I have always believed that in order to help our children, family or ourselves solve financial problems and create new financial opportunities, we need to learn how to talk about this topic. For most modern people, it is money that is the biggest causal stressor and the problem that they stink about every day. My main task is to help people change this, and I try my best to give people the knowledge that will help them improve their lives.
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About Author
Experience
ne of the top authorities on young people's money management in the nation, best-selling writer Beth Kobliner also contributes as a journalist and columnist to numerous prominent financial journals worldwide. Beth was also chosen to be a member of the President's Advisory Board on Financial Opportunities in exchange for her expertise and crucial research. She formerly wrote a column on business and economic issues for a magazine.
Education
Even though Beth had a greater education in literature and was initially much more of a philologist, she developed an interest in financial matters during her time in college and published brief economic studies for a local newspaper. She plunged into this field after graduating from college and rose to prominence as one of the nation's most recognizable bankers. In addition to writing her own books, Beth now contributes financial pieces to numerous print media. In these articles, she teaches readers how to manage their money and develop wealth.
Hobby
Beth is not only an acclaimed author and economist, she is also a loving and caring mother in real life. Outside of work, she devotes time to writing her books, where she teaches young people and low-income people how to build their own business, and also writes her own educational courses and lectures. Also, she tries to devote as much time as possible to her three children, so that they grow up in love and prosperity, and from an early age they understand how this world is built.
A personal loan for self employed is a type of unsecured loan specifically designed for freelancers, solopreneurs, and small businesses. This loan is also commonly referred to as a SELF mortgage because it provides mortgage protection for your private residence.
If you're looking for ways to reduce financial stress and make your life a little more convenient, then you've probably considered the allure of a free checking account. These types of accounts can often times be opened with no deposit required, which makes them ideal for anyone who wants to avoid the headache of maintaining a regular income and still wants to enjoy the benefits of the financial system.
When you're in need of some quick cash, a 100 dollar loan can seem like an attractive option. This type of financing is generally available from private lenders and it can be a convenient way to get the cash you need without having to go through a traditional banking institution.
An emergency payday loan is used when there is an unexpected expense that needs to be paid right away. These are sometimes referred to as “dollar cash transfers” because of how they function and the way that they get paid out quickly.
If you are a veteran looking for extra money to help with your bills, you have come to the right place. We will discuss what is a cash advance for veterans, how to take advantage of this lucrative opportunity, and much more.
A lot of people are familiar with personal loans, auto loans, and mortgage loans, but there is another kind of loan that you might not have heard of before – the flex loan. Created as a response to the 2008 financial crisis, the flex loan is a type of consumer credit that does not require a lot of paperwork and can be easily managed by the borrower.
It is an unfortunate fact that many people cannot access the healthcare they need due to the high cost. It is especially challenging for those who don't have health insurance or who are just starting out in their careers.
A lot of people are looking for a way to make their month more luxurious. Unfortunately, a lot of financial scams are trying to take advantage of this trend.
One of the most common questions new borrowers ask is, "Can I get a loan to consolidate my debts?" The answer is yes, and thanks to the new federal regulations passed in 2018, it's much easier to get approved for a loan than you might think. The regulations limit the interest rates that certain lenders can charge loan applicants, so now when you apply for a loan, you're not at the mercy of the bank when it comes to giving you a good deal.
When you apply for a loan, the bank will usually ask you a series of questions about your personal finances. However, if you're struggling to answer these questions, it can be difficult to get a loan.
If you're looking for an emergency loan but have bad credit or no credit at all, then you need to look no further. Many lenders that specialize in online payday loans will accommodate you, whether you're a member of a tribe or not.
While the cost of living may be on the rise, so is our desire to travel and spend more time with our loved ones. Thanks to modern technology, we have more ways to do this than ever before.
The dream of becoming a physician or a surgeon is probably what keeps most people going to medical school. The chance to help others and make a difference in their lives is not something that can be explained in books, especially considering the high cost of medical school.
“Buy Now, Pay Later” is a phrase commonly used when referring to the purchase of goods and services on credit. It usually describes a financing strategy where the buyer pays only the amount that he or she actually uses (minus a small processing fee).
