ALLIED BANK PRO

Zakat
Minimum amount Monthly Average
Sr # Product Name balance
Profit Deductio Free Services
Requirement n

Allied Current Opened with initial

1st cheque Book
1 deposit of PKR PKR 25,000/- No No
Account 1000/-
Free(10 leaves)

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IED BANK PRODUCT INFO

Free Services Requirement ADC Facilities Charges

Individual:
* Copy of CNIC + Source of
Income
Business:
*CNIC + Source of Income +
NTN
Corporate/Legal Entity *No Joining
*Internet Banking
*CNIC of all Directors Fee of Allied cash +shop
*Allied Phone Banking
1st cheque Book *Form 29 Visa Debit Card
*SMS Banking
Free(10 leaves) *Resolution of board of * All other charges As Per
*SMS Transaction
Directrors SOC
* Memorandum and Articles of Alert Service
Association
* NTN

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ALLIED BANK PRODU

Minimum amount Monthly Average Zakat

Sr # Product Name balance
Profit
Deduction
Requirement

*No minimum
monthly average
Allied PLS requirement.
Profit and loss
2 Savings PKR 100/- *4.5% per annum
sharing
yes
Account profit on monthly
average balance
maintained.

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BANK PRODUCT INFO

Free Services Requirement ADC Facilities Charges

Individual:
* Copy of CNIC + Source of
Income
Business:
*CNIC + Source of Income + *Internet Banking *No Joining
NTN *Allied Phone
Fee of Allied cash +shop Visa
1st cheque Book Corporate/Legal Entity Banking
Debit Card
Free(10 leaves) *CNIC of all Directors *SMS Banking
*Form 29 * All other charges As Per SOC
*SMS Transaction
*Resolution of board of Alert Service
Directrors
* Memorandum and
Articles of Association
* NTN

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ALLIED BANK PRODUCT

Minimum amount Monthly Average

Sr # Product Name balance
Profit
Requirement

*Profit calculation
Platinum on monthly average
Rewarding No requirement of
balance
3 initial or minimum No requirement
Profit balance.
*PLS Rate of 4 % for
Account deposit below 0.1
million
ED BANK PRODUCT INFO

Zakat
Free Services Requirement ADC Facilities
Deduction

Individual:
* Copy of CNIC + Source of Income
Business:
*CNIC + Source of Income + NTN *Internet Banking
Corporate/Legal Entity *Allied Phone Banking
yes Nil *CNIC of all Directors *SMS Banking
*Form 29 *SMS Transaction Alert
*Resolution of board of Directrors Service
* Memorandum and Articles of
Association
* NTN

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Charges

*No Joining
Fee of Allied cash +shop Visa
Debit Card
* All other charges As Per
SOC
ALLIED BANK PRODUCT

Zakat
Minimum amount Monthly Average
Sr # Product Name balance
Profit Deductio
Requirement n

Account will be fed

Allied express No requirement of
through foreign
4 initial or minimum No No
Account balance.
remitance,no other
credits allowed

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BANK PRODUCT INFO

Free Services Requirement ADC Facilities Charges

*No withholding Tax
deduction on cash
withdrawls through
ATM's or cheque.
*Free first ATM/Debit *Internet Banking
Card and Cheque book *Allied Phone
issuance. Individual: Banking All other chages as
*Free Insurance for 3 * Copy of CNIC *SMS Banking per SOC
months effective from *SMS Transaction
last remitance Alert Service
ALLIED BANK PRODUCT

Zakat
Minimum amount Monthly Average
Sr # Product Name balance
Profit Deductio Free Services
Requirement n

*1st cheque Book

Allied Easy Free(10 leaves)
opened with PKR *No service charges
5 Current 1000/-
No requirement No No
on minimum
Account balance
requirement.

