'+pages+''); $('.stream > div:odd').addClass('bgr_color'); updateHeight('#history'); }); window.activateTabArea = ensure(function(tab, areas){ var parsed = false; var parts = (areas || '').split('/'); window.fsonload = $.inArray('fs', parts) >= 0; if(fsonload){ parts.splice(parts.indexOf('fs'), 1); } var replayMode = false; if($.inArray('replay', parts)>=0){ replayMode = 'replay'; } var noSoundMode = false; if($.inArray('nosound', parts)>=0){ noSoundMode = 'nosound'; } if($.inArray('ns', parts)>=0){ noSoundMode = 'ns'; } var previewMode = null; if($.inArray('p', parts)>=0){ previewMode = 'p'; } if($.inArray('preview', parts)>=0){ previewMode = 'preview'; } if($.inArray('repeat', parts)>=0){ replayMode = 'repeat'; } if($.inArray('r', parts)>=0 || $.inArray('ro', parts)>=0){ replayMode = 'r'; } if(replayMode){ parts.splice(parts.indexOf(replayMode), 1); } if(noSoundMode){ parts.splice(parts.indexOf(noSoundMode), 1); } if(previewMode){ parts.splice(parts.indexOf(previewMode), 1); } if(previewMode){ if(!parts.length){ parts = ['1-14', '999:59']; } } var area = parts[0]; if(tab == 'history' && false){ var page = parseInt(area || '1') || 1; $.ajax({ url: 'https://login.wn.com/recent/json/?pp='+history_pp+'&skip='+history_pp*(page-1), dataType: 'jsonp', success: function(response){ $ensure(function(){ renderHistory(response, page); }); } }); return true; } if(tab == 'global_history' && false){ var page = parseInt(area || '1') || 1; globalHistory.fetchStream(page, '', function(){ updateHeight('#global_history'); }); return true; } if(tab == 'my_playlists' && false){ var page = parseInt(area || '1') || 1; myPlaylists.fetchStream(page, '', function(){ updateHeight('#my_playlists'); }); return true; } if(tab == 'my_videos' && false){ var page = parseInt(area || '1') || 1; myVideos.fetchStream(page, '', function(){ updateHeight('#my_videos'); }); return true; } if(tab == 'related_sites' && areas && matchPosition(areas)){ var seconds = parsePosition(areas); scrollRelated(seconds); return false; } if(matchPosition(area) || matchAction(area)){ parts.unshift('1'); area = parts[0]; } if(tab == 'expand' && area && area.match(/\d+/)) { var num = parseInt(area); if(num < 100){ //FIX ME. 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Load timeline page with ajax here } } else if(tab.match(/^playlist\d+$/)){ var playerId = parseInt(tab.substring(8)); var vp = videoplayers[playerId]; window.descriptionsholder = $('.descriptionsplace'); if(!vp) return; // why? no player? if(replayMode){ $('.replaycurrent'+playerId).attr('checked', true); vp.setReplayCurrent(true); } var playQueue = []; window.playQueue = playQueue; var playQueuePosition = 0; var playShouldStart = null; var playShouldStop = null; var parseList = function(x){ var items = x.split(/;|,/g); var results = []; for (i in items){ try{ var action = parseAction(vp, items[i]); if(!action.video){ if(window.console && console.log) console.log("Warning: No video for queued entry: " + items[i]); }else{ results.push(action); } }catch(e){ if(window.console && console.log) console.log("Warning: Can''t parse queue entry: " + items[i]); } } return results; }; var scrollToPlaylistPosition = function(vp){ var ppos = vp.getPlaylistPosition(); var el = vp.playlistContainer.find('>li').eq(ppos); 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playShouldStart = null; } }; function loadMoreVideos(playerId, vp, start, finish, callback){ var playlistInfo = playlists[playerId-1]; if(playlistInfo.loading >= finish) return; playlistInfo.loading = finish; $.ajax({ url: '/api/upge/cheetah-photo-search/query_videos2', dataType: 'json', data: { query: playlistInfo.query, orderby: playlistInfo.orderby, start: start, count: finish-start }, success: function(response){ var pl = vp.getPlaylist().slice(0); pl.push.apply(pl, response); vp.setPlaylist(pl); callback(); } }); } if(parts.length == 1 && matchDash(parts[0])){ var pl = vp.getActualPlaylist(); var vids = parseDash(parts[0]); parts = []; for(var i = 0; i < vids.length; i++){ playQueue.push({ 'video': pl[vids[i]-1], 'start': 0, 'stop': null }) } if(vids.length){ if(vids[vids.length-1]-1>=pl.length){ loadMoreVideos(playerId, vp, pl.length, vids[vids.length-1], function(){ if(fsonload){ activateTabArea(tab, parts[0]+'/fs'); }else{ activateTabArea(tab, parts[0]); } var pls = vp.getPlaylist(); vp.playFromPlaylist(pls[pls.length-1]); vp.playVideo(); scrollToPlaylistPosition(vp); }); return true; } } if(playQueue){ playQueueUpdate(); vp.playVideo(); parsed = true; playShouldStart = 0; } } if(previewMode){ var vids = []; var dur = 0; var pl = vp.getActualPlaylist(); area = parts[0]; if(parts.length == 1 && matchPosition(parts[0])){ vids = parseDash('1-'+pl.length); dur = parsePosition(parts[0]); parts = []; }else if(parts.length == 1 && matchDash(parts[0])){ vids = parseDash(parts[0]); dur = parsePosition("999:59"); parts = []; } if(parts.length == 2 && matchDash(parts[0]) && matchPosition(parts[1])){ vids = parseDash(parts[0]); dur = parsePosition(parts[1]); parts = []; } for(var i = 0; i < vids.length; i++){ playQueue.push({ 'video': pl[vids[i]-1], 'start': 0, 'stop': dur }) } if(playQueue){ playQueueUpdate(); vp.playVideo(); parsed = true; } } if(parts.length>1){ for(var i = 0; i < parts.length; i++){ var sel = findMatchingVideo(vp, parts[i]); if(sel){ playQueue.push({ 'video': sel, 'start': 0, 'stop': null }) } } if(playQueue){ playQueueUpdate(); vp.playVideo(); parsed = true; } }else if(area){ var sel = findMatchingVideo(vp, area); if(sel){ vp.playFromPlaylist(sel); playShouldStart = 0; parsed = true; } } if(fsonload || replayMode){ playShouldStart = 0; } if(document.location.search.match('at=|queue=')){ var opts = document.location.search.replace(/^\?/,'').split(/&/g); for(var o in opts){ if(opts[o].match(/^at=(\d+:)?(\d+:)?\d+$/)){ playShouldStart = parsePosition(opts[o].substr(3)) } if(opts[o].match(/^queue=/)){ playQueue = parseList(opts[o].substr(6)); if(playQueue){ playQueuePosition = 0; playQueueUpdate(); } } } } if(matchPosition(parts[1])){ playShouldStart = parsePosition(parts[1]); parsed = true; } if(matchAction(parts[1])){ var action = parseAction(vp, area+'/'+parts[1]); playShouldStart = action.start; playShouldStop = action.stop; parsed = true; } if(playShouldStart !== null && !playQueue.length){ playQueue.push({ video: vp.getCurrentVideo(), start: playShouldStart, stop: playShouldStop }); } if(playShouldStart != null){ setInterval(function(){ if(playShouldStop && vp.currentPlayer && vp.currentPlayer.getCurrentTime() > playShouldStop){ playShouldStop = null; if(vp.getCurrentVideo() == playQueue[playQueuePosition].video){ playQueueAdvancePosition(); }else{ playShouldStart = null; } } }, 500); vp.playerContainer.bind('videoplayer.player.statechange', function(e, state){ if(state == 'ended'){ // advance to the next video playQueueAdvancePosition(); } }); vp.playerContainer.bind('videoplayer.player.readychange', function(e, state){ if(state){ updateVolumeState(); if(playShouldStart !== null){ vp.seekTo(playShouldStart); playShouldStart = null; }else{ playShouldStop = null; // someone started other video, stop playing from playQueue } } if(fsonload) { triggerFullscreen(playerId); fsonload = false; } }); } } else if(tab.match(/^wiki\d+$/)){ if(firstTimeActivate){ load_wiki($('#'+tab), function(){ if(area){ var areaNode = $('#'+area); if(areaNode.length>0){ $('html, body').scrollTop(areaNode.offset().top + 10); return true; } } }); } } return parsed; }) window.activateTab = ensure(function(tab, area){ window.activeArea = null; if(tab == 'import_videos'){ if(area){ import_videos(area); }else{ start_import(); } return true; } if(tab == 'chat'){ update_chat_position($('.chat').eq(0)); window.activeArea = 'chat'; jQuery('.tabtrigger').offscreentabs('activateTab', 'chat'); return true; } if(tab in rev_names){ tab = rev_names[tab]; } if(tab.match(':')){ return false; } var sup = $('ul li a[id=#'+tab+']'); if(sup && sup.length>0){ window.activeArea = area; sup.first().click(); if(!window.activateTabArea(tab, area)){ window.activeArea = null; } window.activeArea = null; return true; }else{ var have_tabs = $('#playlist_menu li').length; if(tab.match(/^playlists?\d+$/)){ var to_add = +tab.substring(8).replace(/^s/,'')-have_tabs; if(to_add>0 && have_tabs){ add_more_videos(to_add); return true; } } } return false; }); window.currentPath = ensure(function(){ return window.lastHistory.replace(basepath, '').split('?')[0]; }); window.main_tab = window.main_tab || 'videos'; window.addHistory = ensure(function(path){ if(window.console && console.log) console.log("Adding to history: "+path); if(window.history && history.replaceState && document.location.hostname.match(/^(youtube\.)?(\w{2,3}\.)?wn\.com$/)){ if(path == main_tab || path == main_tab+'/' || path == '' || path == '/') { path = basepath; } else if( path.match('^'+main_tab+'/') ){ path = basepath + '/' + path.replace(main_tab+'/', '').replace('--','/'); } else { path = basepath + '/' + path.replace('--','/'); } if(document.location.search){ path += document.location.search; } if(window.lastHistory) { history.pushState(null, null, path); } else if(window.lastHistory != path){ history.replaceState(null, null, path); window.lastHistory = path; } } else{ path = path.replace('--','/'); if(path == main_tab || path == main_tab+'/' || path == '' || path == '/') { path = ''; } if(window.lastHistory != '/'+path){ window.location.hash = path? '/'+path : ''; window.lastHistory = '/'+path; } } }); $('.tabtrigger li a').live('click', ensure(function() { var tab = $(this).attr('id'); if(tab.substring(0,1) == '#'){ var name = tab.substring(1); if(name in menu_names){ name = menu_names[name][0]; } realTab = rev_names[name]; $('#'+realTab).show(); if(window.console && console.log) console.log("Triggering tab: "+name+(window.activeArea?" activeArea="+window.activeArea:'')); var path = name; if(window.activeArea){ path = path + '/' + window.activeArea; } if(tab.match(/#playlist\d+/) || tab.match(/#details\d+/)){ $('.multiple-playlists').show(); $('.related_playlist').show(); $('.longest_videos_playlist').show(); }else { $('.multiple-playlists').hide(); $('.related_playlist').hide(); $('.longest_videos_playlist').hide(); } // start the related script only when the tab is on screen showing if (tab.match(/related_sites/)) { if (mc) { mc.startCredits(); } } window.activeTab = realTab; addHistory(path); setTimeout(ensure(function(){ if(tab.match(/language--/)){ $('.tabtrigger').offscreentabs('activateTab', 'language'); } if(tab.match(/weather/)) { $('.tabtrigger').offscreentabs('activateTab', 'weather'); loadContinent(); } updateMenus(tab); updateHeight(); }), 10); } return false; })); }); -->

