Here’s a breakdown of how we reviewed and rated the best home warranty companies
We picked Liberty Home Guard as the best home warranty company in Arizona. Given the state’s scorching summers, a home warranty can bring peace of mind by covering unexpected and costly breakdowns, especially for air conditioning systems and refrigerators. Read on for our top recommendations in the state, including coverage details and pricing, so you can decide whether a plan makes sense for you.
The listings that appear are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Not all companies, products or offers were reviewed in connection with this listing.
Compare the Best Home Warranty Companies in Arizona
We reviewed over 25 providers to help Arizona homeowners find the best home warranty company for their specific needs. Our review process included an analysis of each provider based on cost, coverage, trustworthiness and overall customer satisfaction.
The listings that appear are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Not all companies, products or offers were reviewed in connection with this listing.
| Company | Service Fee | Best For | Monthly Cost | BBB Rating | |
|---|---|---|---|---|---|
|
$50 to $125
|
Best for Add-Ons
|
$55
|
NR
|
||
|
$100 or $125
|
Most Experienced
|
$58
|
B
|
||
|
$75 to 100
|
Best for Budget Shoppers
|
$46
|
B-
|
||
|
$75 to $125
|
Our Pick for Technician Choice
|
$67
|
B
|
| Company | BBB Rating | Service Fee | Best For | Monthly Cost | |
|---|---|---|---|---|---|
|
NR
|
$50 to $125
|
Best for Add-Ons
|
$55
|
||
|
B
|
$100 or $125
|
Most Experienced
|
$58
|
||
|
B-
|
$75 to 100
|
Best for Budget Shoppers
|
$46
|
||
|
B
|
$75 to $125
|
Our Pick for Technician Choice
|
$67
|
Top Home Warranty Providers in Arizona
We chose Liberty Home Guard as the top home warranty provider in Arizona because it offers flexible coverage and a wide range of add-on options. Having high coverage limits can prove valuable considering the state’s extreme desert heat, which can cause breakdowns of your air conditioning system and other appliances over time.
- Liberty Home Guard Best for Add-Ons
- American Home Shield Best for Comprehensive Coverage
- Select Home Warranty Best for Budget Shoppers
- AFC Home Warranty Our Pick for Technician Choice
Our Picks for Arizona Home Warranty Companies Reviewed
To help you compare your home warranty options, we explain in more detail the main features, plan options and pricing for our top-rated providers below.
Liberty Home Guard earned 4.1 out of 5 stars in our review, topping our list of the best home warranty companies in Arizona and standing out for its add-on coverage. The company offers 30-plus add-on options, including protection for pools, generators, wine coolers and more, making it easy to customize coverage for your Arizona household. Liberty Home Guard also provides up to $2,000 in coverage for most major systems and appliances, which is double what many of its competitors offer.
Has a $2,000 coverage limit on most major systems and appliances
More than 30 add-on coverage options available
Pro-series upgrade list covers more expensive appliances with comprehensive protections
Extends a lower coverage limit of $500 on electrical systems
Quote and buying processes don’t clearly specify service call fees
Liberty Home Guard offers three plan options in Arizona: the Appliance Plan covers nine appliances, the Systems Plan covers six systems and the combined Total Home Guard plan covers 15 items. In addition to your monthly premium, you’ll also pay a service call fee each time you file a claim ranging between $50 to $150. Liberty Home Guard’s online buying process doesn’t clearly define the details of this fee, but you can confirm your rate when you purchase coverage.
Liberty Home Guard’s policies include an upper annual coverage limit of $2,000 for most individual items included under standard coverage. This coverage limit is high compared to some other home warranty providers we’ve reviewed, but doesn’t extend to all items. Plumbing systems, electrical systems and add-ons have lower limits of $500.