We all know that times are hard right now. With the world turning upside down, we often find ourselves asking questions about how we're going to pay for the daily essentials.
Picture it, waking up one day and realising that you are a few weeks behind on your rent. You need the money to keep your lights on and feed your family.
If you're looking for an alternative to established student loan providers, you've probably considered the private loan market. While the idea behind a private loan is to provide greater flexibility and choice for students, the industry as a whole is more fragmented than ever.
A payday loan for self-employed is a short-term loan that is designed to cover the costs of everyday living for the borrower. Borrowers use their employers' payroll information to establish direct debits with their bank accounts.
The best and only good place to get the information you need is right on the lender's website. It's a great place to start your research because you'll have access to the terms and conditions of every loan offered, whether you have good or bad credit.
When you're applying for student loans, the lender will invariably want to know your current income and what your expected future income will be. However, the truth is that student loans don't have to be that complex.
If you're looking to make some fast cash, you've probably considered looking at your local bank to see if they'll lend you some money. However, financial institutions aren't quite as eager to help out as you might think – at least not when it comes to personal loans.
A credit score of 400 is more than bad – it's dreadful! Unless you are hopelessly behind on payments, it is extremely unlikely that you will be able to secure any type of credit card or loan with a score this low.
There are a lot of different kinds of loans out there but most of them require you to have good credit standing. If you are in a tight spot and need cash quickly then you might consider an emergency loan.
Payday loans are all the rage right now – everyone and their mother is trying to get a piece of the action, and for good reason! If you're looking to take out a quick loan to make sure you can meet the bills this month, then why not try a payday alternative loan?
If you're an aspiring business leader, an MBA (Master of Business Administration) may be the ultimate goal. An MBA is a generalist degree that gives you in-demand skills that can be applied to a variety of industries.
A medical loan is a type of credit product specifically designed for medical professionals and patients. The interest rate on a medical loan can be quite high, starting at 10 percent and going up to 24 percent, which can vary by lender and loan amount.
If you're looking for ways to make your credit card travels pay off, you've come to the right place. Banking expert Matt Schultz sits down with You to make sure you understand exactly how credit cards work and how you can take advantage of this powerful tool.
If you're searching for a new way to fund your purchases, you might want to consider a personal loan with cosigner. Also known as a merchant cash advance or MCA loan, this type of loan allows you to make purchases with credit cards whose monthly fees you're able to afford.
If you're looking to refinance your student loan at a lower rate, you've come to the right place! In this article, we'll discuss everything you need to know about refinancing your student loan, including how to go about it and what types of loans you might be able to qualify for.
There is a large number of companies that advertise offering loans with outrageous interest rates, unscrupulous collection practices, and vague language about what it means to be a “legitimate” lender. Before you commit to any loans with a company you should learn about the legitimate loan companies.
For a lot of people, life in the UK is pretty good. The economy is doing okay, there are a large number of jobs available, and workers are reasonably well paid.
Many people are still unaware of the importance of good, old-fashioned saving. Although interest rates have decreased significantly in recent years, many people are still trapped in a vicious cycle of paying off student loans with low interest rates.
If you're looking for a short-term loan with no credit check, no teletrack installment loans might be what you're looking for. It's a relatively new alternative to payday loans and car title loans, and one that might solve your financial problems in one quick and simple swoop.
If you're looking for a new venture, you've probably considered the possibilities that exist beyond the traditional avenues of bank loans and venture capital. If you're looking for a personal loan, you might have thought about trying a crowdfunding campaign.
Personal loans have become a vital part of people's activities. Rapidly developing progress offers more conveniences to improve lives, but the lack of money often negates consumers' plans and ambitions.
With the cost of traveling rising and more people than ever wanting to travel but being deterred by the fear of missing a payment, interest in travel-related loans has increased. Popularized by the COVID-19 pandemic as an affordable way to fund travel, no teletrack payday loans offer a solution to travelers who need cash flow immediately.
The need for fast cash is understandable. Whether you're planning to pay for your daughter's graduation from college, need a holiday gift for your spouse, or want to pay off some bills, you'll find it difficult to deal with without fast cash.
