www.fool.com/the-ascent/personal-finance/articles/study-shows-only-27-of-wealthy-americans-are-self-made/
https://www.theatlantic.com/business/archive/2017/04/economic-inequality/524610/
https://www.theguardian.com/fashion/2023/apr/30/eva-wiseman-why-do-we-buy-into-stealth-wealth-and-the-class-who-wear-it
https://www.cnbc.com/2017/08/03/richer-parents-are-the-problem-with-admissions-not-affirmative-action.html
https://www.npr.org/sections/money/2023/07/24/1189443223/affirmative-action-for-rich-kids-its-more-than-just-legacy-admissions
https://www.history.com/news/voting-rights-timeline
https://theintercept.com/2018/02/05/mass-incarceration-class-predictor-race/
https://time.com/5388596/billionaires-welfare-bernie-sanders/
https://www.nerdwallet.com/article/taxes/capital-gains-tax-rates
https://genderpolicyreport.umn.edu/working-class-diversity-in-congress/
https://www.pewresearch.org/short-reads/2023/02/07/the-changing-face-of-congress/
https://www.vox.com/policy-and-politics/2018/10/24/18009856/working-class-income-inequality-randy-bryce-alexandria-ocasio-cortez
https://www.opensecrets.org/news/2020/04/majority-of-lawmakers-millionaires/
https://www.bustle.com/p/ivanka-trump-didnt-celebrate-equal-pay-day-thats-a-far-cry-from-her-campaign-promises-8749150
https://democracyforward.org/work/uncovering-ivanka-trumps-hypocrisy-on-equal-pay/
https://www.theatlantic.com/politics/archive/2023/03/working-class-white-voters-gop-house-agenda/673500/
https://inequality.org/research/military-recruiters-high-school/
https://www.washingtonpost.com/news/wonk/wp/2014/02/20/heres-proof-that-making-money-makes-you-more-right-wing-and-less-egalitarian/
https://www.theguardian.com/commentisfree/2022/sep/21/us-un-living-standards-sustainable-development-goals
https://www.ft.com/content/c361e372-769e-45cd-a063-f5c0a7767cf4
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When Robert Kiyosaki was young, his poor dad always told him the best path to success was to go to school. This was and still is advice spread to young people around the globe.
The problem is, what does school teach you about money? Nothing!
Robert’s rich dad, on the other hand, didn’t have a college degree. He had to drop out of school in order to help run his family business, which started as a local store. Yet he was very rich and successful, eventually building a real estate empire complete with a hotel on the beach.
The idea that school will make you a success is perpetrated everywhere and all the time. What will make you rich is not going to school and learning book smarts but rather gaining financial smarts—learning how money works and how to make it work for you.
You need to learn to speak the language of money to be successful. That takes financial education, which opens up a whole new world, a world where you can succeed on your own terms. Unfortunately, our schools don’t teach that language. They teach you the basics, and then they either teach you a specific trade or skill, or they simply train you to be an employee.
Watch and find out the seven things they don’t teach you in school, but that are imperative to financial freedom.
#robertkiyosaki #financialeducation #richdadpoordad
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Chapters:
00:00 Job & income
03:20 How are you homeless?
04:13 Moomoo
09:30 She’s all over the place
13:55 She hates working… shocker
19:07 You’re delusional…
24:38 How did you just buy this car!?
30:30 Her entire diet is fast food
32:40 She wants to r/FIRE
39:55 Her spending makes me weak
47:00 This budget is insane!
51:12 SOFI
55:28 What are we doing?!