Life annuity

A life annuity is an annuity, or series of payments at fixed intervals, paid while the purchaser (or annuitant) is alive. A life annuity is an insurance product typically sold or issued by life insurance companies. Life annuities may be sold in exchange for the immediate payment of a lump sum (single-payment annuity) or a series of regular payments (flexible payment annuity), prior to the onset of the annuity.

The payment stream from the issuer to the annuitant has an unknown duration based principally upon the date of death of the annuitant. At this point the contract will terminate and the remainder of the fund accumulated is forfeited unless there are other annuitants or beneficiaries in the contract. Thus a life annuity is a form of longevity insurance, where the uncertainty of an individual's lifespan is transferred from the individual to the insurer, which reduces its own uncertainty by pooling many clients. Annuities can be purchased to provide an income during retirement, or originate from a structured settlement of a personal injury lawsuit.

Annuity

An annuity is a series of equal payments at regular intervals. Examples of annuities are regular deposits to a savings account, monthly home mortgage payments, monthly insurance payments and pension payments. Annuities are classified by the frequency of payment dates. The payments (deposits) may be made weekly, monthly, quarterly, yearly, or at any other interval of time.

An annuity which provides for payments for the remainder of a person's lifetime is a life annuity.

Types

Annuities may be classified in several ways.

Timing of payments

Payments of an annuity-immediate are made at the end of payment periods, so that interest accrues between the issue of the annuity and the first payment. Payments of an annuity-due are made at the beginning of payment periods, so a payment is made immediately on issue.

