Did You Know? Auto manufacturers offer protection against mechanical breakdowns through extended car warranties. While similar coverage from third parties is available, this coverage is technically considered a vehicle service contract. Many consumers and third-party companies commonly use these terms interchangeably, so we’ve done the same in this article.
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- Mileage Covered: Up to 200,000 miles
- Longest Warranty Term: Up to 8 years
- Money-Back Guarantee: Up to 30 Days
- Coverage Options: 6 different plans to choose from
- Discounts: $300 same-day signup discount, $250 shopping voucher, and others
| Plan coverage includes | Endurance Elite perks™ |
|---|---|
| Exclusionary plan | One-year membership for free |
| Powertrain plan | Tire repair and replacement |
| Maintenance coverage with Endurance Advantage | Key fob replacement |
| Roadside assistance | Total loss protection |
| Towing | Collision discount |
| Rental car | $250 rewards voucher |
| Trip interruption coverage | Endurance Protect app |
What Is the Best Extended Car Warranty Company?
Endurance is our choice for the best extended car warranty company, earning a 4.5 out of 5 star rating in our 2025 review. Endurance combines excellent coverage plans, perks and a 30-day money-back guarantee.
- Endurance Best Comprehensive Coverage
- Toco Best for Customer Satisfaction
- autopom! Best for Personalized Experience
- Everything Breaks Best for Transparent, Simplified Coverage
- Omega Auto Care Best for Long-Term Coverage
Did You Know? Auto manufacturers offer protection against mechanical breakdowns through extended car warranties. While similar coverage from third parties is available, this coverage is technically considered a vehicle service contract. Many consumers and third-party companies commonly use these terms interchangeably, so we’ve done the same in this article.
Endurance holds the No. 1 spot in our industry-wide car warranty review. It gets our award for Best Comprehensive Coverage thanks to its multiple coverage options, high mileage limits and generous perks, including one year of tire repair coverage, key fob replacement, concierge services and more. As one of few direct providers on the market, Endurance administers its vehicle service plans without middlemen.
Here’s how we rated Endurance compared to the industry average in our study:
| Category | Endurance Rating (Out of 5) | Industry Average (Out of 5) |
|---|---|---|
| Industry Standing | 4.7 | 3.9 |
| Coverage | 4.7 | 4.3 |
| Cost | 4.4 | 4 |
| Transparency | 4.9 | 3.9 |
| Customer Service | 4.3 | 3.7 |
| Overall Score | 4.5 | 4 |
Endurance offers six vehicle service contracts, ranging from basic powertrain to comprehensive coverage. It also offers plans that include maintenance coverage and a Highline add-on to cover luxury cars.
All plans come with roadside assistance, rental car coverage and trip interruption, which are standard in the industry. They also include a free year of Endurance Elite Benefits, which comes with perks such as a collision discount ($500 per accident, $1,000 total limit), key fob replacement (up to $500) and tire repair/replacement (up to $150 per occurrence or $600 total).
| Endurance Plan | Coverage Information |
|---|---|
| Supreme | This is the most comprehensive plan, covering almost all mechanical and electrical components. |
| Superior | Superior is the highest level of stated-component coverage and includes hundreds of parts on all major systems. |
| Secure Plus | This plan covers the powertrain as well as the brakes, air conditioning, steering and some electrical components. |
| Secure | Secure protects the engine, transmission and water pump. |
| Select Premier | This plan covers the powertrain, electrical, cooling, air conditioning, heating and fuel systems. |
| Advantage | Advantage combines prepaid maintenance, like oil changes and brake pad replacements, along with stated-component warranty coverage. |
We found that an Endurance warranty tends to cost around $97 to $115 per month. The total cost for a 2.5-year Endurance plan ranges from around $2,900 to almost $3,500. Endurance offers deductibles of $0, $100 and $200 for most plans and $500 for the Supreme plan. Below are quotes we received, which included a $100 deductible.