You can enhance your coverage with any of the following add-on options:
- Additional spa
- Carpet cleaning
- Casita guest unit
- Central vacuum
- Ejector pump
- Electronics protection
- Freestanding ice maker
- Generator
- Grinder pump
- Gutter cleaning
- In-fridge ice make
- Instant hot water dispenser
- Lawn sprinkler system
- Lighting fixtures
- Limited roof leak
- Pest control
- Plumbing fixtures
- Pool and spa
- Pro-series clothes dryer
- Pro-series dishwasher coverage
- Pro-series microwave
- Pro-series range, oven and cooktop coverage
- Pro-series refrigerator coverage
- Pro-series washing machines
- Re-key services
- Reverse osmosis water filter system
- Saltwater pool
- Second refrigerator
- Septic system pumping
- Stand-alone freezer
- Sump pump
- Swamp cooler
- Trash compactor
- Water dispenser water line
- Water softener
- Well pump
- Window washing and cleaning
- Wine cooler or fridge
American Home Shield earned a rating of 4.2 out of 5 stars in our review and is our pick for homeowners looking for an experienced provider, as it has been in business for over 50 years. This company offers high coverage limits of up to $4,000 for appliances and up to $5,000 on certain systems, which can help Arizona homeowners, as the state’s extreme heat can cause wear and tear over time. Our 2025 home warranty survey showed that over 77% of AHS policyholders were satisfied or very satisfied with the company’s service.
Although American Home Shield does not state an upper coverage limit for overall systems in its sample contracts, its ShieldPlatinum plan offers up to $5,000 coverage for the air conditioning system alone. Appliance limits can vary between $2,000 and $4,000 per item based on your plan, which is twice the amount Liberty Home Guard offers.
Up to $4,000 in coverage limits per appliance
Extends a high $5,000 coverage limit on air conditioning systems
Basic policy includes a wide range of coverage, including protection for pre-existing issues
May charge higher-than-average service fees and premiums compared to some competitors
No specified coverage limit on electrical or plumbing systems outlined in service contracts
AHS has three policy tiers — ShieldSilver, ShieldGold and ShieldPlatinum — each of which includes a mix of system and appliance coverage. Each policy also includes a per-use service fee of $100 or $125, which you can select at checkout.
While most systems included under AHS coverage do not include a specific upper coverage limit, cooling systems have $5,000 in protection on all policies. This limit is higher than most other providers we’ve reviewed, which may cap coverage at $3,000 or lower. Appliance coverage ranges between $2,000 to $4,000 per item, depending on your plan.
You can also upgrade your coverage with the following add-on options:
- Electronics protection plan
- Guest units (up to 750 square feet in size)
- Pool and spa
- Septic pump
- Well pump
Select Home Warranty earned 4 out of 5 stars in our review and is our pick for affordability. This company offers appliance and systems plans at an average cost of $46 per month, based on quotes we collected. This rate is nearly half the average cost of a home warranty in the state, which is around $72 per month. Plus, Select’s all-inclusive coverage is priced at an average of $48 per month, which is the lowest among the providers we reviewed.
Select offers lower coverage limits per item than many competitors. The company only extends $500 limits on most covered items, except for cooling systems, which include higher $3,000 limits. However, it is still a good option for budget-conscious homeowners. The company also has fewer coverage exclusions than other providers we’ve reviewed, which means it may cover a wider range of breakdowns.
Includes a $3,000 coverage limit on air conditioning systems, which can benefit Arizona residents
Charges lower-than-average premiums and service fees
Has fewer individual part exclusions than some competitors
Has a lower $500 coverage limit on most systems
Limited number of add-on options compared to competitors such as Liberty Home Guard
Select Home Warranty has three policy options for Arizona residents: Bronze Care covers eight appliances, Gold Care covers six systems, and Platinum Care offers combined coverage of systems and appliances. The company’s service fees range from $75 to $100.
Most items included under Select’s coverage have $500 coverage limits, which is significantly lower than other providers we’ve reviewed. However, Select offers a $3,000 coverage limit for air conditioning systems, which is helpful for budget shoppers living in the hottest parts of Arizona.
