Everything founders need to
raise smarter

From investor-ready financials to funding opportunities and AI-powered insights — FundNaija helps you prepare, connect and close funding across Africa and beyond.

Trusted by 10,000+ founders Africa first, global reach No credit card required

Nigeria · Ghana · Kenya · South Africa · US · UK   |   No credit card required

Funding Intelligence Suite

Sample
FundScore™
Investor readiness · 8-pillar IRB
DSCR
1.8
PD
12%
LGD
35%
CreditScore™ · Loan readiness 78 · Moderate Risk
ImpactScore™ · Grant readiness 84 · Grant Ready
23 funding matches found — loans, grants & investors

Used by founders, lenders & investors to assess funding readiness.

Trusted by founders applying to

Google for Startups Y Combinator Mastercard Foundation USAID Seedstars Techstars AWS Google for Startups Y Combinator Mastercard Foundation USAID Seedstars Techstars AWS

Why FundNaija

Everything founders need to raise smarter

Investor-Ready Financials

AI-generated business plans, financial projections, and pitch decks formatted for investors.

Funding Opportunities

Discover grants, loans, and investment opportunities matched to your sector, stage, and country.

AI-Powered Insights

Get actionable guidance from an AI advisor grounded in your actual business data and plan.

FundScore Assessment

IRB 8-pillar readiness score with DSCR, PD, and LGD — the same metrics banks use.

One platform. Multiple fundraising tools.

Funding Intelligence Suite

FundScore™

IRB 8-pillar investor readiness score (0-100). Computes DSCR, probability of default, and loss-given-default.

CreditScore

AI loan creditworthiness assessment. 6-pillar scoring covering debt-service coverage and repayment capacity.

ImpactScore

Grant readiness and social impact scoring. SDG alignment mapping, community reach, and sustainability index.

Idea Validator

FREE

Test your business idea in 2 minutes. AI scores it across 6 pillars. No signup required.

Try it now →

AI Business Plan Generator

Turn an idea into a structured business model and execution plan. 9 sections, goal-adaptive, investor-grade.

Investor Pitch Deck

Generate a 10-slide investor-ready deck in minutes. AI-written, data-backed, presentation-ready.

Startup Valuation

Estimate what your startup is worth with Berkus and Revenue Multiple models. Low/mid/high range.

Funding Alerts

Track grants, loans, and investment opportunities in real time. 134+ sources, AI-matched to your profile.

AI Startup Advisor

Get on-demand guidance for strategy, finance, and operations. Grounded in your actual business plan.

How It Works

From idea to investor-ready in 4 steps

1

Validate your idea

Test your business idea with AI in 2 minutes — free, no signup. Get a score across 6 pillars before you commit.

2

Generate your funding assets

AI creates your business plan, pitch deck, valuation, and readiness scores automatically.

3

Assess readiness and improve weak points

FundScore identifies exactly where your application is strong and where it needs work. Fix the gaps before you apply.

4

Match with the right capital opportunities

AI matches you with relevant grants, loans, and investors. Apply with confidence, backed by data.

Built for the next generation of African founders

10,000+

Founders across Africa and the diaspora

6

AI scoring engines for loans, grants, and equity

134+

Funding sources tracked in real time

This is the kind of infrastructure African founders should have had years ago.

FundNaija User

FundNaija makes fundraising preparation feel practical, not intimidating.

FundNaija User

For Lenders · After Disbursement

We help you get repaid

Recovery Intelligence predicts repayment risk, nudges borrowers early and fairly, and gives you audit-grade records — so more loans perform. Intelligence and facilitation, not debt collection: you stay in control of enforcement.

Predict

Deterministic Recovery Score™ + delinquency early-warning flag at-risk loans before they default — explainable, never a black box.

Prevent

Empathetic, multilingual reminders + promise-to-pay across WhatsApp, email & in-app — every message compliance-gated (consent, hours, frequency).

Recover

Stage-based playbooks + audit-grade, QR-verifiable payment statements & recovery reports when a case needs escalation.

Integrate FundNaija scoring
into your lending workflow.

Score applications, assess credit risk and automate recovery — directly in your lending stack via our REST API. The same intelligence founders use, built for institutions.

FundScore API — 8-pillar IRB readiness, DSCR, PD & LGD
CreditScore API — loan creditworthiness & repayment capacity
Recovery Intelligence API — predict, prevent & recover repayments
View API Docs
Example: Score a business 200 OK
{
  "id": "fs_8kL2mN9pQr",
  "score": 72,
  "rating": "Strong",
  "metrics": {
    "dscr": 1.8,
    "pd_pct": 12.0,
    "lgd_pct": 35.0
  },
  "pillars": {
    "revenue_quality": 84,
    "debt_serviceability": 71,
    "market_positioning": 68,
    "management_quality": 75,
    "collateral_strength": 62,
    "regulatory_compliance": 80
  },
  "matched_programmes": 23,
  "created_at": "2026-04-24T14:32:00Z"
}

Pricing

Transparent pricing for every stage

Start free. Scale when ready.

Free

$0/mo
  • ✓ 1 AI business plan
  • ✓ 1 FundScore compute
  • ✓ PDF download (watermark)
Get Started

Starter

$5/mo
  • ✓ Up to 3 business plans
  • ✓ Unlimited clean PDFs
  • ✓ ReadyScore analytics
Get Starter
POPULAR

Growth

$15/mo
  • ✓ CreditScore + ImpactScore
  • ✓ Deal Room + Pipeline
  • ✓ Investor Portal listing
  • ✓ 5 business plans
Get Growth

Enterprise

$39/mo
  • ✓ Investor Matching Engine
  • ✓ Startup Valuation Tool
  • ✓ API access
  • ✓ 10 plans + everything
Get Enterprise
🪙 Pay-Per-Use Tokens

No subscription? Buy tokens and use any feature on demand.

10
tokens
$3
$0.30 per token
Buy Pack
BEST VALUE
25
tokens
$6
$0.24 per token
Buy Pack
60
tokens
$12
$0.20 per token
Buy Pack
📋 Business Plan = 2 tokens 📊 FundScore = 3 tokens 💳 CreditScore = 5 tokens 🎤 Pitch Deck = 5 tokens 📈 Valuation = 3 tokens

Discover better-prepared founders

FundNaija helps founders become more funding-ready before they ever enter an investor conversation, improving quality, clarity, and speed across the funnel.

For Partners

Earn with FundNaija

Refer founders to FundNaija and earn commission on every paid upgrade. Built for creators, consultants, and community builders across Africa and the diaspora.

Ecosystem

Our Partners

We work with hubs, accelerators, and institutions to help founders get funding-ready and access the right capital.

Interested in partnering with FundNaija? Get in touch.

The future of African fundraising is infrastructure, not guesswork

Join the platform helping founders prepare, present, and pursue capital more effectively.

Get Started Free