| Plan | Vehicle | Term | Monthly Cost | Total Cost |
|---|---|---|---|---|
| Supreme | 2022 Toyota Corolla | 2.5 years/40,000 miles | $102 | $3,087 |
| Superior | 2022 Toyota Corolla | 2.5 years/40,000 miles | $100 | $3,042 |
| Secure Plus | 2022 Toyota Corolla | 2.5 years/40,000 miles | $97 | $2,944 |
| Supreme | 2022 Nissan Rogue | 2.5 years/40,000 miles | $109 | $3,305 |
| Superior | 2022 Nissan Rogue | 2.5 years/40,000 miles | $106 | $3,218 |
| Secure Plus | 2022 Nissan Rogue | 2.5 years/40,000 miles | $101 | $3,049 |
| Supreme | 2017 Toyota Corolla | 2.5 years/40,000 miles | $106 | $3,212 |
| Superior | 2017 Toyota Corolla | 2.5 years/40,000 miles | $104 | $3,161 |
| Secure Plus | 2017 Toyota Corolla | 2.5 years/40,000 miles | $101 | $3,049 |
| Supreme | 2017 Nissan Rogue | 2.5 years/40,000 miles | $115 | $3,468 |
| Superior | 2017 Nissan Rogue | 2.5 years/40,000 miles | $111 | $3,373 |
| Secure Plus | 2017 Nissan Rogue | 2.5 years/40,000 miles | $105 | $3,183 |
Endurance is a direct provider, meaning it administers the contracts it sells. This allows the company to provide a solid claims experience. A majority of online reviews reflect a positive experience with the company, with frequent mentions of helpful customer service and fast claims processing.
At the time of publication, Endurance holds a 3.7 out of 5-star customer review score on the Better Business Bureau website and a 4.1 out of 5-star rating on Trustpilot.
When we purchased an Endurance VSC to test out the process, the salesperson was helpful, but tried to sell us a higher-level plan than we wanted. Cancellation was easy since we saved the confirmation number, but we never received a confirmation email after starting coverage.
In 2025, our team also surveyed 1,000 people who had purchased an extended warranty. Thirty of those were Endurance customers. Here’s how they rated their satisfaction with the company overall:
| Satisfaction Level | Percent of Endurance Customers |
|---|---|
| Very satisfied | 44% |
| Somewhat satisfied | 44% |
| Neutral | 12% |
| Not satisfied | 0% |
Founded in 2012, Toco is a newcomer to our best extended warranty provider picks. It earned our Best for Customer Satisfaction due to its consistently high reviews and positive feedback from vehicle owners.
| Category | Toco Rating (Out of 5) | Industry Average |
|---|---|---|
| Industry Standing | 4.5 | 3.9 |
| Coverage | 4.5 | 4.3 |
| Cost | 4.4 | 4 |
| Transparency | 4.7 | 3.9 |
| Customer Service | 4.8 | 3.7 |
| Overall Score | 4.5 | 4 |
Toco offers four vehicle protection plans — one comprehensive, one mid-level and two powertrain plans. Availability depends on your car’s mileage.
| Toco Plan | Coverage Information |
|---|---|
| Orange | This is a comprehensive and exclusionary plan for vehicles up to 100,000 miles. |
| Yellow | Most of your car’s parts and systems, including the powertrain, cooling system, air conditioning system and high-tech features are covered by this plan. This coverage is available for cars between 100,001 and 150,000 miles. |
| Blue | This plan covers your car’s powertrain, electrical system, cooling system, fuel system and air conditioning. The Blue plan is available for cars between 150,001 and 200,000 miles. |
| Green | This is a powertrain warranty for vehicles with 200,001 to 250,000 miles. |
Toco Add-Ons and Perks
Every Toco warranty includes the following benefits:
- 24-hour roadside assistance, including towing up to 15 miles, battery jump-starts, flat tire changes, locksmith services and fuel delivery
- Rental car or transportation reimbursement, up to $40 for every four hours of labor and a maximum of $200 per repair visit
- Trip interruption reimbursement for covered breakdowns more than 100 miles from your home, including a $100 per day reimbursement for up to three days
During our February 2025 mystery shopping study, we received a quote of $79 per month for a Toco Yellow plan on a 2017 Toyota Tacoma with 100,000 miles, which included an additional down payment of $79.
