New year, new opportunities for Loan Product Advisor® (LPASM) to help you efficiently achieve your goals. With the January release, we’re updating feedback messages, the AUS Transaction Number and more. Plus, we’ve implemented new loan limits for 2025.

January LPA Release

The January Release Notes include:

  • Implementation of new conforming loan limit values for 2025.
  • New and revised feedback messages to align with the Single-Family Seller/Servicer Guide (Guide).
  • Update for the AUS Transaction Number in the Response file and on the feedback certificate.
  • Enhancement to present housing expenses for dual automated underwriting system (AUS) users.

For full details, check out the January LPA Release Notes.

Coming Soon: Risk Assessment Technology Update and Impacts

As part of our ongoing efforts to keep LPA’s risk assessment capabilities up to date, we’ll soon be making updates that affect how merged credit reports are returned to LPA users. The user experience will be improved, and feedback messages will be impacted, which we’ll communicate later. On January 15, these changes will be available broadly in the customer test environment (CTE) for you to start testing. Integrated software partners can begin testing immediately. All updates related to this are targeted for a production release on March 23, 2025.

For any questions, please contact your Freddie Mac representative or the Customer Support Contact Center (800-FREDDIE).

Feedback Messages Effective Soon

Here’s a preview of feedback messages that will be effective in March 2025:

  • ACE and ACE+ PDR –  New and revised messages to support expanding access to our automated collateral evaluation (ACE) and ACE+ PDR (property data report) appraisal alternatives as announced in Guide Bulletin 2024-16.