You've probably seen advertisements on television, online, or in movie theaters touting "easy home loans," "no credit check loans," and "no deposit loans." The ads usually show smiling, blond women walking through beautiful homes, going to town on vacations, or enjoying luxury items. The catch is that the loans listed in the advertisements aren't necessarily what they seem to be: They aren't low-interest loans, they aren't loans for everyone, and they aren't always easy to get.
If you're searching for a new car but worry about whether or not to go for a loan, you've come to the right place. Here, we're going to discuss what is a variable rate loan and everything you need to know about them.
Imagine you're struggling to make your rent payments. You're running behind on your mortgage and soon find yourself in desperate rent-paying situations.
With the Covid restrictions easing, many have been inspired to get out there and spend again. This has resulted in a rise in small business and personal loans as lenders seek to capitalise on this new opportunity.
If you're looking for a way to pay for your child's education without going into debt, you've come to the right place. Here are the answers to the most frequently asked questions about long term installment loans.
Student loans without cosigner are a relatively new concept, but several companies are stepping up to provide them. These are short-term unsecured loans that are attractive to students because they do not require them to secure financing from a bank.
Are you needing some quick cash? Perhaps you're off on a romantic weekend with your loved one and you need some quick cash to pay for a surprise gift or to treat yourselves.
Many people struggle to make ends meet, and for those who do have money, it's often tied up in paying off debts or saving for goals. People who are single mothers especially struggle to make ends meet as there are plenty of costs associated with being a full-time parent, especially since birth rates are on the rise.
Everyone needs money sometimes. Whether you need it for an unexpected medical bill, car repair, or just to be able to pay your monthly bills on time, having the money when you need it is very appealing.
A lucrative proposition, to be sure, but also one that comes with its risks. While the idea of having money in hand, without having to worry about repaying a loan, is extremely alluring, the reality of falling into financial hardship if you cannot pay back a large sum of money in full is hard to ignore.
Are you looking for a way to make extra cash? You could become a loan shark and start collecting interest on loans or you could try selling your homemade crafts.
If you are looking to make some major purchases but don't have the cash on hand, you may want to consider a loan. However, understanding what a 400 dollar loan is, and how it works, can be a little tricky.
Students with bad credit aren't just limited to those who have had credit issues in the past. Even today, there are students who haven't been able to establish credit yet, or who have had major credit issues in the past and are trying to rebuild their credit score.
Even a bit of extra cash can make a significant difference sometimes. If you need an urgent home renovation, have a huge medical bill, your car breaks down, or you face any other unexpected expense, an installment loan may be a lifesaver.
If you're looking for a new way to pay for your purchases, consider exploring installment loan consolidation. This type of loan gives you the benefits of multiple smaller loans without the hassles of processing the financing.
Emergencies and bad credit are probably the two subjects that everyone has in mind when thinking about money. After all, we all know what happened when the global financial system collapsed a few years back.
If you are an international student looking to study in the United States, you have probably wondered how far your educational creditworthiness will be accepted here. Will you be able to get a loan to cover your tuition?
If you're searching for an IVF loan, then you've probably already considered the pros and cons. You're probably also wondering how the whole process works and whether you'll end up paying too much.
If you're looking for an easy way to get money then a 12 month payday loan may be what you're looking for. A 12 month payday loan is a type of short-term loan that allows you to access money you need quickly but won't qualify for directly from your bank account.
You're browsing Reddit and come across a post that has a surprising claim: you can ruin your credit score just by paying it off. The post shows an example of a credit score of 500, which is obviously not possible.
If you're planning on traveling this summer, why not consider a cruise ship trip to Antarctica instead of a summer vacation in Europe? There are plenty of cruise lines that will take you much closer to the South Pole than others, and you'll get to see some amazing sights, including whales, penguins, and of course, the dreaded icebergs!
Getting a personal loan with low interest rates can be challenging. Banks are generally wary of lending to individuals who have poor credit, and it can be difficult to find a reputable lender who is willing to make a loan to you with below-market rates.
