Accounts that help you get paid faster
Set up local account details for your business in any of 8 currencies. Then let overseas customers use them to pay you from wherever they are – at the same speed as someone who’s just across town.
Take your business to new places
Sign up for the fast, easy international business account that saves you money wherever you want to use it
* Transaction speeds may vary based on circumstance. ** Exchange rate illustrative only, please use below calculator for current rates.
Payments with more bang for your baht, yen and euro
Make international payments easily with Wise. Choose from 70+ countries and pay overseas clients or suppliers, with no hidden fees or exchange rate markups.
Used by 600,000+ businesses each quarter
Works with the software that works for you
Easily connect to your favourite accounting software and save time on admin. Choose from Xero, QuickBooks, FreeAgent and more.
Earn 3.92% APY with our interest feature
By opting in to earn interest on your USD balance, you'll benefit from the added security of up to $250,000 in passthrough FDIC insurance on your USD Balance from our Progam Bank.*
More ways we can help your business
Batch-pay up to 1,000 peopleUse BatchTransfer to pay your customers, freelancers, employees, investors, and suppliers around the world.
- SAVE UP ON OVERSEAS PAYMENTS
Send money internationally with Wise and avoid hidden fees
- SET BESPOKE ACCESS FOR YOUR TEAM
Decide who in your team can view which accounts. Set permission levels for what they can see.
EVERYTHING IN ONE PLACEView 40+ currencies from one easy to use account. Move money between them in seconds at the mid market exchange rate. This and everything else Wise Business is covered by our terms and conditions.
Disappoint thieves
We help millions of people and businesses move over $12 billion every month — here’s how we make sure it’s safe.
Our dedicated fraud and security teams work to keep your money safe
We use 2-factor authentication to protect your account
We hold your money with established financial institutions
Don’t take our word for it
With 240,000+ Trustpilot reviews, our average score is 4.3 out of 5.
“Doing an overseas business and banking through Wise is the best combination indeed.”
“I love how I can use my Wise account to pay any American contractors that I have...”
"...would confidently recommend it to anyone looking for a cost-effective way to transfer money internationally.”
No hidden fees or monthly subscription
Open a Wise Business account for a one-off fee.
Meet money without borders
Our dream is for businesses to be able to transact anywhere seamlessly. That means money without borders: moving it instantly, transparently, conveniently, and — eventually — for free.
The Wise Business account is the ultimate way to manage money globally. It’s made for the world. And it’s built to save you money and time, so you can spend more time focusing on growing your business.
Believe in an open world
The world is richer when money has no borders. Your ideas fuel the Mission Roadmap that’s getting us there — tell us what you want to see.
1 The current Program Bank is JPMorgan Chase Bank, N.A., see Appendix 1 of the Program Agreement for the most updated list of Program Bank(s). Eligible customers must opt in to the interest feature. Participants will have the balance of their USD funds held in their Wise Account “swept” into a Federal Deposit Insurance Corporation (“FDIC”) insured interest-bearing account at one or more participating banks (each, a “Program Bank”) that will hold and pay interest on the deposit funds. For a complete list of Program Banks, please see Appendix 1 of the Program Agreement. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the Program Banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The Program is not intended to be a long-term investment option, checking or savings account, investment contract or security.
2 Annual Percentage Yield (APY) - rates shown are true as of August 1, 2023. See Program Agreement for details.