This makes Toco one of the most affordable month-to-month providers, especially compared to companies like Carchex and CarShield. However, the total cost of coverage varies depending on your car, its age and odometer reading, and the full length of time you maintain active coverage. When we’ve conducted secret shopping studies with Toco in the past, we’ve gotten a wide range of prices.
We gave Toco our award for Best Customer Service based on its many positive customer reviews and high scores on online review platforms. Toco holds an A+ score from the BBB, in addition to accreditation and a customer rating of 4.6 out of 5 stars. The company’s Trustpilot score is 4.4 out of 5 stars, with 86% of reviewers giving the company a rating of 5 stars.
Customers praise the response time of Toco agents and compliment the company for its easy claims process. Many customers reference agents by name to share their gratitude and appreciation for the agent’s knowledge and professionalism.
Autopom! stands out for having great customer reviews across multiple platforms. We recognized it for having the best personalized service because it’s a small company that maintains excellent ratings on sites like Trustpilot and the BBB. Autopom! also features reasonable pricing and good discount availability.
| Category | Autopom! Rating (Out of 5) | Industry Average |
|---|---|---|
| Industry Standing | 4.3 | 3.9 |
| Coverage | 4.5 | 4.3 |
| Cost | 4.4 | 4 |
| Transparency | 4.6 | 3.9 |
| Customer Service | 4.4 | 3.7 |
| Overall Score | 4.4 | 4 |
Autopom! offers three tiers of coverage, including a factory-level comprehensive plan, a mid-level plan and a powertrain-plus plan. Note that autopom! doesn’t offer a powertrain-only tier, but it includes other systems with powertrain coverage.
| Autopom! Plan | Coverage Information |
|---|---|
| Exclusionary | This is autopom!’s comprehensive warranty that covers all components of your vehicle except for a list of exclusions. |
| Mid-Level | With this plan, you get coverage for the engine, transmission, drive axle, electrical systems, air conditioning, braking and steering. |
| Powertrain Plus | This plan gives you basic coverage for the engine, transmission, drive axle, air conditioning and some electrical components. |
Autopom! Add-Ons and Perks
Autopom! provides the following benefits on all plans:
- Roadside assistance: Covers things like towing, lockout assistance, spare tire installation and battery jump-start up to a limit
- Rental car coverage: Reimburses you for a rental car if you have a covered claim up to a limit
- Trip interruption: Reimburses you for food and lodging, up to a limit, if you have a covered repair far from home
There are a couple of things that set autopom!’s coverage apart from some other providers. For example, it provides tire protection on most plans. This covers repair or replacement if you encounter potholes, nails or other hazards that may damage your tires. Autopom! also provides 60-day money-back guarantees on some plans and at least 30 days on all plans. Most companies only offer 30-day money-back guarantees.
Our quote data shows autopom! plans cost about $831 per year, which is affordable compared to other providers. The company offers deductible options of $0, $50, $100 and $200. Below, you can see the quotes we received in 2025:
| Plan | Vehicle | Term | Monthly Cost | Total Cost |
|---|---|---|---|---|
| Exclusionary | 2017 Toyota Tacoma | 4 years/162,000 miles | $136 | $3,298 |
| Exclusionary | 2022 Toyota Corolla | 3 years/102,000 miles | $176 | $3,337 |
| Exclusionary | 2022 Toyota Corolla | 4 years/126,000 miles | $132 | $3,337 |
Autopom! earned the second-highest score of all providers in our warranty customer review analysis. Online reviews from customers are positive across the BBB and Trustpilots. Friendly customer service is a common topic, with many reviews mentioning representatives going above and beyond to help them.
The company has an A+ rating on the BBB with accreditation and a high customer rating of 4.1 stars. Similarly, autopom! has a 4.7-star rating on Trustpilot.
When we bought an autopom! warranty, the salesperson was helpful and explained everything clearly. While none of the 1,000 respondents of our 2025 extended warranty survey reported having an autopom! plan, 10 respondents to our 2024 survey did. Of those 10, five were very satisfied and five were slightly satisfied. Seven autopom! customers filed claims and all of them were approved.
