Here’s a breakdown of how we reviewed and rated the best home warranty companies
If you don’t already have savings set aside to cover unexpected home repairs, a home warranty may help you save money. MarketWatch Guides did a deep dive on the industry’s best home warranty providers, including Select Home Warranty. We gave Select high marks for its coverage options, affordability and more. Read on to see if this provider is right for you.
The listings that appear are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Not all companies, products or offers were reviewed in connection with this listing.
- Average Monthly Cost: $45.53
- Service Fee: $75 to $100
- Better Business Bureau rating: B
- Plan Options: 3
Select Home Warranty has three levels of coverage: Bronze Care, Gold Care and Platinum Care. The Bronze Care plan covers appliances like your washing machine, dryer, dishwasher, range, oven, microwave, refrigerator and garbage disposal. The Gold Care plan covers HVAC, plumbing, the electrical system, water heater and ductwork. With Platinum Care, Select covers all systems and appliances included in the Bronze and Gold plan options while adding coverage for plumbing stoppages, garage door openers and ceiling fans.
Our Take on Select Home Warranty
The average homeowner pays about $53 per month for a home warranty, based on our research into over two dozen companies. In contrast, all of Select’s policies are available for less than $50. When combined with the company’s competitive service call fees of $75 or $100, Select is a good choice for homeowners on a budget.
However, Select’s coverage caps are lower than many options from other providers. For example, cooling systems are protected up to $3,000 per term but most other items have limits of only $500. In addition, if you purchase add-on coverage, your limit will be $400 per item, per term. Lower coverage limits might still be enough for homeowners who have newer appliances still under a manufacturer’s warranty, or for those seeking coverage for rental and investment properties
Pros and Cons of Select Home Warranty
One of the cheapest home warranty providers
Below-average service fees
Two free months of roof leak coverage with new policy purchase
Lower coverage limits than competitors, including for add-ons
Requires three years of maintenance records for full claims payout
How Select Home Warranty Scored in Our Methodology
Select Home Warranty received 4.2 out of 5 stars from our team’s review, earning high marks for its budget-friendly pricing and quality coverage options. The only category in which Select Home Warranty rates below the industry average was customer experience. We gave it this score because the company received lower satisfaction rates in our consumer survey.
The listings that appear are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Not all companies, products or offers were reviewed in connection with this listing.
Flip Card
Select Home Warranty Rating
How Much Does Select Home Warranty Cost?
We found that the average cost of a Select Home Warranty plan is $45.53 per month. This is the average price across all of the provider’s coverage tiers.
The table below features the quotes we received from Select in April 2025.
| Plan Option | Monthly Cost | Yearly Cost | Average Service Fee |
|---|---|---|---|
| Bronze Care | $44.42 | $479.99 | $87.50 |
| Gold Care | $44.42 | $479.99 | $87.50 |
| Platinum Care | $47.75 | $524.99 | $87.50 |
Select Home Warranty Coverage Details
With Select Home Warranty, customers can purchase coverage either for basic appliances or essential home systems, or combine both types of protection under the Platinum Care plan. The company’s policies supply lower coverage limits than most other home warranty providers we’ve reviewed, however.
For example, coverage for your HVAC system will be limited to $3,000 in protection per year, and most other covered items have limits of $500. If you buy add-on coverage, such as for a pool or well pump, you’ll be limited to $400 in total benefits or claims per term.
The table below summarizes what Select Home Warranty includes in each policy.
| Appliance or System | Bronze Care | Gold Care | Platinum Care |
|---|---|---|---|
| Air Conditioners | ✓ | ✓ | |
| Ceiling Fans | ✓ | ||
| Dryers | ✓ | ✓ | |
| Ductwork | ✓ | ✓ | |
| Garage Door Openers | ✓ | ||
| Interior Electrical Lines | ✓ | ✓ | |
| Interior Plumbing Lines | ✓ | ✓ | |
| Main Breaker and Fuse Panel Box | ✓ | ✓ | |
| Toilets | ✓ | ✓ | |
| Water Heaters | ✓ | ✓ |
Add-On Options
Select Home Warranty also offers the following add-on coverages:
| Add-On Coverage | Monthly Cost |
|---|---|
| Central Vacuum | $3 |
| Lawn Sprinkler System | $6 |
| Pool | $8 |
| Septic System | $6 |
| Spa | $6 |
| Standalone Freezer | $3 |
| Sump Pump | $3 |
| Well Pump | $3 |
Our Experience With Select Home Warranty
Based on our experience, you can buy coverage online from Select Home Warranty within five minutes. Once you enter your name, address and contact information, Select will use your ZIP code to calculate your rate and retrieve pricing.
You can toggle between monthly and annual pricing to see what you can save by choosing annual billing. You can also scroll to the bottom of the page to learn more about add-on options and cost for your area before entering your payment information to complete enrollment.
We found that Select’s purchasing process made coverage comparisons easy. However, Select doesn’t offer a sample contract to download during the purchase process. Additionally, the company doesn’t explain its service fees during the online purchase process. You can, however, contact a Select representative to establish your service fee before buying a plan.
Compare Select Home Warranty With Other Providers
Select tied for fifth in our industry-wide review of over 25 home warranty providers. Here’s a look at how the company compares to the competition:
The listings that appear are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Not all companies, products or offers were reviewed in connection with this listing.
| Company | Service Fee | Best For | Monthly Cost | BBB Rating | |
|---|---|---|---|---|---|
|
$75 to 100
|
Best for Budget Shoppers
|
$44-$48
|
B-
|
||
|
$50 to $125
|
Best for Add-Ons
|
$50-$60
|
NR
|
||
|
$100 or $125
|
Most Experienced
|
$23-$95
|
B
|
| Company | BBB Rating | Service Fee | Best For | Monthly Cost | |
|---|---|---|---|---|---|
|
B-
|
$75 to 100
|
Best for Budget Shoppers
|
$44-$48
|
||
|
NR
|
$50 to $125
|
Best for Add-Ons
|
$50-$60
|
||
|
B
|
$100 or $125
|
Most Experienced
|
$23-$95
|
What Customers Said About Select Home Warranty
Reading customer reviews is an important step in the home warranty shopping process, since it helps you gain insights into the company’s claims process and other elements of customer service. After analyzing reviews across third-party platforms, including the BBB and Trustpilot, the following common themes stood out to us.
What Customers Like
- Customer experience: Many customers praised Select Home Warranty’s customer service team, which they said was knowledgeable and professional.
- Competitive pricing: Multiple Trustpilot customers said they were happy with the rate they received for their home warranty.
- Assistance with filing claims: Some customers who filed a claim appreciated the assistance with filing their request and getting a technician to their property.
What Customers Don’t Like
- Claim denials: Most of the complaints on Select Home Warranty’s BBB profile describe denied claims. Additionally, customers accused Select of fraudulently denying claims after customers paid their premiums on time.
- Delayed claims response: In addition to complaining about denied claims, users on Trustpilot and the BBB reported excessive delays of up to three months for processing.
Our team reached out to Select Home Warranty for comment on its negative reviews but did not receive a response.
Select Home Warranty Review: FAQ
Below, we’ve answered some of the most common questions about Select Home Warranty and its customer service and plan options.
Select Home Warranty has a standard 12-month service contract, according to its sample policy.
Based on our industry-wide research, American Home Shield has stronger ratings overall than Select Home Warranty, notably for its coverage options and customer experience.
Yes, Select Home Warranty is a reputable home warranty provider with more than a decade of experience and a B rating from the BBB. While some customer reviews contain complaints about claims being denied, the company outlines coverage limitations, exclusions and restrictions in its policy contracts.
