David Wheeler (North Carolina)

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David Wheeler
Image of David Wheeler
Elections and appointments
Last election

March 5, 2024

Education

High school

Norwalk Community High School

Bachelor's

University of Iowa, 1987

Personal
Birthplace
Des Moines, Iowa
Religion
Methodist
Profession
Entrepreneur
Contact

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David Wheeler (Democratic Party) ran for election for North Carolina Commissioner of Insurance. He lost in the Democratic primary on March 5, 2024.

Wheeler completed Ballotpedia's Candidate Connection survey in 2023. Click here to read the survey answers.

Biography

David Wheeler was born in Des Moines, Iowa. He graduated from Norwalk Community High School. He earned a bachelor's degree from the University of Iowa in 1987. His career experience includes working as an entrepreneur.[1]

Wheeler has been affiliated with the following organizations:[1]

  • Center for Rural Health Innovations
  • American Muckrakers PAC, Inc.

Elections

2024

See also: North Carolina Insurance Commissioner election, 2024

General election

General election for North Carolina Commissioner of Insurance

Incumbent Mike Causey defeated Natasha Marcus in the general election for North Carolina Commissioner of Insurance on November 5, 2024.

Candidate
%
Votes
Image of Mike Causey
Mike Causey (R)
 
52.1
 
2,840,383
Image of Natasha Marcus
Natasha Marcus (D) Candidate Connection
 
47.9
 
2,611,529

Total votes: 5,451,912
Candidate Connection = candidate completed the Ballotpedia Candidate Connection survey.
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Democratic primary election

Democratic primary for North Carolina Commissioner of Insurance

Natasha Marcus defeated David Wheeler in the Democratic primary for North Carolina Commissioner of Insurance on March 5, 2024.

Candidate
%
Votes
Image of Natasha Marcus
Natasha Marcus Candidate Connection
 
77.6
 
506,592
Image of David Wheeler
David Wheeler Candidate Connection
 
22.4
 
145,991

Total votes: 652,583
Candidate Connection = candidate completed the Ballotpedia Candidate Connection survey.
If you are a candidate and would like to tell readers and voters more about why they should vote for you, complete the Ballotpedia Candidate Connection Survey.

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Republican primary election

Republican primary for North Carolina Commissioner of Insurance

Incumbent Mike Causey defeated Andrew Marcus and C. Robert Brawley in the Republican primary for North Carolina Commissioner of Insurance on March 5, 2024.

Candidate
%
Votes
Image of Mike Causey
Mike Causey
 
60.6
 
535,909
Image of Andrew Marcus
Andrew Marcus Candidate Connection
 
21.9
 
193,962
Image of C. Robert Brawley
C. Robert Brawley Candidate Connection
 
17.5
 
154,843

Total votes: 884,714
Candidate Connection = candidate completed the Ballotpedia Candidate Connection survey.
If you are a candidate and would like to tell readers and voters more about why they should vote for you, complete the Ballotpedia Candidate Connection Survey.

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Campaign finance

Endorsements

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Ballotpedia did not identify endorsements for Wheeler in this election.

2020

See also: North Carolina State Senate elections, 2020

General election

General election for North Carolina State Senate District 47

Incumbent Ralph Hise defeated David Wheeler in the general election for North Carolina State Senate District 47 on November 3, 2020.

Candidate
%
Votes
Image of Ralph Hise
Ralph Hise (R)
 
68.4
 
68,440
Image of David Wheeler
David Wheeler (D) Candidate Connection
 
31.6
 
31,554

Total votes: 99,994
Candidate Connection = candidate completed the Ballotpedia Candidate Connection survey.
If you are a candidate and would like to tell readers and voters more about why they should vote for you, complete the Ballotpedia Candidate Connection Survey.

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Democratic primary election

The Democratic primary election was canceled. David Wheeler advanced from the Democratic primary for North Carolina State Senate District 47.

Republican primary election

The Republican primary election was canceled. Incumbent Ralph Hise advanced from the Republican primary for North Carolina State Senate District 47.

Campaign finance

2018

See also: North Carolina State Senate elections, 2018

General election

General election for North Carolina State Senate District 47

Incumbent Ralph Hise defeated David Wheeler in the general election for North Carolina State Senate District 47 on November 6, 2018.

