What Endurance Covers and Costs in 2026

Key Takeaways

• Endurance won our Best for Comprehensive Coverage award, as well as the top spot in our industry-wide provider review.
• Endurance offers six plans that can cover cars for an unlimited amount of miles.
• Our quote data shows Endurance costs about $1,257 per year of coverage.

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Learn more about our methodology and editorial guidelines.

Endurance Warranty Review

Endurance is our No. 1 choice of the best extended warranty providers for good reason. Unlike many of its competitors, Endurance is a direct administrator, which means it both sells and manages its vehicle protection plans. This means it’s typically easier to get information about your plan and deal with claims since you aren’t going through any middlemen. This straightforward business model contributes to Endurance’s high score in the customer experience category of our methodology.

After reviewing and ranking 41 major extended car warranty providers based on coverage, cost, transparency, reputation and customer experience, we rate Endurance 4.5 out of 5 with the distinction of Best Comprehensive Coverage. Endurance offers a wide variety of extended warranty contracts, from basic powertrain to comprehensive plans that include maintenance items.

While Endurance has high ratings, it still has some shortcomings. The provider offers Endurance Elite Benefits, which include benefits like total loss protection and key fob replacement, on all of its plans, but only for the first year. After that, standard benefits include rental car coverage, trip interruption and roadside assistance.

Endurance offers six coverage levels, including comprehensive, mid-level and powertrain plans. The company also offers coverage for high-mileage vehicles and maintenance benefits — something only a few competitors offer.

Endurance extended warranties cost around the same as the industry average, which is $1,297 per year across all plan types. We think the coverage and service Endurance offers are worth the price.

Endurance Warranty Pros and Cons

Pros

Handles all claims directly

Comprehensive coverage plans with routine maintenance options

Plans accepted at repair shops nationwide

Positive reviews on Trustpilot

Only company in our review to offer unlimited mileage

Cons

Endurance Elite Benefits only free for one year

Some companies offer cheaper coverage

MarketWatch Guides Tip

It’s important to note that the Better Business Bureau has a Government Action report against Endurance for phone soliciting in Oregon.

We reached out to Endurance about customer complaints on the BBB and this Government Action. A representative responded:

“We are committed to providing exceptional service and coverage to our customers and take feedback from all platforms, including the BBB, very seriously. Endurance works to diligently address each and every consumer concern. To our knowledge, we have no unanswered or unresolved consumer matters. Endurance remains in active communication with the BBB concerning potential patterns they’ve raised, and we’ve established a written plan of action posted at the top of our BBB profile. . . . We strive to operate with the highest level of integrity and compliance with all regulatory requirements.”

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How Much Does an Endurance Warranty Cost?

In our research, we found that the price of an Endurance plan is around $1,257 per year of coverage, which is slightly less than the industry average of $1,297 per year. We also found that total prices range from $2,944 to $3,468 from Endurance. The quotes we received required a $29 down payment, with the first month’s payment due to begin coverage.

There is no standard pricing for vehicle service contracts. In fact, several factors impact what an extended warranty costs, including the vehicle age, mileage, make and model, in addition to the chosen plan and deductible.

Deductible options for Endurance warranties are $0, $50, $100 and $200, according to our secret shopper analysis. We found that $100 is standard for most quotes, but you can discuss your deductible with a representative and get a lower or higher one if you choose.

What We Paid for an Endurance Plan

As part of our review process, our team purchased a Secure Plus plan for a 2021 BMW X5 from Endurance. The monthly cost was $150.48. To activate the contract, Endurance required payment of the first month’s premium and a $29 down payment. These rates are in line with the hundreds of other quotes we received from the company.

Endurance Cost by Vehicle

We received 18 quotes for six vehicles during our most recent round of secret shopping in February 2025. The vehicles and average monthly Endurance costs are included in the following table:

Endurance Discounts

Unlike many third-party warranty providers, Endurance offers several discounts and actively publicizes potential savings for customers. Some of the discounts Endurance offers include:

• Government employee discount: Select state and federal government employees, such as school teachers, are eligible for savings with Endurance.
• Military discount: Both active-duty military and veterans, as well as their spouses, are eligible for discounts.
• No check engine light discount: You can save on a vehicle service contract with Endurance if your vehicle hasn’t been in the repair facility for six months or longer.
• First-time caller discount: Endurance offers a discount to first-time callers who purchase coverage during the initial call.

MarketWatch Guides Tip

In our experience secret shopping, we’ve found many companies offer discounts. However, most don’t advertise any. We recommend asking for discounts directly or doing a bit of haggling on the phone. Sales reps will often bring the price down to get your business instead of losing you to a competitor.