Contingency of payments

Annuities which provide payments which will be paid over a period of time known in advance are annuities certain or guaranteed annuities. Annuities paid only under certain circumstances are contingent annuities. A common example is a life annuity, which is paid over the remaining lifetime of the annuitant. Certain and life annuities are guaranteed to be paid for a number of years, and then become contingent on the annuitant being alive.

Annuity (disambiguation)

An annuity is any terminating stream of fixed payments over a specified period of time.

It may also refer to

  • Life annuity, a financial contract providing continuing payments over a person's lifetime in exchange for an initial lump payment
  • Annuities under American law
  • Annuities under European law
  • Annuities under Swiss law
  • Perpetuity, an "annuity" with no definite end
  • See also

  • Bond (finance)
  • Mutual fund
  • Private equity fund
  • Stocks
  • Annuity (American)

    In the United States of America, an annuity is a contractually executed, where the insured (usually, an individual) pays a life insurance company a lump-sum premium at the start of the contract. That money is to be paid back to the insured in fixed, incremental amounts, over some future period (predetermined by the insured). The insurer invests the premium; the resulting profit/return on investment funds the payments received by the insured and compensate the insurer. Conventional annuity contracts provide a predictable, guaranteed stream of future income (e.g., for retirement) until the death(s) of the beneficiaries(s) named in the contract, or, until a future termination date whichever occurs first.

    History

    Although annuities have existed in their present form only for a few decades, the idea of paying out a stream of income to an individual or family dates back to the Roman Empire. The Latin word annua meant annual stipends, and during the reign of the emperors, the word signified a contract that made annual payments. Individuals would make a single large payment into the annua and then receive an annual payment each year until death, or for a specified period of time. The Roman speculator and jurist Gnaeus Domitius Annius Ulpianus is cited as one of the earliest dealers of these annuities, and he is also credited with creating the first actuarial life table. Roman soldiers were paid annuities as a form of compensation for military service. During the Middle Ages, annuities were used by feudal lords and kings to help cover the heavy costs of their constant wars and conflicts with each other. At this time, annuities were offered in the form of a tontine, or a large pool of cash from which payments were made to investors.

    Finance

    Finance is a field that deals with the study of investments. It includes the dynamics of assets and liabilities over time under conditions of different degrees of uncertainty and risk. Finance can also be defined as the science of money management. A key point in finance is the time value of money, which states that purchasing power of one unit of currency can vary over time. Finance aims to price assets based on their risk level and their expected rate of return. Finance can be broken into three different sub-categories: public finance, corporate finance and personal finance.

    Areas of finance

  • Wall Street, the center of American finance.

  • Wall Street, the center of American finance.

  • London Stock Exchange, global center of finance.

  • London Stock Exchange, global center of finance.

    Personal finance

    Questions in personal finance revolve around:

  • Protection against unforeseen personal events, as well as events in the wider economies
  • Transference of family across generations (bequests and inheritance)
  • The FINANCIAL

    The FINANCIAL is a daily newspaper published by Intelligence Group llc in Georgia. The newspaper runs a global website in English and in Georgian.

    The FINANCIAL has a weekly official circulation of 10,000 printed newspapers. They have a daily page viewing of 100,000.

    In addition the company publishes the monthly magazine WEALTH, which is exclusively delivered to all premium hotel rooms of Georgia.

    The FINANCIAL together with Global Idea llc is the official organizer of the annual award ceremony Golden Brand.

    The FINANCIAL publishes the following annual editions: Best Georgian Banks, Green Business - Oil & Environment, Travel Business, Corporate Social Responsibility, and US Business in Georgia.

    The FINANCIAL is the general media partner for all major international business events in Tbilisi. In 2010 and 2011 it was the general media sponsor of international banking conferences in Baku and Batumi.

    In 2010 The FINANCIAL was named country media sponsor for the HSBC-sponsored European Business Awards.

    Podcasts:

    • Understanding Annuity Basics – How Do Annuities Work?

      In this short animated video see how annuities work, what they are, and how annuities can help provide retirement income. Find out more by visiting, https://www.american-equity.com/annuities.

      published: 11 Jan 2019
    • What is an annuity?

      Video made possible thanks to AI voice generator Eleven Labs, https://elevenlabs.io/?from=josephalexandernordqvistcantoral8044 Join this channel to get access to perks: https://www.youtube.com/channel/UCI8Xs2oPTMb9DkuYsEqCnnQ/join A brief explanation of what an annuity is, how annuities work, and the main types of annuities that exist. Read more: http://marketbusinessnews.com/financial-glossary/annuity/

      published: 08 Mar 2017
    • What Is An Annuity And How Does It Work?

      💵 Start eliminating debt for free with EveryDollar - https://ter.li/3w6nto 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or send us a message - https://www.ramseysolutions.com/shows/the-ramsey-show/email Next Steps: 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/5h1r0i 📱Download your free Ramsey Network app today! - https://ter.li/cvqzyb Explore More Shows from Ramsey Network: 🎙️ The Ramsey Show ⮕ https://ter.li/rqwdws 🍸 Smart Money Happy Hour ⮕ https://ter.li/tmj3vq 🧠 The Dr. John Delony Show ⮕ https://ter.li/s5yazz 💰 George Kamel ⮕ https://ter.li/dc2gee 💡 The Rachel Cruze Show ⮕ https://ter.li/a6emrr 💼 The Ken Coleman Show - Highlights ⮕ https://ter.li/v8n4u8 📈EntrLeadership ⮕ https://ter.li/g7s9g0 Ramsey So...

      published: 21 Nov 2019
    • What is an Annuity? Are Annuities a Good Investment? Basics of an Annuity, a Whiteboard Animation

      In this whiteboard animation video, we look at annuities to see if annuities are good investments. Basically an annuity is an investment product, generally sold by insurance companies, where an annuity owner will pay the insurance company (either once at the start or through multiple payments) and in return the insurance company will invest the money and eventually repay the annuity owner based on a few key factors that are determined at the start of the annuity. NEW! Access our Investing Website & Private Community: https://investorsgrow.com/ The Trading App I Use (moomoo): https://j.moomoo.com/005Yzv ★☆★ Subscribe: ★☆★ https://goo.gl/qkRHDf Investing Basics Playlist https://goo.gl/ky7CJq Investing Books I like: The Intelligent Investor - https://amzn.to/2PVhfEL Common Stocks & Unc...

      published: 23 Jul 2019
    • Introduction to Annuities

      published: 11 Jun 2014
    • What Is an Annuity?