Candidate
%
Votes
Image of Ralph Hise
Ralph Hise (R)
 
62.3
 
44,305
Image of David Wheeler
David Wheeler (D)
 
37.7
 
26,777

Total votes: 71,082
Candidate Connection = candidate completed the Ballotpedia Candidate Connection survey.
If you are a candidate and would like to tell readers and voters more about why they should vote for you, complete the Ballotpedia Candidate Connection Survey.

Do you want a spreadsheet of this type of data? Contact our sales team.

Democratic primary election

Democratic primary for North Carolina State Senate District 47

David Wheeler defeated Cheryl Swofford and Christopher Rumfelt in the Democratic primary for North Carolina State Senate District 47 on May 8, 2018.

Candidate
%
Votes
Image of David Wheeler
David Wheeler
 
54.2
 
4,272
Silhouette Placeholder Image.png
Cheryl Swofford
 
31.4
 
2,473
Silhouette Placeholder Image.png
Christopher Rumfelt
 
14.5
 
1,141

Total votes: 7,886
Candidate Connection = candidate completed the Ballotpedia Candidate Connection survey.
If you are a candidate and would like to tell readers and voters more about why they should vote for you, complete the Ballotpedia Candidate Connection Survey.

Do you want a spreadsheet of this type of data? Contact our sales team.

Republican primary election

Republican primary for North Carolina State Senate District 47

Incumbent Ralph Hise advanced from the Republican primary for North Carolina State Senate District 47 on May 8, 2018.

Candidate
Image of Ralph Hise
Ralph Hise

Candidate Connection = candidate completed the Ballotpedia Candidate Connection survey.
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Campaign themes

2024

Ballotpedia survey responses

See also: Ballotpedia's Candidate Connection

Candidate Connection

David Wheeler completed Ballotpedia's Candidate Connection survey in 2023. The survey questions appear in bold and are followed by Wheeler's responses. Candidates are asked three required questions for this survey, but they may answer additional optional questions as well.

Expand all | Collapse all

David B. Wheeler is a Democrat running for North Carolina Insurance Commissioner. David is a father, son, small business owner, and independent Democrat that loves North Carolina and the United States of America. Growing up in a small town, David was raised by his Marine father, Gale, and CWA union mother, Donna with his three brothers and sister. David first became politically involved when he was ten on a local campaign with his parents, and has been hooked on politics and public service since.

  • No Insurance Rate Hikes
  • Help North Carolinians Get the Insurance Benefits They Paid For
  • Fairness for all North Carolinians

I don't understand why there is no one fighting to keep insurance rates low or fighting for folks that have problems obtaining the beneifts owed to them by insurance companies. I am passionate about leveling the playing field for all North Carolinians and making the Dept of Insurance more focused on the people and less so on helping insurance companies make millions of dollars.

This office touches every North Carolinians every day but is often overlooked. The Commissioner of Insurance can help NC residents in many ways by keeping insurance rates as low as is possible.

Fairness. Listen, stop talking. Focus on helping those that need help, not those with the most lobbyists. Compassion for those among us that have the least resources.

Lower rates for seniors, the poor, cops, firefighters, teachers, union members, and all members of the military.

I went to Jimmy Carter's announcement event in Iowa in 1976. I was 10 years old.

I delivered newspapers for the Indianola, Iowa, newspaper.

Keeping insurance rates low, ensuring folks get the beneifts they paid for, and providing fairness to all insurance companies and consumers.

I believe it's important to have an understanding on how to get things done, build concensus, and fight when needed.

It's is important to know what your role is as Commissioner of Insurance. It is to help keep insurance rates as low as possible and provide for fairness to all insurance companies and NC residents.

Note: Ballotpedia reserves the right to edit Candidate Connection survey responses. Any edits made by Ballotpedia will be clearly marked with [brackets] for the public. If the candidate disagrees with an edit, he or she may request the full removal of the survey response from Ballotpedia.org. Ballotpedia does not edit or correct typographical errors unless the candidate's campaign requests it.



Campaign website

Wheeler’s campaign website stated the following:

INSURANCE CLAIM RESOLUTION WITHIN 60 DAYS
When David is elected, the entire Department of Insurance will be re-organized towards helping North Carolinians, small business owners, farmers, seniors, members of the military and public servants ensure their rates are low and they get what they paid for when they need their insurance company to step up.

