Tailored for Your Best Friend Pet Insurance
Protection just right for your pet (and your pocket)
Get peace of mind- Keep your pet healthy
- Don’t stress about vet costs
- Save on routine care
Pet-Friendly Everything
With Lemonade, keeping your pet healthy is a treat
affordable
Pay for the health plan your pet really needs, and not what you don’t want
personalized
No two pets are the same. So why offer them the same insurance plan? Get the coverage your pet actually needs.
super fast & simple
Hassle-free, digital claims resolution let you spend less time on paperwork and more time on belly scratches.
coverage They actually need
Designed by our team of vet experts and pet-obsessed parents
bloodworkx-raysMRICT scanslab workurinalysisultrasoundscanceremergency caresurgeryheart diseasehospitalizationroad accidentsoutpatient careallergy medicinespecialty careinjectionsprescription medicationsarthritis medicationknee, elbow & hip dysplasiabloodworkx-raysMRICT scanslab workMake Your Pet’s Day Today
The sooner you protect them, the more they’re protected against
start when they’re healthy
Don’t wait for something to happen, maximize your coverage by getting insured now
All Vets Welcome
Go to any vet in the United States. As long as they’re licensed to provide vet care in their state.
Puppy/Kitten Package
Covers procedures like spaying or neutering, microchipping, six vaccinations, and more!
Cancel at any time
Cancel on the Lemonade app. Get refunded if it’s within the first 30 days. Just know that waiting periods will reset.
Instead of rushing over when something bad happens, people should bring their pets in to keep them healthy as they mature.Dr. Stephanie Liff, DVM, Lemonade’s vet expert
Huge Savings on Tests, Vaccines, and Routine Care
Preventative packages cover vet care you’re probably already paying for
Wellness Exam- Fecal or Internal Parasite Test
- Vaccines
- Heartworm Test
- Blood Test
- Medical Advice Chat
- Wellness Exam
- Fecal or Internal Parasite Test
- Vaccines
- Heartworm Test
- Blood Test
- Medical Advice Chat
- Flea/Tick or Heartworm Medication
- Routine Dental Cleaning
- Wellness Exam
- Fecal or Internal Parasite Test
- Vaccines
- Heartworm Test
- Blood Test
- Medical Advice Chat
- Spay/Neuter
- Microchip
- Flea/Tick or Heartworm Medication
- Wellness Exam
- Fecal or Internal Parasite Test
- Vaccines
- Heartworm Test
- Blood Test
- Medical Advice Chat
America’s Top-Rated Insurance, Now for Your Pet
Lemonade has earned 4.9 stars in the App store and on Google Play, and is top-rated by Supermoney, Clearsurance, and others
What happened? Broken Leg
Riley fell and couldn’t get up. She was taken to the vet, where X-rays revealed a broken leg, and she had to undergo emergency surgery.
What happened? Cancer
Dublin collapsed twice and was having seizures. He was diagnosed with cancer and brain tumor, and is now getting treatments.
What happened? Gastroenteritis
Sailor started vomiting and was taken to the vet where they diagnosed Sailor with gastroenteritis. After being prescribed medication, she is back to her normal self.
What happened? Gastrointestinal Issues
Kona was rushed to the ER for severe vomiting. The vet diagnosed her with Irritable Bowel Disease (IBD). Kona is now on medication and back to her normal self!
What happened? Foreign Material Ingestion
Milo chewed the ties off a pair of pants, which caused him to vomit. The vet discovered a blockage in his intestine and he was taken to surgery for removal.
What happened? Laceration/Severe Cut
Willoughby was out for a walk when he severely cut his paw. He was taken to the vet to get stitches.
What happened? Broken Leg
Riley fell and couldn’t get up. She was taken to the vet, where X-rays revealed a broken leg, and she had to undergo emergency surgery.
What happened? Cancer
Dublin collapsed twice and was having seizures. He was diagnosed with cancer and brain tumor, and is now getting treatments.
What happened? Gastroenteritis
Sailor started vomiting and was taken to the vet where they diagnosed Sailor with gastroenteritis. After being prescribed medication, she is back to her normal self.
What happened? Gastrointestinal Issues
Kona was rushed to the ER for severe vomiting. The vet diagnosed her with Irritable Bowel Disease (IBD). Kona is now on medication and back to her normal self!
What happened? Foreign Material Ingestion
Milo chewed the ties off a pair of pants, which caused him to vomit. The vet discovered a blockage in his intestine and he was taken to surgery for removal.
What happened? Laceration/Severe Cut
Willoughby was out for a walk when he severely cut his paw. He was taken to the vet to get stitches.
Got Dog Insurance Questions?
Pet insurance can be confusing, so we worked hard to make it simple. Didn’t find what you were looking for? Check out pet insurance explained.
What are waiting periods?
Like all pet insurers, we have waiting periods before certain coverages kick in - 2 days for accidents, 14 days for illnesses, and 6 months for cruciate ligament events. But if you opted for our preventative package, you can use the benefits in that package the day after you purchased the policy!
What are pre-existing conditions and are they covered?
Anything your pet has shown signs of before the waiting periods are up is considered a pre-existing condition. Currently, we don’t cover pre-existing conditions, but we’ve got your back in case of accidents and new illnesses, as part of our base coverage.
How will I get paid for a claim?
We’ll ask you to enter your bank account information as part of submitting your claim in the Lemonade app. Once it’s approved, we’ll issue payment directly into your account.
How do I add another pet?
Each pet needs their own policy, but you’ll need to set them up one at a time. After purchasing a policy for your first pet, just hit the + symbol on your Lemonade app’s home screen to get a new quote for your other furry friend.
Can I change my coverage after purchase?
You can request to increase your coverage within the first 14 days of your policy, and at your policy’s renewal. However, in most states, you can request to decrease your coverage at any time. All changes are subject to our underwriting team’s approval.
Do you need my pet’s medical records?
We want to get to know your pet so we can provide the best coverage. Medical records show vital information and help us understand whether your pet has any previous health issues, a.k.a pre-existing conditions.
Good for Your Pet, and for The World
We’re a public benefit corporation. After covering claims and costs, Lemonade donates to a social cause you choose — including animal welfare organizations.