How Endurance Warranty Quotes Work

Endurance reviews from customers generally reflect positive experiences with the quotes process. When filling out its online quote form, you can expect to input contact details and some basic information about your vehicle.

We conduct secret shopping annually and have received hundreds of quotes from Endurance during our research. We have hours of experience using Endurance’s online form and calling representatives. When our secret shoppers called Endurance, the hold was less than one minute and the process took 10 minutes from start to finish. In general, we found the free quote process to be fast and straightforward.

How Endurance Warranty Payments Work

With Endurance, you can pay up front or in monthly installments for up to 30 months. In general, you can lower your monthly cost by making a higher down payment, picking a higher deductible or choosing a longer payment period. Endurance offers interest-free payments, allowing customers to choose from a variety of payment schedules.

Endurance makes it easy to pay via its online portal, accessible through the Endurance Mobile app. New policies can take up to five business days to access. When your contract is finalized, Endurance will email you your account credentials so you can set up payments and access your contract information.

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Endurance Warranty Coverage

Endurance’s most popular plans are Supreme, Superior and Secure Plus. These range from basic powertrain protection to bumper-to-bumper coverage that protects hundreds of components. Endurance can cover unlimited miles, while other providers won’t cover vehicles past a certain limit. Below, you can see what these plans cover:

Note that each of the plans outlined above provides 24/7 roadside assistance and rental car benefits.

Other Plans from Endurance

Endurance also offers a few more plans if you look for them. You can find these plans in the sample contract section of Endurance’s website. Based on our experience, you may have to ask for them by name as sales reps tend to offer the most popular options first.

• Secure: The Secure plan provides affordable powertrain coverage for vital automotive parts like the transmission and water pump.
• Premier: This contract aims to protect high-mileage vehicles and covers the engine, transmission and drive axle.
• Advantage: This combination plan provides mechanical breakdown protection plus coverage for routine maintenance like oil changes and one-time services such as brake pad replacement and cooling system maintenance.

Additionally, Endurance offers a Highline add-on to its Supreme plan to cover a range of luxury models from brands like Audi to Porsche.

Endurance Advantage Details

Endurance Advantage has three coverage levels: Prime, Plus and Preferred. The plans differ in covered parts and vehicle eligibility. Learn the details of each plan below:

Coverage from the Advantage plans includes annual safety inspections, engine diagnostics, tire and brake pad repairs or changes, and wiper blade and oil filter replacements, which is unusual among extended warranties.

The three plans also offer the following one-time services:

• Cooling system maintenance
• Brake pad/shoe replacement
• One wiper blade set replacement
• Battery replacement
• One scheduled service

Endurance Warranty Perks

You are eligible for several benefits when you choose an Endurance extended warranty:

• 24/7 roadside assistance
• Towing services
• Rental car reimbursement
• Trip interruption coverage
• Lockout services
• One year of Endurance Elite Benefits free of charge

Which Parts Does Endurance Cover?

Here’s a closer look at the components covered by Endurance:

If a warranty plan covers a repair, contract holders can take their vehicle to any shop certified by the National Institute for Automotive Service Excellence, including dealerships. Endurance pays the repair shop directly, minus the deductible.

What Does Endurance Not Cover?

While Endurance wins our award for Best Comprehensive Coverage, there are still exclusions you should be aware of. Exclusions are common to any extended warranty, and reading the fine print on your contract can save you from disappointment if a certain claim is denied. Here are a few examples of Endurance exclusions:

• Damage from misuse like racing or off-roading
• Damage to or from aftermarket components
• Cosmetic damage or deterioration
• Damage from collisions
• Regular maintenance (except for Advantage plan)
• Damage from lack of maintenance

Endurance offers protection for some excluded components like hybrid parts, commercial use, high-tech components and lifts and other modifications through add-on coverage.

Endurance Elite Benefits

The Endurance Elite Benefits program can also help keep things rolling when a breakdown occurs. It’s included free of charge with your first year of warranty coverage and offers the following perks:

• Tire repair/replacement: Endurance will repair or replace up to four tires per year damaged by road hazards.
• Windshield repair: Endurance can cover up to $500 in windshield repair costs.
• Collision discount: Endurance pays up to $500 per covered collision toward your car insurance deductible.
• Key fob replacement: Endurance reimburses you for up to $500 to replace your lost key or key fob.

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Endurance vs. Other Providers

If Endurance’s warranty plans don’t seem like the right fit for your vehicle, there are other providers to consider. Carchex and autopom! both offer generous coverage terms and have many satisfied customers, according to our research.

Provider

Endurance

Carchex

autopom!