This means that insurance companies will have 60 days to pay claims or be subject to a penalty that is paid to you, not the DOI. The insurance companies don't allow you to make late payments, why should we let them make late claim payments to their customers and you?

MY LEADERSHIP TEAM WILL REFLECT THE DIVERSITY OF NORTH CAROLINA WITH PAY EQUITY
When I'm elected Commissioner, I've commited to ensuring the Department of Insurance leadership team and employees reflect this great diverse state. In September 2023, in a video to the NC Democratic Women Convention, I committeed to appointing woman and people of color to my leadership team at a level that represents the diverse culture of North Carolina.

HELP CONSUMERS GET MEDICAL DEBT FORGIVEN OR REDUCED
North Carolina is home to three of the top four counties in the US with medical debt. I will work with the debt collection agencies to put together a model repayment plan that is adopted industry wide that includes a low interest rate, payment plans, and canceling debt when possible.

In addition, I'll work with the legislature to get legislation on the books that protects consumers from predatory practices, high interest rates, and wrecking credit reports. The bottomline is that someone should not be in debt for their life becuase they got sick or injured. I'll work to change practices in NC to protect consumers.

FIGHT EVERY RATE INCREASE
More than 1 million new residents have moved to North Carolina since 2010, which creates a larger market and should create lower prices. BUT our insurance policy rates keep climbing every year. These increases are across the board and affect homeowners, renters, auto, small and large business, start-up businesses and organizations, professional liability, life, property and other insurance rates.

Why? No one in Raleigh is fighting to keep the rates down and the current Commissioner is dependent upon insurance industry campaign cash. David is going to change that in his first day in office.

​When David is elected as Commissioner of the Department of Insurance, he will fight against any insurance rate increases during his four year term. ​David will be the fighter North Carolinians need. He's done it before, he'll do it again.

TREAT ALL BAIL BONDS INDUSTRY PROFESSIONALS WITH RESPECT, FAIRNESS, AND TRANSPARENCY
Under Rate Hike Mike, the bail bonds industry is suffering from a complete lack of fairness and transparency. I will work with the bail bond industry to bring fairness back to the BBRD at DOI. I'll clean house of the current management, investigate past misdeeds, and set down a clear and concise ethical standard of operation for all DOI staff. Bailbondsmen/women are small businesses and been a part of the legal justice system for more than 365 years. Many are owned by people of color. They need to be treated with respect and encouraged to grow their buisnesses not treated as solely sources or revenue or discriminated against. The bad bailbondsmen/women will be weeded out and punished according to the law, not whether or not they supported my campaign or not. Fairness is the name of the game under my administration and team.

CONVENE A TASKFORCE TO EXPLORE GUN LIABILITY INSURANCE
I will lead a pioneering initiative to form a statewide task force dedicated to exploring the concept of gun liability insurance. Recognizing the growing concerns over gun violence and safety, my proposal aims to convene a diverse group of stakeholders, including legal experts, insurance professionals, law enforcement, community and citizens group, and public health officials. The primary objective of this task force is to meticulously evaluate the feasibility of requiring gun liability insurance for gun owners in North Carolina. By doing so, I believe that this could incentivize responsible gun ownership and potentially reduce the frequency and severity of gun-related incidents. The task force will also delve into the practicalities of implementing such insurance, examining its legal implications, impact on gun owners, and potential benefits to public safety.

APPOINT A CHIEF ETHICS AND DIVERSITY OFFICER
Based upon the data I've compiled and personal conversations with current and former DOI employees, there is a racial discrimination problem at DOI.

One of my first acts as Commissioner will be to appoint a Chief Ethics and Fairness Officer.

The focus of this senior official will be to reviewing all past and current hiring practices, create a hotline for ethical and legal violations, investigate unethical and illegal activity, refer violations to the proper law enforcement and prosecutorial agenices and compile all of this information into a format that is released to the public on a regular basis.

In addition, this senior official will review the patterns and practices of the DOI Fraud Enforcement team's investigations, arrests, and convictions.