      Learn more about annuities at getrevise.com This video explains what annuities are, how they work, the different types available, and the benefits they offer, including their tax advantages and guaranteed income for life. The video also compares annuities to traditional stock market investments, and discusses the costs associated with annuities and how to manage them. If you're interested in securing a stable income for your retirement, this video is a must-watch. Learn more at getrevise.com a platform offering personalized guidance on choosing the right annuity for you. Connect with me on... The Really Rich Journal: https://journal.nicholascrown.com/ FastOutreach.ai: https://www.fastoutreach.ai/ Nicholas Crown Website: https://www.nicholascrown.com/ TikTok: https://www.tiktok.com/@nich...

      published: 20 Nov 2023
    • How To Calculate The Future Value of an Ordinary Annuity

      This finance video tutorial explains how to calculate the future value of an ordinary annuity using a formula. You need to know the amount of money being deposited, the interest rate, and the number of years. Liquidity Ratios: https://www.youtube.com/watch?v=bmZVPks4yQg Assets, Liabilities, & Equity: https://www.youtube.com/watch?v=_-lVFKG5_08 The Short Ratio: https://www.youtube.com/watch?v=9kQQ4iEdxiU Debt to Equity Ratio: https://www.youtube.com/watch?v=enhdH7Tl5bY Time Value of Money: https://www.youtube.com/watch?v=cy4PiY5ERTI _____________________________ Future Value of Annuity: https://www.youtube.com/watch?v=bcuXY8WkjF4 More Examples on Annuities: https://www.youtube.com/watch?v=bIIndFa0RCM How To Calculate The Monthly Mortgage Payment: https://www.youtube.c...

      published: 28 May 2020
    • Present Value of an Annuity

      This video explains how to calculate the present value of an annuity. A formula is presented for calculating the present value of an annuity and an example is used to illustrate the calculations. — Edspira is the creation of Michael McLaughlin, an award-winning professor who went from teenage homelessness to a PhD. Edspira’s mission is to make a high-quality business education freely available to the world. — SUBSCRIBE FOR A FREE 53-PAGE GUIDE TO THE FINANCIAL STATEMENTS, PLUS: • A 23-PAGE GUIDE TO MANAGERIAL ACCOUNTING • A 44-PAGE GUIDE TO U.S. TAXATION • A 75-PAGE GUIDE TO FINANCIAL STATEMENT ANALYSIS • MANY MORE FREE PDF GUIDES AND SPREADSHEETS * http://eepurl.com/dIaa5z — SUPPORT EDSPIRA ON PATREON *https://www.patreon.com/prof_mclaughlin — GET CERTIFIED IN FINANCIAL STATEMENT AN...

      published: 17 Sep 2013
    • How Annuities REALLY Work

      published: 30 Jul 2024
    • What REALLY is an Annuity? (Which One is Good or Bad?)

      Have you heard annuities are BAD and that you LOCK up your money? Have you heard Dave Ramsey, Fisher Investments, or your current advisor say to run away because they’re too complicated or to stay away since they have high fees, huge commissions, or surrender charges? Are you unsure what an annuity is? Curious about how it works? If so, we will clarify how THERE ARE some truths to those statements, but where those statements are not completely transparent. OUR MISSION: Our goal is to teach you the following: No fee vs. Fee type Annuities Fees vs. Commissions and how that affects you. Terminologies such as: Annuitization, Deferred, Fixed, Indexed, Variable, Riders, Caps & Participation Rates ============================================================ 🚩Part 1 How to RECESSION-PROOF Your ...

      published: 25 Sep 2022
    Understanding Annuity Basics – How Do Annuities Work?
    3:27

    Understanding Annuity Basics – How Do Annuities Work?

    • Order:
    • Duration: 3:27
    • Uploaded Date: 11 Jan 2019
    • views: 196160
    In this short animated video see how annuities work, what they are, and how annuities can help provide retirement income. Find out more by visiting, https://www.american-equity.com/annuities.
    https://wn.com/Understanding_Annuity_Basics_–_How_Do_Annuities_Work
    What is an annuity?
    2:02

    What is an annuity?

    • Order:
    • Duration: 2:02
    • Uploaded Date: 08 Mar 2017
    • views: 33644
    Video made possible thanks to AI voice generator Eleven Labs, https://elevenlabs.io/?from=josephalexandernordqvistcantoral8044 Join this channel to get access to perks: https://www.youtube.com/channel/UCI8Xs2oPTMb9DkuYsEqCnnQ/join A brief explanation of what an annuity is, how annuities work, and the main types of annuities that exist. Read more: http://marketbusinessnews.com/financial-glossary/annuity/
    https://wn.com/What_Is_An_Annuity
    What Is An Annuity And How Does It Work?
    5:54

    What Is An Annuity And How Does It Work?

    • Order:
    • Duration: 5:54
    • Uploaded Date: 21 Nov 2019
    • views: 707070
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    https://wn.com/What_Is_An_Annuity_And_How_Does_It_Work
    What is an Annuity? Are Annuities a Good Investment? Basics of an Annuity, a Whiteboard Animation
    4:58

    What is an Annuity? Are Annuities a Good Investment? Basics of an Annuity, a Whiteboard Animation

    • Order:
    • Duration: 4:58
    • Uploaded Date: 23 Jul 2019
    • views: 118778
    In this whiteboard animation video, we look at annuities to see if annuities are good investments. Basically an annuity is an investment product, generally sold by insurance companies, where an annuity owner will pay the insurance company (either once at the start or through multiple payments) and in return the insurance company will invest the money and eventually repay the annuity owner based on a few key factors that are determined at the start of the annuity. NEW! Access our Investing Website & Private Community: https://investorsgrow.com/ The Trading App I Use (moomoo): https://j.moomoo.com/005Yzv ★☆★ Subscribe: ★☆★ https://goo.gl/qkRHDf Investing Basics Playlist https://goo.gl/ky7CJq Investing Books I like: The Intelligent Investor - https://amzn.to/2PVhfEL Common Stocks & Uncommon Profits - https://amzn.to/2DAV8h9 Understanding Options - https://amzn.to/2T9gFSp Little Book of Common Sense Investing - https://amzn.to/2DfFGG2 How to Value Exchange-Traded Funds - https://amzn.to/2PWSkRg A Great Book on Building Wealth - https://amzn.to/2T8AKZ1 Dale Carnegie - https://amzn.to/2DDAk8w Effective Speaking - https://amzn.to/2DBncAT Audible Membership I Use (Audio Books): https://amzn.to/2LCorAY Equipment I Use: Microphone - https://amzn.to/2T7JxL6 Video Editing Software - https://amzn.to/2RQM1vE Thumbnail Editing Software - https://amzn.to/2qIUAgP Laptop - https://amzn.to/2T4xA8Z DISCLAIMER: I am not a financial advisor. These videos are for educational purposes only. Investing of any kind involves risk. Your investments are solely your responsibility and we do not provide personalized investment advice. It is crucial that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments. Please consult your financial or tax professional prior to making an investment. #LearnToInvest #StocksToWatch #StockMarket
    https://wn.com/What_Is_An_Annuity_Are_Annuities_A_Good_Investment_Basics_Of_An_Annuity,_A_Whiteboard_Animation
    Introduction to Annuities
    13:37

    Introduction to Annuities

    • Order:
    • Duration: 13:37
    • Uploaded Date: 11 Jun 2014
    • views: 249038
    https://wn.com/Introduction_To_Annuities
    What Is an Annuity?
    11:07

    What Is an Annuity?