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ANK PRODUCT INFO

Free Services Requirement ADC Facilities Charges

*1st cheque Book *No Joining

*Internet Banking
Free(10 leaves) Fee of Allied cash +shop
Individual: *Allied Phone Banking
*No service charges Visa Debit Card
* Copy of CNIC *SMS Banking
on minimum * All other charges As
*Source of Income *SMS Transaction Alert
balance Per SOC
Service
requirement.
ALLIED BANK PRODUCT

Zakat
Minimum amount Monthly Average
Sr # Product Name balance
Profit Deductio Free Services
Requirement n
*Two cash withdrawls
free in a month
*Two cash Deposits free
in a month
*Withdrawls through ABL
ATM's Free.
Allied Basic *Counter transaction Rs
No requirement of Opened with initial
6 banking minimum balance. deposit of Rs 1000/=
No No 50/- for every
Account withdrawl/deposit other
than first two.

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ANK PRODUCT INFO

Free Services Requirement ADC Facilities Charges

*Two cash withdrawls
free in a month
*Two cash Deposits free
in a month *Internet
*Withdrawls through ABL Banking *No Joining
ATM's Free. *Allied Phone Fee of Allied cash +shop Visa
*Counter transaction Rs Individual:
Banking Debit Card
50/- for every * Copy of CNIC
*SMS Banking * All other charges As Per
withdrawl/deposit other *Source of Income *SMS SOC
than first two. Transaction
Alert Service
ALLIED BANK PRODUCT

Zakat
Minimum amount Monthly Average
Sr # Product Name balance
Profit Deductio Free Services
Requirement n
*Free Online cash deposit.
*First cheque book of 10 lea
be free.
*Free intercity clearing/OBC
*Online cash-withdrawl and
to account transfer.
*Free Cheque/instrument de
Opened with PKR monthly average clearing by remote branch.
7
Allied Business 100/-and no balance
No No
*Free ssuance,cancellation a
duplicate issuance of deman
Account minimum amount requirement of PKR
rafts/ABC(payable at any
requirement 50,000/-
branch)/PO/ABC(at issuing b
call deposit receipt.

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ANK PRODUCT INFO

Free Services Requirement ADC Facilities Charges

*Free Online cash deposit.
*First cheque book of 10 leaves will
be free.
*Free intercity clearing/OBC
*Online cash-withdrawl and account
to account transfer.
*Free Cheque/instrument deposit for Individual:
*Internet Banking
clearing by remote branch. * Copy of CNIC
*Allied Phone
*Free ssuance,cancellation and *Source of Income
Banking All charges As Per
duplicate issuance of demand Business:
*SMS Banking SOC
rafts/ABC(payable at any *CNIC
*SMS Transaction
branch)/PO/ABC(at issuing branch) *Source of Income
Alert Service
call deposit receipt. *NTN
ALLIED BANK PRODUCT

Zakat
Minimum amount Monthly Average
Sr # Product Name balance
Profit Deductio Free Services
Requirement n

1st cheque Book Free(10

leaves)
Free issuance of Allied
Monthly
cash +ATM/Asaan Visa
Allied Khanum Initial Blance Profit on
Debit Card
8 requirement of PKR No requirement PLS yes
Asaan Account 100/-. Saving
*50% discount on Locker
Rent For 1st year
rate
*Free access to Allied
direct and SMS
banking

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ANK PRODUCT INFO

Free Services Requirement ADC Facilities Charges

1st cheque Book Free(10

leaves)
Free issuance of Allied *No account
Individual: *Internet Banking
cash +ATM/Asaan Visa maintenance and
*Women with valid *Allied Phone Banking
Debit Card service charges
CNIC *SMS Banking
*50% discount on Locker *No annual charges of
*Resident of *SMS Transaction Alert
Rent For 1st year Visa Debit Card for 1st
Pakistan Service
*Free access to Allied year
direct and SMS
banking
ALLIED BANK PRODUCT

Zakat
Minimum amount Monthly Average
Sr # Product Name balance
Profit Deductio
Requirement n

*Profit calculation
daily day end's
Allied Rising Initial Balance calculation.
9 requirement of PKR no requirement *Two accounts will yes
STAR Account 100/- be opened:one for
deposit and the
other for profit.