If someone has been discriminated against by DOI for any reason, we will investigate, render an opinion, hold violaters accountable, and provide an apology and recompense when approriate. We will also refer all illegal activity to the proper authorities.

USE EXISITING LAWS TO ENFORCE MENTAL HEALTH PARITY
Since 2008 federal law has required insurance companies to provide mental health coverage on par with coverage for other health services. While other states have cracked down on illegal claims denials and other roadblocks, Mike Causey's Department of Insurance has zero published enforcement actions. In 2019 The Kennedy Forum gave Rate Hike Mike an "F Grade" for mental health parity in North Carolina. When our friends, neighbors, or family members need mental health care I will fight for them to get the care they need and will enforce the law against insurance companies if needed.

PRIORITIZE PUBLIC SERVANTS
David understands that public servants are the backbone of our communities. He is committed to getting discounts on home and auto insurance for our public servants including firefighters, law enforcement, nurses, teachers, EMTs, union members, state workers, and others.

STOP EXPLOITATION OF NC SENIORS
David is committed to stopping the overcharging of seniors on their medical bills, helping resolve claims quickly and fairly, providing Medicare supplemental insurance for all North Carolina seniors and working to expand Medicare for all. David believes that the time to act is now and that we can create a better future for our seniors.

CREATE OMBUDSMAN FOR PROVIDERS AND CAREGIVERS
The caregivers providing services to North Carolinians should have an advocate for them at the DOI. I will add a dedicated staff person to work with providers and caregivers when they have disputes with insurance companies. It's time we took care of those taking care of us and I'm committed to making this change.

INSURANCE COMPANY RATINGS
When my new team takes the helm January 1, 2025, we will begin work on a public website that has ratings for auto, home, renters, and other insurance lines. This website will include a rating based upon price, customer complaints, payment of claims, and other factors. This will give consumers a clear and concise website to shop for insurance and hold bad insurance companies to account.

PROCURE A SECOND SET OF TURNOUT GEAR FOR FIREFIGHTERS
When I take office in January 2025, I will immeidately begin the process of procuring a 2nd set of turnout gear for any NC fire deptartment and/or rescue squad that requests it. This 2nd set of gear will help lower the rate of cancer that an unclean set of gear subjects firefighters. The gear costs approximately $2500 per firefighter and many departments cannot afford this extra cost.

$5000 ANNUAL TAX CREDIT FOR FIREFIGHTERS
Volunteer and paid firefighters provide an invaluable service to our state. I'm proposing and will push with the NC General Assembly a $5000 tax credit for every firefighter that is either full time or has at least 10 hours of service as a volunteer each month. The $5000 will allow us to honor the commitment these public servants make and a partial reimbursement for their gas, and other out of pocket expenses.

STREAMLINE BUILDING PERMITTING IN NC TO INCREASE AVAILABILITY OF AFFORDABLE HOUSING
It is time the Commissioner of Insurance addressed the housing crisis in North Carolina. I'm advocating for for a comprehensive policy aimed at streamlining the building permitting process and holding local officials accountable that are dragging their feet for political or other purposes. This initiative focuses on reducing bureaucratic hurdles, enhancing efficiency, and fostering collaboration between relevant stakeholders to accelerate the construction of affordable housing across the state.

Key Components:
1. Review and Simplify Permitting Procedures:

  • Conduct a thorough review of existing building permitting procedures at the state and local levels.
  • Identify redundant regulations and streamline the process to eliminate unnecessary delays.

2. Establish Clear Guidelines:

  • Develop clear and transparent guidelines for builders and developers to navigate the permitting process efficiently.
  • Ensure that the guidelines prioritize safety standards while minimizing bureaucratic complexities.

3. Collaboration with Local Authorities:

  • Foster collaboration with local municipalities to create a unified permitting framework.
  • Establish a task force to work closely with city and county officials, builders, and community stakeholders to address regional housing needs.

Wheeler's Building Permit Plan Continued

4. Utilize Technology:

  • Invest in technology solutions to digitize and automate the permitting process.
  • Implement an online portal for permit applications, tracking, and approvals to reduce paperwork and processing times.