    • Order:
    • Duration: 11:07
    • Uploaded Date: 20 Nov 2023
    • views: 28168
    Learn more about annuities at getrevise.com This video explains what annuities are, how they work, the different types available, and the benefits they offer, including their tax advantages and guaranteed income for life. The video also compares annuities to traditional stock market investments, and discusses the costs associated with annuities and how to manage them. If you're interested in securing a stable income for your retirement, this video is a must-watch. Learn more at getrevise.com a platform offering personalized guidance on choosing the right annuity for you. Connect with me on... The Really Rich Journal: https://journal.nicholascrown.com/ FastOutreach.ai: https://www.fastoutreach.ai/ Nicholas Crown Website: https://www.nicholascrown.com/ TikTok: https://www.tiktok.com/@nicholas_crown Instagram: https://www.instagram.com/nicholascrown YouTube: https://www.youtube.com/c/nicholascrownyoutube LinkedIn: https://www.linkedin.com/in/nicholas-crown Facebook: https://www.facebook.com/nicholascrownfb Twitter: https://twitter.com/nicholascrown Chapters: 00:00:00 - The Power of Annuities 00:01:23 - The Basics of Equity Indexed Annuities 00:02:34 - The Power of Compounding with Annuities. 00:05:07 - The Benefits of Equity Index Annuities 00:06:23 - Understanding Annuity Participation Rates 00:07:30 - Different Types of Annuity Premiums 00:08:36 - Options for Cashing Out Annuities 00:09:44 - The Tax Advantages of Annuities 00:10:57 - Annuities Master Class
    https://wn.com/What_Is_An_Annuity
    How To Calculate The Future Value of an Ordinary Annuity
    10:03

    How To Calculate The Future Value of an Ordinary Annuity

    • Order:
    • Duration: 10:03
    • Uploaded Date: 28 May 2020
    • views: 356725
    This finance video tutorial explains how to calculate the future value of an ordinary annuity using a formula. You need to know the amount of money being deposited, the interest rate, and the number of years. Liquidity Ratios: https://www.youtube.com/watch?v=bmZVPks4yQg Assets, Liabilities, & Equity: https://www.youtube.com/watch?v=_-lVFKG5_08 The Short Ratio: https://www.youtube.com/watch?v=9kQQ4iEdxiU Debt to Equity Ratio: https://www.youtube.com/watch?v=enhdH7Tl5bY Time Value of Money: https://www.youtube.com/watch?v=cy4PiY5ERTI _____________________________ Future Value of Annuity: https://www.youtube.com/watch?v=bcuXY8WkjF4 More Examples on Annuities: https://www.youtube.com/watch?v=bIIndFa0RCM How To Calculate The Monthly Mortgage Payment: https://www.youtube.com/watch?v=6bLg_Ex0A-4 The Present Value of an Annuity: https://www.youtube.com/watch?v=RU-osjAs6hE Net Present Value & Internal Rate of Return: https://www.youtube.com/watch?v=pj5wN7TUdOY ____________________________ Annual Percentage Yield: https://www.youtube.com/watch?v=qGR3kMH0TX0 Amortization Loan Formula: https://www.youtube.com/watch?v=lkNJvsy0qU8 Amortization Table: https://www.youtube.com/watch?v=QZfMW203v4U Rule of 72: https://www.youtube.com/watch?v=91nnN2XwTMg Bond Yields: https://www.youtube.com/watch?v=OnkmoSTeHuc
    https://wn.com/How_To_Calculate_The_Future_Value_Of_An_Ordinary_Annuity
    Present Value of an Annuity
    8:36

    Present Value of an Annuity

    • Order:
    • Duration: 8:36
    • Uploaded Date: 17 Sep 2013
    • views: 348655
    This video explains how to calculate the present value of an annuity. A formula is presented for calculating the present value of an annuity and an example is used to illustrate the calculations. — Edspira is the creation of Michael McLaughlin, an award-winning professor who went from teenage homelessness to a PhD. Edspira’s mission is to make a high-quality business education freely available to the world. — SUBSCRIBE FOR A FREE 53-PAGE GUIDE TO THE FINANCIAL STATEMENTS, PLUS: • A 23-PAGE GUIDE TO MANAGERIAL ACCOUNTING • A 44-PAGE GUIDE TO U.S. TAXATION • A 75-PAGE GUIDE TO FINANCIAL STATEMENT ANALYSIS • MANY MORE FREE PDF GUIDES AND SPREADSHEETS * http://eepurl.com/dIaa5z — SUPPORT EDSPIRA ON PATREON *https://www.patreon.com/prof_mclaughlin — GET CERTIFIED IN FINANCIAL STATEMENT ANALYSIS, IFRS 16, AND ASSET-LIABILITY MANAGEMENT * https://edspira.thinkific.com — LISTEN TO THE SCHEME PODCAST * Apple Podcasts: https://podcasts.apple.com/us/podcast/scheme/id1522352725 * Spotify: https://open.spotify.com/show/4WaNTqVFxISHlgcSWNT1kc * Website: https://www.edspira.com/podcast-2/ — GET TAX TIPS ON TIKTOK * https://www.tiktok.com/@prof_mclaughlin — ACCESS INDEX OF VIDEOS * https://www.edspira.com/index — CONNECT WITH EDSPIRA * Facebook: https://www.facebook.com/Edspira * Instagram: https://www.instagram.com/edspiradotcom * LinkedIn: https://www.linkedin.com/company/edspira — CONNECT WITH MICHAEL * Twitter: https://www.twitter.com/Prof_McLaughlin * LinkedIn: https://www.linkedin.com/in/prof-michael-mclaughlin — ABOUT EDSPIRA AND ITS CREATOR * https://www.edspira.com/about/ * https://michaelmclaughlin.com
    https://wn.com/Present_Value_Of_An_Annuity
    How Annuities REALLY Work
    50:17

    How Annuities REALLY Work

    • Order:
    • Duration: 50:17
    • Uploaded Date: 30 Jul 2024
    • views: 446
    https://wn.com/How_Annuities_Really_Work
    What REALLY is an Annuity? (Which One is Good or Bad?)
    19:01

    What REALLY is an Annuity? (Which One is Good or Bad?)