People often ask me, “What is the difference between a traditional loan and a credit union loan?” Well, a traditional loan is when you take out a loan from a bank or financing agency and have to pay it back with interest. A credit union loan is when you take out a loan from your credit union and don't have to pay back the principal with interest.
If you're reading this, I assume that you're either considering law school or have already attended one (finally!). Law school can be expensive, and while there are plenty of opportunities to earn a lot of money, it doesn't hurt to know the costs associated with earning your juris doctorate (or LLB – commonly known as a “Juris Doctor”).
A high risk loan is a type of consumer loan where the lender offers a higher degree of financial protection to the borrower. Most often, these types of loans are used as a short-term solution for an unexpected expense or holiday because they have a higher interest rate than the standard loan.
You have just been approved for a loan and you are over the moon. But just as you are about to sign the papers, the person lending you the money has a change of heart and says the money can't be approved.
A credit score of 600 is a decent score, but it definitely can be improved. With the right habits and a little bit of patience, you will be able to boost your score to 720 or even 780.
Personal loans for bad credit are a great alternative for those who either can't or won't pay back their debts from traditional sources. This type of loan is also known as a sub-prime mortgage, or a high-risk loan.
Getting a personal loan with no credit checks and no paperwork is now possible thanks to online lending platforms. But what exactly does this mean for the average person looking for a loan?
The digital space is changing how consumers buy and pay for goods and services. Now more than ever consumers are moving towards online-only businesses and online loan platforms that provide instant approvals and online funding.
Tribal Loans are one of the newer sub-prime mortgage products on the market and are becoming quite popular. These loans provide consumers with a low cost option to finance their purchase, both in and outside of the traditional banking system.
An emergency is something that comes up unexpectedly and requires immediate attention. Many individuals have their own definitions of what an emergency is, but for the purposes of this article, we will use the government's official definition.
The phrase ‘$255 debt' is often used in the context of a financial hardship, usually when someone finds themselves in an unexpectedly heavy debt load after a layoff, a reduction in hours or an unexpected bill. While this may be the case for some, this article will discuss what a $255 dollar loan actually means and why this is often considered a ‘bad debt'.
If you're looking for a way to make quick cash, you've probably considered exploring the option of a personal loan online. Personal loans are short-term loans provided by a range of lenders, designed to help subscribers get by until their next payday.
Taking out a personal loan with no credit history isn't as difficult as you might think. Thanks to innovative companies like LendUp, the process of getting approved and funded for a cash advance now takes less time than ever before.
If you're looking for a way to get money quickly, you've probably considered a personal loan. Perhaps you're looking to take a vacation or go on a shopping spree.
Many people wonder about loans for unemployed. It is a common question and a good question because there are many types of loans out there that can help people get back on their feet.
You've probably heard of cash advances, also known as cashiers' checks or cash-advance scams. If not, you've probably seen them on TV, where they're often associated with credit card scams.
Have you ever applied for a credit card and been turned down because the lender didn't know your identity? Or applied for a loan and had to prove you were who you said you were?
Furniture loans are money loans that are secured by your home's valuables. Essentially, you borrow a specific sum of money against the value of your belongings.
A home improvement loans are mortgage loans that are used to make renovations or home changes. These types of loans are usually easier to get than other types of loans since the down payment is usually lower and the equity you have in your home is used as collateral.
If you're looking to get a fast loan with bad credit, you've come to the right place! We've curated a list of the best cash back apps and saved you some money :-) Payday loans are a type of short-term loan where you make a quick cash payment back to the lender (plus interest).
A Quick Look At The History Of The EDD Card The Early Detection of Disease (EDD) card may be one of the most influential inventions in the 20th century. A new report from the American Association for the Advancement of Science (AAAS) explores the history of the invention and why it continues to be relevant today.
You've got a dream vacation planned – maybe you're going on a cruise ship around Europe, you've got an extreme sport vacation lined up, or you've got a stay at an upscale resort in the Caribbean – but that dream vacation needs some cash in order to happen. Luckily, there's an alternative to traditional loans – you can get a personal loan for vacation.
Inevitably, most of us will need to resort to short-term loans at some point in our lives. Whether you're experiencing a quick cash-flow crisis or you just need some extra spending money for an upcoming vacation, a short-term loan is the perfect solution.