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ANK PRODUCT INFO

Free Services Requirement ADC Facilities Charges

*Account opening gifts. Individual: *Internet Banking

*A certificate(1st Account * Copy of CNIC *Allied Phone
opening) will be *B-Form Copy of child Banking
All charges As Per SOC
presented to child *Source of Income *SMS Banking
*Insurance Coverage of *2 passport size *SMS Transaction
500,000/= for guardian. photographs of minor. Alert Service

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ALLIED BANK PRODUCT

Minimum amount Monthly Average

Sr # Product Name balance
Profit
Requirement

Allied Term Plus Minimum balance Fixed profit rates on

10 requirement of PKR PKR 10,000/- maintaining balance of
Deposit 10,000/- PKR 10,000/-

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BANK PRODUCT INFO

Zakat
Deductio Free Services Requirement ADC Facilities Charges
n

*Auto Rollover option is

*Individual No debit card will be
Yes available on maturity on As per SOC
*Corporate issue on this account.
prevailing profit rates.

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ALLIED BANK PRODUCT

Minimum amount Monthly Average Zakat

Sr # Product Name balance
Profit
Deduction
Requirement

Allied Asaan If open in saving

opened with initial
11 No requirement Nil then zakat will be
Account deposit of PKR 100/-
deducted

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BANK PRODUCT INFO

Free Services Requirement ADC Facilities Charges

*Flexibility of opening
current or saving account.
*Easy account opening
process
*Free SMS Banking *Internet Banking
No account
*Free Issuance of Visa Debit *Individual with valid *Allied Phone
maintenance/ser
Card. CNIC. Banking
vice charges
*Free Issuance Of first *Resident Of Pakistan *SMS Banking
All other charges
cheque book *SMS Transaction
as per SOC
Alert Service

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ALLIED BANK PRODUCT

Sr # Product Name Types Minimum Limit Maximum Limit Requirement

Visa Gold Credit Card

(Starts from 48626300..) PKR 30,000/- PKR 300,000/-
*Account in ABL's branch
six to twelve months.
Allied Visa *Monthly turnover of Rs
11 25,000/- for salaried
Credit Card individuals.
Visa Gold Platinum Credit *Monthly turnover of Rs
card PKR 300,000/- PKR 2 million 50,000/- for business per
(Starts from 48626400)

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NK PRODUCT INFO

Requirement ADC Facilities Charges

*Account in ABL's branch from *Cheque payments *No fee if the entire balance
six to twelve months. *Over the counter cash paid off within 50 credit free
*Monthly turnover of Rs payment. days.
25,000/- for salaried *Allied Phone banking. *service fee of 2.33% of principle
individuals. *Allied direct. outstanding amount in case of
*Monthly turnover of Rs *ABL ATM minimum or partial payment.
50,000/- for business personals
ALLIED BANK PRODUCT

Sr # Product Name Types Transaction Maximum Limit

cash withdrawl 50,000 per day

POS 50,000 per day
Classic FT* 500,000 per day
Bill payment** upto 200,000 per month

cash withdrawl 100,000 per day

POS 50,000 per day
ABL Cash Plus
12
VISA Debit Card Sapphire FT upto 500,000 per day
Bill payment upto 300,000 per month

cash withdrawl 200000 per day

POS 100000 per day
Sapphire 200 FT upto 1000,000 per day
Bill payment upto 500,000 per month

*Fund tranfer(FT ) include ABL to ABL FT,Inter bank FT and P

Payanyone Limit is 100,000
FT limit on SMS banking is max 100,000 per day(50,000 ABL to ABL and
IBFT will not be available on phone banking
IBFT on all channels Max 250,000 per day
Fund tranfer on SMS banking Max 100,000 per day

**Bill payment for pre-Paid subscriber of mobile companies on internet bank

Bill payment on SMS banking Max 25000 per day and 100,000
Donation transaction will not be available on SMS ban

In case of Any upgrade or downgrade in VDC packages card will be marked as in-active and t
activation
ANK PRODUCT INFO
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Requirement ADC Facilities Charges

Any ABL Account All ADC Facilities that an account holder

Holder avail. As per SOC

BL to ABL FT,Inter bank FT and Payanyone.