    • Order:
    • Duration: 19:01
    • Uploaded Date: 25 Sep 2022
    • views: 121223
    Have you heard annuities are BAD and that you LOCK up your money? Have you heard Dave Ramsey, Fisher Investments, or your current advisor say to run away because they’re too complicated or to stay away since they have high fees, huge commissions, or surrender charges? Are you unsure what an annuity is? Curious about how it works? If so, we will clarify how THERE ARE some truths to those statements, but where those statements are not completely transparent. OUR MISSION: Our goal is to teach you the following: No fee vs. Fee type Annuities Fees vs. Commissions and how that affects you. Terminologies such as: Annuitization, Deferred, Fixed, Indexed, Variable, Riders, Caps & Participation Rates ============================================================ 🚩Part 1 How to RECESSION-PROOF Your FINANCES & INCOME [Pension (HYBRID) vs 401k]? https://youtu.be/D84YQWi1SWA 🚩Part 2 HOW The 4% Rule CAN MAKE YOU BROKE! (Early Retirement Recession Risks) https://youtu.be/qT5ZM4CW_4w 🚩Part 3 THE BEST 3 Buckets Strategy RECESSION-PROOF Finances & Income (5-Simple Steps!) https://youtu.be/ZqGLNX77IZE 🚩PART 4 What is an Annuity & How does it work? (5 Types to Learn) https://youtu.be/8ke5GA7Py20 ============================================================ CHAPTERS FOR YOUR CONVENIENCE 00:00 Annuities: Are They BAD? 00:30 Our Goal for You 1:01 Immediate Annuity (Annuitizing/Pension) 1:45 Immediate Annuity (Pros and Cons) 4:19 4 Types of Deferred Annuities 4:39 Fixed Annuity (Pros and Cons) 5:53 Variable Annuity (Pros and Cons) 7:21 Fixed Index Annuity (Pros and Cons) 7:59 How Does a Fixed Index Annuity Work? 10:24 Be Careful (What to Look For) 12:41 Pension Hybrid (Lifetime Income Riders) ============================================================ Contact Us (No Cost & No Fee) Your Retirement Advisor (18 Years) Kai & Ann Chung & Gracie (Our Retirement Puppy) 🐶 408-502-7080 www.RetiringOptions.com KCIIS (KC Independent Insurance Solutions, LLC) #annuity #pension #401k #retireearly #earlyretirement #guaranteedincome #KaiChung #KCIIS #AnnChung
    https://wn.com/What_Really_Is_An_Annuity_(Which_One_Is_Good_Or_Bad_)
    • Annuities 101 Part 2

      Now that you have learned the differences in types of annuities, Alan dives deeper in to how these financial strategies can add value to your retirement planning. Or, in some cases, why you wouldn't want to consider them. Alan will cover aspects including: • Mistaking the income benefit for the guaranteed growth amount of the annuity • Not understanding the surrender period and how it limits your cash access • What are the fees involved and how they affect performance

      published: 27 Mar 2019
    • ICCP2019 Oral 11: Spatio-temporal Phase Disambiguation in Depth Sensing

      published: 21 Jun 2019
    • This Book Will Break Your Heart

      https://archive.org/details/bealle-house-of-rockefeller ================================ Sign up for email list here. https://mailchi.mp/0a0c258dd676/sign-up-page Follow me censorship-free! https://joshscandlen.locals.com/ https://rumble.com/c/JoshScandlen https://mewe.com/i/joshscandlen My course "Can I Retire" will help reduce your stress when it comes to retirement planning. Get it here: https://retirementplanningschool.teachable.com/p/home and don't forget there IS a 30 day money back guarantee if you're not satisfied! Get my books on Audible here: https://adbl.co/35lVotF Want to support what I'm doing for $10 a month? Join my SubscribeStar page! https://www.subscribestar.com/joshscandlen My Amazon Product page: https://www.amazon.com/shop/heritagewealthplanning Anything you ...

      published: 15 Feb 2022
    • Home Is Where the Retirement Money Is

      ================================ Sign up for email list here. https://mailchi.mp/0a0c258dd676/sign-up-page Find this video of value? Buy me a cup of coffee! https://www.buymeacoffee.com/joshscandlen Get Your Own Pablo Retirement Gear: https://heritage-wealth-planning-3.creator-spring.com/ Follow me censorship-free! https://joshscandlen.locals.com/ https://rumble.com/c/JoshScandlen https://mewe.com/i/joshscandlen My course "Can I Retire" will help reduce your stress when it comes to retirement planning. Get it here: https://retirementplanningschool.teachable.com/p/home and don't forget there IS a 30 day money back guarantee if you're not satisfied! Get my books on Audible here: https://adbl.co/35lVotF Want to support what I'm doing for $10 a month? Join my SubscribeStar page! https...

      published: 24 Mar 2023
    • The Impact of Cell Towers

      Why are machines invading mobile networks? What amount of radio emission raises one’s body temperature? What is a safe distance from cell towers? Which country has the most strict radio emission standards? =========================================== More about different Technologies - https://www.youtube.com/playlist?list=PLdP-oYa69ix_uhmjIgC4KoZZsSCVF9zrX Sources - https://docs.google.com/document/d/12WyUqp9Zu7ahAmHSSWWMxgcxEY6Q5CHLy4IU5RhvKv8/edit?usp=sharing =========================================== Patreon - https://www.patreon.com/TheResearcher Twitter - https://twitter.com/TwiResearcher The voice of The Researcher - https://www.voiceofgeorge.com/ =========================================== Navigation: 0:00 - What you will learn 0:51 - Data consumption in numbers 6:04 ...

      published: 20 Jul 2020
    • online car insurance rate StaceeSalmeron

      Selective Insurance Shelter Insurance Southern Aid and Insurance Company Standard Insurance Company State Auto Insurance Group State Farm Insurance Sun Life Financial Symetra TIAA-CREF The Main Street America Group The Norfolk &amp; Dedham Group The Travelers Companies Trupanion Unitrin Direct Auto Insurance Unum USAA West Bend[disambiguation needed] West Coast Life Western Mutual Insurance Group Western &amp; Southern Financial Group Westfield Insurance White Mountains Insurance Group Workmen's Auto Insurance Company Zurich NA Main article:&nbsp;Life annuity Allstate American Family Insurance American Fidelity Assurance Amica Mutual Insurance AXA Equitable Life Insurance Company Bankers Life and Casualty Conseco StaceeSalmeron StaceeSalmeron18

      published: 12 Dec 2014
    • westfield insurance ianCanning

      Selective Insurance Shelter Insurance Southern Aid and Insurance Company Standard Insurance Company State Auto Insurance Group State Farm Insurance Sun Life Financial Symetra TIAA-CREF The Main Street America Group The Norfolk &amp; Dedham Group The Travelers Companies Trupanion Unitrin Direct Auto Insurance Unum USAA West Bend[disambiguation needed] West Coast Life Western Mutual Insurance Group Western &amp; Southern Financial Group Westfield Insurance White Mountains Insurance Group Workmen's Auto Insurance Company Zurich NA Main article:&nbsp;Life annuity Allstate American Family Insurance American Fidelity Assurance Amica Mutual Insurance AXA Equitable Life Insurance Company Bankers Life and Casualty Conseco

      published: 13 Dec 2014
    • An Exemption from the Thai Travel Insurance Requirement?