1:02:05 Hammer Financial Score
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The title is a reference to: https://www.youtube.com/watch?v=p5LfGcDB7Ek&t=1333s&pp=ygUddGhlIHdpZ2dsZSB0aGF0IGtpbGxlZCB0YXJrb3Y%3D
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Sources:
Battlestate Games Financial records
https://find-and-update.company-information.service.gov.uk/company/10036119/filing-history
Cost of Exhibiting at a Games Convention
https://www.gamesindustry.biz/the-costs-of-exhibiting-at-a-video-game-convention-1
Tarkov Gamespot Interview 2016
https://www.gamespot.com/articles/how-modding-microtransactions-and-death-will-work-/1100-6436115/
The Trade Group - Battlestate Games Case Study
https://www.tradegroup.com/case-studies/battlestate-twitchcon-2023/
The Trade Group - Trade Show Budgets
chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://www.tradegroup.com/wp-content/uploads/2021/06/Trade-Show-Budgets-3.pdf
Gamescom Pitchdeck
chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://media.koelnmesse.io/gamescom/redaktionell/gamescom/downloads/pdf/exhibitor/pitch-deck/gamescom_pitchdeck_2022_en.pdf
Gamescom Booth Cost info
https://mobilegamer.biz/which-mobile-game-companies-spent-big-on-gamescom-booths/
TGS Booth Pricing Info
https://events.nikkeibp.co.jp/tgs/2023/en/exhibitor/exhibit/
BSG Unity Development
https://unity.com/madewith/escape-from-tarkov#:~:text=For%20the%2080%2Dperson%20development,now%2Dretired%20Unity%20Web%20Player.
DreamHack Hannover Tarkov Arena Tournament
https://escharts.com/news/tarkov-arena-dreamhack-hannover-2023
The 1998 mega-merger between banking giant Citicorp and insurer Travelers Group created the world's biggest financial services company. But Citi's share price plummeted and the group has been hit by a series of scandals. The FT looks at what went wrong and how the bank can turn itself around
#citigroup #citibank #travelersgroup #banks #finance #financialmarkets #markets
00:39 A series of scandals
04:44 The record merger
12:40 The fallen giant
14:33 The revamp
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In today’s digital landscape, safeguarding your financial assets has never been more important, especially for retirees. Did you know that in 2022 alone, Americans over 60 lost a staggering $3.1 billion due to fraud? In this video, Logan shares some eye-opening stories and statistics about scams and fraud.
From phishing emails to fraudulent phone calls, we'll chat about some of the tactics used by scammers and highlight red flags to watch out for. We’ll also share some essential tips to help keep your finances safe.
Tune in to stay one step ahead!
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Chelsea breaks down the habits we think make us mature, but which actually cause us to be bad with money. For a grown-up skill that will help you save money check out TFD's Rules For Mastering the Grocery Store: https://youtu.be/DZ6MqyQwnBg
Learn more about getting great credit no matter where you're starting from here, with Credit Repair! https://www.creditrepair.com/?tid=17191
Millennials and drinking:
https://www.debt.com/2017/millennials-spend-more-on-going-out-than-past-generations/
The cost of big lawns:
https://www.smithsonianmag.com/science-nature/another-downside-to-your-classic-green-lawn-22716743/#IuvcIiFjq65J1R7h.99
Smaller houses make you happier:
http://theweek.com/articles/716105/want-happier-live-small-house
Americans' weekend spending:
https://economix.blogs.nytimes.com/2009/10/30/americans-spend-the-most-on-saturdays/
How much we spend on clothes:
https://www.huffingtonpost.com/jessica-pearce-rotondi/office-wardrobe-worth-its_b_1085054.html
Wedding costs:
https://xogroupinc.com/press-releases/theknot2016realweddings_costofweddingsus/
How we overspend on vacations:
http://www.bbc.com/capital/story/20170919-why-so-many-people-overspend-on-their-holidays
The Financial Diet site:
http://www.thefinancialdiet.com
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Financial Mail (or the FM, as it is widely known), is a South African business publication focused on reaching the country's top business people. This weekly publication, which was launched in 1959, underwent a major "look and feel" change in 2006, which saw it reclaim its position as the most widely read English business weekly in the country. The FM also publishes a series of popular corporate profiles as well as annual publications such as The Little Black Book, AdFocus and The Property Handbook.
Highly respected journalist and editor Rob Rose is leaving his position as the editor of the Financial Mail ... “I have been with the company for many years and stood as editor of the Financial Mail for the past eight years.