one Limit is 100,000
0 per day(50,000 ABL to ABL and 50,000 Inter bank)
available on phone banking
nnels Max 250,000 per day
MS banking Max 100,000 per day

bile companies on internet banking Max Rs 4500/- per day

Max 25000 per day and 100,000 per month.
will not be available on SMS banking

will be marked as in-active and the customer has to call Phone banking for
activation
ALLIED BANK PRODUCT

Sr # Product Name Types Minimum Limit

Rent Security Deposit

PKR 3000/-
PKR 40,000/-
per anum
Small

PKR 4000/-
PKR 70,000/-
per anum
Medium
13 Lockers
PKR 5500/-
PKR 1,00000/-
per anum
Large

PKR 7000/-
PKR 1,25000/-
per anum
Extra Large
ALLIED BANK PRODUCT INFO

Maximum Limit Requirement ADC Facilities Charges

Refundable amount

PKR 3000/- (Flat)

PKR 3500/- (Flat) *Annual fee to be recovered in advance

when locker is issued.
Any ABL Account *Locker breaking charges Rs 6000/- or actual
Nil
Holder whichever is higher.
*Late payment charges on locker rent is 10%
PKR 5000/- (Flat) of the applicable locker rent

PKR 5000/- (Flat)

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Charges

*Annual fee to be recovered in advance

when locker is issued.
*Locker breaking charges Rs 6000/- or actual
whichever is higher.
*Late payment charges on locker rent is 10%
of the applicable locker rent
ALLIED BANK PRO

Minimum amount Monthly Average Zakat

Sr # Product Name balance
Profit
Deduction
Requirement

No Minimum
Allied Islamic balance Zakat shall be
Premium profit will be profit
requirement for applicable as per
calculated on payment
15 Account Profit Eligibility but
monthly average frequency will
amount of Nasab
(Saving Initial balance announced by
balance be monthly
requirement of 0.5 Government
Account) Million or above

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D BANK PRODUCT INFO

Free Services Target Market Tax Charges Mode of Contract

1) Sole Proprietorship
Concerns
2) Partnership Firms
3) Limited Companies
4) Pakistan Armed
Forces and their related
*Whenever an Bodies All taxes and
account is closed, it 5) Govt./Semi-Govt. levies are
will receive profit Autonomous Bodies applicable as As per
6) NGOs (subject to Mudarbah
based on the latest per SOC
declared profit rate approval of Shariah Board) government
* 7) High Net-worth rules
Individuals, etc.
ALLIED BANK PRO

Minimum amount Payment Zakat

Sr # Product Name Profit
Frequency Deduction
Free Services
Requirement

*Whenever an
account is closed, it
Allied Islamic Zakat shall be will receive profit
Institution Initial balance applicable as per based on the latest
Daily Product
15 requirement of PKR Monthly amount of Nasab declared profit rate
Account(Saving 10 Million or above
Basis
announced by of the product
Account) Government *No account
Maintenance
charges

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BANK PRODUCT INFO

Free Services Target Market Tax Charges Mode of Contract

1) Financial Institutions
2) Non-Banking
Financial Institutions:
i. Asset Management
*Whenever an Companies
account is closed, it ii. Mutual Funds
will receive profit iii. Fund Management
Companies All taxes and levies
based on the latest
iv. Mudarabah are applicable as
declared profit rate As per SOC Mudarbah
Companies per government
of the product
v. Takaful Companies rules
*No account
Maintenance CDCs, etc.
charges
ABL PRODUCT INFO

Allied Current Account

Allied PLS SavingsPlatinum
AccountRewarding
Allied
Profit
express
Account
Account
Allied Easy Current Acc

Allied PayPak Debit

Allied
Card
Term Plus Allied
DepositAsaan Account
Allied Visa CreditABL
Card
Cash Plus VISA De
CT INFO

Allied Easy Current

Allied
Account
Basic banking
Allied
Account
Business Account
Allied Khanum Asaan
AlliedAccount
Rising STAR Account