      #ThaiVisa #ThailandTravel #ThaiEmbassy For more information please feel free to contact us at info@integrity-legal.com or by telephone in Thailand at +66 2-266-3698 or USA Toll Free 1-877-231-7533. You may also visit our websites at: http://www.integrity-legal.com/thai-visa/retirement-visa.html or http://integrity-legal.com/legal-blog/thailand-visa/thailand-pass-on-the-chopping-block-and-good-news-for-us-immigration-backlogs/ or https://legal.co.th/resources/thailand-real-estate-property-law/jurisprudence/opacity-and-bureaucracy-thailand/ or https://legal.co.th/resources/visa-immigration-law/thailand-immigration-law/will-new-thai-immigration-rules-mirror-2020/

      published: 05 Apr 2022
    • Where You Can Buy Inexpensive Houses

      https://datamapper.geo.census.gov/map.html https://www.realtor.com/realestateandhomes-detail/2421-Rainbow-Ave-N_Lake-Havasu-City_AZ_86403_M13534-77437?view=qv ================================ Get the PDF version of my Tax Bomb book for free follow this link. https://mailchi.mp/7e528cd3cfb3/taxbomb Get my books on Audible here: https://adbl.co/2MsUkPT https://www.audible.com/pd/B07ND4H9K9/?source_code=AUDFPWS0223189MWT-BK-ACX0-141987&ref=acx_bty_BK_ACX0_141987_rh_us Get your own Trusty Calculator: https://amzn.to/31X0VFU Want to support what I'm doing for $10 a month? Join my SubscribeStar page. https://www.subscribestar.com/joshscandlen My 4th book, YOU CAN RETIRE ON SOCIAL SECURITY!, is out NOW. BUY IT HERE!!! https://amzn.to/31xKFuN If you like what you see, a thumbs up helps A L...

      published: 30 Aug 2019
    • 3.5 - Database Design (2023-03-10)

      We finish up with our database design.

      published: 10 Mar 2023
    Annuities 101  Part 2
    32:47

    Annuities 101 Part 2

    • Order:
    • Duration: 32:47
    • Uploaded Date: 27 Mar 2019
    • views: 4
    Now that you have learned the differences in types of annuities, Alan dives deeper in to how these financial strategies can add value to your retirement planning. Or, in some cases, why you wouldn't want to consider them. Alan will cover aspects including: • Mistaking the income benefit for the guaranteed growth amount of the annuity • Not understanding the surrender period and how it limits your cash access • What are the fees involved and how they affect performance
    https://wn.com/Annuities_101_Part_2
    ICCP2019 Oral 11: Spatio-temporal Phase Disambiguation in Depth Sensing
    20:46

    ICCP2019 Oral 11: Spatio-temporal Phase Disambiguation in Depth Sensing

    • Order:
    • Duration: 20:46
    • Uploaded Date: 21 Jun 2019
    • views: 64
    https://wn.com/Iccp2019_Oral_11_Spatio_Temporal_Phase_Disambiguation_In_Depth_Sensing
    This Book Will Break Your Heart
    14:36

    This Book Will Break Your Heart

    • Order:
    • Duration: 14:36
    • Uploaded Date: 15 Feb 2022
    • views: 2978
    https://archive.org/details/bealle-house-of-rockefeller ================================ Sign up for email list here. https://mailchi.mp/0a0c258dd676/sign-up-page Follow me censorship-free! https://joshscandlen.locals.com/ https://rumble.com/c/JoshScandlen https://mewe.com/i/joshscandlen My course "Can I Retire" will help reduce your stress when it comes to retirement planning. Get it here: https://retirementplanningschool.teachable.com/p/home and don't forget there IS a 30 day money back guarantee if you're not satisfied! Get my books on Audible here: https://adbl.co/35lVotF Want to support what I'm doing for $10 a month? Join my SubscribeStar page! https://www.subscribestar.com/joshscandlen My Amazon Product page: https://www.amazon.com/shop/heritagewealthplanning Anything you buy there Amazon pays me a commission. Much appreciated! GET MY BOOKS: ALL are FREE to Kindle Unlimited Subscribers! You Can RETIRE on SOCIAL SECURITY: https://amzn.to/31xKFuN The Tax Bomb In Your Retirement Accounts: How The Roth IRA Can Help You Avoid It: https://amzn.to/2LHwQpt Strategic Money Planning: 8 Easy Ways To Put Your House In Order https://amzn.to/2wKGi50 GET ALL MY LATEST BLOGPOSTS: https://heritagewealthplanning.com/blog/
    https://wn.com/This_Book_Will_Break_Your_Heart
    Home Is Where the Retirement Money Is
    13:07

    Home Is Where the Retirement Money Is

    • Order:
    • Duration: 13:07
    • Uploaded Date: 24 Mar 2023
    • views: 9064
    ================================ Sign up for email list here. https://mailchi.mp/0a0c258dd676/sign-up-page Find this video of value? Buy me a cup of coffee! https://www.buymeacoffee.com/joshscandlen Get Your Own Pablo Retirement Gear: https://heritage-wealth-planning-3.creator-spring.com/ Follow me censorship-free! https://joshscandlen.locals.com/ https://rumble.com/c/JoshScandlen https://mewe.com/i/joshscandlen My course "Can I Retire" will help reduce your stress when it comes to retirement planning. Get it here: https://retirementplanningschool.teachable.com/p/home and don't forget there IS a 30 day money back guarantee if you're not satisfied! Get my books on Audible here: https://adbl.co/35lVotF Want to support what I'm doing for $10 a month? Join my SubscribeStar page! https://www.subscribestar.com/joshscandlen My Amazon Product page: https://www.amazon.com/shop/heritagewealthplanning Anything you buy there Amazon pays me a commission. Much appreciated! GET MY BOOKS: ALL are FREE to Kindle Unlimited Subscribers! You Can RETIRE on SOCIAL SECURITY: https://amzn.to/31xKFuN The Tax Bomb In Your Retirement Accounts: How The Roth IRA Can Help You Avoid It: https://amzn.to/2LHwQpt Strategic Money Planning: 8 Easy Ways To Put Your House In Order https://amzn.to/2wKGi50 GET ALL MY LATEST BLOGPOSTS: https://heritagewealthplanning.com/blog/
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    The Impact of Cell Towers
    23:09

