Connect your money worldwide
Pay and get paid globally. Move money where it matters: from paying your mortgage in euros to sending rupees overseas. Fast, simple and secure.
All funds are deposited with banks like JPMorgan Chase Bank
Registered with the Financial Crimes Enforcement Network (FinCEN)
Federally regulated. Check how we’re licensed state by state
High speed, low fee transfers
Use our calculator to check prices for transfers in any of 40+ currencies. Whether scheduling payments or putting down deposits — over half our transfers get there in under 20 seconds.1 Use it to believe it.
Learn how to send moneyConnected bank account (ACH) fee
2.49 USD
Our fee
6.97 USD
Total included fees (0.95%)
9.46 USD
- You could save up to 38.13 USD
Should arrive by Monday, 20 January
Do more with Wise in the US
You can use Wise for much more than just sending money. Here is what's available, based on where you live.
Receive money fast
Get paid easily in other currencies with global account details.
- 3.92%APY on USD
Receive interest*
Opt in and get passthrough FDIC insurance up to $250,000 through our Program Bank.3
*Receive interest is not available to residents of New York and Alaska at this time.
Disappoint thieves
Every quarter, our customers trust us to move over £30 billion of their money. Here are some of the important ways we protect them.
Our dedicated fraud and security teams work to keep your money safe
We use 2-factor authentication to protect your account
We hold your money with established financial institutions
Boost your balances
Opt in to our interest feature and earn 3.92% APY1 (annual percentage yield) on your USD, 3.32% APY on your GBP, and 1.61% APY on your EUR balances.
Meet money without borders
We’re building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.
Wise works nearly everywhere
- United States dollarRouting number, Swift/BIC, Account number and Account typeGet USD account details
- United States dollar
- British pound
- Euro
- United Arab Emirates dirham
- Australian dollar
- Bangladeshi taka
- Bulgarian lev
- Canadian dollar
- Swiss franc
- Chilean peso
- Chinese yuan
- Costa Rican colón
- Czech koruna
- Danish krone
- Egyptian pound
- Georgian lari
- Hong Kong dollar
- Hungarian forint
- Indonesian rupiah
- Israeli shekel
- Indian rupee
- Japanese yen
- Kenyan shilling
- South Korean won
- Sri Lankan rupee
- Moroccan dirham
- Mexican peso
- Malaysian ringgit
- Nigerian naira
- Norwegian krone
- Nepalese rupee
- New Zealand dollar
- Philippine peso
- Pakistani rupee
- Polish złoty
- Romanian leu
- Swedish krona
- Singapore dollar
- Thai baht
- Turkish lira
- Tanzanian shilling
- Ukrainian hryvnia
- Ugandan shilling
- Uruguayan peso
- Vietnamese dong
- West African CFA franc
- South African rand
- Transaction speed claimed depends on funds availability, approval by Wise’s proprietary verification system and systems availability of our partners’ banking system, and may not be available for all transactions.
- Annual Percentage Yield (APY) - rates shown are true as of 06/12/2024. See Program Agreement for details.
- The current Program Bank is JPMorgan Chase Bank, N.A., see Appendix 1 of the Program Agreement for the most updated list of Program Bank(s). Eligible customers must opt in to the interest feature. Participants will have the balance of their USD funds held in their Wise Account “swept” into a Federal Deposit Insurance Corporation (“FDIC”) insured interest-bearing account at one or more participating banks (each, a “Program Bank”) that will hold and pay interest on the deposit funds. For a complete list of Program Banks, please see Appendix 1 of the Program Agreement. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the Program Banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The Program is not intended to be a long-term investment option, checking or savings account, investment contract or security.
For customers opted in to receive interest on EUR and GBP balances, the FDIC passthrough insurance provided by our program bank is for up to the equivalent of $250,000 in total for your USD, EUR and GBP combined balance amounts (collectively, the “Eligible Balances”).
For people going places
"They make our life split between two continents possible. Transfers are simple and very, very fast."
"Always fast transactions and good fees. An invaluable online bank for those who live outside their own country or are frequent travellers."