ABL Cash Plus VISA Debit

Lockers
Card Allied Islamic Premium
Allied Islamic
AccountInstitution Account
ALLIED BANK PRODUCT

Sr # Product Name Types Transaction

cash withdrawl 25,000 per day

POS 25,000 per day
FT* 500,000 per day
i)FT card based 250000 Max
ABL Debit PayPak
Classic Card ii)FT Non -card based
(Asaan Account) a)Internet Banking
(Debit Limit per b)SMS Banking
month=500,000 c)Phone Banking
Credit Limit per
month=500,000) Bill payment/Donations**
i)Bill Payment card based 100000 Max
ii)Bill Payment Non -card based
a)Internet Banking
100000 Max
b)SMS Banking***
12
Allied PayPak c)Phone Banking
Debit Card cash withdrawl
POS
FT
i)FT card based

ii)FT Non -card based

ABL Debit PakPak a)Internet Banking
Classic Card b)SMS Banking
(Regular Account) c)Phone Banking
Bill payment/Donations
i)Bill Payment card based
ii)Bill Payment Non -card based
a)Internet Banking
b)SMS Banking
c)Phone Banking

*Fund tranfer(FT ) include ABL to ABL FT,Inter bank FT and Payanyone.

Payanyone Limit is 100,000
FT limit on SMS banking is max 100,000 per day(50,000 ABL to ABL and 50,000 Inter bank
IBFT will not be available on phone banking

**Bill payment for pre-Paid subscriber of mobile companies on internet banking Max Rs 4500/-
***Bill payment on SMS banking Max 25000 per day and 100,000 per month.
Donation transaction will not be available on SMS banking
ALLIED BANK PRODUCT INFO
Back

Maximum Limit Requirement ADC Facilities Charges Limitations

25,000 per day

25,000 per day
500,000 per day
250000 Max

250000 Max
* All Purchases will
be pin based.
200,000 Per month *No dependency on
100000 Max international
payments schemes
like visa or Master
100000 Max card.
*Sole properioter
*Individual All ADC Facilities *Sale/Purchase
*Customer not visiting that an account As per SOC only within
50,000 per day outside Pakistan holder avail. Pakistan.
50,000 per day
500,000 per day *No VDC will be
issued to Allied
250000 Max Asaan Account
holder in the
presence of PayPak
card.
250000 Max

200,000 Per month

100000 Max

100000 Max

o ABL FT,Inter bank FT and Payanyone.

e Limit is 100,000
er day(50,000 ABL to ABL and 50,000 Inter bank)
ailable on phone banking

companies on internet banking Max Rs 4500/- per day

ax 25000 per day and 100,000 per month.
not be available on SMS banking
ALLIED BANK PRODUCT I

Sr # Product Name Eligibility Criteria Features

1) Must be Pakistani national

2) Age is between 21 to 59 years.
1) Financing up to Rs. 6 Million
4)Net monthly salary is Rs.40,000/- 2) Highly competitive mark up rate of 1 Year KIBOR + 4%..
per month or more. 3) Facility of up to 80% of financing
5)Maintaining salary account with 4) Minimum Downpayment 20% of the Amount of Vehicle.
1 Allied Car Finance
ABL for at least six months.
5) Make a down payment of 35% or more, your markup rate
will reduce further.
6)Length of employment with 6) Flexibility to Choose the Repayment Period up to 7 years.
(12 to 84 months repayment).
current employer is minimum 03 7)Baloon Payments Facility*
years.

*a repayment of the outstanding principal sum made at the end of a loan period, inte
NK PRODUCT INFO Back

Document Required Benefits

1) Last 06 months’ Bank Statement.

2)Copy of CNIC/NICOP/ Smart NIC 1) No hidden costs
3) 2 recent passport size photographs 2) Simple and easy documentation
4)Last two months’ Salary Slip or Salary Certificate, 3)No Processing Fee in case of
clearly indicating gross and net salary with details of rejection of loan application.
all deductions 4)Easy and swift application
5)Complete and duly signed “Application Form” with processing with minimum turn
signature verification from branch. around time.

e end of a loan period, interest only having been paid hitherto