4.5

Reputation 4.7/5

Coverage 4.7/5

Cost 4.4/5

Transparency 4.9/5

Customer Experience 4.3/5

4.4

Reputation 4.1/5

Coverage 4.9/5

Cost 3.8/5

Transparency 4.9/5

Customer Experience 3.7/5

4.4

Reputation 4.3/5

Coverage 4.5/5

Cost 4.4/5

Transparency 4.6/5

Customer Experience 4.4/5

Provider

Endurance

Carchex

autopom!

4.5

Reputation 4.7/5

Coverage 4.7/5

Cost 4.4/5

Transparency 4.9/5

Customer Experience 4.3/5

4.4

Reputation 4.1/5

Coverage 4.9/5

Cost 3.8/5

Transparency 4.9/5

Customer Experience 3.7/5

4.4

Reputation 4.3/5

Coverage 4.5/5

Cost 4.4/5

Transparency 4.6/5

Customer Experience 4.4/5

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The listings that appear are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Not all companies, products or offers were reviewed in connection with this listing.

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Endurance Customer Reviews

Endurance’s direct service model helps it offer an overall better customer experience. The provider is highly rated on Trustpilot with a 4.0 out of 5-star rating from over 9,900 customer reviews.

Endurance Warranty Reviews BBB

Endurance reviews from the BBB are similar to those on Trustpilot, with a 3.76-star rating from over 10,000 customer reviews. The company also has an A- rating from the BBB, which shows it responds to complaints in a timely manner.

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How To Use an Endurance Warranty

Endurance vehicle service contracts work similarly to a factory warranty, except Endurance is the company that pays for repairs instead of the auto manufacturer. 

Below are important policies to know:

• Waiting period: After you purchase an extended car warranty from Endurance, there’s a 30-day, 1,000-mile waiting period before coverage takes effect. This is common in the industry and protects providers from covering a repair for an issue the customer knew about when signing up.
• Repair network: When you need to file a claim, you can use Endurance coverage at any ASE-certified repair shop. Also, Endurance covers OEM replacement parts, which are of factory-recommended quality.
• Cancellation policy: You can cancel an Endurance extended warranty at any time. You can get a full refund within the first 30 days if you haven’t used your coverage. After that, your refund will be prorated. In order to cancel, make sure you have your plan details, odometer reading and policy number ready.
• Transfer policy: Endurance plans are transferable for a $50 fee. If you decide against transferring, you can get a prorated refund.

How To File an Endurance Warranty Claim

To file a claim with Endurance, use the following steps:

1. Take your vehicle to an ASE-certified facility.
2. Have the facility call Endurance for authorization.
3. The service manager will review what Endurance will cover.
4. You’ll pay your deductible.
5. Endurance will pay the shop directly.

While most companies are brokers that sell plans for third-party administrators, Endurance is one of the only providers that administers its own contracts. This means you’ll deal with the same company throughout the entire process and won’t have to work with a third party when filing a claim. Working directly with repair shops allows Endurance to not only keep costs lower but also simplify the process for customers and give them even more peace of mind in stressful situations.

Did You Know? Auto manufacturers offer protection against mechanical breakdowns through extended car warranties. While similar coverage from third parties is available, this coverage is technically considered a vehicle service contract. Many consumers and third-party companies commonly use these terms interchangeably, so we’ve done the same in this article.

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Endurance Car Warranty: FAQ

Is an Endurance car warranty any good?

In our 2025 review of the best extended car warranty companies, we recognized Endurance for having the Best Comprehensive Coverage. Endurance reviews show the company has strong customer service and offers high-quality vehicle service contracts.

How much is an Endurance extended warranty?

Our research found that Endurance auto warranties can cost anywhere from $2,944 to $3,468 or more depending on the coverage level you choose and your vehicle. Endurance also offers discounts for military members, government employees, first-time callers and vehicles that historically haven’t required many repairs.

How much does an Endurance warranty cost per month?

According to the quotes we received, you can expect to pay between $97 and $115 per month for an Endurance plan. While the contract can last up to eight years, customers often pay for 30 or 36 months.

Do Endurance warranties have a deductible?

Endurance service contracts have a standard deductible of $100 that must be paid up front before any covered repair. The company also offers deductibles of $0, $50 and $200.

How much do Endurance Elite Benefits cost?

After the first free year of Endurance Elite Benefits that comes with all plans, Elite Benefits will cost an additional $29 per month. You cannot purchase Endurance Elite Benefits for stand-alone protection, as the membership is an add-on benefit for those who have purchased a regular warranty plan.

Does Endurance offer car insurance?

No, Endurance doesn’t sell car insurance. While standard car insurance covers damage from accidents, extended warranties cover common repairs needed as a result of normal use or mechanical breakdowns. Endurance plans are technically vehicle service contracts, which are written agreements between a customer and the provider that states what is considered a covered repair and what is not.

Our Methodology: How We Rated Endurance

*Data accurate at time of publication.