It's highly unusual for a lender to approve a loan for a bad credit score, but this is exactly what happened when I applied for a personal loan. In fact, I was so unheard of that the lender had to run my credit report before they would agree to lend me the money.
If you are searching for a no credit check loan, you have probably considered a number of things. You might have wondered if not having a credit score will affect your eligibility, or whether or not you will be approved for the loan.
An origination fee is an initial charge that a lender may make to open up a loan account. The fee is generally between $1 and $5, with some fixed-rate mortgage (FRM) products having a higher origination fee.
This is the question on everyone's lips, especially those seeking 100% financing for a new car purchase. Thanks to the recent economic downturn, many are now finding themselves in a position where they can't afford the payments on their current auto loan.
A direct deposit loan (DdL) is exactly what it sounds like. You deposit money in your account directly from your payroll check and then, using that money, you are able to make a purchase.
You finally got that promotion you've been working hard for and things are going well for you. Now, you need to treat yourself with a new gadget or clothing item, but you don't have enough money in the budget.
The cost of dental treatment is rising, which means that more of your friends are likely to be going there too. That's great if you're a fan of the smiley faces, but what if you're not?
There are many questions regarding loans and borrowing money that may pop up in your head. One such question is: “What is a 1500 dollar loan?” In this article, we will discuss what is a 1500 dollar loan and how it differs from the others.
A tax refund loan is a type of personal loan which is typically offered to customers who are seeking to purchase an expensive item but are unable to afford it. The loan is offered in exchange for a promise to pay back the loan with a tax refund (in the event the customer files their tax return and claims a tax refund for the year).
When the economy is struggling, many people turn to their spare cash to help out. Sometimes, this can be a challenge because at times we all need a little extra money to tide us over until our next pay cheque.
With the growing number of people falling into the abyss of debt, many have begun looking for ways to pay off their loans without having to resort to drastic measures such as bankruptcy. For those with bad credit, a bank account can be a valuable tool in establishing or reestablishing a credit history.
Many of us have heard of a VA Loan, but not many of us know exactly what it is or why we should care about it. This article will briefly explain what is a VA Loan, how it works, and why you should care about it.
A single payment loan is a type of personal loan that allows the debtor to make one payment every month, typically on the first. Because borrowers make only one payment every month, these loans are ideal if you want to stay on top of your bills.
A direct express emergency cash (D.E.E.C.) is a cash option that provides customers with a faster and more convenient way to access emergency funds as approved by the IRS. Basically, a D.E.E.C.
A 500 Dollar loan, sometimes referred to as a ‘small loan', is the perfect amount of money to transform your house into a comfortable, living space. With this type of loan, you can take out a small amount of money to make massive improvements to your home.
If you're reading this, I assume you've heard of or at least have used a check cashing service before. But if you're still wondering, what is check cashing, and how does it work?
A pre-approved personal loan is a loan that has already been approved for you, but you have to pay for it yourself. You can take out a loan to have money for an emergency, a vacation, a car purchase, or anything else.
It's a common occurrence, isn't it? You rush to make a quick purchase because of an attractive offer, only to find out that you can't handle the additional debt.
A cash loan till payday (also known as a payday loan or cash advance loan) is a short-term lending option that allows you to get cash now, but you have to pay it back with interest soon. It's usually not advisable to go into debt because of unforeseeable expenses, but borrowing money for temporary needs is often unavoidable.
If you're reading this, I assume that you're looking for an answer to the question ‘What is a 5000 Dollar Loan?' The short answer is that it is a loan product that allows you to borrow money up to a specific value, which can be anywhere between $5,000 and $50,000. The longer answer involves some more detail about consumer credit and the various loans available today.
If you're in the trucking industry and need some extra cash flow, you've probably considered a commercial trucking loan. These loans specifically provide commercial truckers with the financing they need to run their trucking business.
You are ready to start your family and begin the journey of parenthood. You want to do everything that is necessary to prepare for the arrival of your child.
As the name suggests, an installment loan is a type of loan that you pay back over time. The length of the repayment period is typically, but not always, referred to as ‘installment'.