    The Impact of Cell Towers

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    Why are machines invading mobile networks? What amount of radio emission raises one’s body temperature? What is a safe distance from cell towers? Which country has the most strict radio emission standards? =========================================== More about different Technologies - https://www.youtube.com/playlist?list=PLdP-oYa69ix_uhmjIgC4KoZZsSCVF9zrX Sources - https://docs.google.com/document/d/12WyUqp9Zu7ahAmHSSWWMxgcxEY6Q5CHLy4IU5RhvKv8/edit?usp=sharing =========================================== Patreon - https://www.patreon.com/TheResearcher Twitter - https://twitter.com/TwiResearcher The voice of The Researcher - https://www.voiceofgeorge.com/ =========================================== Navigation: 0:00 - What you will learn 0:51 - Data consumption in numbers 6:04 - Where is it safe? 16:19 - Mice experiment #Celltowers #Emission #Radiation #5G #Network #Internet #Bonyright
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    online car insurance rate StaceeSalmeron
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    online car insurance rate StaceeSalmeron

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    westfield insurance  ianCanning
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    westfield insurance ianCanning

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    Selective Insurance Shelter Insurance Southern Aid and Insurance Company Standard Insurance Company State Auto Insurance Group State Farm Insurance Sun Life Financial Symetra TIAA-CREF The Main Street America Group The Norfolk &amp; Dedham Group The Travelers Companies Trupanion Unitrin Direct Auto Insurance Unum USAA West Bend[disambiguation needed] West Coast Life Western Mutual Insurance Group Western &amp; Southern Financial Group Westfield Insurance White Mountains Insurance Group Workmen's Auto Insurance Company Zurich NA Main article:&nbsp;Life annuity Allstate American Family Insurance American Fidelity Assurance Amica Mutual Insurance AXA Equitable Life Insurance Company Bankers Life and Casualty Conseco
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    An Exemption from the Thai Travel Insurance Requirement?
    3:41

    An Exemption from the Thai Travel Insurance Requirement?

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    • Uploaded Date: 05 Apr 2022
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    #ThaiVisa #ThailandTravel #ThaiEmbassy For more information please feel free to contact us at info@integrity-legal.com or by telephone in Thailand at +66 2-266-3698 or USA Toll Free 1-877-231-7533. You may also visit our websites at: http://www.integrity-legal.com/thai-visa/retirement-visa.html or http://integrity-legal.com/legal-blog/thailand-visa/thailand-pass-on-the-chopping-block-and-good-news-for-us-immigration-backlogs/ or https://legal.co.th/resources/thailand-real-estate-property-law/jurisprudence/opacity-and-bureaucracy-thailand/ or https://legal.co.th/resources/visa-immigration-law/thailand-immigration-law/will-new-thai-immigration-rules-mirror-2020/
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    Where You Can Buy Inexpensive Houses
    15:07

    Where You Can Buy Inexpensive Houses

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    https://datamapper.geo.census.gov/map.html https://www.realtor.com/realestateandhomes-detail/2421-Rainbow-Ave-N_Lake-Havasu-City_AZ_86403_M13534-77437?view=qv ================================ Get the PDF version of my Tax Bomb book for free follow this link. https://mailchi.mp/7e528cd3cfb3/taxbomb Get my books on Audible here: https://adbl.co/2MsUkPT https://www.audible.com/pd/B07ND4H9K9/?source_code=AUDFPWS0223189MWT-BK-ACX0-141987&ref=acx_bty_BK_ACX0_141987_rh_us Get your own Trusty Calculator: https://amzn.to/31X0VFU Want to support what I'm doing for $10 a month? Join my SubscribeStar page. https://www.subscribestar.com/joshscandlen My 4th book, YOU CAN RETIRE ON SOCIAL SECURITY!, is out NOW. BUY IT HERE!!! https://amzn.to/31xKFuN If you like what you see, a thumbs up helps A LOT. It tells YouTube that people are engaged and so the Youtube algorithm will show the video to others who may be interested in the content. So, give me a thumbs up, please! Don't forget to SUBSCRIBE by clicking here: https://www.youtube.com/channel/UCSEzy4i9xrKPoaU9z0_XbmA?sub_confirmation=1 My Amazon Product page: https://www.amazon.com/shop/heritagewealthplanning Anything you buy there Amazon pays me a commission. Much appreciated! Contact me: Josh@heritagewealthplanning.com GET MY BOOKS: ALL are FREE to Kindle Unlimited Subscribers! You Can RETIRE on SOCIAL SECURITY: https://amzn.to/31xKFuN The Tax Bomb In Your Retirement Accounts: How The Roth IRA Can Help You Avoid It: https://amzn.to/2LHwQpt Strategic Money Planning: 8 Easy Ways To Put Your House In Order https://amzn.to/2wKGi50 State by State Tax Guide For Retirees: https://amzn.to/2A1TmkH GET ALL MY LATEST BLOGPOSTS: https://heritagewealthplanning.com/blog/ PODCAST: https://itunes.apple.com/us/podcast/josh-scandlen-podcast/id1368065459?mt=2 http://heritagewealthplanning.com/category/podcasts/ Creating your own Youtube Channel? USE TUBEBUDDY! https://www.tubebuddy.com/HeritageWealthPlanning LET'S SOCIALIZE! Linkedin: https://www.linkedin.com/in/joshscandlen/
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    3.5 - Database Design (2023-03-10)
    40:35

    3.5 - Database Design (2023-03-10)

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    • Uploaded Date: 10 Mar 2023
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    We finish up with our database design.
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    Understanding Annuity Basics – How Do Annuities Work?

    In this short animated video see how annuities work, what they are, and how annuities can help provide retirement income. Find out more by visiting, https://www.american-equity.com/annuities.
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    Life annuity

    A life annuity is an annuity, or series of payments at fixed intervals, paid while the purchaser (or annuitant) is alive. A life annuity is an insurance product typically sold or issued by life insurance companies. Life annuities may be sold in exchange for the immediate payment of a lump sum (single-payment annuity) or a series of regular payments (flexible payment annuity), prior to the onset of the annuity.

    The payment stream from the issuer to the annuitant has an unknown duration based principally upon the date of death of the annuitant. At this point the contract will terminate and the remainder of the fund accumulated is forfeited unless there are other annuitants or beneficiaries in the contract. Thus a life annuity is a form of longevity insurance, where the uncertainty of an individual's lifespan is transferred from the individual to the insurer, which reduces its own uncertainty by pooling many clients. Annuities can be purchased to provide an income during retirement, or originate from a structured settlement of a personal injury lawsuit.

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    Annuities 101 Part 2

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    Roughly 4 out of 5 American adults don't know what an annuity is

    WPXI 05 Feb 2025
    But unlike other financial products that have also become popular in recent years, such as credit card rewards and even cryptocurrency, annuities are complex — it can be hard to pick the right contract without the guidance of a financial advisor.
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