You can upgrade your coverage with any of the following add-ons:
- Central vacuum
- Lawn sprinkler systems
- Pool or spa
- Septic system
- Stand-alone freezer
- Sump pump
- Well pump
America’s First Choice Home Warranty is our top pick for homeowners wanting to choose their own technician for repairs, earning 4.5 out of 5 stars in our review. This company allows you to use any technician who is bonded, licensed and insured. Comparatively, most home warranty companies do not allow this option and will instead assign you a technician from a pre-approved network. AFC Home Warranty also offers four different plan options, which is more than many home warranty providers we’ve reviewed. You can customize these plans based on your coverage needs with several available add-on options.
AFC Home Warranty offers a longer-than-average workmanship guarantee, which means you should not have to pay multiple service fees if the same repair needs to be repeated. The company will guarantee its repair as long as you remain a policyholder, which can potentially save you thousands of dollars over time.
Allows you to choose your own technician for repairs
Workmanship guarantee lasts as long as you’re a policyholder
Charges competitive pricing for Arizona residents that is cheaper than the state average
Has lower coverage limits of $3,000 overall and $500 on some items
Fewer add-on choices available than some competitors
While most providers have three plan choices, AFC Home Warranty offers four. The Silver plan covers appliances while the Gold, Platinum, and Diamond plans cover a mix of appliances and systems. The Diamond plan also includes extras such as smartphones and electronics coverage. AFC Home Warranty plans have a per-use service fee priced between $75 and $125.
AFC Home Warranty has lower individual coverage limits than some other providers. Based on the sample contract we reviewed, individual items fall under an aggregate or overall limit of $3,000 over your contract term. Most items also include lower item-by-item limits, with prices usually ranging from $500 to $1,000.
You can also customize your coverage with the following add-ons in Arizona:
- Ice maker
- In-ground pool
- Stand-alone freezer
- Sump pump
- Tankless water heater
How Much Does a Home Warranty Cost in Arizona?
The average cost of a home warranty in Arizona is about $72 per month, which is more than the national average cost of $54 per month. For a plan with Liberty Home Guard — our top pick for a home warranty company in Arizona — the average cost across all plans is about $55 per month.
In the table below, you can find the average costs of plans offered by the providers we reviewed in this guide.
| Provider | Basic Coverage Monthly Cost | Mid-Tier Coverage Monthly Cost | Comprehensive Coverage Monthly Cost |
|---|---|---|---|
| Liberty Home Guard | $50 | $55 | $60 |
| American Home Shield | $35 | $55 | $85 |
| Select Home Warranty | $44 | $44 | $48 |
| AFC Home Warranty | $51 | $59 | $90 |
Think about how much protection you need when choosing a home warranty. Basic coverage typically only pays for appliances like your fridge or clothes washer. On the other hand, mid-tier plans can cover air conditioning, electrical and plumbing systems, while comprehensive coverage combines both and also offers extras, like roof leak protection.
Is a Home Warranty in Arizona Worth It?
A home warranty in Arizona is worth considering, especially since repairing or replacing essential systems like your home’s air conditioning and plumbing can quickly become expensive. We outlined repair and replacement costs for commonly covered appliances and systems below to help you understand how much a home warranty can help you save.
| Appliance or System | What You’re Saving in Repair Costs | What You’re Saving in Replacement Costs |
|---|---|---|
| Air conditioning (HVAC) | $300–$600 | $7,000–$12,000 |
| Electrical | $95–$126 | $2,400–$3,500 |
| Plumbing | $282–$406 | $3,000–$16,000 |
| Refrigerator | $273–$284 | $600–$2,300 |
| Washer and dryer | $100–$300 | $1,000–$2,300 |
| Water heater | $150–$700 | $882–$1,809 |
How To Choose a Home Warranty in Arizona
Arizona homeowners have multiple options when exploring home warranty companies. But how can you narrow down your choices and ensure you’re buying the right policy?