​​5. Fast-Track Affordable Housing Projects:

  • Implement a fast-track process specifically designed for affordable housing projects.
  • Provide incentives or expedited approvals for projects that contribute to addressing the affordable housing shortage

6. Community Engagement and Education:​

  • Engage with communities to address concerns and gather input on housing needs.
  • ​Educate the public on the importance of expediting the building permitting process for affordable housing and its positive impact on communitiess

7. Monitoring and Evaluation:

  • Establish a system for ongoing monitoring and evaluation of the streamlined permitting process.
  • Make data-driven adjustments as needed to ensure continuous improvement and effectiveness.

8. Incentivize Innovation:

  • Introduce incentives for innovative construction methods, materials, and designs that meet safety standards while expediting the construction process.

CLIMATE CHANGE IS REAL AND DRIVING UP YOUR INSURANCE RATES

  • Appoint a Senior Deputy Commissioner for Climate Change Issues: Appoint a leaders in climate change issues to lead all of the DOI efforts on climate change and lead the task force outlined below.
  • Create a State-wide Climate Change Task Force: Appoint a working group of committed stakeholders to devise a plan to combat climate change in NC, implement changes to lower our output of carbon emissions, and ensure we know what’s coming in the insurance market and the impact climate change is going to have upon NC consumers, schools, governments, and businesses.
  • Climate Change Data Center. Provide a data center for all things related to climate change and insurance, including real-time maps where climate change will have its biggest insurance risks and increases in policy premiums. In addition, include a list of insurance companies that include climate change data in their rates and acknowledges the risks in insurance policies.
  • Climate Risk Assessment and Disclosure: Require insurance companies to conduct thorough climate risk assessments and disclose their exposure to climate-related risks. This transparency will help both regulators and the public understand the potential impact on the industry.
  • Climate-Resilient Standards: Establish and enforce standards for climate resilience in insurance operations. This could include guidelines on underwriting practices, risk modeling, and investments to ensure that the industry is adequately prepared for the impacts of climate change.
  • Incentives for Green Insurance Products: Encourage the development and promotion of insurance products that incentivize environmentally friendly practices. This could involve providing tax breaks or other incentives to insurers offering coverage for sustainable businesses or assets.
  • Research and Development Support: Allocate resources to support research and development in climate risk modeling. This will help insurers better understand and assess the evolving risks associated with climate change, leading to more accurate underwriting and pricing.

Climate Change Initatives Proposed Under the Wheeler DOI Plan

  • Collaboration with Other Regulators: Collaborate with other regulatory bodies to ensure a coordinated approach to climate risk mitigation. This includes working with financial regulators, environmental agencies, and other stakeholders to develop comprehensive strategies for addressing climate-related challenges.
  • Capacity Building and Training: Invest in training programs for insurance professionals to enhance their understanding of climate risks and adaptation strategies. This will enable the industry to respond effectively to the evolving challenges posed by climate change.
  • Consumer Education and Awareness: Implement initiatives to educate consumers about the impact of climate change on insurance and risk mitigation measures. Informed consumers can make better decisions about their insurance coverage and take steps to reduce their own climate-related risks.
  • Regulatory Stress Testing: Implement stress testing for insurers to assess their resilience to extreme weather events and other climate-related disasters. This will help identify potential weaknesses in the industry and ensure that insurers are adequately prepared for worst-case scenarios.
  • State, Federal, and International Cooperation: Engage in state to state, federal, and international collaborations to address cross-border climate risks. Work with global insurance regulators and organizations to develop consistent standards and share best practices for managing climate-related risks in the insurance industry.
  • Education in Schools: DOI will lead an effort to place a curriculum module at public schools in North Carolina that discusses climate change and how individuals can help lower their carbon footprint, and be part of the solution to climate change in NC.
  • Premium Adjustment Mechanisms: Develop mechanisms to adjust insurance premiums based on climate risk. Insurers should be encouraged to factor climate-related risks into their pricing models, and policyholders who adopt sustainable practices should be rewarded with lower premiums.[2]
—David Wheeler’s campaign website (2024)[3]

2020

Candidate Connection

David Wheeler completed Ballotpedia's Candidate Connection survey in 2020. The survey questions appear in bold and are followed by Wheeler's responses. Candidates are asked three required questions for this survey, but they may answer additional optional questions as well.

