Here’s a breakdown of how we reviewed and rated the top LLC services providers
If you’re considering starting an LLC but want the help of an expert service, you’re not alone. Of the 1,000 LLC members our team surveyed in 2025, 43% of them chose to file online with the help of an LLC service. We at the MarketWatch Guides team ranked ZenBusiness second in our review of the best LLC services available in 2026. Keep reading to see if this provider is the right one for you.
The listings that appear are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Not all companies, products or offers were reviewed in connection with this listing.
Our Take On ZenBusiness
ZenBusiness stands out for its customer service, with positive reviews on multiple online platforms, and its affordable service options — the company offers a $0 basic starter package for entrepreneurs on a budget.
For those who want more than just the basics, ZenBusiness offers two additional packages that include an operating agreement and employer identification number services, as well as rush processing. Included in all plans is a personalized AI guide to help you with your formation process.
ZenBusiness has recently begun offering new features that are listed below in this guide. Registered agent service is now included with the Premium plan. For the other plans, ZenBusiness offers its registered agent service as an add-on for $99 for the first year, which still places it among the most affordable options among LLC services.
The listings that appear are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Not all companies, products or offers were reviewed in connection with this listing.
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Pros and Cons of ZenBusiness
Consider the pros and cons of using ZenBusiness’s LLC formation services:
Worry-Free Compliance now features the actual filing of annual reports and up to two amendments, not just alerts
ZenBusiness now offers a 100% accuracy guarantee with every business formation to cover errors in filing with the state
Excellent customer support
Has one of the highest costs for Premium plans among the providers we review at $349/year for the first year
Doesn’t offer legal advice, unlike competitors such as Rocket Lawyer
ZenBusiness LLC Services and Features
We’ve spent over 250 hours reviewing LLC formation services, including ZenBusiness. We’ll walk you through the company’s most significant features and describe our experience with its customer service.
ZenBusiness LLC Plans
ZenBusiness offers three plans: Starter, Pro and Premium. The Starter plan covers standard filing and the Pro plan includes filing and the basics to start an LLC. The Premium plan offers tools to enhance your business beyond LLC formation. Review our comparison table and read more for details on how the plans compare.
| Starter ($0 + State Fees) | Pro ($199 per Year + State Fees) | Premium ($349 per Year + State Fees) |
|---|---|---|
| Preparing and filing articles of organization | Preparing and filing articles of organization | Preparing and filing articles of organization |
| Processing in 7 to 10 business days | Processing in 1 business day | Processing in 1 business day |
| Unlimited name searches | Unlimited name searches | Unlimited name searches |
| Online dashboard access | Online dashboard access | Online dashboard access |
| Free for first year, then $199 per year | EIN business tax number | EIN business tax number |
| Velo – Personalized Ai Guide | Operating agreement | Operating agreement |
| Rush Processing | Rush Processing | |
| Logo Builder | Velo – Personalized Ai Guide | |
| Velo – Personalized Ai Guide | Business document template library | |
| Business domain name with privacy | ||
| Business email address | ||
| Personalized customer service | ||
| Logo Builder | ||
| Business Advisor Consultation | ||
| Registered Agent Service |
Processing times largely depend on the state you’re filing in, but ZenBusiness helps you track the process by providing an estimated date for when your LLC will be official.
ZenBusiness Add-On Services
As you begin answering questions about what you envision for your business, ZenBusiness makes recommendations for additional services, which you can either choose to accept or decline.
- Worry free compliance: Files annual reports for you with up to two amendments.
- Operating agreement: Provides an operating agreement template to outline the rules that govern your LLC.
- EIN: Completes EIN paperwork and filing on behalf of your LLC.
- Fastest filing speed: Internally files your LLC in one business day.
- Business documents: Access to a library of over 25 different business document templates.
- Business website builder: AI-website tool with built-in pro features, no coding needed.
- Domain name: Registers a unique domain name, and adds a website and email address to grow your business online.
- Business email address: One email account with 5 GB of free storage.
- Business banking: After receiving an EIN, ZenBusiness will open a business bank account with no deposit required.
- Bookkeeping and Invoicing Software: An accounting software that helps you track income and expenses, send invoices and complete payments.
- Unlimited tax advice: Year-round tax advice, tax prep and tax filing.
- Registered agent service (Available on the Premium plan): Monitor state notices, upload important documents to your dashboard and notify you of legal notices requiring your attention.