Everything Breaks takes a high place in our car warranty provider rankings because it combines competitive rates with coverage limits of up to 250,000 miles. We like the company’s transparency and streamlined coverage options. Each plan has an Elite option for high-end vehicles, which also helped earn Everything Breaks a high coverage score from our team.
| Category | Everything Breaks Rating (Out of 5) | Industry Average |
|---|---|---|
| Industry Standing | 4.3 | 3.9 |
| Coverage | 4.8 | 4.3 |
| Cost | 4.2 | 4 |
| Transparency | 4.9 | 3.9 |
| Customer Service | 4.2 | 3.7 |
| Overall Score | 4.4 | 4 |
Everything Breaks features five coverage choices. This includes a budget option that helps offset repair costs and provides roadside assistance.
| Everything Breaks Plan | Coverage Information |
|---|---|
| Topline | The Topline plan offers exclusionary coverage on vehicles that are less than 20 years old and have 125,000 or fewer miles. |
| Deluxe | This is a stated-component plan that covers vital engine and transmission parts, along with the transfer case, drive axle, air conditioning, steering system, brakes, electrical components and more. It’s for vehicles with less than 150,000 miles. |
| Enhanced Powertrain | This plan covers a wide range of named mechanical and electrical components for cars with less than 240,000 miles. |
| Standard Powertrain | This is basic powertrain coverage designed for vehicles with less than 240,000 miles. Key engine, transmission and drive axle components are protected. |
| Critical Coverage Road Club | This unique program covers 50% of your car’s repair costs rather than offering stated-component coverage. Limits here are $500 per occurrence and $2,000 over a 12-month period. A host of roadside assistance benefits are also included with this plan. |
Everything Breaks Add-Ons and Perks
Each of the four standard Everything Breaks plans comes with the following benefits:
- Roadside assistance
- Trip interruption
- Rental car reimbursement
Everything Breaks offers monthly, one-year and three-year vehicle service contracts.
Everything Breaks is transparent when it comes to pricing. Here’s a look at how much each plan costs, both monthly and per year of coverage:
| Plan | Month-to-Month Price | Price per Year of Coverage |
|---|---|---|
| Topline | $119.88 | $1,438.56 |
| Deluxe | $109.88 | $1,318.56 |
| Enhanced Powertrain | $89.88 | $1,078.56 |
| Standard Powertrain | $79.88 | $958.56 |
| Critical Coverage Road Club | $29.88 | $358.56 |
Everything Breaks receives generally positive reviews from customers online. Although neither figure is based on a large number of reviews, the company carries average ratings of 2.7 out of 5 stars on the BBB and 3.6 out of 5 on Trustpilot.* The BBB gives Everything Breaks an A+ rating.
*We reached out to Everything breaks about their low ratings but did not receive a response.
Omega Auto Care stands out from the competition because it offers the longest coverage term of our top providers at 15 years. It also includes maintenance benefits with all plans for one year and road hazard tire repair, which is rare in the industry. The provider is one of the oldest in the industry, with more than 50 years of experience in auto repair and service contracts.
| Category | Omega Auto Care Rating (Out of 5) | Industry Average |
|---|---|---|
| Industry Standing | 4.3 | 3.9 |
| Coverage | 4.9 | 4.3 |
| Cost | 3.9 | 4 |
| Transparency | 4.9 | 3.9 |
| Customer Service | 3.6 | 3.7 |
| Overall Score | 4.3 | 4 |
Omega Auto Care offers three primary coverage plans, along with two upgrade options for its powertrain plan. The company has plans similar to a factory warranty, mid-level stated-component coverage and a powertrain protection plan.