We suggest considering the following as you shop for home warranty coverage in Arizona and leaving yourself with enough time to get a quote from at least three providers.
Get a Quote for Your Address
Home warranty pricing depends on your location, the size of your property and selected coverage add-ons. For example, most home warranty providers charge higher premiums for homes totaling more than 5,000 square feet due to an increased likelihood of costly system failures or appliance repairs. Your price will also increase in accordance with the number of add-on coverages you purchase.
We recommend downloading a sample contract when you request your quote to directly compare costs and coverage.
Consider Local Reviews
The quality of service you receive from a home warranty provider or the provider’s contracted technicians can vary by location. For this reason, we suggest reading customer reviews on third-party websites like the BBB and Google Reviews. Pay special attention to reviews of home warranty branches closest to where you live, when possible.
Think About Arizona Homeowner Needs
Finally, we recommend personalizing your coverage to fit the unique needs of your local climate. Arizona’s climate can vary depending on where in the state you live, which means you should consider typical weather patterns and extremes as part of the potential impact on your home systems and appliances.
For example, if you live in Tucson, which can get above 100 degrees Fahrenheit in the summer, you’re probably used to running your air conditioning system. If you live in Flagstaff, which only hits about 80 degrees Fahrenheit on average in the summer but gets as low as 11 degrees in the winter, your heating system will likely get more use.
We recommend creating a list of your most important systems and appliances before shopping for home warranty coverage to more easily compare sample contracts between companies. Focus specifically on per-incident and annual coverage limits for the systems and appliances you rely on the most, and note any major coverage exclusions or limitations.
Arizona Home Warranty Survey Findings
To learn what homeowners think about their home warranty coverage, our team conducted a survey of 1,000 policyholders nationwide in February 2025. Here are a few key insights from the 30 Arizona home warranty customers who participated in our survey:
- Air conditioning protection was the most common add-on among Arizona homeowners (33%), with roof leak protection (24%) close behind.
- About 75% of Arizona home warranty customers reported being either satisfied or very satisfied with their coverage.
- Forty percent of Arizona homeowners paid $50 or less for their service fee, which was the most common answer.
- For Arizona home warranty customers who had filed a claim, the majority (43$) had a repair technician dispatched to their home within 48 hours.
Should I Buy an Arizona Home Warranty?
We recommend an Arizona home warranty if you want financial protection against unexpected repairs of air conditioning systems, refrigerators, ceiling fans, and other systems and appliances. In addition to the risk of routine wear over time, Arizona’s extreme heat can significantly shorten the lifespan of these systems and appliances, increasing the risk of breakdowns. With a home warranty, you can save on unexpected repair bills by paying manageable monthly premiums and a flat service fee when a breakdown occurs.
However, you may not need a warranty right away if you have just purchased a newly built home with manufacturer warranties still in place. In that case, it may make more sense to wait a few years until those protections expire. You may also decide against a home warranty if you have a robust emergency home savings fund to cover unexpected breakdowns.
The listings that appear are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Not all companies, products or offers were reviewed in connection with this listing.
Frequently Asked Questions About the Best Home Warranty Companies in Arizona
Systems and appliances, like your fridge or plumbing, can break without warning. Plus, Arizona has extreme weather conditions, including intense heat, that can prevent your appliances and systems from running smoothly over time. If you have a home warranty, your provider can help cover the cost of repairing or replacing certain items that break from normal use and wear. However, home warranties aren’t always worth the money, and if you have the savings to pay for the repairs out of pocket, you may find that route more economical in the long run.
Homeowners can expect to pay around $72 per month for a mid-tier home warranty covering a home smaller than 5,000 square feet in Arizona. However, your price can vary depending on your chosen provider, plan and add-ons.
Our team found that Liberty Home Guard has the best home warranty in Arizona because it offers over 30 different add-on options, making it easier to adjust coverage based on your needs. The average monthly cost of a policy with this provider is $55, which is about the same as the state average.