A tribal installment loan is a type of loan that can be obtained by members of certain Native American tribes. The name comes from the fact that these loans are designed to be paid back to the community in the form of monthly payments (or “installments”) to a loan provider who holds the legal title to the property being purchased.
If you need quick cash and don't have a bank account, you have multiple options. You can ask a family member or friend for a personal loan, you can take out a payday loans with no bank account, or you can find a cash advance store that will give you cash on the spot.
If you're reading this, I assume that you're in need of quick cash. You might be feeling overwhelmed by current financial circumstances and just need some fast cash to get you through the next few weeks.
When you get an unexpected bill or expense, it can be hard to know how to pay it back. When you are in a tight spot, you may wonder if an online installment loans instant approval is an option for you.
If you're looking for a way to make quick cash, but don't want to rely on your wallet, you're in luck. The team at Paydayloans.com found a way to connect borrowers with lenders, allowing for quick cash advances against your paycheck.
You might be familiar with the term payday loan or cash advance. In case you're not, a payday loan is a type of short-term loan where you agree to reimburse the lender a predetermined amount of money, within a certain timeframe, usually 30 days.
If you're driven by the desire to make your life more luxurious – to travel the world and enjoy quality time with your loved ones – you might decide to take out a same day personal loan. A same day personal loan is a quick and flexible loan option that lets you purchase luxury items, travel, or spend money on whatever you desire.
If you're looking for a way to fund your passion for art, music, or sports, you've come to the right place. We provide loans for gig workers, serving the traveling arts community and helping them to create professional portfolios to secure future financing.
If you're looking to purchase a vacation property but don't have the necessary funds, then you have come to the right place. Here, we're going to discuss the various terms and conditions of a chime loan and how to properly secure one so you can enjoy your trip without worry.
A faxless payday loan is a type of short-term, cash advance loan where there's no paperwork required, other than what you put in during application. With a lender that works with Square, for example, you can apply online and get a cash advance loan with no fax required, as long as you meet the basic criteria.
3000 Dollar Loans are a relatively new product offered by many lenders; this is the mid-tier of fixed-rate mortgage (FRM) loans. The minimum loan amount is usually 3% to 5% of the purchase price of a home or 1.5% to 3% of the appraised value of a property, whichever is greater.
Have you ever considered paying off your student loan as soon as possible? With the increasing cost of both living and education in today's world, more and more people are realizing the benefits of a reduced monthly payment schedule.
People with bad credit ratings are finding it hard to access loans and credit cards. Banks and loan providers are wary of lending to individuals with a history of credit card fraud or loan default.
You've probably heard of credit scores. They're those pesky little numbers that lenders, credit card companies, and other financial institutions use to determine your risk level and whether or not you deserve a loan or credit card.
If you're looking to borrow money to make home improvements or buy a new car, you've probably considered taking out a construction loan. After all, you need a few hundred dollars to get the job done, and a construction loan can get you the money you need in no time.
Payday loans with prepaid debit card are a way of borrowing money that allows you to avoid loan fees and hassles. A payday loan is a small amount of cash that is typically lent to individuals who are trying to make it through to the end of the month and have low on-hand finances due to a slow or stagnant economy.
A 1000 dollar loan is a type of personal loan where you give the lender a thousand dollars in return for a certain period of time. The advantage of this loan type is that it gives you a certain amount of money with which you can easily trade.
A 2500 dollar loan is a type of high-cost loan primarily targeted at high-net-worth individuals (HNWIs). It typically refers to a loan given to an individual with a net worth of at least a quarter of a million dollars.
Payday advance loans online can be used to pay off unexpected expenses and buy necessary goods. Borrowers do not need to prove their ability to pay with a certificate of income, and provide a large package of documents.
Have you ever wanted to make a purchase, but had no money available? Or, even worse, have you ever needed to make a purchase, but didn't want to use your credit card because you knew you wouldn't be able to pay it off immediately?
Getting a payday loan doesn't have to be difficult—especially when you know the right way to go about it. After all, it's not everyday that you find yourself in need of quick cash, but if you do, there are plenty of companies ready and willing to help out.