| Omega Auto Care Plan | Coverage Information |
|---|---|
| New Exclusionary | Designed for cars up to seven years old and with less than 100,000 miles, this plan covers nearly all vehicle components and comes with two hours worth of labor costs for emergency repairs. |
| Used Stated | The engine, transmission, transfer case, drive axles, air conditioning, steering system and electrical system are among the covered parts of this stated-component plan. This coverage option is for cars up to 10 years old with less than 150,000 miles. |
| Powertrain Enhanced | This is Omega’s most extensive powertrain plan upgrade, adding protection for the cooling and fuel systems to basic engine, transmission and drive axles coverage. |
| Powertrain Plus | A step up from the basic powertrain plan, this option covers air conditioning, heating and various electrical system components along with the engine, transmission and drive axles. |
| Powertrain | Omega’s basic powertrain protection plan covers the engine, forced induction transmission, transfer case and drive axles. |
Omega Auto Care Add-Ons and Perks
Omega Auto Care warranty plans come with the following perks:
- 24-hour roadside assistance, including flat tire changes (with your spare), battery jump-starts, fluid delivery and lockout service up to $100 per occurrence
- Road hazard tire coverage of up to $100 for each tire per occurrence (up to $400 over the life of the vehicle service contract)
- Rental car reimbursement up to $30 per day or $150 per occurrence
- Trip interruption coverage for covered breakdowns more than 100 miles from home (up to $75 per day for a maximum of three days)
- Maintenance benefits for one year (varies by plan, but usually includes oil changes, brake pad and shoe replacements, battery replacements, cooling system and lube maintenance and a free safety inspection)
These benefits go beyond what many providers offer. Free maintenance for a year makes it easy to keep up with oil changes, and road hazard tire repair covers damage to your tires from driving over debris.
Based on our most recent available quote data from 2023, the company’s plans ranged in price from $2,880 to $3,720, with a payment term of 24 months for coverage that lasted five years or 100,000 miles. This means Omega Auto Care coverage costs are in line with the industry average extended warranty cost.
Omega Auto Care plans come with a $100 deductible that is reduced to $0 if you go to a RepairPal Certified mechanic.
Online reviews for Omega Auto Care are mostly positive, with many pointing to Omega’s communications with repair shops as a highlight. The company has an A+ rating on the BBB, as well as accreditation. Customers have given Omega Auto Care a rating of 3.6 out of 5 stars on the BBB, though this includes reviews for both home and auto warranties.
On Trustpilot, Omega Auto Care holds a 3.7 out of 5-star rating from around 1,400 customer reviews. Many of these positive reviews mention friendly and helpful customer service and competitive pricing.
None of the 1,000 respondents to our 2025 extended warranty survey reported having coverage with Omega Auto Care. However, in our 2024 survey, 32 respondents indicated having an Omega Auto Care plan, and 73% were very satisfied with the company. Another 22% were slightly satisfied, while just 5% were slightly unsatisfied.
Of those respondents, eight submitted a claim to Omega Auto Care, and all of them had their claims approved.
Best Extended Car Warranty Plans
Based on the coverage rating from our editorial team, Endurance, Everything Breaks and Omega Auto Care offer the best extended warranty coverage plans overall. We’ll go through our picks for the best plans below.
Bumper-to-bumper warranties offer the most comprehensive level of coverage. These plans are also called “exclusionary warranties” because they come with a short list of what’s not covered rather than what is. The coverage found in these plans tend to be similar to the factory warranty that comes with new cars.
| Best Bumper-to-Bumper Plan | Why It’s the Best |
|---|---|
| 1. Endurance Supreme | This plan covers all breakdowns except for a list of exclusions. It comes with Endurance’s Elite Benefits, and you work with Endurance directly when filing a claim. |
| 2. Omega Auto Care New Exclusionary | Omega Auto Care’s New Exclusionary plan covers nearly every car component and system, plus free maintenance for a year. |
| 3. Autopom! Exclusionary | Autopom! makes our list here because it’s a great value considering the cost of a plan divided by the years it covers. |
Unlike exclusionary coverage, mid-level and powertrain plans offer stated-component coverage. This type of contract lists every component that’s covered. If it’s not listed, then it’s not covered.