Expand all | Collapse all

David Wheeler has started and lead various companies over the last thirty years. His first business venture, at age 24, was Protocol International, Inc., a marketing and event management firm based in Chicago. Since his first business, David has gone on to manage the first marathon on Antarctica, produce the first Presidential candidate forum focused on cancer issues, lower the level of the Mississippi river for an event and help produce the first professional sports event in Russia among other projects. David was the Democratic Nominee for North Carolina State Senate 47 in 2018. He won a three-way Democratic primary race with 52% of the vote. While he was defeated in the general election, David raised more donations than any other candidate, outperformed other Democrats by 7% and ran an honorable, tough campaign in a highly gerrymandered district. David was a member of the Spruce Pine Montessori Board of Directors and Chairman, Health-e Schools. David was also trained and sworn in by the NC District Court as a volunteer Guard Ad Litem, representing children in court proceedings. David graduated from the University of Iowa in 1987 with a major in political science and an emphasis in economics. David lives with his children Calia (9), Nicholas (7) and Quinn (4) in the mountains of Western North Carolina near Spruce Pine. My full bio is here: https://wheelernc.com/meet-david/

  • Health Care; we need lower costs for all of our people and take the Medicaid expansion funds owed to North Carolina by the federal government to cover an additional 75,000 people in our district. I've also proposed the Freedom Pharmacy as a way to provide low cost medicines and prescription drugs to all our people. More information is here; https://wheelernc.com/688/issues/freedom-pharmacy/
  • Senior Citizens; we need to better rund programs for our senior citizens including transportation, senior centers, meals on wheels and health care funding.
  • Legislative Pay: Until everyone in our district receives decent health care, $15 minimum wage and our teachers are properly paid, I do not believe State Representatives and Senators should receive any pay.

Education is the backbone of our society. We must find a better way to fund our schools and teachers. It is unconscionable that education is not world class for our kids. I will work with Republicans and Democrats to overhaul the system to find a better way forward for our kids, teachers, administrators, taxpayers and parents.

- Franklin and Eleanor Roosevelt

- Teddy Roosevelt

- Jimmy and Rosalyn Carter

- Tom Vilsack

There is no difference between the House and Senate in NC. Neither is getting anything done for the people.

It doesn't matter. What is important is to be able to represent your constituents' needs, be able to come up with solutions and compromiser, and get things done.

- Getting rid of gerrymandering.

- Finding a better way to fund education

- Healthcare funding

They should work together for the betterment of our State. Compete hard during elections but respect the will of the people and get things done together.

- Judge Robert Hunter


- Governor Roy Cooper


- Senator Terry Van Duyn

Note: Ballotpedia reserves the right to edit Candidate Connection survey responses. Any edits made by Ballotpedia will be clearly marked with [brackets] for the public. If the candidate disagrees with an edit, he or she may request the full removal of the survey response from Ballotpedia.org. Ballotpedia does not edit or correct typographical errors unless the candidate's campaign requests it.



Campaign finance summary


Note: The finance data shown here comes from the disclosures required of candidates and parties. Depending on the election or state, this may represent only a portion of all the funds spent on their behalf. Satellite spending groups may or may not have expended funds related to the candidate or politician on whose page you are reading this disclaimer. Campaign finance data from elections may be incomplete. For elections to federal offices, complete data can be found at the FEC website. Click here for more on federal campaign finance law and here for more on state campaign finance law.


David Wheeler campaign contribution history
YearOfficeStatusContributionsExpenditures
2024* North Carolina Commissioner of InsuranceLost primary$535,359 $282,003
2020North Carolina State Senate District 47Lost general$37,118 N/A**
2018North Carolina State Senate District 47Lost general$72,112 N/A**
Grand total$644,588 $282,003
Sources: OpenSecretsFederal Elections Commission ***This product uses the openFEC API but is not endorsed or certified by the Federal Election Commission (FEC).
* Data from this year may not be complete
** Data on expenditures is not available for this election cycle
Note: Totals above reflect only available data.

See also


External links

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Footnotes

  1. 1.0 1.1 Information submitted to Ballotpedia through the Candidate Connection survey on June 23, 2023
  2. Note: This text is quoted verbatim from the original source. Any inconsistencies are attributable to the original source.
  3. David Wheeler for Insurance Commissioner, “The Wheeler Plan,” accessed February 19, 2024