Capitec Bank

4.1
129K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Do all your banking with SA's Best Digital Bank (SITEisfaction 2021 report)

The Capitec Bank app is secure and easy to use. You pay no data charges on most major SA networks when using it.

We've cut the cost of banking by using innovative technology. This means lower transaction fees when you use our app – putting the value back in your pocket.

Transact

• Open a Capitec account simply by taking a few selfies and scanning your ID
• Get your card delivered to your door at a fee, or collect it at a branch for free
• Reset your forgotten Remote app PIN without visiting a branch
• Buy and sell shares and save 20% on brokerage fees across all trades with EasyEquities
• With Pay me, you can generate your personalised QR code to accept payments from Capitec clients
• Scan to pay all the major QR codes straight from the app
• Get free transaction updates with in-app Money In/Money Out messages
• Keep track of how you're spending your money
• Send cash to friends and family to collect at selected retailers and Capitec ATMs
• Update your card withdrawal and purchase limits
• Manage contactless card transactions by turning tap to pay on and off
• Update your tap to pay limit
• Stop lost or stolen cards immediately
• Manage your debit orders and DebiCheck mandates
• Email electronically stamped statements
• Pay people and accounts
• Make immediate payments to other banks in SA
• Pay DStv, SARS eFiling or TV licence immediately
• Pay Capitec clients using only their verified cellphone numbers
• Buy prepaid electricity, airtime, data and SMS bundles
• Manage your Internet banking by turning it on and off

Save

• Open, personalise and manage 4 additional savings plans
• Fix your savings plans to earn higher interest

Insure

• Get a free estimate on the app
• Get your funeral plan and manage it 24/7

Credit

• Get a free personalised credit estimate
• Manage your credit on the app

Once you've registered and activated the app, remember to keep your:

• Remote PlN secret
• Cellphone safe and in your possession at all times
Updated on
Nov 20, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
127K reviews
Buntu Ngcebetsha
October 24, 2024
Slowly becoming bloated, when I log into the app I want to do something - it's so annoying to log in and have some new feature pop up on my screen preventing me from doing what I want to do in place. The intrusive messages and warnings need to stop please. Edit: well an extra star to the devs for giving us the CSV format of the bank statement. It makes building your own budget tool much simpler. And thanks for responding when I posted here 🙂
27 people found this review helpful
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Capitec Bank
October 6, 2024
Hello Buntu. Our apologies for the experience and thank you for bringing this to our attention. We're working on fixing this issue. Please keep an eye on the app store and perform an update when the app's available in the next few days. You can also contact us on our official WhatsApp number at 067 418 9565 for further assistance.
Charmaine Dudley-Massey
November 21, 2024
Hi, have an issue with the Lotto option. (this is the third it's happened to me) It "automatically" adds the "No. Of Draws" option and since I haven't selected it; I don't notice until the end ... and then realised its gone thru for another 5 or 8 draws!! It's really frustrating and there's definitely a bug there! Thought I.d mention it since I've got some time!
156 people found this review helpful
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Capitec Bank
January 2, 2021
Hi Charmaine, thank you for the App review. We are continuously look at ways to make our App user friendly.
Athandile Moshesh
November 21, 2024
When I open the app, right when I'm about to type the 5 digits pin the app closes the keybord and I have to reopen the keybord to type. Sometimes this happens after inserting the first digit of the Pin. This is very irritating and it's been a long time. I was hoping that you are going to fix it long time ago since you have a lot of updates each and every week. Please guys
1 person found this review helpful
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Capitec Bank
November 21, 2024
Hello Athandile. We sincerely apologise for your unsatisfactory experience. Please contact us on WhatsApp at 067 418 9565 (type 'chat to an agent') so our team can investigate and resolve this issue promptly.

What's new

Major performance improvements and security enhancements