Also called “named-component” or “inclusionary” warranties, these contracts vary more between providers than bumper-to-bumper or powertrain plans. Due to their balance of cost and coverage, stated-component plans tend to be good options for used cars with high mileage.
| Best Mid-Level Plan | Why It’s the Best |
|---|---|
| 1. Endurance Superior | This option covers nearly everything from the company’s bumper-to-bumper Supreme coverage minus your car’s seals, gaskets and a few minor items. |
| 2. Everything Breaks Deluxe | It covers hundreds of components across 15 major systems in your vehicle, including high-tech electronics, audio, emissions and brakes. |
| 3. Omega Auto Care Used Stated | This plan offers a good value, covering 12 crucial vehicle systems while saving money compared to an exclusionary plan. |
Powertrain extended warranties are the lowest coverage tier and are often the most affordable. They offer basic protection for a car’s most vital systems, making them the best extended car warranty plans for those on a budget. While there are differences between powertrain choices, they typically cover the engine, transmission and drive axles.
| Best Powertrain Plan | Why It’s the Best |
|---|---|
| 1. Everything Breaks Standard Powertrain | Everything Breaks offers this plan and an enhanced powertrain option, both of which come at affordable prices. |
| 2. Omega Auto Care Powertrain | The company offers three powertrain plans to choose from, ranging from basic protection to enhanced coverage. |
| 3. Endurance Secure | What sets Endurance Secure apart from comparable plans is the year of free Endurance Elite Benefits. This can give you a bit of added peace of mind when purchasing coverage for an older, high-mileage vehicle. |
How To Find the Best Extended Car Warranty
As you shop for an extended warranty, it’s helpful to know how to find a reputable provider. There are dozens of options from your local dealer to online providers, and not all offer the same level of service.
1. Know What an Extended Car Warranty Does and Doesn’t Cover
Extended warranties don’t cover every part and system in your vehicle. Instead, coverage is based on the type of extended warranty you purchase. In addition, all extended warranties outline a list of exclusions that the provider won’t cover. Although exclusions may differ between companies, here are some common exclusions:
- Wear-and-tear items
- Routine maintenance
- Damage from abuse, misuse or neglect, including lack of maintenance
- Collision damage
- Environmental damage, such as weather
- Incidental damage, such as theft or vandalism
- Damage from modifications
- Vehicles with inaccurate or nonfunctional odometers
2. Decide Whether a Warranty Is Worth It
If you have funds set aside for unexpected repairs, you might not find the cost of an extended warranty worth it. But if you’d struggle to cover an expensive repair, you may find the coverage helpful. To decide if an extended warranty is worth it, ask yourself if you:
- Want extra peace of mind against factory defects and workmanship errors
- Prefer budgeting for an extended warranty plan vs. putting money aside for repairs
- Plan on owning your car for many years and miles
- Need extra benefits like roadside assistance or trip interruption
3. Research Company Reputations
You can look at review scores from sources like the BBB and Trustpilot to get a sense of how the company handles complaints. All extended warranty companies we’ve researched have at least a few negative reviews, but the best providers respond to complaints and try to resolve issues.
4. Understand Extended Car Warranty Costs
According to our 2025 survey, 19% of respondents reported paying a total of $1,001 to $1,500 for extended warranty coverage. Around 18% reported paying between $1,501 and $2,000, and 17% paid between $2,001 and $2,500.
| Cost Range (Total Cost) | Percent of Respondents |
|---|---|
| $500 to $1,000 | 16% |
| $1,001 to $1,500 | 19% |
| $1,501 to $2,000 | 18% |
| $2,001 to $2,500 | 17% |
| $2,501 to $3,000 | 11% |
| $3,001 to $3,500 | 8% |
| $3,501 to $4,000 | 6% |
| More than $4,000 | 5% |
Factors that can affect extended warranty costs include:
- Your vehicle’s make and model
- Your vehicle’s age
- Your vehicle’s mileage
- Coverage length
- Coverage level
- Your choice of deductible
How you pay for coverage matters, too. If you roll the cost of an extended warranty into your auto loan, you’ll end up paying interest on the cost of coverage. On the flip side, if you pay in full or make a higher upfront payment, you’ll likely pay less per month for coverage.