ZenBusiness also has a partnership with Bank of America offering special sign up bonuses for new businesses.
ZenBusiness Customer Service
ZenBusiness customer service is accessible seven days per week regardless of the package you buy. Even with a $0 basic package, you can quickly connect with a customer service representative and get your questions answered. Our team reached out to ZenBusiness customer support to experience it for ourselves.
We used the chat feature to ask about adding registered agent services after processing LLC paperwork. Initially, the automated chat responses weren’t as accurate as we needed. However, we were then able to connect with a real agent, not a bot. Within a few minutes, we got our questions answered.
ZenBusiness 60-Day Money-Back Guarantee
ZenBusiness services are backed by the company’s 60-day money-back guarantee. This policy states that ZenBusiness will provide a full refund for the first 60 days, minus the costs already incurred in the business formation process. ZenBusiness now offers a 100% accuracy guarantee with every business formation to cover errors in filing with the state.
How much does ZenBusiness Cost?
Customers who choose ZenBusiness’s Starter package, which costs $0, can select add-ons, which are priced as follows:
- EIN application: $99
- Custom operating agreement: $99
ZenBusiness also offers a Pro plan for $199. Customers can add the following standalone services to either the Starter or Pro plans.
- Business documents: $99
- Website builder: $15 per month
- Domain name: $35 per year
- Email address: $25 per year
- Registered agent: $99 for the first year, $199 for every year after
ZenBusiness offers a highest tier package, the Premium plan for $349. Customers can add standalone services to any plan with the following fees:
- Business banking: $5 per month
- Bookkeeping and invoicing software: $30 per month
- Unlimited tax advice: $49 per month
Rush processing from ZenBusiness speeds up LLC filing to one business day and costs $79. Rush processing times are included in the Pro and Premium plans.
ZenBusiness: Reputation
ZenBusiness has a positive industry reputation. It carries an A+ rating and accreditation from the BBB and a 3.9 rating from customers on the same platform. On TrustPilot, ZenBusiness has an “Excellent” rating of 4.8 stars from over 25,000 reviews. In our survey of LLC members, 91% of the individuals who filed with ZenBusiness were satisfied with their LLC service provider.
How ZenBusiness’s LLC Formation Services Compare
In our 2025 survey, ZenBusiness was the second-most popular choice among business owners who used a service to register their LLCs.
See how its basic package compares to similar offerings from other popular companies below.
| Services and Features | ZenBusiness | LegalZoom | Bizee | Swyft Filings |
|---|---|---|---|---|
| Cost | $0 | $0 | $0 | $0 |
| Registered Agent | $99 for the first year, $199 per year after | $249 | Free for first year | $596 |
| Operating Agreement | $99 | $99 | $99 | $35 |
| EIN Registration Fee | $99 | $79 | $70 | $70 |
| Processing Time | 7 to 10 business days | 5 to 14 days | Varies by state | 3 weeks |
The listings that appear are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Not all companies, products or offers were reviewed in connection with this listing.
FAQ: ZenBusiness Review
Legal Zoom scored higher in our review of 12 LLC formation services with a 4.8 out of 5. ZenBusiness got the second-place spot. Both providers offer a $0 starter package and offer an array of different services that might be useful to individuals navigating starting a business.
According to ZenBusiness’s website, purchases are backed by a 60-day money back guarantee. Individuals who wish to cancel their subscription or an add-on service can email or contact Zenbusiness directly. There are no penalties against cancelling a subscription; however, after 60 days, no refunds will be issued.
It will take seven to 10 business days to process your filings with the ZenBusiness Starter plan, but only one day with the Pro or Premium plan. The total time will depend on how quickly the state processes your documents, which depends on the state and filing volume.
Our LLC Formation Review Methodology
To provide consumers with objective and accurate information, our experts created a comprehensive system for rating limited liability company services. We researched a dozen online LLC, registered agent and trademark registration services.
We conducted a survey in 2025 of 1,000 professionals who had used LLC services within the past year. We analyzed the results of this survey to determine the following rating criteria:
- Features (30% of total score)
- Customer Experience (25% of total score)
- Value (25% of total score)
- Reputation (20% of total score)
Visit the full LLC methodology page for more details on our rating system.
*Data accurate at time of publication.
Legal Disclaimer: This article contains general legal information but does not constitute professional legal advice for your particular situation and should not be interpreted as creating an attorney-client relationship. If you have legal questions, you should seek the advice of an attorney licensed in your jurisdiction.