Fixed-term contracts are typically less expensive than unlimited-term contracts. With a fixed-term contract, you’ll pay off the cost of your plan before coverage expires. In contrast, unlimited contracts are only in force as long as you continue to make payments. Coverage is canceled when you stop making your monthly payment.
5. Compare Quotes
The best way to save money is to compare extended warranty quotes. You’ll need to provide each company with basic information about your vehicle, such as its mileage, make and model, which will be used to estimate your price. We recommend reaching out to at least three extended car warranty companies so you can compare options and find the best deal.
6. Read the Contract Before Signing
Before you purchase an extended warranty, read over your contract to understand what’s covered, what’s excluded and what the contract terms are. Some of the most frequent customer complaints can be attributed to a lack of understanding about what’s covered. To avoid disappointment and frustration, familiarize yourself with the following plan details:
- Labor rate coverage limits
- Definition of mechanical failure
- Maximum payout per contract
- Original equipment manufacturer parts coverage
- Waiting periods or inspections required before coverage
- Required maintenance documentation
- Emergency repair procedures
- Cancellations (including money-back guarantees) and contract transfers
Best Extended Manufacturer Warranties
Audi, Ford and Honda stand out for offering the best extended manufacturer warranties. Each automaker has an extensive plan that can provide coverage once the factory warranty expires.
Audi: Best Extended Manufacturer Warranty
The Audi extended warranty stands out from other vehicle manufacturer plans because it offers protection for up to 10 years or 150,000 miles, plus a range of deductibles and benefits such as roadside assistance. The manufacturer has three warranty plans that range from comprehensive bumper-to-bumper protection to basic powertrain coverage.
Ford: Most Coverage Levels
Ford’s extended warranty comes in four different coverage levels. Plans can last up to 10 years or 175,000 miles, with most plans coming with a $100 deductible. The highest-tiered plan protects over 1,000 vehicle components, while the most basic plan covers 29 components, including the engine and transmission.
Honda: Robust Vehicle Protection
The Honda Care extended warranty is a single plan that provides protection up to eight years or 120,000 miles. This plan is different because it can only be purchased when you buy your new Honda vehicle. Honda Care covers the powertrain, electronic systems, air conditioning, heating, suspension, brakes and steering systems.
Extended Car Warranty: FAQs
Yes. Some providers will allow you to negotiate a better price on an extended warranty. In our experience, this can be done over the phone.
No. An extended auto warranty covers mechanical breakdowns caused by defective parts, meaning it won’t cover accidents or collisions like car insurance does. Some car insurance companies offer similar coverage through mechanical breakdown insurance, but this isn’t a standard option.
Based on our experience, a fair price for an extended car warranty is generally between $1,000 and $4,000 overall. While this is a wide range, nearly 80% of the 1,000 respondents in our 2025 car warranty survey reported paying within this range for their vehicle service contracts.
How We Rated the Best Extended Warranty Companies
Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best extended car warranty companies. We collected data on dozens of auto warranty providers to grade the companies on a wide range of ranking factors. The end result was an overall rating for each provider, with the companies that scored the most points topping the list.
Here are the factors our ratings take into account:
- Coverage (30% of total score): Companies that offer a variety of choices for warranty coverage, long contract terms and added benefits are more likely to meet consumer needs.
- Cost (30% of total score): Auto warranty companies with affordable rates and multiple deductibles scored highest in this category.
- Transparency (20% of total score): This score is based on contract transparency and the availability of a money-back guarantee.
- Reputation (10% of total score): Our research team considers availability, ratings from industry experts and years in business when conferring this score.
- Customer experience (10% of total score): Based on customer satisfaction ratings and our extensive shopper analysis, we consider the responsiveness, friendliness and helpfulness of each warranty company’s customer service team.
Our credentials:
- 500+ hours researched
- 40+ companies reviewed
- 2,000+ consumers surveyed
How we obtained cost information:
- Our research team used a secret shopper strategy to get accurate quotes
- The research team will find out if there are any discounts or savings opportunities
- We keep track of the length of the call, sample contracts, and overall helpfulness of the representative
*Data accurate at time of publication.